When you go to a restaurant, in addition to paying for your meal, you're sometimes also charged a service fee. This service fee covers the cost of the waitstaff, the chef, and other operational expenses of the restaurant.
In a similar way, the fund management charge covers the effort and expenses involved in allocating your money into the funds of your choice. It is deducted when you make a premium payment, and the amount may differ depending on the choice of fund.
Fund management charges
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