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IndianFirstLife

Guardian of Life Dreams Term Plan

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    Offers Life cover for Whole Life or for Limited Term for age 85 years

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    A special 16% Level Premium Discount for women

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    Health Management Services worth Up to ₹75,000 p.a.

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    Choice of Pure Protection or Return of Premium optionKnow More

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IndianFirstLife

Elite Term Plan

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    Lifetime protection till age 99 years

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    High cover at affordable cost

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    Convenient premium payment options

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    Sum Assured as lumpsum or monthly instalments

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IndianFirstLife

Super Protection Plan

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    Option to get your money back (Return of Premium- ROP)

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    Flexibility to pay premiums at your convenience

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    Lifetime protection till age 99 years

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    Sum Assured as lumpsum or monthly instalments

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IndianFirstLife

Life Plan

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    Flexibility to choose the duration

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    Family will receive the payout

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    Flexibility to choose the assured amount

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    Long term protection

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IndianFirstLife

Protect Shield Plus Plan

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    Instant Issuance

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    Flat rate cover

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    No medicals

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    Tax benefits as per prevailing tax laws

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IndianFirstLife

Saral Jeevan Bima Plan

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    Life Insurance Cover of up to ₹50 lakhs.

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    Flexible premium payment options

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    Up to 40 years of protection for loved ones.

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    Protection against COVID-19 with lump sum benefit.

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IndianFirstLife

Value Shield Plus

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    Flexible Premium Payments Options

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    Life cover for Whole of Life

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    Special discounts for Salaried customer and Female Lives

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    Enhanced coverage with optional comprehensive riders

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IndianFirstLife

Term Rider Plan

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    Additional Life Cover for up to 5-30 years

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    Guaranteed Lumpsum Death Benefit

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    Enjoy Tax Benefits on Premiums You Invest.

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IndianFirstLife

Guardian of Life Dreams Term Plan

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    Offers Life cover for Whole Life or for Limited Term for age 85 years

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    A special 16% Level Premium Discount for women

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    Health Management Services worth Up to ₹75,000 p.a.

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    Choice of Pure Protection or Return of Premium option

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IndianFirstLife

Elite Term Plan

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    Benefits at Maturity & Life cover

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    High cover at affordable cost

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    Convenient premium payment options

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    Sum Assured as lumpsum or monthly instalments

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IndianFirstLife

Super Protection Plan

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    Option to get your money back (Return of Premium- ROP)

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    Flexibility to pay premiums at your convenience

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    Lifetime protection till age 99 years

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    Sum Assured as lumpsum or monthly instalments

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IndianFirstLife

Life Plan

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    Flexibility to choose the duration

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    Family will receive the payout

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    Flexibility to choose the assured amount

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    Long term protection

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IndianFirstLife

Protect Shield Plus Plan

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    Flexibility to choose the duration

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    Family will receive the payout

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    Flexibility to choose the assured amount

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    Long term protection

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IndianFirstLife

Saral Jeevan Bima Plan

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    Life Insurance Cover of up to ₹50 lakhs.

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    Flexible premium payment options

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    Up to 40 years of protection for loved ones.

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    Protection against COVID-19 with lump sum benefit.

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IndianFirstLife

Value Shield Plus

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    Flexible Premium Payments Options

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    Life cover for Whole of Life

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    Special discounts for Salaried customer and Female Lives

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    Enhanced coverage with optional comprehensive riders

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IndianFirstLife

Radiance Smart Invest Plan

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    Zero Fund allocation charges

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    10 different funds to choose from

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    3 plan options to achieve your investment goals

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    100% money invested for higher returns

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IndianFirstLife

Money Balance Plan

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    Optimised Investment Strategy

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    Flexible-Premium Payment

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    Partial Withdrawal Flexibility

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    Convenient Fund Accessibility

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IndianFirstLife

TULIP Plus Plan

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    Up to 100x life insurance cover

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    Up to 750%* return of Premium Allocation charges

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    Riders designed to cover additional risks

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    Reduced premium allocation charge for higher premiums

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IndianFirstLife

TULIP Pro Plan

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    Up to 20X Life Cover for Your Loved Ones

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    Additional Coverage through TERM Rider

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    Multiple Investment Strategies and up to 10 Diversified Funds

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    Up to 600% of Premium Allocation Charges returned at Maturity

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IndianFirstLife

Wealth Maximizer Plan

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    Market Linked Returns

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    Free switches for maximum gain

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    Long-term loyalty benefits

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    Add top-up premiums

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IndianFirstLife

Long Guaranteed Income Plan

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    Short-Term Payments, Long-Term Gains

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    Guaranteed Income to fulfill Financial Goals

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    Lifetime Income Till 99 years of age

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    Continuous Life Cover without any interruption

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IndianFirstLife

Guarantee Of Life Dreams Plan

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    Choice of 3 income Options

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    UpTo 5% Extra Income on Online Purchase

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    Enhanced Income Benefit for Women

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    Option to Choose the date to receive a regular income.

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IndianFirstLife

Growth of Life Dreams Plus Plan

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    Start income as early as the 1st policy month or defer it up to 10 years

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    (GPB) Policy benefits continue for your nominee even in your absence

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    Choose long-term income or whole-life income

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    Flexibility to choose Life cover option up to 11x

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IndianFirstLife

Assured Income For Milestones Plan

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    Guaranteed long-term income plan

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    Ideal for milestone-based financial planning

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    Three customizable benefit options

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    Immediate or deferred income variants

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IndianFirstLife

Guaranteed Single Premium Plan

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    One-time payment (Single Pay)

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    Tax saving benefits*

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    Life Cover that is 1.25 times higher

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IndianFirstLife

Mahajeevan Plus Plan

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    Life cover of up to 15 or 20 years

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    Periodic Cash backs

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    Uninterrupted Life Cover

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    Money Back Discounts with Early Premium Payments

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IndianFirstLife

Smart Retirement Plan

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    Market-linked returns, with 3 new funds!

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    2 plan options to secure your retirement

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    ZERO allocation or administration charges.

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    Guaranteed Additions* of up to 5% in Year 1

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IndianFirstLife

Guaranteed Pension Plan

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    Income for Life

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    5 Annuity Choices

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    Joint Life Security

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    Escalating Annuity option

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IndianFirstLife

Guaranteed Annuity Plan

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    Retirement Planning

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    12 Annuity Options

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    Exclusive benefits for NPS subscribers

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    Continuity with Joint Life Option

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IndianFirstLife

Guaranteed Retirement Plan

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    Assured Returns

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    Beat Inflation

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    Choose How to Save

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    Save Longer for up to 40 years

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IndianFirstLife

Unit-Linked Pension Plan (ULPP)

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    Zero Charges Plan

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    You Pay 100. We Invest 105

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    Market-Linked Growth

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    Flexible Premium Options

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IndianFirstLife

Guarantee Of Life Dreams Plan

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    Choice of 3 income Options

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    UpTo 5% Extra Income on Online Purchase

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    Enhanced Income Benefit for Women

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    Option to Choose the date to receive a regular income.

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IndianFirstLife

Life Long Guaranteed Income Plan

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    Short-Term Payments, Long-Term Gains

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    Guaranteed Income to fulfill Financial Goals

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    Lifetime Income Till 99 years of age

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    Premium Payback Assurance

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IndianFirstLife

Assured Income For Milestones Plan

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    Guaranteed long-term income plan

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    Ideal for milestone-based financial planning

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    Three customizable benefit options

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    Immediate or deferred income variants

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IndianFirstLife

Guaranteed Single Premium Plan

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    One-time payment (Single Pay)

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    Tax saving benefits*

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    Life Cover that is 1.25 times higher

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IndianFirstLife

Term Rider Plan (non-linked)

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    Additional Life Cover for up to 5-30 years

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    Guaranteed Lumpsum Death Benefit

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    Enjoy Tax Benefits on Premiums You Invest.

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IndianFirstLife

Term Rider (linked)

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    Additional Life Cover for up to 5-67 years

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    Lump sum death benefit equal to the sum assured

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    Enjoy Tax Benefits on Premiums You Invest.

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IndianFirstLife

Waiver of Premium Rider (non-linked)

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    3 Coverage Options

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    Guaranteed Financial Protection For Your Loved Ones

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    Policy Remains Effective in Your Absence (WOP)

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    10 Critical Illness Cover

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IndianFirstLife

ADB Rider (non-linked)

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    Up to 2 Cr. Additional cover

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    Protect your loved ones at affordable price.

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    Tax Advantages

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IndianFirstLife

ADB Rider (linked)

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    Up to 2 Cr. Additional cover over existing policy

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    Protect your loved ones at affordable price.

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    Tax Advantages

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IndianFirstLife

TPD Rider (non-linked)

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    Up to 1 Cr. Additional cover

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    Protect your loved ones at affordable price.

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    Tax Advantages

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IndianFirstLife

TPD Rider (linked)

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    Up to 1 Cr. Additional cover

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    Protect your loved ones at affordable price.

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    Tax Advantages

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IndianFirstLife

Group Living Benefits Plan

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    Comprehensive Group Health Insurance

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    Affordable Heatlh Coverage for Corporate

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    COVID-19 Protection for Group Life Insurance

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    Fixed Benefit Assurance

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IndianFirstLife

Group Term Plan

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    Affordable Group Term Insurance

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    Voluntary or Automatic Enrollment

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    Enhanced Coverage with EDLI

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    Flexible Premium Payment

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IndianFirstLife

New Corporate Benefit Plan

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    A separate plan for each scheme

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    Minimum guaranteed return of 0.5% p.a.

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    Yearly Bonus as per company’s performance

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    Earn easy returns

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IndianFirstLife

Employee Benefit Plan

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    Manage your future employee liabilities

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    Choose from 4 fund options

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    Tax free gratuity up to 20 lakh

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IndianFirstLife

Group Credit Protect Plan

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    Affordable Life Cover

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    5 benefit options

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    2 Cover options

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    Truncated Cover

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IndianFirstLife

Little Champ Plan

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    Financial Protection

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    Customisable Policy

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    Guaranteed Payouts

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    Flexible Coverage Options

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Term Insurance Calculator

Use our Term Insurance Calculator to estimate the right cover for your family’s financial security.

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Child Plan Calculator

Plan your child’s education and future goals with our easy Child Plan Calculator.

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Retirement Planning Calculator

Estimate how much you need to save for a comfortable and stress-free retirement.

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Cost of Delay Calculator

See how delaying investments can impact your long-term wealth creation.

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Human Life Value Calculator

Calculate your Human Life Value and understand the insurance cover your family needs.

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Paid-Up Calculator

Check the paid-up value of your policy and make informed financial decisions.

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Annuity Calculator

Estimate your regular income after retirement using our Annuity Calculator.

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ULIP Calculator

Estimate potential returns on your ULIP investments over the policy term.

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Compound Interest Calculator

Understand how your money grows over time with the power of compounding.

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Future Wealth Creation Calculator

Plan your investments effectively to achieve your long-term wealth goals.

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Calculate returns on your monthly SIP investments in just a few clicks.

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Calculate your estimated returns on your lumpsum investment

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See how increasing your SIP each year boosts your wealth. Use our Step-Up SIP Calculator for smarter financial planning

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Ask an Expert to Buy Life Insurance

We're happy to know that you're prioritizing your family's future. Our life insurance expert will assist you in finding the best insurance plan. To schedule a call, please share some of the below details.

How Does A One-Time Investment Plan Work?

Choosing The Right Investment

 
  • Stocks, bonds, mutual funds, fixed deposits, and insurance policies are some types of one-time investments. Each of them comes with their own return-value and risks. The first step usually involves evaluating each option and carefully making a choice. To do so, one can consider their risk tolerance and map it to their financial goals.

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Making the Investment

 
  • The next step involves investing a lump sum amount into the appropriately selected investment option.

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The Power of Compounding

 
  • The next step is to wait it out while the key advantage of a one-time investment plan, which is the exponential growth of the lump sum amount, is brought about by the power of compounding. Periodically, returns from the investment start yielding profit as the earnings generated by your initial investment are reinvested. The best one-time investment plan should give you sufficient returns on your invested amount.

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Who Should Consider a One-Time Investment Plan?


A one-time investment is not suitable for everyone. It works best for individuals who have a lump sum available and want their money to grow over the medium or long term without making recurring contributions.

 

Investor Profile

Why a One-Time Investment Plan May Be SuitableRecommended Option
Salaried professionals receiving bonusesInvest surplus income for future financial goals without monthly commitments.Equity funds, ULIPs, Guaranteed Savings Plans
Business ownersPark seasonal profits in investments that can generate long-term wealth.ULIPs, Debt Funds, Guaranteed Plans
NRIsManage investments in India conveniently with a single contribution.ULIPs, Guaranteed Savings Plans
Individuals receiving inheritance or retirement benefitsPreserve and grow a large corpus while planning future expenses.Guaranteed Savings Plans, Debt Funds, NPS
Parents planning for children's futureBuild a corpus for higher education or marriage through long-term investing.ULIPs, Child Plans
Conservative investorsPrefer capital protection with predictable maturity benefits.Guaranteed Savings Plans, Fixed Deposits
Investors seeking life insurance with wealth creationWant market-linked or guaranteed returns along with financial protection for loved ones.IndiaFirst Life Ready Smart Investment Plan (One-Time ULIP) and IndiaFirst Life Guaranteed Single Premium Plan (SPP)


Before selecting the best investment plan, assess:
 

  • Financial goals

  • Investment duration

  • Risk appetite

  • Liquidity requirements

  • Insurance needs
     

If your objective is long-term wealth creation while also protecting your family's financial future, life insurance-linked investment plans can be an excellent choice.

Key Advantages Of One-Time Investments

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Capital Appreciation

With a one-time investment, your wealth gets the opportunity to grow as the entire sum is invested immediately. It gets the time to benefit from market growth over the entire investment horizon. Profits generated by capital market investments, such as stocks and bonds, are dependent upon market performance.

While short-term volatility may occur, at times, the gains may cancel out the losses. With recurrent premiums/investments, later contributions may be made during market downturns, potentially increasing overall returns.

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Convenience and Simplicity

You will not need to worry about the administrative burden associated with the arrangement of future premiums or the need to track due dates. You can pay the premium/principal investment at the beginning and reduce the risk of missed payments or lapses in the investment plan.

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Reduced Transaction Costs

When investments occur at different stages of a product’s investment cycle, they can incur transaction charges for each investment. For a one-time payment, the notion of recurring fees can be eliminated, as you only need to pay once. This could significantly reduce overall investment costs.

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Enhanced Compounding Growth

With a one-time investment, the complete amount remains invested over the investment horizon. Long-term investments are benefitted by compounding. The dividends also eventually lead to further earnings. In contrast, smaller, later contributions, remain invested for shorter durations. They have less time to benefit from the power of compounding.

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Potential Disadvantages Of One-Time Investment Plans

Lack of Investment Discipline

When it comes to a one-time investment plan, unlike regular savings plans, there isn’t an opportunity to cultivate the habit of consistent and disciplined savings.

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Liquidity Concerns

Funds in a one-time investment plan are restricted within a lock-in period. If you experience a need for the same in the future, you may face a liquidity challenge.

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Risk of Investing at an Inopportune Time

Investing a lump sum at a single point in time could attract low returns. This can be due to a market downturn or any unexpected inflation of asset prices. Even the best one-time investment plan will not be completely risk-free.

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Potential for Lower Returns in Certain Scenarios

  • If the chosen investment option underperforms due to market unpredictability, the entire invested sum may be affected. The investor may experience lower returns (as compared to a diversified investment strategy with regular contributions). 

    Unlike a traditional money-back policy or a pension plan with guaranteed returns and life cover, the returns of a one-time investment plan will usually be based on market performance.

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Limited Flexibility and Adaptability

One-time investments usually offer limited flexibility for withdrawals in the case of fluctuating market conditions. Do consider such factors before choosing the best one-time investment plan for yourself. Also look at other options, such as a money-back policy, if you want funds at specific points of time in your life.

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Turn Your One-Time Investment into Market Linked Returns

Looking to invest a lump sum for long-term financial security? Explore the IndiaFirst Life Radiance Smart Investment Plan and enjoy market-linked returns along with life insurance protection to help you achieve your future financial goals.

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Who Needs A One-Time Investment Plan?

  • Non-Resident Indians (NRIs):Individuals living in another country need convenience and flexibility. They must manage their finances while also ensuring that their investments in India align with their international lifestyles. NRIs can opt for on-time investment plans as they can invest once and let the plan grow their wealth.
  • Professionals:Young graduates, particularly those at the beginning of their careers, have good scope to leverage the long-term growth of funds. They can invest lump sum amounts for a long investment horizon, into a one-time investment plan, and earn high returns. Young professionals can leverage this extended timeframe to fulfil future retirement and life goals.
  • Retirees and Individuals with inheritance:Individuals with lump sum inheritances or those who have saved enough money for retirement, may often face the challenge of effectively managing large amounts of wealth. They can invest and receive good investments on the lumpsum via one-time investment plans.

    People entering retirement age can go for low-risk options, such as fixed-income securities. Inheritors of large amounts of wealth can go for equities or mutual funds. They can leverage the power of compounding to grow their wealth over time. The money can grow while they strategically plan for the utilization of earned returns.

  • Risk-Averse Investors:They often have a low appetite for risk and prioritize stability when it comes to investing. Risk-averse investors can use the best one-time investment plan with high returns for prioritizing capital preservation and stable returns over aggressive growth. A one-time investment plan can be their low-risk option, especially when they choose fixed-income securities such as bonds or government securities. Investors can earn a steady income while minimizing exposure to market volatility. The strategies and investments can be tailored to ensure that a one-time investment plan can provide monthly income in the future.
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Top One-Time Investment Options In India


There are several one time investment plans available depending on your financial goals, expected returns, and risk appetite. The table below compares some of the most popular options.

 

Investment Scheme

Risk LevelInvestment HorizonSuitable ForKey Benefit
IndiaFirst Life Ready Smart Investment Plan (Single Premium ULIP)Moderate to High10+ yearsInvestors seeking market-linked wealth creation with life insuranceWealth creation with life cover and fund choice
IndiaFirst Life Guaranteed Single Premium Plan (SPP)Low to ModerateMedium to Long TermInvestors seeking guaranteed benefits with insurance protectionGuaranteed maturity benefits with life cover
National Pension System (NPS)ModerateTill retirementRetirement planningTax benefits and retirement corpus
Equity Mutual FundsHigh10+ yearsLong-term wealth creationHigher growth potential
Debt Mutual FundsLow to Moderate3–7 yearsStable returnsLower volatility
Hybrid/Balanced Mutual FundsModerate5–10 yearsBalanced investorsMix of growth and stability
Fixed DepositsLow1–10 yearsConservative investorsGuaranteed returns
Gold (Physical/Digital/ETF)ModerateLong TermPortfolio diversificationHedge against inflation
Real Estate Investment Trusts (REITs)ModerateLong TermIncome and capital appreciationRegular income potential


Among these options, IndiaFirst Life's single premium offerings stand out because they combine investment opportunities with life insurance benefits.
 

  • IndiaFirst Life Ready Smart Investment Plan (RSIP) is suitable for investors seeking market-linked growth through a single premium investment.

  • IndiaFirst Life Guaranteed Single Premium Plan (SPP) is ideal for individuals who prefer guaranteed benefits while ensuring financial protection for their family.
     

If you are comparing the best one time investment plan with high returns, always evaluate expected returns alongside insurance benefits, investment horizon, charges, liquidity, and your financial objectives.

Factors to Consider Before Making A One-Time Investment

Return Potential

The past performance of the chosen investment options can give an idea of what kind of returns can be expected. You can study the returns projected and assess whether they align with your investment goals and expectations.

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Patience

Successful investing often requires a long-term perspective. Market volatilities tend to feel less worrisome over a long period of time. In the long term, sustained patience can pay off. Market fluctuations are inevitable, so it is better to be calm and remain invested while avoiding hasty decisions.

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Investment Horizon

For long-term goals, it is important for your investments to have a high return potential. For shorter-term goals, you can look at debt and balanced funds.

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Market Trends

  • Analysing the market and tracking key market indices can help you find the right moment to make a one-time investment. For example, NIFTY can provide valuable insights into market trends. The Price-to-Earnings (P/E) Ratios, a crucial metric for assessing market valuations, can be tracked. A P/E ratio closer to 14 generally indicates more favourable market conditions for long-term investments.

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Liquidity Needs

  • Analyse your financial circumstances, including your immediate and long-term financial needs. Ensure that there is an easy availability of funds for a one-time investment.

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Experience Peace of Mind with IndiaFirst Life

At times, even the best one-time investment plan with high returns might not provide the upfront benefit of financial protection to investors, which is usually provided by life insurance products. Along with core life insurance plans, investment plans for a spouse or for a girl child may also offer such layers of protection.
 

The IndiaFirst Life Guaranteed Single Premium Plan is a unique savings plan offering both financial security and the opportunity to grow your wealth.
 

  • It is a non-linked, non-participating, individual, single premium savings plan.

  • With a single, upfront premium payment, you get dual benefits of financial protection and savings from one single policy. It can secure your financial future and build a strong foundation for your loved ones.

  • Customers can select their desired cover option from a range of choices, with the value ranging from 1.25 times to 10 times your single premium. With this feature, you can align your coverage with your long-term financial aspirations. At the same time, you can address your long-term security needs, whether it's securing your family's future, planning for retirement, or building a legacy for future generations.


Experience the peace of mind that comes with knowing your family's financial future is secure. Choose IndiaFirst Life and embark on a journey of financial prosperity.

Features and Benefits of One-Time Investment Plans

 

A well-designed one-time investment plan offers much more than the convenience of investing once. Depending on the product selected, it can help you build wealth, protect your family, and achieve important financial milestones.

Single Lump Sum Investment

  •  

    Make one upfront payment instead of multiple recurring contributions, simplifying your investment journey.

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Long-Term Wealth Creation

The entire investment remains invested throughout the policy term, allowing it to benefit from long-term market growth or guaranteed accumulation.

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Power of Compounding

  • Because your complete investment starts earning returns from day one, compounding has a longer period to work, helping grow your corpus faster.

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Flexible Investment Choices

Investors can choose between:

  • Market-linked investment plans

  • Guaranteed savings plans

  • Retirement-oriented solutions

  • Insurance-linked investment plans

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Life Insurance Protection

  • Unlike many conventional investment products, insurance-linked plans such as IndiaFirst Life Ready Smart Investment Plan (RSIP) and IndiaFirst Life Guaranteed Single Premium Plan (SPP) provide financial protection for your loved ones along with investment benefits.

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Supports Diverse Financial Goals

One-time investment plans can help fund:

  • Retirement planning

  • Children's education

  • Wealth transfer

  • Estate planning

  • Long-term savings

  • Future lifestyle expenses

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Easy Financial Planning

  • Knowing your investment amount in advance makes it easier to estimate maturity values using an investment calculator and align your investment with your financial goals.
  • When comparing the best one time investment plan, always evaluate expected returns, insurance coverage, investment flexibility, charges, liquidity, and your overall financial objectives rather than focusing solely on returns.
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See How Your One-Time Investment Can Grow Over Time

Explore Estimate the future value of your lump sum investment using the IndiaFirst Life Power of Compounding Calculator. Understand how long-term investing and compounding can help you build wealth and achieve your financial goals.

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FAQs on One Time Investment Plans

View All FAQ

What is a one-time investment?

Answer

A one-time investment is an investment made via one lump sum payment to a scheme or plan.

How do one-time investment plans differ from regular investment plans?

Answer

Traditional investment approaches frequently involve small, regular contributions. These contributions could be made monthly, quarterly, or annually. In a one-time investment plan, a distinct approach is used, where the entire investment is made at once.

What are the advantages of a one-time investment?

Answer

The concept of a "lump sum investment" emphasizes the act of investing a significant amount of money at a single point in time. If the market performs well during the pre-selected investment term, the returns can be more as compared to those generated by more small-time instalments. The power of compounding can come into play more effectively, as the entire sum is invested and begins generating returns from the outset. The best one-time investment plan will surely use the power of compounding to benefit investors. You can use one-time investment calculators to understand how the returns can work out over certain investment horizons.

What are the fees associated with a one-time investment plan?

Answer

The fees depend on the specific type of investment, the chosen investment options, and the investment provider. It is therefore considered wise to research and compare fees across different investment options, before deciding. The right analysis could lead you to the best one-time investment plan.

Can I invest only one time?

Answer

Yes, if you purchase a one-time investment plan, you only have to make a one-time lump sum investment. There are different kinds of plans in the market, and you can choose one that lets you invest a lump sum amount.

Is a one-time SIP good?

Answer

Yes, you can invest a large amount of money and earn money one it by evening out the market volatilities over a long investment horizon. Look for a one-time investment plan best suiting your needs.

Do I need a financial advisor to invest in a one-time investment plan?

Answer

It can be beneficial to consult a financial advisor, as the decision between a one-time lump sum investment and a systematic investment plan (SIP) will involve several key factors. An advisor will be able to provide financial guidance on the basis of your personal circumstances. They will primarily analyse your individual financial goals, risk tolerance, and investment horizon.

How to invest Rs.10,000 at once?

Answer

The earlier you begin your investment journey, the greater the potential for long-term growth.  When starting early, you can straightaway go for equity mutual funds. One-time investments can be a powerful tool for wealth accumulation when implemented strategically. Alternatively, you can also go for debt mutual funds, gold, liquid funds, and government schemes such as PPF, EPF, Sukanya Samriddhi Yojana. You can also go for a life insurance plan which provides financial security for your family in the event of your untimely demise. Use one-time investment calculators to understand where your money can be best invested.

Can I withdraw money from a one-time investment plan?

Answer

The facility to withdraw money from your investment is an important consideration.  Some plans may allow partial withdrawals, after a specific lock-in period. Others may have restrictions. Early withdrawals may be subject to penalties or may not be permitted at all.

What are other options for a one-time investment?

Question
What are other options for a one-time investment?
Sequence
Answer

Some options for a one-time investment are

  • Stocks

  • Mutual funds 

  • Bonds

  • Real estate 

  • Gold

  • Fixed Deposits (FDs)

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Is a one-time investment better than SIP?

Question
Is a one-time investment better than SIP?
Sequence
Answer

Systematic Investment Plans (SIPs) and lump sum investments represent two distinct approaches to investing. One-time investment plans are easier to invest in if you already have a large lump sum amount with you. The concentrated approach of a one-time investment plan offers the potential for accelerated growth, particularly when markets are trending upwards.

SIPs help with disciplined investing over the long haul. Your financial objectives, risk tolerance, and investment horizon can help determine your choice between SIPs and lump sum investments. Careful consideration of these factors is crucial in making informed investment decisions. SIP calculator can help you with estimates based on your goals.

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Which is better - PPF or SIP?

Question
Which is better - PPF or SIP?
Sequence
Answer

It depends on your risk appetite, investment horizon, and financial goals. A PPF can be a low-risk investment option and can be invested for the long term. It is ideal for long-term wealth accumulation. If you have a strong risk appetite, go for Equity-oriented SIPs or Debt-oriented SIPs

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Plans that will interest you!

IndiaFirst Life Radiance Smart Invest Plan

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Have you heard of a plan that not only gives you a life cover but also helps in wealth creation?
Enjoy 2 benefits in 1 plan with IndiaFirst Life Radiance Smart Invest Plan.

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IndiaFirst Money Balance Plan

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The IndiaFirst Life Money Balance Plan is a unit-linked insurance policy that combines investment and life cover. It features an automatic trigger-based investment strategy, flexible premium payment options, partial withdrawal flexibility, and tax benefits, aiming to optimise savings and secure your financial future.

Product Benefits
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Build your financial future with our calculator

Term Insurance Calculator

Use our Term Insurance Calculator to estimate the right cover for your family’s financial security.

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ULIP Calculator

Estimate potential returns on your ULIP investments over the policy term.

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Retirement Planning Calculator

Estimate how much you need to save for a comfortable and stress-free retirement.

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Compound Interest Calculator

Understand how your money grows over time with the power of compounding.

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Annuity Calculator

Estimate your regular income after retirement using our Annuity Calculator.

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Child Calculator

Plan your child’s education and future goals with our easy Child Plan Calculator.

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Income Tax Calculator

Calculate your tax liability and plan your taxes efficiently.

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Salary Calculator

Calculate your take-home salary after deductions and allowances.

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BMI Calculator

Check your Body Mass Index and understand your health better.

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Human Life Value Calculator

Calculate your Human Life Value and understand the insurance cover your family needs.

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NPS Calculator

Estimate your retirement corpus and pension through National Pension Scheme investments.

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EMI Calculator

Estimate your monthly EMIs and plan your loans better.

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Sukanya Samriddhi Yojana Calculator

Use our simple SSY calculator and figure out how much you can save for your daughter’s future.

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Gratuity Calculator

Calculate the gratuity amount you may receive based on your tenure and salary.

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FD Calculator

Estimate maturity value and interest earned on your fixed deposits.

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RD Calculator

Calculate the maturity amount of your recurring deposit investments easily.

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SIP Calculator

Calculate returns on your monthly SIP investments in just a few clicks.

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