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IndianFirstLife

Elite Term Plan

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    Lifetime protection till age 99 years

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    High cover at affordable cost

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    Convenient premium payment options

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    Sum Assured as lumpsum or monthly instalments

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IndianFirstLife

Super Protection Plan

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    Option to get your money back (Return of Premium- ROP)

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    Flexibility to pay premiums at your convenience

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    Lifetime protection till age 99 years

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    Sum Assured as lumpsum or monthly instalments

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IndianFirstLife

Life Plan

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    Flexibility to choose the duration

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    Family will receive the payout

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    Flexibility to choose the assured amount

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    Long term protection

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IndianFirstLife

Protect Shield Plus Plan

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    Instant Issuance

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    Flat rate cover

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    No medicals

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    Tax benefits as per prevailing tax laws

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IndianFirstLife

Saral Jeevan Bima Plan

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    Life Insurance Cover of up to ₹50 lakhs.

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    Flexible premium payment options

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    Up to 40 years of protection for loved ones.

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    Protection against COVID-19 with lump sum benefit.

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IndianFirstLife

Term Rider Plan

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    Additional Life Cover for up to 5-30 years

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    Guaranteed Lumpsum Death Benefit

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    Enjoy Tax Benefits on Premiums You Invest.

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IndianFirstLife

Elite Term Plan

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    Benefits at Maturity & Life cover

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    High cover at affordable cost

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    Convenient premium payment options

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    Sum Assured as lumpsum or monthly instalments

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IndianFirstLife

Super Protection Plan

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    Option to get your money back (Return of Premium- ROP)

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    Flexibility to pay premiums at your convenience

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    Lifetime protection till age 99 years

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    Sum Assured as lumpsum or monthly instalments

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IndianFirstLife

Life Plan

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    Flexibility to choose the duration

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    Family will receive the payout

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    Flexibility to choose the assured amount

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    Long term protection

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IndianFirstLife

Protect Shield Plus Plan

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    Flexibility to choose the duration

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    Family will receive the payout

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    Flexibility to choose the assured amount

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    Long term protection

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IndianFirstLife

Saral Jeevan Bima Plan

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    Life Insurance Cover of up to ₹50 lakhs.

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    Flexible premium payment options

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    Up to 40 years of protection for loved ones.

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    Protection against COVID-19 with lump sum benefit.

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IndianFirstLife

Radiance Smart Invest Plan

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    Zero Fund allocation charges

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    10 different funds to choose from

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    3 plan options to achieve your investment goals

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    100% money invested for higher returns

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IndianFirstLife

Money Balance Plan

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    Optimised Investment Strategy

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    Flexible-Premium Payment

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    Partial Withdrawal Flexibility

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    Convenient Fund Accessibility

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IndianFirstLife

TULIP Plus Plan

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    Up to 100x life insurance cover

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    Up to 750%* return of Premium Allocation charges

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    Riders designed to cover additional risks

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    Reduced premium allocation charge for higher premiums

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IndianFirstLife

TULIP Pro Plan

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    Up to 20X Life Cover for Your Loved Ones

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    Additional Coverage through TERM Rider

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    Multiple Investment Strategies and up to 10 Diversified Funds

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    Up to 600% of Premium Allocation Charges returned at Maturity

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IndianFirstLife

Wealth Maximizer Plan

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    Market Linked Returns

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    Free switches for maximum gain

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    Long-term loyalty benefits

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    Add top-up premiums

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IndianFirstLife

Long Guaranteed Income Plan

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    Short-Term Payments, Long-Term Gains

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    Guaranteed Income to fulfill Financial Goals

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    Lifetime Income Till 99 years of age

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    Continuous Life Cover without any interruption

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IndianFirstLife

Guarantee Of Life Dreams Plan

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    Choice of 3 income Options

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    UpTo 5% Extra Income on Online Purchase

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    Enhanced Income Benefit for Women

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    Option to Choose the date to receive a regular income.

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IndianFirstLife

Growth of Life Dreams Plus Plan

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    Start income as early as the 1st policy month or defer it up to 10 years

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    (GPB) Policy benefits continue for your nominee even in your absence

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    Choose long-term income or whole-life income

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    Flexibility to choose Life cover option up to 11x

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IndianFirstLife

Assured Income For Milestones Plan

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    Guaranteed long-term income plan

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    Ideal for milestone-based financial planning

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    Three customizable benefit options

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    Immediate or deferred income variants

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IndianFirstLife

Guaranteed Single Premium Plan

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    One-time payment (Single Pay)

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    Tax saving benefits*

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    Life Cover that is 1.25 times higher

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IndianFirstLife

Mahajeevan Plus Plan

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    Life cover of up to 15 or 20 years

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    Periodic Cash backs

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    Uninterrupted Life Cover

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    Money Back Discounts with Early Premium Payments

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IndianFirstLife

Smart Retirement Plan

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    Market-linked returns, with 3 new funds!

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    2 plan options to secure your retirement

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    ZERO allocation or administration charges.

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    Guaranteed Additions* of up to 5% in Year 1

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IndianFirstLife

Guaranteed Pension Plan

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    Income for Life

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    5 Annuity Choices

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    Joint Life Security

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    Escalating Annuity option

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IndianFirstLife

Guaranteed Annuity Plan

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    Retirement Planning

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    12 Annuity Options

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    Exclusive benefits for NPS subscribers

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    Continuity with Joint Life Option

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IndianFirstLife

Guaranteed Retirement Plan

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    Assured Returns

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    Beat Inflation

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    Choose How to Save

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    Save Longer for up to 40 years

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IndianFirstLife

Guarantee Of Life Dreams Plan

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    Choice of 3 income Options

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    UpTo 5% Extra Income on Online Purchase

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    Enhanced Income Benefit for Women

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    Option to Choose the date to receive a regular income.

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IndianFirstLife

Life Long Guaranteed Income Plan

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    Short-Term Payments, Long-Term Gains

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    Guaranteed Income to fulfill Financial Goals

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    Lifetime Income Till 99 years of age

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    Premium Payback Assurance

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IndianFirstLife

Assured Income For Milestones Plan

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    Guaranteed long-term income plan

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    Ideal for milestone-based financial planning

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    Three customizable benefit options

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    Immediate or deferred income variants

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IndianFirstLife

Guaranteed Single Premium Plan

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    One-time payment (Single Pay)

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    Tax saving benefits*

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    Life Cover that is 1.25 times higher

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IndianFirstLife

Term Rider Plan

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    Additional Life Cover for up to 5-30 years

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    Guaranteed Lumpsum Death Benefit

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    Enjoy Tax Benefits on Premiums You Invest.

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IndianFirstLife

Waiver of Premium Rider

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    3 Coverage Options

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    Guaranteed Financial Protection For Your Loved Ones

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    Policy Remains Effective in Your Absence (WOP)

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    10 Critical Illness Cover

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IndianFirstLife

ADB Rider

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    Up to 2 Cr. Additional cover over existing policy

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    Protect your loved ones at affordable price.

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    Tax Advantages

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IndianFirstLife

TPD Rider

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    Up to 1 Cr. Additional cover

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    Protect your loved ones at affordable price.

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    Tax Advantages

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IndianFirstLife

Group Living Benefits Plan

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    Comprehensive Group Health Insurance

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    Affordable Heatlh Coverage for Corporate

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    COVID-19 Protection for Group Life Insurance

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    Fixed Benefit Assurance

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IndianFirstLife

Group Term Plan

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    Affordable Group Term Insurance

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    Voluntary or Automatic Enrollment

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    Enhanced Coverage with EDLI

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    Flexible Premium Payment

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IndianFirstLife

New Corporate Benefit Plan

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    A separate plan for each scheme

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    Minimum guaranteed return of 0.5% p.a.

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    Yearly Bonus as per company’s performance

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    Earn easy returns

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IndianFirstLife

Little Champ Plan

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    Financial Protection

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    Customisable Policy

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    Guaranteed Payouts

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    Flexible Coverage Options

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Term Insurance Calculator

Use our Term Insurance Calculator to estimate the right cover for your family’s financial security.

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Child Plan Calculator

Plan your child’s education and future goals with our easy Child Plan Calculator.

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Retirement Planning Calculator

Estimate how much you need to save for a comfortable and stress-free retirement.

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Cost of Delay Calculator

See how delaying investments can impact your long-term wealth creation.

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Human Life Value Calculator

Calculate your Human Life Value and understand the insurance cover your family needs.

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Paid-Up Calculator

Check the paid-up value of your policy and make informed financial decisions.

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Annuity Calculator

Estimate your regular income after retirement using our Annuity Calculator.

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ULIP Calculator

Estimate potential returns on your ULIP investments over the policy term.

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Compound Interest Calculator

Understand how your money grows over time with the power of compounding.

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Future Wealth Creation Calculator

Plan your investments effectively to achieve your long-term wealth goals.

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SIP Calculator

Calculate returns on your monthly SIP investments in just a few clicks.

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Lumpsum Calculator

Calculate your estimated returns on your lumpsum investment

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Step-up SIP Calculator

See how increasing your SIP each year boosts your wealth. Use our Step-Up SIP Calculator for smarter financial planning

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SWP Calculator

Check how much monthly income your investment can generate and how long your corpus can last.

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Income Tax Calculator

Calculate your tax liability and plan your taxes efficiently.

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Home Loan EMI Calculator

Calculate your home loan EMIs and manage repayments with ease.

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Car Loan EMI Calculator

Find out your car loan EMI and choose the right repayment plan.

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Personal Loan EMI Calculator

Estimate your personal loan EMIs before applying for a loan.

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Inflation Calculator

Understand how inflation will affect your expenses and future goals

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Gratuity Calculator

Calculate the gratuity amount you may receive based on your tenure and salary.

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Salary Calculator

Calculate your take-home salary after deductions and allowances.

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BMI Calculator

Check your Body Mass Index and understand your health better.

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Nominee Central

Your one-stop hub to help your loved ones easily access, understand, and manage everything related to life insurance nomination and claims.

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Life Insurance Ki Kitaab

Your simple, go-to guide for understanding life insurance basics.

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India's Firsts

Discover India’s pioneering innovations and historic milestones that shaped the world.

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Life+ Newsletter

Your monthly dose of simple, smart insights on insurance and money matters—delivered straight to your inbox.

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Insurance Videos

Quick, easy videos that help you understand insurance better.

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Insurance Podcasts

Listen to expert insights that simplify insurance on the go.

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Ask an Expert to Buy Life Insurance

We're happy to know that you're prioritizing your family's future. Our life insurance expert will assist you in finding the best insurance plan. To schedule a call, please share some of the below details.

Key features of IndiaFirst Life Accidental Death Benefit Rider

Accidental Death Cover

In the event of death of the life assured during the term of the rider policy due to an accident, the nominee would receive a lump equal to rider policy Sum Assured. This is an additional benefit over the base policy benefit.

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Enhanced Life Cover

Avail additional cover to protect your loved ones from adverse effects of unforeseen events. 

wealth-creation

Eligibility Criteria

Age at Entry

Question
Age at Entry
Sequence
Answer
  • Minimum: 18 years 
  • Maximum: 70 years 
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Age at Maturity

Question
Age at Maturity
Sequence
Answer
  • Minimum: 23 years 
  • Maximum: 75 years 
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Premium Payment Term

Question
Premium Payment Term
Sequence
Answer

Minimum:

  • Limited Premium: - 2 Years 
  • Regular Premium: - 5 Years
  • Single Premium: - 1 Year

Maximum:

  • Limited Premium: - 12 Years 
  • Regular Premium: - 57 Years
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Sum Assured

Question
Sum Assured
Sequence
Answer
  • Minimum: As per the base product
  • Maximum: ₹2,00,00,000
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How people have benefitted from IndiaFirst Life

Hassle-free Onboarding Process

From the onboarding process to the comprehensive medical tests, IndiaFirst Life ensured a hassle-free journey for me. The features of the plan I purchased are as per my expectations, providing me with peace of mind for future.

Mohit Agarwal

(Mumbai, 21st March 2024)

How people have benefitted from IndiaFirst Life

Pleasant Online Buying Experience

Buying IndiaFirst Life's life-insurance policy was a pleasant experience for me. The hassle-free nature of interaction with the company's representative was a boon and so was the inclusion of must-have features in their policy plans.

Satyam Nagwekar

(Mumbai, 22nd March 2024)

How people have benefitted from IndiaFirst Life

Trusted ally in my financial journey

IndiaFirst Life's Radiant Smart Invest Plan has completely won me over! It's like having a trusted ally in my financial journey. With its flexible fund switch options, I've been able to craft my investments just as I envisioned. In just a year, I've seen a remarkable 20% return on my investments! The support from the onboarding team has been absolutely fantastic, making me feel truly cared for and supported.

Paulomi Banerjee

(Kolkata, 21st March 2024)

Explore IndiaFirst Life Insurance Plans Tailored for You!

IndiaFirst Life Guaranteed Retirement Plan

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IndiaFirst Life Guaranteed Retirement Plan

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Retirement
Product Description

Make your golden years truly golden! Invest in the Guaranteed Retirement Plan that is designed to guarantee an income for as long as you live.

Product Benefits
  • Receive income during retirement years
  • Choose between 5 different annuities.
  • Option to extend annuity benefits to loved ones
  • Return of purchase price
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IndiaFirst Life Guarantee of Life Dreams Plan

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IndiaFirst Life Guarantee of Life Dreams Plan

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Product Description

Wouldn't it be wonderful if we had a second source of income to support our dreams? Here is a way to make your dreams come true where you can start earning an income from the end of the 1st month itself.

Product Benefits
  • Choice of 3 income Options
  • Guaranteed Long-Term Income
  • Life Insurance Cover
  • Benefits of long-term Savings
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IndiaFirst Life Radiance Smart Invest Plan

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IndiaFirst Life Radiance Smart Invest Plan

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Product Description

Have you heard of a plan that not only gives you a life cover but also helps in wealth creation? Enjoy 2 benefits in 1 plan with IndiaFirst Life Radiance Smart Invest Plan.

Product Benefits
  • Zero Fund allocation charges 
  • 10 different funds to choose from
  • 3 plan options to achieve your investment goals
  • 100% money invested for higher returns
Porduct Detail Page URL

Get Quote

Product Buy Now URL and CTA Text

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Why Choose IndiaFirst Life Insurance Plans?

1.64 Crore

Lives secured since inception

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Available in 16,500+

BOB & UBI Branches

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30,968 Crore

AUM as of Mar’25

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1 Day

Claim settlement assurance

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You’re eligible for a Discount!!

Get 10% off on online purchase of IndiaFirst Life Elite Term Plan

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