Menu
close
Ask an Expert arrow
search
mic
close-search

No results for

Check that your search query has been entered correctly or try another search.

Ask an Expert to Buy Life Insurance

We're happy to know that you're prioritizing your family's future. Our life insurance expert will assist you in finding the best insurance plan. To schedule a call, please share some of the below details.

right-icon-placeholder
right-icon-placeholder
male male

Male

male male

Female

male male

Other

What is a PPF Calculator?

Public Provident Fund (PPF) is a popular government tax-saving investment scheme that offers risk-free, long-term investment, guaranteed returns plus tax-savings. If you want to know how much your PPF investments will yield in the long-term, the Public Provident Fund calculator can give you an accurate value.
 

A PPF calculator is a reliable tool to determine long-term returns on your PPF investments. You make PPF investments keeping specific financial or life goals in mind. But often, it is difficult to estimate how much to invest, for how long, and whether the maturity amount will match your expectation.
 

The PPF calculator shows you the maturity amount, i.e., investment plus interest. It can also help you determine the investment amount and duration required to give you the returns you require. All within seconds!

tax cal
Banner

Plans that may interest you!

IndiaFirst Life Guaranteed Protection Plus Plan

Product Image

 

Product Name
IndiaFirst Life Guaranteed Protection Plus Plan
Dropdown Field
Tax Saving
Product Description

Need a protection plan that is tailored especially for your needs? Look no further! This plan aims to give you and your family financial security in an easy and convenient way.

Product Benefits
  • Option to Get Your Money Back (ROP)
  • Tailormade plans 
  • Flexibility to pay premiums at your convenience.
  • Insure your spouse in the same policy
  • Cover till 99 years of age
Porduct Detail Page URL

Get Quote

Product Buy Now URL and CTA Text

Learn More

IndiaFirst Life Plan

Product Image

 

Product Name
IndiaFirst Life Plan
Dropdown Field
Tax Saving
Product Description

A protection plan for your family that helps them stand independently! IndiaFirst Life Plan gives your family a financial cushion to fall back on in your absence.

Product Benefits
  • Flexibility to choose the duration 
  • Family will receive the payout 
  • Flexibility to choose the assured amount 
  • Long term protection
  • Tax* benefits
Porduct Detail Page URL

Get Quote

Product Buy Now URL and CTA Text

Learn More

IndiaFirst Life Radiance Smart Invest Plan

Product Image

 

Product Name
IndiaFirst Life Radiance Smart Invest Plan
Dropdown Field
Investment
Product Description

Have you heard of a plan that not only gives you a life cover but also helps in wealth creation? Enjoy 2 benefits in 1 plan with IndiaFirst Life Radiance Smart Invest Plan.

Product Benefits
  • Zero Fund allocation charges
  • 10 different funds to choose from
  • 3 plan options to achieve your investment goals
  • 100% money invested for higher returns
  • Life cover charges returned at the end of policy year
Porduct Detail Page URL

Get Quote

Product Buy Now URL and CTA Text

Learn More

IndiaFirst Life Guarantee of Life Dreams Plan

Product Image

Product Name
IndiaFirst Life Guarantee of Life Dreams Plan
Dropdown Field
Guaranteed Returns
Product Description

Wouldn't it be wonderful if we had a second source of income to support our dreams? Here is a way to make your dreams come true where you can start earning an income from the end of the 1st month itself.

Product Benefits
  • Choice of 3 income Options
  • Guaranteed Long-Term Income
  • Life Insurance Cover
  • Benefits of long-term Savings.
  • Protection even if you miss one premium.
  • Tax benefits
Porduct Detail Page URL

Get Quote

Product Buy Now URL and CTA Text

Learn More

How to use PPF calculator?

Step 1

Fill up the values

Payment frequency and investment amount.

choose-plan

Step 2

Toggle the duration bar

to gauge the returns earned as per the tenure.

premium-amount

Step 3

PPF interest rate

Calculator automatically determines the maturity value basis the prevalent interest rate (i) (Rate of interest is set by the government, every quarter, 7.1% is the current rate considered for calculating returns.)

select-stategy

Step 4

Select Investment duration

Maturity value is given as a breakdown of principal amount invested plus total interest earned over the tenure.

premium-amount

How do Retirement Calculators work?

What is the formula to calculate PPF Amount ?

The PPF interest rate calculator compounds interest annually as per the financial year, using the following formula:

F = P[({(1 + i) ^ n}-1)/i]

Where:

  • F = Maturity proceeds of the PPF
  • P = Annual instalments
  • n = Number of years
  • i = Rate of interest/100

 

Assuming you make an annual payment of Rs.1,00,000 for 15 years at 7.1%, your maturity value at the end of that tenure would be Rs. 31,17,276.

bmi-calc-mob
bmi-calc-desktop

What are the Advantages of PPF Calculator?

Financial Planning

By accurately estimating the returns on your PPF investments, the PPF calculator gives you the confidence to plan for long term goals.

calci

Convenience

The PPF maturity calculator helps you decide the investment tenure to get the desired returns. Post the stipulated 15-year maturity, you have the option of withdrawal or extension for up to 50 years.

calci

Track Capital Growth

The PPF interest rate calculator automatically calculates returns basis the prevailing interest rate, saving you the bother of keeping track of changing interest rates.

calci

Tax Planning

Deposits made in the PPF are eligible for deduction under Section 80C of the Income Tax Act subject to fulfilment of conditions stipulated in the section.

calci

Knowledge Center

Blogs Podcasts Videos

View All

left-arrow

Frequently asked questions

What is the maximum PPF limit?

Answer

You can invest a maximum of Rs. 150,000 per financial year.

Can I increase my PPF amount?

Answer

Yes, you can increase your PPF amount as long as it does not exceed Rs. 150,000 per financial year.

How much interest do we get from PPF?

Answer

The prevalent interest rate (which is government controlled) is currently at 7.1% compounded annually.

Can I transfer my PPF account to another branch or office?

Answer

Yes, you can transfer your PPF account across bank branches and post offices across the country.

What is the minimum lock-in period for PPF?

Answer

The minimum lock-in period for PPF is 15 years.    

What happens to PPF after 15 years?

Answer

Upon completion of 15 years, the entire investment amount and interest can be credited to your savings account. Alternatively, you can extend the investment for up to 50 years in blocks of 5 years, with or without fresh deposits.

Can PPF be paid twice in a month?

Answer

PPF allows a maximum of 12 deposits per account, per financial year. The deposits cannot exceed more than 2 in any particular month.

Other Calculators

Human Life Value Calculator

calci

Income Tax Calculator

calci

Pension & Retirement Calculator

calci

Child Plan Calculator

calci

Future Wealth Calculator

calci

Power of Compounding Calculator

calci

Cost of Delay Calculator

calci

ULIP Calculator

calci

HRA Calculator

calci

EMI Calculator

calci

BMI Calculator

calci

Paid Up Calculator

calci

Fund Allocation Calculator

calci

1800 209 8700

Customer Care Number

whatsapp

8828840199

For online policy purchase

call

+91 22 6274 9898

Chat with us on WhatsApp

mail