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Two investment strategies to create blueprints of your wealthsss

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Self-Managed Strategy:

Take control of your investment with the help of self-managed strategy.

Get access to our well-established suite of 6 segregated funds i.e. Global India Equity Fund, Global Equity Fund, Global Equity Growth Fund, Global Gold Fund, Global Balanced Fund & Global Fixed Income Fund. 

Allocate amount to different funds as per your choice. Also switch funds or move investment from one fund to another according to your financial goals and market outlook.

Utilize your market acumen and make the most of your money through this market linked investment plan.

Automatic Trigger Based Investment Strategy (ATBIS):

ATBIS allows you to enjoy the upside of market linked savings while minimizing the downsides which secures your returns by providing you a balanced portfolio.

ATBIS strategy automatically shifts your gains to safer funds once a 10% return threshold is reached. With ATBIS all your investment is put into Equity Funds and the earnings gets automatically transferred to Global Fixed Income Fund basis a predefined trigger rate of 10%, ensuring steady growth amidst market fluctuations. 

How can we help?

View All FAQ’s

What is IndiaFirst Life Wealth Wise Plan?

Answer

IndiaFirst Life Wealth Wise Plan is a non-participating, unit-linked, individual whole life insurance plan which provides US Dollar investments in multi asset investment options and capitalise on India’s economic ascent by investing in 6 international funds through a single plan.

Who can invest in this product?

Answer

IndiaFirst Life Wealth Wise Plan is specially designed for global customers including NRI’s, resident Indians and global Indian diaspora who are looking for long-term wealth and legacy creation by paying premiums based on their choice

What is the death benefit payable under the policy?

Answer

Death Benefit payable is dependent on age of Life Assured as mentioned below:
 

Life Assured AgeDeath Benefit
<= 60 years105% of fund value
> 60 years100% of fund value

What is the maturity benefit payable under the policy?

Answer

Maturity Benefit will be payable at the end of the policy term which is equal to 100% of Fund Value. It will be inclusive of Loyalty Additions (which shall be added every year from the end of 3rd policy year till maturity) and Return of Mortality Charges (returned at every 5th Policy Year till 60 years of age).

How can I buy a policy?

Answer

You can visit our website and share your contact details. Our NRI specialist relationship manager would get in touch with you and guide you with the process. You can also email us on nri.services@indiafirstlife.com or call us on toll Free No: +91 22 48942417

Whom to contact in respect of any queries in IndiaFirst Life Wealth Wise Plan?

Answer

You may contact us on our Customer Care number : +91 22 48942417 or email us on nri.services@indiafirstlife.com. You may also contact us at our GIFT CITY branch, IndiaFirst Life Insurance Company Ltd, 11 Floor Block 13B, Unit No 1126, Signature Tower, Gandhinagar, Gujarat, 382355. Telephone Number: +917966661700

Why choose IndiaFirst? What are the benefits of investing in IndiaFirst Life Wealth Wise Plan?

Answer

We at IndiaFirst Life put you first by focusing on certainty over uncertainties. We live for commitment to customer satisfaction, tailored product offerings, and seamless digital experiences. By choosing IndiaFirst Life Wealth Wise Plan, you can create a better tomorrow by generating more wealth as you invest in Global funds & leave behind a legacy for your family. 

 

IndiaFirst Life Wealth Wise Plan provides numerous benefits amongst which major benefits are as mentioned below:

 

  • Pay as go Flexibility : Flexibility to change the premium amount anytime during the policy term.

  • Life Insurance Cover: Provide a safety net for you and your loved ones through the life insurance cover.

  • Annual Loyalty Additions every year from the end of 3rd policy year.

  • Mortality Charge: Return of Mortality Charge every 5th Policy Year.

  • Switching: 12 free switches are allowed per policy year.

How can I make premium payments?

Answer

You can make premium payments directly to our bank account. For details, please write to us on nri.services@indiafirstlife.com

Will my policy continue, even If I move to another country?

Answer

Yes, your policy will continue to remain in force and is provided with worldwide coverage.

What is the minimum premium under the policy?

Answer

The minimum premium under the policy is USD 500 per tranche, subject to USD 2,000 at commencement of the policy.

What are the investment strategies under this policy?

Answer

There are two investment strategies under this policy. First is, Self-Managed Strategy where policyholder has the flexibility to choose from 6 global market funds in one go. Second is, Automatic Trigger Based Investment Strategy (ATBIS) where policyholder can build a balanced portfolio over the years by transferring your returns to safer fund options.

What are the criteria for age at entry and maturity age?

Answer

Minimum age at entry is 75 days and maximum age at entry is 60 years. 

Minimum age at maturity is 99 less age at entry and maximum up to 99 years.

 

Disclaimer

Please read the sales brochure carefully before concluding the sale.

 

Linked Insurance Products are different from the traditional insurance products and are subject to risk factors.The premium paid in linked insurance policies, or the annuity offered under the annuity policies with variable annuity pay-out option are subject to investment risks associated with capital markets and publicly available index. The annuity amount/NAVs of the units may go up pr down based on the performance of fund and factors influencing the capital market/publicly available index and the insured is responsible for his/her decisions.IndiaFirst Life Insurance Company Limited IFSC Branch is only the name of the Life Insurance Company and IndiaFirst Life Wealth Wise Plan (A non-participating, unit-linked, individual whole life insurance plan) UIN 007L001V01 is only the name of the Life Insurance Product and does not in any way indicate the quality of the contract, its future prospects, or returns. Please know the associated risks and the applicable charges, from your insurance agent or intermediary or policy document issued by the insurance company. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. For more details on risk factors and terms and conditions. 

 

IndiaFirst Life Insurance Company Limited, IFSC Branch  Regn IFSCA/IIO/007, Address: 11th Floor Block 13B, Unit No 1126, Signature Tower, Gandhinagar, Gujarat, 382355. Trade logo displayed above belongs to our promoters M/s Bank of Baroda and is used by IndiaFirst Life Insurance Co. Ltd under License. To know more visit us at www.indiafirstlife.com, or email us at nri.services@indiafirstlife.com or call Toll free No – +91 22 48942417.

 

In this policy, the investment risk in the investment portfolio is borne by the policyholder.

 

Grievance Redressal

 

You may contact us in case of any grievance at any of our branches or at Customer Care, IndiaFirst Life Insurance Company Ltd, 11 Floor Block 13B, Unit No 1126, Signature Tower, Gandhinagar, Gandhinagar, Gandhinagar, Gandhinagar, Gujarat, 382355.. Contact No.: +91 22 48942417,
Email id: nri.services@indiafirstlife.com

 

a.    A written communication giving reasons of either redressing or rejecting the grievance will be sent to you within 15 (Fifteen) days from the date of receipt of the grievance.

 

b.    However, if you are not satisfied with our resolution provided or have not received any response within 15 (Fifteen) days, then, you may approach our Grievance Officer at any of our branches or you may write to our Grievance Redressal Officer at grievance.redressal@indiafirstlife.com.

 

An acknowledgment to all such grievances received will be sent within 3 (Three) working days of receipt of the grievance.

 

If you are still not satisfied with the response or do not receive a response from us within 15 days, you may approach the Insurance Ombudsman based on your location. For the list of Insurance Ombudsman office, please refer to the below link: https://www.indiafirstlife.com/grievance-redressal-process

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  • Promoted by Bank of Baroda
  • AUM of 27,000 Crore as of March’24
  • 98.04% Individual Claim Settlement Ratio in FY23-24
  • 1 Day Genuine Claim Settlement Assurance