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Opting for a ₹1.5 crore term insurance plan provides numerous advantages for policyholders and their families. Here are some key benefits:
Term life insurance plans can prove to be beneficial to almost every person, and especially so for people with dependents. The following type of people may find ₹1.5 crore term insurance plans to be useful:
Individuals with Liabilities
Individuals with Dependents
Individuals with High-Risk Jobs
Those worried about Inflation
You may not have many family members entirely financially dependent on you. However, you may have a home loan you do not want to burden them with, in the event of your untimely passing.
If you have a chronically ill family member you care for, or a child who seeks to pursue higher education.
Individuals with high-risk job but also have significant income
If you work in risky conditions, it may help to have a life cover through which your family can maintain their lifestyle after you are gone.
If you are worried about inflation and rising costs and If you expect your family’s need to increase in the coming years, a ₹1.5 crore term insurance policy can help you with future planning.
Determine whether ₹50 lakh is sufficient coverage, on the basis of your financial responsibilities, dependents, and future goals.
Here are some factors to consider:
Consider the following factors to ensure that the plan you are choosing is right for you.
There is no stringent minimum income requirement for the sum assured chosen. The approval for the sum assured is subject to the approval of the underwriting team. To avoid any issue with policy purchase, just ensure that you are able to afford the premium for the chosen sum assured.
You must be at least 18 years of age to purchase a term life insurance plan, irrespective of the sum assured you are trying to secure. Check the eligibility criteria of the term policy you seek to ensure that you may be able to get the plan.
You can log onto the IndiaFirst Life website and choose the plan you want to purchase. The purchase process can be completed online, provided you are able to submit the necessary documents and pay the premium amount. Alternatively, you can also take the help of an insurance agent.
If you have opted for a level term insurance policy and survive the policy tenure, there are no maturity benefits of term insurance to be claimed. However, if your plan has a return of premium option, you may claim the premium return upon plan maturity.
The premium amount for a plan depends on various factors, such as your age and gender, as well as the sum assured chosen. You may use a term insurance calculator to get estimates for the chosen plan and sum assured, based on your personal details.
With IndiaFirst Life Elite Term Plan, you not only fulfil your commitment, but also ensure that money is the last thing your family have to worry about. IndiaFirst Life Elite Term Plan is a pure protection plan that ticks everything off your checklist.Flexibility to choose the duration
High cover at affordable cost
Lifetime protection till age 99 years
10% discount on 1st Premium on online buy
Tax benefits as per applicable tax laws
Protect your family’s happiness & future with our most flexible term plan. Buy this term life insurance and give your loved ones the financial security they deserve.
Option to get your money back
Flexibility to pay premiums
Lifetime protection till age 99 years
Sum Assured as lumpsum or monthly instalments
A protection plan for your family that helps them stand independently! IndiaFirst Life Plan gives your family a financial cushion to fall back on in your absence.
Flexibility to choose the duration
Family will receive the payout
Flexibility to choose the assured amount
Long term protection
Tax* benefits
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IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
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IRDAI Information
IRDAI Regd. No. 143 | CIN: U66010MH2008PLC183679Trade logo displayed above belongs to one of our promoters and shareholders, Bank of Baroda and are used by IndiaFirst Life Insurance Company Limited under License.
For more details on risk factors, associated terms and conditions and exclusions please read the product brochure before concluding a sale.
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