IndiaFirst Life Smart Pay Plan

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IndiaFirst Life Smart Pay Plan is a perfect mix of disciplined savings with the benefit of liquidity and life cover, thus providing the best to you and your family.

Reasons to buy IndiaFirst Life Smart Pay Plan

  • Pay for shorter period with options suiting your time horizon and fulfil your long-term goals
  • Continue to enjoy life cover benefit even if you miss to pay one premium (applicable after you have paid two full years’ premiums)
  • Enjoy the upside of earnings with an annual bonus (if any)
  • Get 103% of your one annual premium back as survival benefit
  • At the end of term, you get Sum Assured at Maturity plus accrued bonuses (if any)
  • Opt for Waiver of Premium Rider to enhance your base plan benefits
  • Tax benefit may be available on the premiums paid and benefits received as per prevailing tax laws.

What are the eligibility criteria?

  • The minimum age for applying is 3 years (15 years plan term) and 8 years (10 years plan term) and maximum age for applying 50 years
  • Buy the plan for 10 or 15 year plan term
  • Pay premium for 5 years for a 10 year policy or 5/6/7/8 for a 15 year policy
  • Minimum basic sum assured is 1,50,000 and no limit on maximum sum assured
  • Minimum premium is 18,000 yearly, 9,215 half yearly, 4,662 quarterly, 1,566 monthly with no limit on maximum premium
  • Click here to view the Premium table

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