IndiaFirst Smart Save Plan

Make yourself a priority. Make a splash on your dreams.



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  • ensure protection
  • create wealth
  • retire in style



The IndiaFirst Smart Save Plan combines the benefits of both an insurance cover as well as a wealth builder. Depending on your risk appetite, it uses market-linked investments to help you save systematically and build your wealth portfolio.

Reasons to buy IndiaFirst Smart Save Plan

  • Build your savings systematically, through investments in various funds.
  • Life cover in case of the life assured's untimely death.
  • Invest in 4 funds across different asset classes, where you choose the proportion of your investment based on your risk appetite.
  • Optimise investments by ‘switching' or ‘redirecting your premium' from one fund to another.
  • Protect your savings by transferring your investments into a liquid fund over the last 3 years of the plan.
  • Get easy access to your money through partial withdrawals.
  • Avail tax benefits under Section 80 C and Section 10 (10D) as per prevailing Income Tax Laws.

What are the eligibility criteria?

  • Minimum age at entry is 5 years and maximum age at entry is 65 years
  • Maximum age at the end of plan term is 75 years
  • Premiums can be paid monthly, half-yearly, and yearly
  • Regular premium can be paid through 10, 15, 20, and 25 years for equivalent plan term
  • For Single premium plan term is 5, 10, 15, 20 years

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