IndiaFirst As Your Insurer

While everyone may need life insurance, they do not ask for it. Many believe life insurance is difficult to understand, the selling process is pushy or cumbersome and the benefits are not really useful. That's why we offer you simple, easy to understand life insurance plans with real benefits at a good price, backed up by efficient service. We try hard to explain to you both the pluses and minuses in every plan - there is no small print in any of our plans. We do believe taking care of our customers' interests is the best way to promote our business.

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Save Tax

Tax planning is not only a basic duty of every one of us but is also important for our own financial planning. It helps you reduce your income tax liability and also ensures a better future due to compulsory savings in highly safe government approved schemes. You should choose your investment options in such a way, that the post-tax yield is the highest possible keeping in mind the basic parameters of safety and liquidity. Life insurance plans are an effective way to save taxes. You may choose from a variety of life insurance plans based on your life stage and risk appetite.

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Traditional Saving Plans

Traditional or conventional plans are the oldest types of insurance plans available. These plans cater to customers with a low risk appetite. Hence investment returns are not very high with a major part of the investible funds being diverted to debt instruments. They usually invest in low risk return options and offer guaranteed maturity proceeds along with declared bonuses (if applicable). Withdrawals are generally not allowed before maturity. At IndiaFirst we offer you the IndiaFirst Secure Save Plan along with the IndiaFirst Term Rider to help you secure your dreams.

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ULIP

A Unit Linked Insurance Plan (ULIP) is a life insurance plan, which offers the dual benefits of protection as well as savings. The protection component is the insurance cover while the savings component is that portion of the premium that is invested by the insurance company on your behalf in a fund/(s) of your choice. The first one is called Death Benefit and the second one, Maturity Benefit. At present, we provide you the IndiaFirst Smart Save Plan and the IndiaFirst Young India Plan to help you fulfill your dreams while ensuring the financial security of your loved ones.

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Protection Or Term Plans

Protection plans protect the family against the ‘cash flow risk' of the untimely death of the breadwinner. This is a real risk most of us underplay. Everything does not go as planned. Life throws up nasty surprises. The only way to somewhat reduce the pain of death in the family is to make sure that at least financially the family is secure. Protection plans protect your family financially from unforeseen circumstances. At IndiaFirst, we provide you the IndiaFirst Life Plan, IndiaFirst Simple Life Plan and IndiaFirst Anytime Plan to cater to your risk protection requirements.

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