IndiaFirst Life Smart Pay Plan

Double the advantage


IndiaFirst Life Smart Pay Plan is a perfect mix of disciplined savings with the benefit of liquidity and life cover, thus providing the best to you and your family.

Reasons to buy IndiaFirst Life Smart Pay Plan

  • Pay for shorter period with options suiting your time horizon and fulfil your long-term goals
  • Continue to enjoy life cover benefit even if you miss to pay one premium (applicable after you have paid two full years’ premiums)
  • Enjoy the upside of earnings with an annual bonus (if any)
  • Get 103% of your one annual premium back as survival benefit
  • At the end of term, you get Sum Assured at Maturity plus accrued bonuses (if any)
  • Opt for Waiver of Premium Riderto enhance your base plan benefits
  • Tax benefit may be available on the premiums paid and benefits received as per prevailing tax laws.

What are the eligibility criteria?

  • The minimum age for applying is 3 years (15 years policy term) and 8 years (10 years policy term) and maximum age for applying 50 years
  • Buy the plan for 10 or 15 year policy term
  • Pay premium for 5 years for a 10 year policy or 5/6/7/8 for a 15 year policy
  • Minimum basic sum assured is Rs. 1,50,000 and no limit on maximum sum assured
  • Minimum premium is Rs. 18,000 yearly, Rs. 9,215 half yearly, Rs. 4,662 quarterly and Rs. 1,566 on monthly frequency, with no limit on maximum premium

What our Customers have to Say

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