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We're happy to know that you're prioritizing your family's future. Our life insurance expert will assist you in finding the best insurance plan. To schedule a call, please share some of the below details.

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We're Here for You: Making Claims Simple and Hassle-Free

At IndiaFirst Life, we stand firmly with our customers in their hour of grief. We provide a streamlined claim registration and settlement process, ensuring a worry-free future for our customers. With a focus on efficiency, our quick claim process allows you to concentrate on your priorities. Rest assured; our dedicated team is available to assist you seamlessly through every stage.

Quick and Seamless Claim Filing Process

To help you better in difficult times, we have now made our claim filing process easier and shorter.

claim bg

Please select whether the life assured is individual or group.

Seamless processes resulted in an increase in the claim settlement ratio.

98.04%

Families were financially helped by ensuring quick and easy claim settlements in FY 23-24.

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Submitting a claim with us is quick and hassle-free

View All FAQ 

Step 1. Claim Registration

Answer
  • Online: Register your claim online at "https://www.indiafirstlife.com/claims/register-claim-online

  • Email: Share soft copies of all the mandatory documents at 'claims.support@indiafirstlife.com'  

  • Call: Contact us at 1800-209-8700 for assistance. Our representative will guide you through the claim registration process. 

  • Visit Us: Drop soft/hard copies of required documents at any nearest IndiaFirst Life Branch or Bank of Baroda or Andhra Bank Branch. 

  • Courier: Send claim intimation and supporting documents to IndiaFirst Life Insurance Company Ltd., 12th and 13th Floor, North [C] wing, Tower 4, Nesco IT Park, Nesco Center, Western Express Highway, Goregaon (East), Mumbai – 400063 

  • Immediate registration upon receiving the claim intimation and documents.

Step 2. Claim Assessment

Answer
  • Our team will thoroughly evaluate the claim details and notify you if any further information is needed.  

  • We will provide you with an acknowledgement letter containing a unique claim number to track the status of your claim. 

  • All the information will be shared with you on your registered contact details – SMS/Email/Letters. 

Step 3. Claim Settlement

Answer
  • After a comprehensive evaluation, we will render a fair and timely decision on the claim. 

  • Turnaround Time (TAT) in Claims Process as stipulated by IRDAI for Death Claims:
     
    • Settlement or Rejection or Repudiation of claims where investigation is not required: Within 30 days from the receipt of the last necessary document.
    • Settlement or Rejection or Repudiation of claims where investigation is required: Investigation must conclude within 90 days from the date of the claim intimation, with settlement within 30 days thereafter.

Death Claims

Answer
  • Duly filled and signed Claim Intimation Form
  • Original Policy Document
  • Original or Attested* Death Certificate issued by local authority
  • Claimant’s Valid bank passbook/statement or Cancelled Cheque
  • with pre-printed Name and pre-printed Bank account number
  • Copy of claimant's photo identification proof and current address proof -
  • Copy of medico legal cause of death certificate/MCOD
  • Medical records (admission notes, discharge/ death summary, indoor case papers, test reports, etc.)
  • Prior medical records of insured/ Life assured 
  • Medical attendant's/ hospital certificate issued by doctor
  • Certificate from employer (for salaried individuals) 

Accidental / Suicidal Death

Answer
  • Post Mortem Report and chemical viscera report.  
  • FIR/Panchnama/Inquest Report along with the final investigation report. 
  • Copy of driving license if Life Assured was driving the vehicle at the time of accident (applicable if 'Accident and Disability Benefit Rider' is opted)

Maturity Claims

Answer
  • A fully completed and signed claim intimation form. 
  • Original policy documents.  
  • Policyholder's PAN Card copy. 
  • A cancelled cheque indicating the account number and policyholder's name, or a copy of the bank passbook.  
  • NRI declaration (if applicable for NRIs).

When can I submit a claim for my policy? Or what is the time frame within which a claim has to be reported to the company?

Question
When can I submit a claim for my policy? Or what is the time frame within which a claim has to be reported to the company?
Answer

Claims can be filed between 30 and 60 days after the insured person dies.

Tags

What is the claim settlement ratio of IndiaFirst Life?

Question
What is the claim settlement ratio of IndiaFirst Life?
Answer

The Individual Death Claim Settlement Ratio for the financial year 2022-23 is 97.04%, and at IndiaFirst Life, we promise to settle all your genuine claims fully.

Tags

What happens in the event of the demise of the life assured during the term of the policy?

Question
What happens in the event of the demise of the life assured during the term of the policy?
Answer

Beneficiaries can initiate a claim by submitting the required documents, and the payment for the death claim will be made according to the terms of the insurance policy.

Tags

How can I check the status of my claim?

Question
How can I check the status of my claim?
Answer

You can check the progress of your claim online using the 'track claim' feature or by scanning a QR code. For any guidance, you can also call our toll-free number.

Tags

What documents are required for submitting a claim?

Question
What documents are required for submitting a claim?
Answer
  • Death certificate of life assured from the municipal corporation
  • Duly filed and signed Claim intimation form
  • Nominee's ID and address proof.
  • Deceased person's ID proof.
  • Bank passbook or a cancelled cheque of the nominee with name and account details printed on it.

 

In the event of an unnatural death:

  • FIR, post-mortem and panchanama reports.
  • Hospital records, if available.
Tags

What bank accounts can I receive my claim in?

Question
What bank accounts can I receive my claim in?
Answer

A claimant can request a refund into any bank's savings account.

Tags

What currency can I receive my claim in?

Question
What currency can I receive my claim in?
Answer

It will be processed in INR.

Tags

How can I submit a claim?

Question
How can I submit a claim?
Answer
  • You can register it online through the IndiaFirst Life website.
  • You can send digital copies of the required documents for the claim via email at claims.support@indiafirstlife.com
  • You can send the physical copies of the claim forms to the head office through Post or courier, or you can drop them off at the nearest branch of BOB, UBI, or IndiaFirst Life FPC.
Tags

How to submit the documents for a claim?

Question
How to submit the documents for a claim?
Answer
  • Email: You can send the claim intimation and required documents to either claims.support@indiafirstlife.com or customer.first@indiafirstlife.com.
  • Courier: You can send the claim intimation and supporting documents to the claims department at our head office.
  • Branches: You can deliver the claim intimation and documents to your closest IndiaFirst Life branch.
Tags

Seamless processes resulted in an increase in the claim settlement ratio.

98.60%

Families were financially helped by ensuring quick and easy claim settlements in FY 23-24.

graph

How can we help?

View All FAQ 

Step 1. Claim Registration

Question
Claim Registration
Answer
  • Online: Register your claim online at "https://www.indiafirstlife.com/claims/register-claim-online

  • Email: Share soft copies of all the mandatory documents at 'claims.support@indiafirstlife.com'  

  • Call: Contact us at 1800-209-8700 for assistance. Our representative will guide you through the claim registration process. 

  • Visit Us: Drop soft/hard copies of required documents at any nearest IndiaFirst Life Branch or Bank of Baroda or Andhra Bank Branch. 

  • Courier: Send claim intimation and supporting documents to IndiaFirst Life Insurance Company Ltd., 12th and 13th Floor, North [C] wing, Tower 4, Nesco IT Park, Nesco Center, Western Express Highway, Goregaon (East), Mumbai – 400063 

  • Immediate registration upon receiving the claim intimation and documents.
Tags

Step 2. Claim Assessment

Question
Claim Assessment
Answer
  • Our team will thoroughly evaluate the claim details and notify you if any further information is needed.  

  • We will provide you with an acknowledgement letter containing a unique claim number to track the status of your claim. 

  • All the information will be shared with you on your registered contact details – SMS/Email/Letters. 
Tags

Step 3. Claim Settlement

Question
Step 3. Claim Settlement
Answer
  • After a comprehensive evaluation, we will render a fair and timely decision on the claim. 

  • Turnaround Time (TAT) in Claims Process as stipulated by IRDAI for Death Claims:
     
    • Settlement or Rejection or Repudiation of claims where investigation is not required: Within 30 days from the receipt of the last necessary document.
    • Settlement or Rejection or Repudiation of claims where investigation is required: Investigation must conclude within 90 days from the date of the claim intimation, with settlement within 30 days thereafter.
Tags

Accidental/Suicidal Death

Answer
  • Post-mortem and chemical viscera reports.
  • FIR/Panchnama/Inquest and final investigation reports.
  • Copy of the driving license if the Life Assured was driving during the accident (relevant for 'Accident and Disability Benefit Rider' selection).

Death Claims

Answer
  • Claim Form
    • Credit Life Claim Form
    • Micro-Insurance Claim Form
    • Employer Employee Claim Form
  • Certificate of Insurance
  • Original Death Certificate issued by Local Authority OR Attested* copy of Death Certificate
  • Claimant's current address proof
  • Claimant's photo ID proof
  • Claimant's Valid Bank pass book / Bank statement / cancelled cheque
  • Credit Account Statement / Loan Account Statement (for all Credit life Cases)

Maturity Claims

Answer
  • Filled & signed claim intimation form.  
  • Original policy documents.  
  • Copy of the PAN card of the policyholder.  
  • Cancelled cheque bearing account number & policyholder's name, or copy of bank passbook. 
  • NRI declaration (for NRI). 

*All the copies should be attested by the bank branch.

When can I submit a claim for my policy? Or what is the time frame within which a claim has to be reported to the company?

Answer

Claims can be filed between 30 and 60 days after the insured person dies.

How can I submit a claim?

Answer
  • You can register it online through the IndiaFirst Life website.
  • You can send digital copies of the required documents for the claim via email at claims.support@indiafirstlife.com
  • You can send the physical copies of the claim forms to the head office through Post or courier, or you can drop them off at the nearest branch of BOB, UBI, or IndiaFirst Life FPC.

What is the claim settlement ratio of IndiaFirst Life?

Answer

The Individual Death Claim Settlement Ratio for the financial year 2022-23 is 97.04%, and at IndiaFirst Life, we promise to settle all your genuine claims fully.

What happens in the event of the demise of the life assured during the term of the policy?

Answer

Beneficiaries can initiate a claim by submitting the required documents, and the payment for the death claim will be made according to the terms of the insurance policy.

How can I check the status of my claim?

Answer

You can check the progress of your claim online using the 'track claim' feature or by scanning a QR code. For any guidance, you can also call our toll-free number.

What documents are required for submitting a claim?

Answer
  • Death certificate of life assured from the municipal corporation
  • Duly filed and signed Claim intimation form
  • Nominee's ID and address proof.
  • Deceased person's ID proof.
  • Bank passbook or a cancelled cheque of the nominee with name and account details printed on it.

 

In the event of an unnatural death:

  • FIR, post-mortem and panchanama reports.
  • Hospital records, if available.

How to submit the documents for a claim?

Answer
  • Email: You can send the claim intimation and required documents to either claims.support@indiafirstlife.com or customer.first@indiafirstlife.com.
  • Courier: You can send the claim intimation and supporting documents to the claims department at our head office.
  • Branches: You can deliver the claim intimation and documents to your closest IndiaFirst Life branch.

What bank accounts can I receive my claim in?

Answer

A claimant can request a refund into any bank's savings account.

What currency can I receive my claim in?

Answer

It will be processed in INR.

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