A Chartered Accountant by qualification, Mr. Jayakumar also holds a Post Graduate Diploma in Business Management from XLRI, Jamshedpur. In addition, he is a distinguished Chevening Gurukool Scholar from the London School of Economics and Political Science.

Prior to his appointment as MD & CEO of Bank of Baroda, he was the Co-founder & CEO of Value Budget Housing (VBHC), a leader in housing for low and moderate income household since 2009. He was also the Co-founder & Non-Executive Promoter Director for Home First Finance Company, a housing finance institution regulated by the NHB that financed customers who weren’t able to get mortgage loans from banks.

Mr. Jayakumar has also worked with Citibank in India and Singapore, where he spent over 23 years. He has contributed to several innovations in retail banking in India. He was associated with the first asset securitisation in India in 1991 and the first multi-lingual biometric ATM for the financially excluded in 2006.

Mr. Jayakumar has held diverse assignments at Citibank, such as Treasurer - Consumer Bank, Business Development Head covering deposit and lending business, Managing Director for Citi Financial Ltd., Managing Director and Head of Citibank Consumer Loan for Asia Pacific Countries (covering Indonesia, Philippines, Australia, Thailand, Hong Kong and Korea), Country Head - Citibank Consumer Business and Head of Balance Sheet Management - Asia Pacific. He also served as a Board Member in many of Citibank's subsidiaries in India.

In his spare time, Mr. Jayakumar likes to cycle, play squash and golf.



A senior professional in the insurance sector, Simon brings to the group over 20 years of experience.

Mr. Burke graduated from Imperial College, London with a BSc in Chemistry and qualified as a Chartered Accountant in 1999. He is also a member of the Institute of Chartered Accountants of Scotland and served on the institute’s Pension and Tax Committees.

Later, Mr. Burke took on the role of Group Tax Director at Standard Life. During this time he led part of Standard Life’s demutualisation with the responsibility for a team of around 50 actuaries, accountants and lawyers.

Subsequently, at Legal and General, Simon led the tax function and won several industry awards. He is a member of L&G’s Shareholder Funds Investment Committee, which manages the group’s surplus capital, and a director of Legal & General Finance Plc.

Currently, Simon is the Group Commercial Director of Legal and General, London. In his spare time, he enjoys running, cycling, skiing, sailing, and supports Arsenal FC.



Mr. Garg, Executive Director - Bank of Baroda, holds a Master’s Degree in Commerce and a Bachelor’s Degree in Law from Delhi University. He is an aluminous of Shri Ram College of Commerce (SRCC). He is also a Certified Associate of Indian Institute of Banking & Finance (CAIIB).

Mr. Garg joined Bank of Baroda as a Probationary Officer in 1979. During his career spanning over three and half decades, he acquired rich experience of diverse Banking Operations, Credit Management, Project Management, Compliance, Training & Development, International Operations, etc. Mr. Garg is an internationally accomplished banker having worked in Bank of Baroda Branches, Regional Office, Zonal Office and Corporate Office in India and with Bank’s offices / Subsidiary spread over three continents i.e. Europe (London), Africa (Kampala) & North America (New York). During his tenure as the Managing Director of Bank of Baroda (Uganda) Ltd., Mr. Garg also served as the Chairman of Baroda Capital Markets (Uganda) Ltd., and as a Director on the Board of Uganda Securities Exchange (USE) and Uganda Banking and Financial Services Ltd. Mr. Garg is also a Director on the Board of Bank of Baroda (Guyana) Inc., George Town and Bank of Baroda (Trinidad & Tobago) Ltd., Port of Spain. Prior to this, he was the Chief Executive of the Bank’s US Operations.



Mr. Tucker is a graduate in Commerce and a Certified Associate of the Indian Institute of Bankers. He has over three decades of experience in Banking and Finance with specialization in Credit and Forex Operations in India and overseas.

Mr. Tucker joined Bank of Baroda in 1979. He has served in various capacities, such as Branch Head, Regional Manager and Zonal Manager, besides a stint with the Bank’s subsidiary in Uganda. He also set up the Bahrain (AG) territory during his time as Chief Executive of Bahrain Operations.

He is presently serving as the General Manager - International Operations at the corporate office of Bank Of Baroda in Mumbai.



Mr. Varanasi, General Manager- Andhra Bank, is a seasoned banker with in depth knowledge of IT domain in relation to Banking and Finance.

After joining Andhra Bank as a clerk in 1979, Mr. Varanasi grew to the position of General Manager with all-round experience in various capacities. Aligning his mettle with modern times, he chose Information Technology and got involved in changeover of the Bank’s various technological platforms in tune with the changing times.

Before joining as a General Manager at Head Office, he was heading Tirupati Zone of the Bank covering two important districts of Andhra Pradesh i.e., Chittoor and Kadapa. Currently, he takes care of various departments viz. Corporate Planning, Credit Monitoring, Marketing and Corporate Communications.

He believes that Technology in Financial World is the apparel for Basic Accounting Structure which not only eases the mundane operations but also provides actionable Management Information System.


Independent Director

Mr. Roy is an experienced executive with board-level assignments in financial services spanning commercial banking, insurance, financial technologies and management of financial institutions. He is also a Life Member of the Indian Institute of Banking and Finance.

As the Managing Director and CEO at SBI Life Insurance Company, Mr. Roy played an influential role in enabling SBI Life to emerge as one of the most significant life insurers in India. Apart from this, he has won the company some important industry level distinction and brought about significant growth in its business volumes.

In 2009, Mr. Roy retired as the Deputy Managing Director of State Bank of India, ending his 37 years long inning with the company.


Independent Director

Mr. Angara has been an Advisor (Communications, Media and Technology) at Accenture India Pvt. Ltd. He is also appointed as a Senior Advisor with the advisory arm of KPMG, Mumbai w.e.f. October 16, 2017. Prior to this he was the Director of Operations at Vodafone India Services Pvt. Ltd. and Vodafone Essar Ltd. There he managed the overall business, including product development, marketing initiatives, customer relations, network development, human resources, forecasting and financial profitability.

In the past, he has served as the President & CEO of BPL Mobile Limited and RPG Ricoh Limited. Mr. Angara specializes in launching new businesses with focus on driving financial and operational success, product and marketing innovations, expense management and customer satisfaction.


Independent Director

Mr. Abhijit Sen has a Tech Hons from the Indian Institute of Technology and is a major in Finance and Information Systems from the Indian Institute of Management.

After retiring from Citi India as a Chief Financial Officer, Mr. Sen was associated with General Atlantic India from March 1, 2015 to August 04, 2017 as an External Advisor. He is also associated with E&Y from August 3, 2015, as a part-time Senior Advisor, to provide broad strategic support for their activities in the Banking and Financial Services Sectors.

Mr. Sen was responsible for the Finance function in India, Bangladesh and Sri Lanka for the entire Citi franchise encompassing the Bank and several other legal entities, covering controllership, Corporate Treasury, Financial Planning, Product Control and Tax. He was a member of all Policy level Committees and had a significant ongoing involvement in various areas of Management of the franchise with special emphasis on Business planning/Strategy, regulatory reporting aspects, financial planning and policies, ALCO and liquidity planning and corporate governance / legal entity management. He was also, responsible for interface with external rating agencies, banks and investors to broad-base funding of non-bank vehicles. He played a significant role in advocacy with regulators on key issues in the banking landscape.

Mr. Sen has a B.Tech (Hons) degree from the Indian Institute of Technology, Kharagpur and a Post-graduate Diploma in Management from the Indian Institute of Management with Majors in Finance & Information Systems.


Independent Director

Mr. Vajpeyi, a Chartered Accountant from Ernst & Whinney-London, currently acts as an External Adviser to DIT (UK Government) in India on FinTech. He is also the Chairman of AV Advisory and Director of Digital Gold India, a JV between Invent Capital and the World Gold Council.

In 2005, Mr. Vajpeyi founded Dawnay Day AV as a leading wide ranging financial services player in India, and was the company’s Vice Chairman. He successfully sold the business in 2009, with rigorous non-compete clauses into 2010.

In his long spanning career, Mr. Vajpeyi has worked closely with regulators to introduce and implement best practices in the Mutual Fund industry and has held responsible positions such as Member of the Securities Markets Infrastructure Leveraging Expert Task Force, at Securities Exchange Board of India (SEBI) and Director on the Board of AMFI. He has worked with SEBI, stock exchanges, and industry bodies across various capital market issues.

Since 2012, Mr. Vajpeyi continues to be a serial entrepreneur and venture investor involved as an Investor, Advisor and Board Director across a diverse set of companies.


Managing Director and CEO

RM Vishakha, recognised for her result-oriented leadership approach towards challenging assignments including start-ups, restructuring and reorganisation, was previously associated with IndiaFirst Life as the Chief Business Officer. Vishakha has had a diverse career spanning over two decades with special focus on Bancassurance. Prior to IndiaFirst Life, she was with Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited as the Director of Sales and Marketing.

Vishakha’s constant endeavour is to maintain a critical balance of functional and company objectives, and to constructively manage employee, manager, distributor and shareholder expectations. Her ability to drive strategic growth through effective implementation has many achievements to its credit. She successfully developed bancassurance models within public & private sectors as well as foreign banks and brought into being the first-ever retail bancassurance model. Her wide-ranging experience also comprises building and developing Group Insurance business.

Recognising the achievements through her three-decade long journey in the Indian insurance domain, ASSOCHAM (Associated Chambers of Commerce and Industry of India) honoured RM Vishakha with the Individual Achievement Award. She was also the recipient of the CA Business Leader – Woman Award from ICAI (Institute of Chartered Accountants of India), an eminent Indian statutory body. She was also among the distinguished finalists at the recent 15th Asia Business Leaders Award 2016 and for the 12th edition of the India Business Leaders Award 2017, acknowledging her amongst the remarkable business leaders in Asia and India, respectively. More recently, Vishakha made it as the 38th Most Powerful Woman in Business – a recognition bestowed by the prestigious Fortune Magazine.

Vishakha is a commerce graduate and a Chartered Accountant. She is a Fellow of the Insurance Institute of India and holds a Post Graduate Diploma in Computer Systems