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Your guide to life insurance basics

Beneficiary, Rider, Maturity, Claim,

Bonus, Annuity, Lapse and more...

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A

  • Accidental Death Benefit

  • Annuity

B

  • Beneficiary

  • Benefit illustration

  • Bonus

C

  • Claim

  • Claims settlement ratio

D

  • Death benefit

  • Debt investment

E

  • ECS/e-NACH

  • Endowment plan

  • Equity investments

F

  • Freelook period

  • Fund management charges

  • Fund switch

  • Fund Value

G

  • Grace Period

  • Guaranteed addition

J

  • Joint life option

L

  • Lapse 

  • Life assured 

  • Lock-in period

M

  • Maturity

  • Maturity Benefit

N

  • Non-disclosure

  • Non-participating products

P

  • Paid up value

  • Partial withdrawal

  • Participating products

  • Policy document

  • Policy premium

  • Premium Allocation Charge

  • Premium payment term

  • Proposer

R

  • Rate-up premium

  • Reversionary bonus

  • Revival period

  • Rider

S

  • Savings product

  • Settlement option

  • Settlement period

  • Single premium policy 

  • Sum assured

  • Surrender value

  • Survival benefit

T

  • Terminal bonus

  • Term product

U

  • ULIP product

  • Underwriting

W

  • Waiver of premium

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