Star First Optima

So that you can have the best of both worlds



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Protecting your family from any uncertainties of life has seen a shift from being a luxury to a basic need. We bring to you our special product that offers a combination of Life and Health cover under a single roof with five options to choose from: Star First Optima, Star First Delite, Star First Care, Star First Comprehensive, Star First Classic. You can ensure that no untoward event upsets the well-being of your loved ones not only in your absence but also in your presence. Your family can now benefit from the comprehensive health offering in the product, as well as from the life cover to which will protect them in case of an unfortunate demise of the policyholder.

Reasons to buy Star First Optima

  • Get a life cover for the policyholder and ensure that your loved ones are protected in times of need
  • Protect your entire family with the health cover in the plan (Maximum 2 Adults and 3 Children)
  • Cover your little ones in the plan from the 16th day after his/ her birth
  • Get the advantage of 405 day care procedures in your plan
  • Aged less than 50 years? Good news for you! You get the shorter "no-medical" route of buying the plan up to 49 years
  • Benefit from automatic restoration of up to 100 % of your sum assured upon exhaustion of the limit coverage
  • No more worries of running out of cover as you get recharge triggers when claimed amount is insufficient
  • Just had a claim free year? Enjoy as we allow you cumulative bonus up to 35%
  • Get tax benefits under Section 80 (D) and Section 80 (C)

What our Customers have to Say

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