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| Premium/Age | For entry age below 45 years | For entry age of 45 years & above |
|---|---|---|
| Regular Premium | 10 times Annualized Premium | 7 times Annualized Premium |
| Top-up Premium (age at the time of payment of top-up) | 125% of Top-up Premium | 110% of Top-up Premium |
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Yearly, Half-yearly & Monthly.
How people have benefitted from IndiaFirst Life
From the onboarding process to the comprehensive medical tests, IndiaFirst Life ensured a hassle-free journey for me. The features of the plan I purchased are as per my expectations, providing me with peace of mind for future.
Mohit Agarwal
(Mumbai, 21st March 2024)
How people have benefitted from IndiaFirst Life
Buying IndiaFirst Life's life-insurance policy was a pleasant experience for me. The hassle-free nature of interaction with the company's representative was a boon and so was the inclusion of must-have features in their policy plans.
Satyam Nagwekar
(Mumbai, 22nd March 2024)
How people have benefitted from IndiaFirst Life
IndiaFirst Life's Radiant Smart Invest Plan has completely won me over! It's like having a trusted ally in my financial journey. With its flexible fund switch options, I've been able to craft my investments just as I envisioned. In just a year, I've seen a remarkable 20% return on my investments! The support from the onboarding team has been absolutely fantastic, making me feel truly cared for and supported.
Paulomi Banerjee
(Kolkata, 21st March 2024)
IndiaFirst CSC Shubhlabh Plan is a non linked, non participating, variable insurance plan with a low annualized premium. The plan offers life cover to you and an opportunity to save for the future through safe investments. The plan will only be available through common service centres (CSC) and provides a flexibility to pay the premium either monthly, half – yearly or yearly as per your convenience, during the plan year.
| Premium Payment Option | Plan Term | Premium Paying Term |
|---|---|---|
| Regular Premium | 10 years and 15 years | 10 years and 15 years |
This plan may include the ‘Life Assured’, the ‘Policyholder’, the ‘Nominee’ and the ‘Appointee’.
Who is a Life Assured?
Life assured is the person, on whose life the plan depends. On the life assured’s death, the benefit is paid and the plan terminates. Any Indian citizen can be the life assured, as long as –
| Minimum age at the time of applying for the plan | 18 years as on last birthday |
|---|---|
| Maximum age at the time of applying for the plan | 55 years as on last birthday |
| Maximum cover ceasing age | 65 years as on the last birthday |
Who is a Policyholder?
A policyholder is the person who holds the plan. The policyholder is also the life assured under this plan. You must be at least 18 years as on your last birthday at the time of applying for the plan to be a policyholder.
Who is a Nominee?
A nominee is the person who receives the death benefit in case of the life assured’s death. The nominee is appointed by you, the policyholder. The nominee can even be a minor (i.e. below 18 years of age).
Who is an Appointee?
An appointee is the person whom you may appoint at the time of applying for the plan in case your nominee is a minor. The appointee takes care of the plan in your absence.
| Yearly | Half Yearly | Monthly | |
|---|---|---|---|
| Minimum Premium | Rs 1,500 | Rs 750 | Rs 125 |
| Maximum Premium | Rs 20,000 | Rs 10,000 | Rs 1,667 |
You have the flexibility to pay the premium either monthly, half yearly or yearly mode, under regular premium. In case you have chosen to pay the premium on a monthly basis, we will collect 3 months premium on inception.
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IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
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12th and 13th Floor, North [C] wing, Tower 4, Nesco IT Park, Nesco Center, Western Express Highway, Goregaon (East), Mumbai – 400063.
IRDAI Information
IRDAI Regd. No. 143 | CIN: U66010MH2008PLC183679Trade logo displayed above belongs to one of our promoters and shareholders, Bank of Baroda and are used by IndiaFirst Life Insurance Company Limited under License.
For more details on risk factors, associated terms and conditions and exclusions please read the product brochure before concluding a sale.
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