Login
Term Insurance Plans
Term Insurance Riders
Insurance Coverage Options
Savings Plans
ULIP Plans
Retirement & Pension Plans
Guaranteed Returns Plans
Child Insurance Plans
Life Insurance Rider
Group & Corporate Life Insurance Plans
Investment Calculators
Insurance Calculators
Health Calculators
Financial Planning Calculators
Expert Resources
Knowledge Centre
Claims
Download Section
Reach Out to Us
Choose a Time Slot
Let Us know a suitable time for you.
Ask an Expert to Buy Life Insurance
We're happy to know that you're prioritizing your family's future. Our life insurance expert will assist you in finding the best insurance plan. To schedule a call, please share some of the below details.
Male
Female
Other
Thank for submitting your details
Your insights play a crucial role in helping us improve and enhance our services.
This is a whole life product
Single premium, one-time payment
How people have benefitted from IndiaFirst Life
From the onboarding process to the comprehensive medical tests, IndiaFirst Life ensured a hassle-free journey for me. The features of the plan I purchased are as per my expectations, providing me with peace of mind for future.
Mohit Agarwal
(Mumbai, 21st March 2024)
How people have benefitted from IndiaFirst Life
Buying IndiaFirst Life's life-insurance policy was a pleasant experience for me. The hassle-free nature of interaction with the company's representative was a boon and so was the inclusion of must-have features in their policy plans.
Satyam Nagwekar
(Mumbai, 22nd March 2024)
How people have benefitted from IndiaFirst Life
IndiaFirst Life's Radiant Smart Invest Plan has completely won me over! It's like having a trusted ally in my financial journey. With its flexible fund switch options, I've been able to craft my investments just as I envisioned. In just a year, I've seen a remarkable 20% return on my investments! The support from the onboarding team has been absolutely fantastic, making me feel truly cared for and supported.
Paulomi Banerjee
(Kolkata, 21st March 2024)
If you disagree with any of the terms and conditions within the first 15 days for all channels, except Distance Marketing or electronic mode where it is 30 days from receipt of the policy document, you may return the policy to the Company, while stating reasons for the same.
You are required to send us the original Policy document and a written request stating the reasons for cancellation, post which we will refund your Premium after deducting annuity paid, if any and stamp duty paid.
If the policy is a standalone immediate annuity policy, then the proceeds from cancellation shall be returned to the policyholder.
If the policy is purchased from the contract issued or administered by IndiaFirst Life where compulsory purchase of annuity is required and to the subscribers of the National Pension System regulated by the Pension Fund Regulatory and Development Authority (PFRDA), then proceeds from freelook will be transferred back to the respective account from where purchase price was received.
If this policy is purchased out of proceeds of a deferred pension plan of any other insurance company, then the proceeds from cancellation will be transferred back to that insurance company.
Distance Marketing includes every activity of solicitation (including lead generation) and sale of insurance products through the following modes: (i) Voice mode, which includes telephone calling; (ii) Short Messaging service (SMS); (iii) Electronic mode which includes e-mail, internet and interactive television (DTH); (iv) Physical mode which includes direct postal mail and newspaper & magazine inserts; and, (v) Solicitation through any means of communication other than in person.
We provide you with 2 different options to purchase an annuity as per your requirements. The annuity amount in these options will be payable in arrears, immediately after the commencement of the policy as per annuity payment frequency chosen by you, the annuitant. The details of each are as given below –
| S. No | Annuity Option | Benefits |
|---|---|---|
| 1. | Life Annuity with Return of 100% of Purchase Price (ROP) |
|
| 2. | Joint Life Last Survivor Annuity for Life with Return of 100% of Purchase Price (ROP) on death of the last survivor |
|
Revival is not applicable under this policy.
IndiaFirst Life Saral Pension Plan is a single premium, non – linked, non - participating, individual immediate annuity policy. The plan provides you with 2 different options to choose from, to get a - regular income on a Monthly / Quarterly / Halfyearly / Yearly basis as chosen. This policy is designed to ensure financial well-being of your retirement years
Suicide exclusion is not applicable under this policy
There is no maturity benefit applicable in this policy as this is an immediate annuity policy..
We have provided below some sample annual annuity amounts for a purchase price of Rs. 5,00,000 (without taxes) for your ready reference –
| Age | Annual Annuity Amount* (Rs.) | |
|---|---|---|
| Life Annuity with Return of 100% of Purchase Price (ROP) | Joint Life Last Survivor Annuity with Return of 100% of Purchase Price (ROP) on death of last survivor | |
| 40 | 24,325 | 24,350 |
| 50 | 24,925 | 25,035 |
| 60 | 25,555 | 25,975 |
| 70 | 25,950 | 27,250 |
On death of the Annuitant/s, the Death Benefit payable is as follows:-
| S. No. | Annuity Option | Death Benefit |
|---|---|---|
| 1. | Life Annuity with Return of 100% of Purchase Price (ROP) | On the death of the annuitant, the annuity payments will cease and 100% of purchase price will be payable to the nominee(s) / legal heir(s) of the annuitant. Policy ceases on payment of the death benefit. |
| 2. | Joint Life Last Survivor Annuity for Life with Return of 100% of Purchase Price (ROP) on death of the last survivor |
|
This policy may include the ‘Annuitant’ and the ‘Nominee(s)’.
Who is an Annuitant?
An Annuitant is person entitled to receive the payouts. In case of Joint Life, the Primary Annuitant will initially receive the annuities, while the Secondary Annuitant will receive the annuities, in the event of death of the Primary Annuitant, as opted. An annuitant has to be –
| Minimum Age | Maximum Age | |
|---|---|---|
| First Annuitant | 40 years as on last birthday | 80 years as on last birthday 70 years (for policies sourced through POSP-LI & CPSC-SPV channels) |
In case of Joint life annuities, the age limits apply to both the lives.
Who is a nominee(s)?
Nominee(s) is the person entitled to receive the purchase price under Return of Purchase Price option when the life assured has died.
Unlock peace of mind and financial stability with our Guaranteed Annuity Plan which is specially designed to safeguard your prosperous future with the assurance of a regular income throughout your life.
A ULIP insurance plan that can help you build a legacy by combining wealth growth and life coverage. This plan can help safeguard your finances and earn returns. Enjoy 2 benefits in 1 plan with IndiaFirst Life Radiance Smart Invest Plan.
Wouldn't it be wonderful if we had a second source of income to support our dreams? Here is a way to make your dreams come true where you can start earning an income from the end of the 1st month itself.
Knowledge Center
View All
BEWARE OF SPURIOUS PHONE CALSS AND FICTIOUS/FRADULENT OFFERS
IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
Follow Us
Registered Office
12th and 13th Floor, North [C] wing, Tower 4, Nesco IT Park, Nesco Center, Western Express Highway, Goregaon (East), Mumbai – 400063.
IRDAI Information
IRDAI Regd. No. 143 | CIN: U66010MH2008PLC183679Trade logo displayed above belongs to one of our promoters and shareholders, Bank of Baroda and are used by IndiaFirst Life Insurance Company Limited under License.
For more details on risk factors, associated terms and conditions and exclusions please read the product brochure before concluding a sale.
Customers 
Distributor 
Employee 
