Regular bonus rates declared for Individual participating plans for the FY22-23
Years |
UIN |
Bonus |
2022-23 |
143N026V01 |
5.25%(Single Pay) |
2022-23 |
143N026V01 |
5.25%(Regular Pay) |
2021-22 |
143N026V01 |
5.00% (Single Pay) |
2021-22 |
143N026V01 |
5.00% (Regular Pay) |
2020-21 |
143N026V01 |
5.00% (Single Pay) |
2020-21* |
143N026V01 |
5.00% (Regular Pay) |
2019-20 |
143N026V01 |
5.00% (Single Pay) |
2019-20* |
143N026V01 |
5.00% (Regular Pay) |
2018-19 |
143N026V01 |
5.00% (Single Pay) |
2018-19 |
143N026V01 |
5.00% (Regular Pay) |
2016-17 |
143N026V01 |
3.75% ( Single Pay ) |
2015-16 |
143N026V01 |
3.75% ( Single Pay ) |
2017-18 |
143N026V01 |
4.00% (Single Pay) |
2017-18* |
143N026V01 |
3.75% (Regular Pay) |
Years |
UIN |
Bonus |
2022-23 |
143N018V01 |
2.25% |
2022-23 |
143N018V02 |
1.00% |
2022-23 |
143N018V03 |
1.00% |
2022-23 |
143N018V04 |
1.00% |
2022-23 |
143N018V05 |
1.00% |
2021-22 |
143N018V01 |
2.50% |
2021-22 |
143N018V02 |
1.15% |
2021-22 |
143N018V03 |
1.15% |
2021-22 |
143N018V04 |
1.15% |
2021-22 |
143N018V05 |
1.15% |
2020-21 |
143N018V01 |
2.75% |
2020-21 |
143N018V02 |
1.25% |
2020-21 |
143N018V03 |
1.25% |
2020-21 |
143N018V04 |
1.25% |
2020-21 |
143N018V05 |
1.25% |
2019-20 |
143N018V01 |
3.00% |
2019-20 |
143N018V02 |
1.50% |
2019-20 |
143N018V03 |
1.50% |
2019-20 |
143N018V04 |
1.50% |
2019-20 |
143N018V05 |
1.50% |
2018-19 |
143N018V01 |
3.50% |
2018-19 |
143N018V02 |
2.00% |
2018-19 |
143N018V03 |
2.00% |
2018-19 |
143N018V04 |
2.00% |
2016-17 |
143N018V01 |
3.50% |
2016-17 |
143N018V02 |
2.00% |
2016-17 |
143N018V03 |
2.00% |
2017-18 |
143N018V01 |
3.50% |
2017-18 |
143N018V02 |
2.00% |
2017-18 |
143N018V03 |
2.00% |
2017-18 |
143N018V04 |
2.00% |
2015-16 |
143N018V01 |
3.5% |
2015-16 |
143N018V02 |
2.00% |
2015-16 |
143N018V03 |
2.00% |
2014-15 |
143N018V01 |
3.50% |
2014-15 |
143N018V02 |
2.00% |
2013-14 |
143N018V01 |
3.50% |
2013-14 |
143N018V02 |
2.00% |
2012-13 |
143N018V01 |
4.00% |
2011-12 |
143N018V01 |
4.00% |
Years |
UIN |
Bonus |
2022-23 |
143N019V01 |
2.75% |
2022-23 |
143N019V02 |
1.25% |
2022-23 |
143N019V03 |
1.25% |
2021-22 |
143N019V01 |
2.75% |
2021-22 |
143N019V02 |
1.25% |
2021-22 |
143N019V03 |
1.25% |
2020-21 |
143N019V01 |
2.75% |
2020-21 |
143N019V02 |
1.25% |
2020-21 |
143N019V03 |
1.25% |
2019-20 |
143N019V01 |
3.00% |
2019-20 |
143N019V02 |
1.50% |
2019-20 |
143N019V03 |
1.50% |
2018-19 |
143N019V01 |
3.50% |
2018-19 |
143N019V02 |
2.00% |
2018-19 |
143N019V03 |
2.00% |
2016-17 |
143N019V01 |
3.50% |
2016-17 |
143N019V02 |
2.00% |
2017-18 |
143N019V01 |
3.50% |
2017-18 |
143N019V02 |
2.00% |
2017-18 |
143N019V03 |
2.00% |
2015-16 |
143N019V01 |
3.50% |
2015-16 |
143N019V02 |
2.00% |
2014-15 |
143N019V01 |
3.50% |
2014-15 |
143N019V02 |
2.00% |
2013-14 |
143N019V01 |
3.50% |
2013-14 |
143N019V02 |
2.00% |
2012-13 |
143N019V01 |
4.00% |
Years |
UIN |
Bonus |
2022-23 |
143N012V01 |
2.75% |
2021-22 |
143N012V01 |
2.75% |
2020-21 |
143N012V01 |
2.75% |
2019-20 |
143N012V01 |
3.00% |
2018-19 |
143N012V01 |
3.50% |
2016-17 |
143N012V01 |
3.50% |
2017-18 |
143N012V01 |
3.50% |
2015-16 |
143N012V01 |
3.50% |
2014-15 |
143N012V01 |
3.50% |
2013-14 |
143N012V01 |
3.50% |
2012-13 |
143N012V01 |
4.00% |
2011-12 |
143N012V01 |
4.00% |
2010-11 |
143N012V01 |
4.00% |
Years |
UIN |
Bonus |
2022-23 |
143N035V01 |
4.50% |
2021-22 |
143N035V01 |
4.75% |
2020-21 |
143N035V01 |
5.00% |
2019-20 |
143N035V01 |
5.00% |
2018-19 |
143N035V01 |
5.50% |
2017-18 |
143N035V01 |
5.50% |
Years |
UIN |
Bonus |
2022-23 |
143N047V01 |
3.50% |
2021-22 |
143N047V01 |
3.50% |
2020-21** |
143N047V01 |
3.50% |
2019-20** |
143N047V01 |
3.50% |
2018-19 |
143N047V01 |
4.00% |
Years |
UIN |
Bonus |
2022-23 |
143N051V02 |
1.75% |
2022-23 |
143N051V01 |
1.50% |
2021-22 |
143N051V01 |
1.50% |
2021-22 |
143N051V02 |
1.75% |
2020-21 |
143N051V01 |
1.50% |
2019-20 |
143N051V01 |
1.50% |
Years |
UIN |
Bonus |
2022-23 |
143N052V01 |
2.00% |
2022-23 |
143N052V02 |
Policy Term -10 – 1.50%, Policy Term - 15 -1.70% |
2021-22 |
143N052V01 |
2.25% |
2021-22 |
143N052V02 |
Policy Term -10 – 1.70% Policy Term - 15 -1.90% |
2020-21 |
143N052V01 |
2.50% |
2019-20 |
2022-23 |
2.50% |
Years |
UIN |
Bonus |
2022-23 |
143N059V01 |
2.00% |
2021-22 |
143N059V01 |
2.25% |
2020-21 |
143N059V01 |
2.25% |
Years |
UIN |
Bonus |
2022-23 |
143N065V01 |
NA |
2021-22 |
143N065V01 |
NA |
* The bonus rate is applicable to all the inforce policies as at 31st March 2023 after completion of Guaranteed Addition Period as per T&C. ** The bonus rate is applied on notional Basic Sum Assured
The interim bonus rate applicable for death/Surrender/Maturity claims occurring after 31st March 2023 and before the declaration of the next year’s bonus rates are as follows:
Years |
UIN |
Bonus |
2022-23 |
143N026V01 |
5.25%(Single Pay) |
2022-23 |
143N026V01 |
5.25%(Regular Pay) |
2021-22 |
143N026V01 |
5.00% (Single Pay) |
2021-22 |
143N026V01 |
5.00%(Regular Pay) |
2015-16 |
143N026V01 |
3.00% (Single Pay) |
2016-17 |
143N026V01 |
3.00% (Single Pay) |
2017-18 |
143N026V01 |
3.00% (Single Pay) |
2017-18 |
143N026V01 |
3.00% (Regular Pay) |
2018-19 |
143N026V01 |
4.50% (Single Pay) |
2018-19 |
143N026V01 |
4.50% (Regular Pay) |
2019-20 |
143N026V01 |
4.50% (Single Pay) |
2019-20* |
143N026V01 |
4.50% (Regular pay) |
2020-21* |
143N026V01 |
4.50% (Single Pay) |
2020-21** |
143N026V01 |
4.50% (Regular pay) |
Years |
UIN |
Bonus |
2022-23 |
143N018V01 |
2.25% |
2022-23 |
143N018V02 |
1.00% |
2022-23 |
143N018V03 |
1.00% |
2022-23 |
143N018V04 |
1.00% |
2022-23 |
143N018V05 |
1.00% |
2015-16 |
143N018V01 |
3.00% |
2015-16 |
143N018V02 |
1.50% |
2015-16 |
143N018V03 |
1.50% |
2016-17 |
143N018V01 |
3.00% |
2016-17 |
143N018V02 |
1.50% |
2016-17 |
143N018V03 |
1.50% |
2017-18 |
143N018V01 |
3.00% |
2017-18 |
143N018V02 |
1.50% |
2017-18 |
143N018V03 |
1.50% |
2017-18 |
143N018V04 |
1.50% |
2018-19 |
143N018V01 |
3.00% |
2018-19 |
143N018V02 |
1.50% |
2018-19 |
143N018V03 |
1.50% |
2018-19 |
143N018V04 |
1.50% |
2019-20 |
143N018V01 |
2.50% |
2019-20 |
143N018V02 |
1.00% |
2019-20 |
143N018V03 |
1.00% |
2019-20 |
143N018V04 |
1.00% |
2020-21 |
143N018V01 |
2.25% |
2020-21 |
143N018V02 |
0.75% |
2020-21 |
143N018V03 |
0.75% |
2020-21 |
143N018V04 |
0.75% |
2020-21 |
143N018V05 |
0.75% |
Years |
UIN |
Bonus |
2022-23 |
143N019V01 |
2.75% |
2022-23 |
143N019V02 |
1.25% |
2022-23 |
143N019V03 |
1.25% |
2015-16 |
143N019V01 |
3.00% |
2015-16 |
143N019V02 |
1.50% |
2016-17 |
143N019V01 |
3.00% |
2016-17 |
143N019V02 |
1.50% |
2017-18 |
143N019V01 |
3.00% |
2017-18 |
143N019V02 |
1.50% |
2017-18 |
143N019V03 |
1.50% |
2018-19 |
143N019V01 |
3.00% |
2018-19 |
143N019V02 |
1.50% |
2018-19 |
143N019V03 |
1.50% |
2019-20 |
143N019V01 |
2.50% |
2019-20 |
143N019V02 |
1.00% |
2019-20 |
143N019V03 |
1.00% |
2020-21 |
143N019V01 |
2.25% |
2020-21 |
143N019V02 |
0.75% |
2020-21 |
143N019V03 |
0.75% |
Years |
UIN |
Bonus |
2022-23 |
143N012V01 |
2.75% |
2015-16 |
143N012V01 |
3.00% |
2016-17 |
143N012V01 |
3.00% |
2017-18 |
143N012V01 |
3.00% |
2018-19 |
143N012V01 |
3.00% |
2019-20 |
143N012V01 |
2.50% |
2020-21 |
143N012V01 |
2.25% |
Years |
UIN |
Bonus |
2022-23 |
143N047V01 |
3.50% |
2019-20** |
143N047V01 |
3.00% |
Years |
UIN |
Bonus |
2022-23 |
143N051V02 |
1.75% |
2022-23 |
143N051V01 |
1.50% |
2019-20 |
143N051V01 |
1.00% |
2020-21 |
143N051V01 |
1.00% |
Years |
UIN |
Bonus |
2022-23 |
143N052V01 |
2.00% |
2022-23 |
143N052V02 |
Policy Term -10 – 1.50%, Policy Term - 15 -1.70% |
2020-21 |
143N052V01 |
2.00% |
Years |
UIN |
Bonus |
2022-23 |
143N059V01 |
2.00% |
2020-21 |
143N059V01 |
1.75% |
Years |
UIN |
Bonus |
2022-23 |
143N035V01 |
4.50% |
2020-21* |
143N035V01 |
4.5% |
* The bonus rate is applicable to all the inforce policies as at 31st March 2023 after completion of Guaranteed Addition Period as per T&C. ** The bonus rate is applied on notional Basic Sum Assured
The terminal bonus rates p.a. for each policy year will be applicable for all the policies maturing in FY 23-24 on the sum assured on maturity.
Years |
UIN |
Bonus |
2023-24 |
143N026V01 |
1.25% |