IndiaFirst Money Back Health Insurance Plan

Health + Wealth

Health is the most important asset you have. Every aspect of your life is dependent on your good health. When you work hard to meet your aspirations, sometimes you tend to forget about your health. Modern day stress, eating habits, sedate life style and family conditions all cause serious damage to your health.

You should always be careful about your health. Take simple and effective steps to ensure your wellness. But inspite of this, should something happen, do you have enough money to meet the raising health care costs?

Most of us ignore health insurance because we just don't want to incur premium costs when we get nothing in return except when there is a serious health problem.

But how about a Health Insurance Plan that helps you earn returns even if you don't have a claim? And in case you have a claim, it not only gives you comprehensive hospital benefits but also additional cash you saved extra for a rainy day like this?

Our IndiaFirst Money Back Health Insurance plan provides you both: A very wide, comprehensive health insurance cover for you and your family and also an excellent investment opportunity to systematically save and earn market returns building a pool of money which you may need for anything including health care.

Key Features

• The cost of health cover will be guaranteed for the first year and thereafter will be reviewed every year
• Reimbursement of all other medical expenses not covered in the hospitalization benefit, by creating a fund for you and your family
• You have the option to invest in 5 funds across different asset classes, where you choose the proportion of your investment based on your risk appetite
• You can make the most of your investments by ‘switching' or ‘redirecting your premium' from one fund to another
• Under Section 80D you can enjoy tax benefits on the morbidity premium you paid and also get a benefit under Section 80C for premium contribution allocated towards your market linked fund. You can also get tax benefits on the benefits you receive at maturity of your policy, under Section 10 (10D)

Risk Factors

• The premiums paid in unit linked plans are subject to investment risks associated with capital markets
• The value of the units may go up or down based on the performance of the fund
• Other factors influencing the capital market affect the value of the units. Hence you, as the policyholder are responsible for all your decisions.
• None of our funds offer a guaranteed or assured return.
• The past performance of our other funds does not necessarily indicate the future performance of any of these funds