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Traditional Savings Plan

Traditional plans or conventional plans are the oldest types of insurance plans available. These plans cater to customers with a low risk appetite. Hence investment returns are not very high with a major part of the investible funds being diverted to debt instruments. They usually invest in low risk return options and offer guaranteed maturity proceeds along with declared bonuses.
These plans do not allow you to choose investment avenues. Your funds are invested as per the strategy and discretion of the company. Your premiums are invested in a common 'with profits' fund and therefore you cannot track your individual portfolio.
Most traditional plans offer the sum assured plus a guaranteed bonus (if applicable) at the end of the plan term. Premium to sum assured ratios are usually fixed for each plan & age and cannot be altered to suit the needs of the customers. Withdrawals are generally not allowed before maturity. Instead, some policies offer you the facility to take a loan against your investment.Pure Term

Our IndiaFirst Secure Save Plan is a non linked with profit savings plan. The plan offers you an assured amount plus additional returns in the form of bonus declared by the company. We will pay the sum assured plus all bonuses paid till date in case of the life assured's untimely demise, ensuring the financial security of his/her loved ones. This is a regular premium plan with the option of choosing a 10 to 30 year plan term.

A rider is an add-on benefit to any base insurance plan.
Our IndiaFirst Term Rider is a pure term insurance rider, which ensures that your loved ones are taken care of, even in your absence. This rider enhances the life cover of the base plan and provides additional protection to the family in case of the life assured's unfortunate demise. It provides you the benefits of an additional life cover, over and above the base death benefit for a period of 5 to 30 years, at a reasonable price.