Terms & Conditions
** Under Income Tax Act, 1961 based on tax benefits upto Rs.
30,900 on purchase of life insurance plans u/s 80C, 80CCC @
30.9% of investment upto Rs. 1,00,000 and Rs. 10,815 on
purchase of health life insurance plans u/s 80D @ 30.9% of
investment upto Rs. 35,000 with any other insurer. These
figures are calculated for the higher income slab.
Unit linked life insurance products are different from the
traditional insurance products and are subject to risk
factors. Premiums paid in unit linked life insurance policies
are subject to investment risks associated with capital
markets and NAVs of the units may go up or down, based on the
performance of fund and factors influencing the capital
market and the insured is responsible for his/her decisions.
For more details on risk factors, terms and conditions,
please read the sales brochure carefully before concluding
the sale. Please know the associated risks and applicable
charges, from your Insurance agent or Intermediary. The
premiums and funds are subject to certain charges such as the
Premium Allocation Charge, Policy Administration Charge, Fund
Management Charge and applicable Mortality Charges. The
customer will also have to bear a discontinuance charge if
the policy is discontinued before the end of 5 policy years.
We have a right to increase/introduce charges subject to
prior approval from IRDA.
IndiaFirst Life Insurance Company Limited is only the name of
the Insurance Company and
Smart Save Plan is only the name of the unit linked life
insurance contract and do not in any way indicate the quality
of the contract, its future prospects, or returns. Insurance
is the subject matter of the solicitation. Product UIN:
Smart Save Plan 143L010V01. IRDA Reg. No. 143. Address of
IndiaFirst Life Insurance Company Limited: 301, 'B' Wing, The
Qube, Infinity Park, Dindoshi - Film City Road, Malad (East),
Mumbai - 400 097. Registered Address: C-26, Baroda Corporate
Centre, N Block, Bandra-Kurla Complex, Bandra (E), Mumbai -
Toll Free No.: 1800 209 8700. SMS <
FIRST> to 56677, SMS charges apply.