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The IndiaFirst Smart Save Plan combines the benefits of both an insurance cover as well as a wealth builder. Depending on your risk appetite, it uses market-linked investments to help you save systematically and build your wealth portfolio.
Reasons to buy IndiaFirst Smart Save Plan
- Build your savings systematically, through investments in various funds.
- Life cover in case of the life assured's untimely death.
- Optimise investments by ‘switching' or ‘redirecting your premium' from one fund to another.
- Protect your savings by transferring your investments into a liquid fund over the last 3 years of the plan.
- Avail tax benefits under Section 80 C and Section 10 (10D) as per prevailing Income Tax Laws.
What are the eligibility criteria?
- Minimum age at entry is 5 years and maximum age at entry is 65 years
- Maximum age at the end of plan term is 75 years
- Premiums can be paid monthly, half-yearly, and yearly
- Regular premium can be paid through 10, 15, 20, and 25 years for equivalent plan term
- For Single premium plan term is 5, 10, 15, 20 years