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IndiaFirst Future Plan Security

Introduction

You evolve, you mature… And we help you prosper.

The best years of ‘Life' ought to be your retirement years. You have worked hard all your life, and you deserve the best things in life in these golden years.

We identify with you. We are therefore presenting the perfect plan that will empower you for this golden period. Our retirement plan helps you set aside money in your prime years when you are generating income and enjoy a healthy lump sum or a steady income in your retirement years. With IndiaFirst Future Plan, you can now look forward to your golden years.

IndiaFirst Future Plan is a Unit Linked Plan, under which you can choose the age at which you wish to retire, and the premium you invest towards your retirement. You get the fund value as proceeds at your chosen age of retirement (vesting age).

Key Features

• You can choose the age at which you want to retire.
• You have the option to invest in Debt, Equity, Balanced or a Liquid fund where you choose the proportion of your investment into each.
• You can make the most of your investments by ‘switching' from one fund to another.
• You have the option to build up your retirement corpus through additional deposits.
• You get easy access to your money by being able to withdraw partially.
• You can enjoy tax free returns up to 1/3rd of the fund value as at your chosen date of retirement (called Vesting Age).
• Throughout IndiaFirst Future Plan, there is only one entity involved, i.e., the ‘Policyholder'.
• A policyholder is you, the person who holds the plan.

Risk Factors

• The premiums paid in unit linked plans are subject to investment risks associated with capital markets.
• The value of the units may go up or down based on the performance of the fund.
• Other factors influencing the capital market also affect the value of the units. Hence you, as the policyholder are responsible for all your decisions.
• None of our funds offer a guaranteed or assured return.
• The past performance of our other funds does not necessarily indicate the future performance of any of these funds.