IndiaFirst Life Radiance Smart Invest Plan

IndiaFirst Life Radiance Smart Invest Plan is an insurance plan specially designed for high net worth individuals, who want to provide overall protection through insurance cover, maximize returns on their savings and create additional wealth for a comfortable life ahead.

REASONS TO BUY IndiaFirst Life Radiance Smart Invest Plan

  • Provide a safety net for you and your loved ones through the life insurance cover 

  • Death Benefit in your policy ensures that the dreams of your loved ones are not compromised even in your absence 

  • Ask an expert today; utilize this unique facility which allows you to ask us your queries and get responses from our market experts 

  • Enhance your savings with zero policy admin and premium allocation charges as well as with Return of Mortality charges at maturity

  • Get the flexibility to choose from 10 different fund options as per your requirement

  • Choose from 6 investment strategies in your policy to accomplish your financial goals 

  • Tailor the policy to suit your insurance needs through flexible term and premium paying options 

  • Avail unlimited free switches or re-direct your premium to get the maximum benefit out of your money 

  • Choose from three different plan options based on your life insurance coverage need – Life Option (Death), Extra Shield Option (Death and Accidental Death), Family Care Option (Policy Continuity)


  • Minimum entry age is (91 days) 0 years For Plan Option 1 and 18 years For Plan Option 2&3. Maximum Entry age is 65 years for all Plan Options 

  • The minimum age at maturity should be 18 years while the maximum age at maturity should be 99 years 

  • There are 3 plan options to choose from Life Option, Extra Shield Option & Family Care Option 

  • Minimum annual premium of Rs. 48,000 for Regular/Limited Pay and Rs. 2,50,000 for Single pay with no limit on maximum premium 

  • Policy Term for Regular Pay is from 10 years to 99 – Entry age. For Single Pay is 10 to 34 years. For Limited Pay of 5 & 7 years is from 10 to 20 years, Limited Pay of 10 years is from 15 to 20 years, Limited Pay of 15 years is from 20 to 30 years, Limited Pay of 20 years is from 25 to 30 years

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