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Ask an Expert to Buy Life Insurance

We're happy to know that you're prioritizing your family's future. Our life insurance expert will assist you in finding the best insurance plan. To schedule a call, please share some of the below details.

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Explore Our Guaranteed Returns Plans

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Products

IndiaFirst Life Guarantee of Life Dreams Plan

Product Name
IndiaFirst Life Guarantee of Life Dreams Plan
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Guaranteed Returns
Product Description

Wouldn't it be wonderful if we had a second source of income to support our dreams? Here is away to make your dreams come true where you can start earning an income from the end of the 1st month itself.

Product Benefits
  • Choice of 3 income Options
  • Guaranteed Long-Term Income
  • Life Insurance Cover
  • Benefits of long-term Savings.
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Products

Indiafirst Life Guaranteed Single Premium Plan

Product Name
Indiafirst Life Guaranteed Single Premium Plan
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Guaranteed Returns
Product Description

Wondering if there is a way to get 7x return on your investments? Your search ends here! With this single payment plan, you can achieve your financial goals.

Product Benefits
  • Guaranteed 7x returns on investment
  • One-time payment (Single Pay)
  • Tax saving benefits
  • Life Cover that is 1.25 times higher
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IndiaFirst Life Long Guaranteed Income plan

Product Name
IndiaFirst Life Long Guaranteed Income plan
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Guaranteed Returns
Product Description

An endowment life insurance plan which guarantees regular income, making it an excellent guaranteed savings plan. It is designed to help you reach financial goals and protect your family's future, combining savings and insurance.

Product Benefits
  • Short-Term Payments, Long-Term Gains
  • Guaranteed Income to fulfill Financial Goals
  • Lifetime Income Till 99 years of age
  • Premium Payback Assurance
  • Continuous Life Cover without any interruption
  • Enhance with Optional Riders
  • Tax Benefits*
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IndiaFirst Life Guaranteed Benefit Plan

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IndiaFirst Life Guaranteed Benefit Plan
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Guaranteed Returns
Product Description

A plan that offers savings and financial protection ensuring support for your loved ones. The plan supports your aspirations, offering whole-lifetime guaranteed income benefits, helping you save and earn with assured happiness.

Product Benefits
  • Choose Income benefit or Lumpsum benefit
  • Customize your plan
  • Limited premium, full-term benefits
  • Flexible Income benefits
  • Continuous Life cover benefit
  • Boost your savings
  • Waiver of premium rider
  • Death Benefits
  • Tax benefits as per prevailing laws
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Why Do You Need Guaranteed Returns Plan?

Family Protection

Ensure a secure future for your family throughout the entire policy term with comprehensive life insurance cover.

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Long-Term Security

Get a reliable income stream for 30 or 40 years, depending on your chosen income option with the plan.

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One-time payment

Guaranteed financial security through life insurance cover for the entire policy term with Onetime payment (single pay).

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Higher life cover

Option to avail insurance cover of either 1.25 times of single premium or 10 times of single premium (till Age at Entry - 45 years) depending on your chosen plan.

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Guaranteed Maturity Benefit

Live worry-free with a guaranteed maturity benefit.

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Waiver of Premium Rider

Opt for Waiver of Premium Rider and safeguard your family from uncertain incidents while continuing the policy.

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Short-Term Payments, Long-Term Gains

Pay for a shorter period and unlock enduring benefits with IndiaFirst Life Guaranteed Return Plans.

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How Does a Guaranteed Return Plans work?

  • Offers assured returns, monthly income payouts and bonuses (if declared).
  • Life protection with guaranteed investment returns upon maturity.
  • Flexible-term options for short and long-term financial needs.
  • Fixed premium payments for specified terms, and periodical payouts.
  • Additional riders like waiver of premium, and terminal illness for enhanced financial journey.
  • Anticipate future needs in monthly, annual, and periodic instalments.
  • Tax benefits on premiums paid and benefits received, as per prevailing tax laws.
  • Reversionary bonus, terminal bonus (if declared) and details in your policy document.
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How to Buy a Guaranteed Returns Plan?

Step 1

Determine Your Investment Goals & Choose a Plan

Assess how much you want to invest or gain from the plan with a guaranteed returns plan from IndiaFirst Life.

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Step 2

Calculate Premium and Policy Terms

Calculate the premium term and policy term based on your investment goals.

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Step 3

Select Benefit Add-ons

Choose benefit add-ons like additional life cover, premium waiver in case of critical illness, or flexibility in premium payment terms as per your need.

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Step 4

Payment Process

Once you have finalised the plan, make the payment as per the chosen premium payment frequency (monthly, quarterly, semi-annually, or annually).

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Why Choose IndiaFirst Life?

IndiaFirst Life's guaranteed returns plan is designed to make long-term, highinvestment goals attainable while ensuring financial security for dependents if something happens to the breadwinner. It facilitates systematic and secure savings with risk-free assured returns, fostering a better quality of life with a regular stream of income.

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Trusted by 1.6 Crore Customers for their life insurance policy

Promoted by Bank of Baroda

High Claim Settlement Ratio of 98.04%

Seamless Online and Offline Experience

100% Genuine Claims are Settled in 1 day.

Key Features of Guaranteed Return Plans

Discover our range of guaranteed return plans tailored to secure your future. Enjoy long-term benefits with shorter payment periods and guaranteed income to support your financial goals, flexible death benefit options with additional riders and tax benefits as per prevailing tax laws.

Pick Your Date

Schedule your income for a special day with our 'Save the Date' feature (depending on your chosen plan).

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Savings Rewards

Be rewarded for on-time premium payments with our Loyalty Benefits for long-term savings.

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Missed Premium Protection

Stay covered even if you miss a premium with the Life Cover Continuance Benefit, incurring no additional cost.

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Enhance with Optional Riders

Customise your insurance guaranteed return plans by adding IndiaFirst Term Rider and IndiaFirst Life Waiver of Premium Rider for enhanced benefits and coverage.

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Premium Payback Assurance

Receive 100/115% of all premiums paid at the end of the income period, based on the annual premium payable & depending on your chosen plan.

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Flexible payout options

It gives your loved ones the benefit of guaranteed lumpsum or income payouts, over 5 years in case of untimely death of life assured.

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Enhanced Maturity Benefit

Get higher maturity benefits for higher premium bands.

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Tax Benefits

Avail tax benefits, as per prevailing tax laws, available on the premium paid and benefits received.

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Eligibility Criteria

Age

Answer
  • Minimum Age for Applying for a Guaranteed returns plan is 18 years
  • If you are buying a plan for your kid, the minimum age can be 90 days
  • Maximum Age for Applying Can vary, but often up to 70 years
  • Guaranteed returns policy matures when the policyholder is around 75 to 85 years. (This may vary as per chosen plan)

Investment

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  • Minimum Investment Amount can be as low as Rs. 48,000/year.

Policy Premium

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  • Premium Payment Term is between 5 Years - 70 Years
  • Guaranteed Return policy offer varied policy terms, often ranging from 5 years to 40 years.

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Customer Care Number

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8828840199

For online policy purchase

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+91 22 6274 9898

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