IndiaFirst Life Employee Retirement Policy

Help them plan for a
stress-free retirement

IndiaFirst Life Employee Pension Plan is a non-linked, non-participating, variable fund-based Group Pension (Superannuation) Scheme which can be taken by an employer to manage employees’ post retirement pension income flow

Reasons to buy IndiaFirst Life Employee Pension Plan

  • Manage employee benefits and earn easy returns by providing security on superannuation benefits for your employees
  • Enjoy a minimum assured guaranteed return of 1% per annum on your investments
  • Earn a non zero positive interest rate on your earnings as declared by us at the start of every financial quarter
  • Option to avail additional funding on initial contribution
  • Flexibility to maintain individual member level account
  • Tax benefits for yourself (employer) as well as your employees as per the existing tax laws

What are the eligibility criteria?

  • Minimum age at entry is 18 years and the maximum age at entry is 75 years
  • There is no minimum age at normal exit and the maximum age at normal exit is 76 years
  • Minimum group size is 10 members and no limit on maximum group size
  • Minimum annual contribution is Rs 1,00,000 and no limit on the maximum annual contribution
  • An optional fixed life cover of Rs 5000 as death benefit with a Rs. 5 life cover premium, per member, per year
  • No limit on the size of fund

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