Enjoy 0% GST on your policy premium. Get ₹1 Cr. Life Cover at just ₹22.5/day* + 10%^ Online Discount with IndiaFirst Life ELITE Term Plan (UIN 143N070V01). *^T&C Apply.
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Elite Term Plan
Lifetime protection till age 99 years
High cover at affordable cost
Convenient premium payment options
Sum Assured as lumpsum or monthly instalments
Super Protection Plan
Option to get your money back (Return of Premium- ROP)
Flexibility to pay premiums at your convenience
Lifetime protection till age 99 years
Sum Assured as lumpsum or monthly instalments
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Life Plan
Flexibility to choose the duration
Family will receive the payout
Flexibility to choose the assured amount
Long term protection
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Protect Shield Plus Plan
Instant Issuance
Flat rate cover
No medicals
Tax benefits as per prevailing tax laws
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Saral Jeevan Bima Plan
Life Insurance Cover of up to ₹50 lakhs.
Flexible premium payment options
Up to 40 years of protection for loved ones.
Protection against COVID-19 with lump sum benefit.
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Term Rider Plan
Additional Life Cover for up to 5-30 years
Guaranteed Lumpsum Death Benefit
Enjoy Tax Benefits on Premiums You Invest.
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Elite Term Plan
Benefits at Maturity & Life cover
High cover at affordable cost
Convenient premium payment options
Sum Assured as lumpsum or monthly instalments
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Super Protection Plan
Option to get your money back (Return of Premium- ROP)
Flexibility to pay premiums at your convenience
Lifetime protection till age 99 years
Sum Assured as lumpsum or monthly instalments
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Life Plan
Flexibility to choose the duration
Family will receive the payout
Flexibility to choose the assured amount
Long term protection
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Protect Shield Plus Plan
Flexibility to choose the duration
Family will receive the payout
Flexibility to choose the assured amount
Long term protection
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Saral Jeevan Bima Plan
Life Insurance Cover of up to ₹50 lakhs.
Flexible premium payment options
Up to 40 years of protection for loved ones.
Protection against COVID-19 with lump sum benefit.
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Radiance Smart Invest Plan
Zero Fund allocation charges
10 different funds to choose from
3 plan options to achieve your investment goals
100% money invested for higher returns
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Money Balance Plan
Optimised Investment Strategy
Flexible-Premium Payment
Partial Withdrawal Flexibility
Convenient Fund Accessibility
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TULIP Plus Plan
Up to 100x life insurance cover
Up to 750%* return of Premium Allocation charges
Riders designed to cover additional risks
Reduced premium allocation charge for higher premiums
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TULIP Pro Plan
Up to 20X Life Cover for Your Loved Ones
Additional Coverage through TERM Rider
Multiple Investment Strategies and up to 10 Diversified Funds
Up to 600% of Premium Allocation Charges returned at Maturity
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Wealth Maximizer Plan
Market Linked Returns
Free switches for maximum gain
Long-term loyalty benefits
Add top-up premiums
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Assured Income For Milestones Plan
Guaranteed long-term income plan
Ideal for milestone-based financial planning
Three customizable benefit options
Immediate or deferred income variants
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Guarantee Of Life Dreams Plan
Choice of 3 income Options
UpTo 5% Extra Income on Online Purchase
Enhanced Income Benefit for Women
Option to Choose the date to receive a regular income.
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Guaranteed Single Premium Plan
One-time payment (Single Pay)
Tax saving benefits*
Life Cover that is 1.25 times higher
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Mahajeevan Plus Plan
Life cover of up to 15 or 20 years
Periodic Cash backs
Uninterrupted Life Cover
Money Back Discounts with Early Premium Payments
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Smart Retirement Plan
Market-linked returns, with 3 new funds!
2 plan options to secure your retirement
ZERO allocation or administration charges.
Guaranteed Additions* of up to 5% in Year 1
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Guaranteed Pension Plan
Income for Life
5 Annuity Choices
Joint Life Security
Escalating Annuity option
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Guaranteed Annuity Plan
Retirement Planning
12 Annuity Options
Exclusive benefits for NPS subscribers
Continuity with Joint Life Option
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Guaranteed Retirement Plan
Assured Returns
Beat Inflation
Choose How to Save
Save Longer for up to 40 years
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Assured Income For Milestones Plan
Guaranteed long-term income plan
Ideal for milestone-based financial planning
Three customizable benefit options
Immediate or deferred income variants
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Guarantee Of Life Dreams Plan
Choice of 3 income Options
UpTo 5% Extra Income on Online Purchase
Enhanced Income Benefit for Women
Option to Choose the date to receive a regular income.
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Guaranteed Single Premium Plan
One-time payment (Single Pay)
Tax saving benefits*
Life Cover that is 1.25 times higher
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Life Long Guaranteed Income Plan
Short-Term Payments, Long-Term Gains
Guaranteed Income to fulfill Financial Goals
Lifetime Income Till 99 years of age
Premium Payback Assurance
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Term Rider Plan
Additional Life Cover for up to 5-30 years
Guaranteed Lumpsum Death Benefit
Enjoy Tax Benefits on Premiums You Invest.
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Waiver of Premium Rider
3 Coverage Options
Guaranteed Financial Protection For Your Loved Ones
Policy Remains Effective in Your Absence (WOP)
10 Critical Illness Cover
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ADB Rider
Up to 2 Cr. Additional cover over existing policy
Protect your loved ones at affordable price.
Tax Advantages
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TPD Rider
Up to 1 Cr. Additional cover
Protect your loved ones at affordable price.
Tax Advantages
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Group Living Benefits Plan
Comprehensive Group Health Insurance
Affordable Heatlh Coverage for Corporate
COVID-19 Protection for Group Life Insurance
Fixed Benefit Assurance
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Group Term Plan
Affordable Group Term Insurance
Voluntary or Automatic Enrollment
Enhanced Coverage with EDLI
Flexible Premium Payment
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New Corporate Benefit Plan
A separate plan for each scheme
Minimum guaranteed return of 0.5% p.a.
Yearly Bonus as per company’s performance
Earn easy returns
Little Champ Plan
Financial Protection
Customisable Policy
Guaranteed Payouts
Flexible Coverage Options
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Term Insurance Calculator
Use our Term Insurance Calculator to estimate the right cover for your family’s financial security.
Child Plan Calculator
Plan your child’s education and future goals with our easy Child Plan Calculator.
Retirement Planning Calculator
Estimate how much you need to save for a comfortable and stress-free retirement.
Cost of Delay Calculator
See how delaying investments can impact your long-term wealth creation.
Human Life Value Calculator
Calculate your Human Life Value and understand the insurance cover your family needs.
Paid-Up Calculator
Check the paid-up value of your policy and make informed financial decisions.
Annuity Calculator
Estimate your regular income after retirement using our Annuity Calculator.
ULIP Calculator
Estimate potential returns on your ULIP investments over the policy term.
Compound Interest Calculator
Understand how your money grows over time with the power of compounding.
Future Wealth Creation Calculator
Plan your investments effectively to achieve your long-term wealth goals.
SIP Calculator
Calculate returns on your monthly SIP investments in just a few clicks.
Lumpsum Calculator
Calculate your estimated returns on your lumpsum investment
Simple Interest Calculator
Find out the interest amount based on your principal, rate, and time using the simple interest method.
SSY Calculator
Use our simple SSY calculator and figure out how much you can save for your daughter’s future.
Income Tax Calculator
Calculate your tax liability and plan your taxes efficiently.
Home Loan EMI Calculator
Calculate your home loan EMIs and manage repayments with ease.
Car Loan EMI Calculator
Find out your car loan EMI and choose the right repayment plan.
Personal Loan EMI Calculator
Estimate your personal loan EMIs before applying for a loan.
Inflation Calculator
Understand how inflation will affect your expenses and future goals
Gratuity Calculator
Calculate the gratuity amount you may receive based on your tenure and salary.
Salary Calculator
Calculate your take-home salary after deductions and allowances.
BMI Calculator
Check your Body Mass Index and understand your health better.
Nominee Central
Your one-stop hub to help your loved ones easily access, understand, and manage everything related to life insurance nomination and claims.
Life Insurance Ki Kitaab
Your simple, go-to guide for understanding life insurance basics.
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Insurance Podcasts
Listen to expert insights that simplify insurance on the go.
Enjoy 0% GST on your policy premium. Get ₹1 Cr. Life Cover at just ₹22.5/day* + 10%^ Online Discount with IndiaFirst Life ELITE Term Plan (UIN 143N070V01). *^T&C Apply.
Know More
Tired of complicated insurance? We’ve made it effortless - Introducing IndiaFirst Life app-like tool Calculate, plan, and protect—all from your device. Your future is just a tap away.
Install now!
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Term Insurance for EveryOne
Term Insurance For Coverage for all Ages
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Guaranteed Returns Plans
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Minimum
Maximum
Maximum
Minimum
Maximum
| Premium/Age | For entry age below 45 years | For entry age of 45 years & above |
|---|---|---|
| Regular Premium | 10 times Annualized Premium | 7 times Annualized Premium |
| Top-up Premium (age at the time of payment of top-up) | 125% of Top-up Premium | 110% of Top-up Premium |
Minimum
Maximum
Yearly, Half-yearly & Monthly.
How people have benefitted from IndiaFirst Life
Hassle-free Onboarding Process
From the onboarding process to the comprehensive medical tests, IndiaFirst Life ensured a hassle-free journey for me. The features of the plan I purchased are as per my expectations, providing me with peace of mind for future.
Mohit Agarwal
(Mumbai, 21st March 2024)
How people have benefitted from IndiaFirst Life
Pleasant Online Buying Experience
Buying IndiaFirst Life's life-insurance policy was a pleasant experience for me. The hassle-free nature of interaction with the company's representative was a boon and so was the inclusion of must-have features in their policy plans.
Satyam Nagwekar
(Mumbai, 22nd March 2024)
How people have benefitted from IndiaFirst Life
Trusted ally in my financial journey
IndiaFirst Life's Radiant Smart Invest Plan has completely won me over! It's like having a trusted ally in my financial journey. With its flexible fund switch options, I've been able to craft my investments just as I envisioned. In just a year, I've seen a remarkable 20% return on my investments! The support from the onboarding team has been absolutely fantastic, making me feel truly cared for and supported.
Paulomi Banerjee
(Kolkata, 21st March 2024)
IndiaFirst CSC Shubhlabh Plan is a non linked, non participating, variable insurance plan with a low annualized premium. The plan offers life cover to you and an opportunity to save for the future through safe investments. The plan will only be available through common service centres (CSC) and provides a flexibility to pay the premium either monthly, half – yearly or yearly as per your convenience, during the plan year.
| Premium Payment Option | Plan Term | Premium Paying Term |
|---|---|---|
| Regular Premium | 10 years and 15 years | 10 years and 15 years |
This plan may include the ‘Life Assured’, the ‘Policyholder’, the ‘Nominee’ and the ‘Appointee’.
Who is a Life Assured?
Life assured is the person, on whose life the plan depends. On the life assured’s death, the benefit is paid and the plan terminates. Any Indian citizen can be the life assured, as long as –
| Minimum age at the time of applying for the plan | 18 years as on last birthday |
|---|---|
| Maximum age at the time of applying for the plan | 55 years as on last birthday |
| Maximum cover ceasing age | 65 years as on the last birthday |
Who is a Policyholder?
A policyholder is the person who holds the plan. The policyholder is also the life assured under this plan. You must be at least 18 years as on your last birthday at the time of applying for the plan to be a policyholder.
Who is a Nominee?
A nominee is the person who receives the death benefit in case of the life assured’s death. The nominee is appointed by you, the policyholder. The nominee can even be a minor (i.e. below 18 years of age).
Who is an Appointee?
An appointee is the person whom you may appoint at the time of applying for the plan in case your nominee is a minor. The appointee takes care of the plan in your absence.
| Yearly | Half Yearly | Monthly | |
|---|---|---|---|
| Minimum Premium | Rs 1,500 | Rs 750 | Rs 125 |
| Maximum Premium | Rs 20,000 | Rs 10,000 | Rs 1,667 |
You have the flexibility to pay the premium either monthly, half yearly or yearly mode, under regular premium. In case you have chosen to pay the premium on a monthly basis, we will collect 3 months premium on inception.
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IRDAI Regd. No. 143 | CIN: U66010MH2008PLC183679Trade logo displayed above belongs to one of our promoters and shareholders, Bank of Baroda and are used by IndiaFirst Life Insurance Company Limited under License.
For more details on risk factors, associated terms and conditions and exclusions please read the product brochure before concluding a sale.
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