drop-header-img
IndianFirstLife

Elite Term Plan

  • tick

    Lifetime protection till age 99 years

  • tick

    High cover at affordable cost

  • tick

    Convenient premium payment options

  • tick

    Sum Assured as lumpsum or monthly instalments

drop-header-img
IndianFirstLife

Super Protection Plan

  • tick

    Option to get your money back (Return of Premium- ROP)

  • tick

    Flexibility to pay premiums at your convenience

  • tick

    Lifetime protection till age 99 years

  • tick

    Sum Assured as lumpsum or monthly instalments

download

Download Brochure

drop-header-img
IndianFirstLife

Life Plan

  • tick

    Flexibility to choose the duration

  • tick

    Family will receive the payout

  • tick

    Flexibility to choose the assured amount

  • tick

    Long term protection

download

Download Brochure

drop-header-img
IndianFirstLife

Protect Shield Plus Plan

  • tick

    Instant Issuance

  • tick

    Flat rate cover

  • tick

    No medicals

  • tick

    Tax benefits as per prevailing tax laws

download

Download Brochure

drop-header-img
IndianFirstLife

Saral Jeevan Bima Plan

  • tick

    Life Insurance Cover of up to ₹50 lakhs.

  • tick

    Flexible premium payment options

  • tick

    Up to 40 years of protection for loved ones.

  • tick

    Protection against COVID-19 with lump sum benefit.

download

Download Brochure

drop-header-img
IndianFirstLife

Term Rider Plan

  • tick

    Additional Life Cover for up to 5-30 years

  • tick

    Guaranteed Lumpsum Death Benefit

  • tick

    Enjoy Tax Benefits on Premiums You Invest.

download

Download Brochure

drop-header-img
IndianFirstLife

Elite Term Plan

  • tick

    Benefits at Maturity & Life cover

  • tick

    High cover at affordable cost

  • tick

    Convenient premium payment options

  • tick

    Sum Assured as lumpsum or monthly instalments

download

Download Brochure

drop-header-img
IndianFirstLife

Super Protection Plan

  • tick

    Option to get your money back (Return of Premium- ROP)

  • tick

    Flexibility to pay premiums at your convenience

  • tick

    Lifetime protection till age 99 years

  • tick

    Sum Assured as lumpsum or monthly instalments

download

Download Brochure

drop-header-img
IndianFirstLife

Life Plan

  • tick

    Flexibility to choose the duration

  • tick

    Family will receive the payout

  • tick

    Flexibility to choose the assured amount

  • tick

    Long term protection

download

Download Brochure

drop-header-img
IndianFirstLife

Protect Shield Plus Plan

  • tick

    Flexibility to choose the duration

  • tick

    Family will receive the payout

  • tick

    Flexibility to choose the assured amount

  • tick

    Long term protection

download

Download Brochure

drop-header-img
IndianFirstLife

Saral Jeevan Bima Plan

  • tick

    Life Insurance Cover of up to ₹50 lakhs.

  • tick

    Flexible premium payment options

  • tick

    Up to 40 years of protection for loved ones.

  • tick

    Protection against COVID-19 with lump sum benefit.

download

Download Brochure

drop-header-img
IndianFirstLife

Radiance Smart Invest Plan

  • tick

    Zero Fund allocation charges

  • tick

    10 different funds to choose from

  • tick

    3 plan options to achieve your investment goals

  • tick

    100% money invested for higher returns

download

Download Brochure

drop-header-img
IndianFirstLife

Money Balance Plan

  • tick

    Optimised Investment Strategy

  • tick

    Flexible-Premium Payment

  • tick

    Partial Withdrawal Flexibility

  • tick

    Convenient Fund Accessibility

download

Download Brochure

drop-header-img
IndianFirstLife

TULIP Plus Plan

  • tick

    Up to 100x life insurance cover

  • tick

    Up to 750%* return of Premium Allocation charges

  • tick

    Riders designed to cover additional risks

  • tick

    Reduced premium allocation charge for higher premiums

download

Download Brochure

drop-header-img
IndianFirstLife

TULIP Pro Plan

  • tick

    Up to 20X Life Cover for Your Loved Ones

  • tick

    Additional Coverage through TERM Rider

  • tick

    Multiple Investment Strategies and up to 10 Diversified Funds

  • tick

    Up to 600% of Premium Allocation Charges returned at Maturity

download

Download Brochure

drop-header-img
IndianFirstLife

Wealth Maximizer Plan

  • tick

    Market Linked Returns

  • tick

    Free switches for maximum gain

  • tick

    Long-term loyalty benefits

  • tick

    Add top-up premiums

download

Download Brochure

drop-header-img
IndianFirstLife

Long Guaranteed Income Plan

  • tick

    Short-Term Payments, Long-Term Gains

  • tick

    Guaranteed Income to fulfill Financial Goals

  • tick

    Lifetime Income Till 99 years of age

  • tick

    Continuous Life Cover without any interruption

download

Download Brochure

drop-header-img
IndianFirstLife

Guarantee Of Life Dreams Plan

  • tick

    Choice of 3 income Options

  • tick

    UpTo 5% Extra Income on Online Purchase

  • tick

    Enhanced Income Benefit for Women

  • tick

    Option to Choose the date to receive a regular income.

download

Download Brochure

drop-header-img
IndianFirstLife

Growth of Life Dreams Plus Plan

  • tick

    Start income as early as the 1st policy month or defer it up to 10 years

  • tick

    (GPB) Policy benefits continue for your nominee even in your absence

  • tick

    Choose long-term income or whole-life income

  • tick

    Flexibility to choose Life cover option up to 11x

download

Download Brochure

drop-header-img
IndianFirstLife

Assured Income For Milestones Plan

  • tick

    Guaranteed long-term income plan

  • tick

    Ideal for milestone-based financial planning

  • tick

    Three customizable benefit options

  • tick

    Immediate or deferred income variants

download

Download Brochure

drop-header-img
IndianFirstLife

Guaranteed Single Premium Plan

  • tick

    One-time payment (Single Pay)

  • tick

    Tax saving benefits*

  • tick

    Life Cover that is 1.25 times higher

download

Download Brochure

drop-header-img
IndianFirstLife

Mahajeevan Plus Plan

  • tick

    Life cover of up to 15 or 20 years

  • tick

    Periodic Cash backs

  • tick

    Uninterrupted Life Cover

  • tick

    Money Back Discounts with Early Premium Payments

download

Download Brochure

drop-header-img
IndianFirstLife

Smart Retirement Plan

  • tick

    Market-linked returns, with 3 new funds!

  • tick

    2 plan options to secure your retirement

  • tick

    ZERO allocation or administration charges.

  • tick

    Guaranteed Additions* of up to 5% in Year 1

download

Download Brochure

drop-header-img
IndianFirstLife

Guaranteed Pension Plan

  • tick

    Income for Life

  • tick

    5 Annuity Choices

  • tick

    Joint Life Security

  • tick

    Escalating Annuity option

download

Download Brochure

drop-header-img
IndianFirstLife

Guaranteed Annuity Plan

  • tick

    Retirement Planning

  • tick

    12 Annuity Options

  • tick

    Exclusive benefits for NPS subscribers

  • tick

    Continuity with Joint Life Option

download

Download Brochure

drop-header-img
IndianFirstLife

Guaranteed Retirement Plan

  • tick

    Assured Returns

  • tick

    Beat Inflation

  • tick

    Choose How to Save

  • tick

    Save Longer for up to 40 years

download

Download Brochure

drop-header-img
IndianFirstLife

Guarantee Of Life Dreams Plan

  • tick

    Choice of 3 income Options

  • tick

    UpTo 5% Extra Income on Online Purchase

  • tick

    Enhanced Income Benefit for Women

  • tick

    Option to Choose the date to receive a regular income.

download

Download Brochure

drop-header-img
IndianFirstLife

Life Long Guaranteed Income Plan

  • tick

    Short-Term Payments, Long-Term Gains

  • tick

    Guaranteed Income to fulfill Financial Goals

  • tick

    Lifetime Income Till 99 years of age

  • tick

    Premium Payback Assurance

download

Download Brochure

drop-header-img
IndianFirstLife

Assured Income For Milestones Plan

  • tick

    Guaranteed long-term income plan

  • tick

    Ideal for milestone-based financial planning

  • tick

    Three customizable benefit options

  • tick

    Immediate or deferred income variants

download

Download Brochure

drop-header-img
IndianFirstLife

Guaranteed Single Premium Plan

  • tick

    One-time payment (Single Pay)

  • tick

    Tax saving benefits*

  • tick

    Life Cover that is 1.25 times higher

download

Download Brochure

drop-header-img
IndianFirstLife

Term Rider Plan

  • tick

    Additional Life Cover for up to 5-30 years

  • tick

    Guaranteed Lumpsum Death Benefit

  • tick

    Enjoy Tax Benefits on Premiums You Invest.

download

Download Brochure

drop-header-img
IndianFirstLife

Waiver of Premium Rider

  • tick

    3 Coverage Options

  • tick

    Guaranteed Financial Protection For Your Loved Ones

  • tick

    Policy Remains Effective in Your Absence (WOP)

  • tick

    10 Critical Illness Cover

download

Download Brochure

drop-header-img
IndianFirstLife

ADB Rider

  • tick

    Up to 2 Cr. Additional cover over existing policy

  • tick

    Protect your loved ones at affordable price.

  • tick

    Tax Advantages

download

Download Brochure

drop-header-img
IndianFirstLife

TPD Rider

  • tick

    Up to 1 Cr. Additional cover

  • tick

    Protect your loved ones at affordable price.

  • tick

    Tax Advantages

download

Download Brochure

drop-header-img
IndianFirstLife

Group Living Benefits Plan

  • tick

    Comprehensive Group Health Insurance

  • tick

    Affordable Heatlh Coverage for Corporate

  • tick

    COVID-19 Protection for Group Life Insurance

  • tick

    Fixed Benefit Assurance

download

Download Brochure

drop-header-img
IndianFirstLife

Group Term Plan

  • tick

    Affordable Group Term Insurance

  • tick

    Voluntary or Automatic Enrollment

  • tick

    Enhanced Coverage with EDLI

  • tick

    Flexible Premium Payment

download

Download Brochure

drop-header-img
IndianFirstLife

New Corporate Benefit Plan

  • tick

    A separate plan for each scheme

  • tick

    Minimum guaranteed return of 0.5% p.a.

  • tick

    Yearly Bonus as per company’s performance

  • tick

    Earn easy returns

drop-header-img
IndianFirstLife

Little Champ Plan

  • tick

    Financial Protection

  • tick

    Customisable Policy

  • tick

    Guaranteed Payouts

  • tick

    Flexible Coverage Options

download

Download Brochure

drop-header-img

Term Insurance Calculator

Use our Term Insurance Calculator to estimate the right cover for your family’s financial security.

drop-header-img

Child Plan Calculator

Plan your child’s education and future goals with our easy Child Plan Calculator.

drop-header-img

Retirement Planning Calculator

Estimate how much you need to save for a comfortable and stress-free retirement.

drop-header-img

Cost of Delay Calculator

See how delaying investments can impact your long-term wealth creation.

drop-header-img

Human Life Value Calculator

Calculate your Human Life Value and understand the insurance cover your family needs.

drop-header-img

Paid-Up Calculator

Check the paid-up value of your policy and make informed financial decisions.

drop-header-img

Annuity Calculator

Estimate your regular income after retirement using our Annuity Calculator.

drop-header-img

ULIP Calculator

Estimate potential returns on your ULIP investments over the policy term.

drop-header-img

Compound Interest Calculator

Understand how your money grows over time with the power of compounding.

drop-header-img

Future Wealth Creation Calculator

Plan your investments effectively to achieve your long-term wealth goals.

drop-header-img

SIP Calculator

Calculate returns on your monthly SIP investments in just a few clicks.

drop-header-img

Lumpsum Calculator

Calculate your estimated returns on your lumpsum investment

drop-header-img

Step-up SIP Calculator

See how increasing your SIP each year boosts your wealth. Use our Step-Up SIP Calculator for smarter financial planning

drop-header-img

SWP Calculator

Check how much monthly income your investment can generate and how long your corpus can last.

drop-header-img

Income Tax Calculator

Calculate your tax liability and plan your taxes efficiently.

drop-header-img

Home Loan EMI Calculator

Calculate your home loan EMIs and manage repayments with ease.

drop-header-img

Car Loan EMI Calculator

Find out your car loan EMI and choose the right repayment plan.

drop-header-img

Personal Loan EMI Calculator

Estimate your personal loan EMIs before applying for a loan.

drop-header-img

Inflation Calculator

Understand how inflation will affect your expenses and future goals

drop-header-img

Gratuity Calculator

Calculate the gratuity amount you may receive based on your tenure and salary.

drop-header-img

Salary Calculator

Calculate your take-home salary after deductions and allowances.

drop-header-img

BMI Calculator

Check your Body Mass Index and understand your health better.

drop-header-img

Nominee Central

Your one-stop hub to help your loved ones easily access, understand, and manage everything related to life insurance nomination and claims.

drop-header-img

Life Insurance Ki Kitaab

Your simple, go-to guide for understanding life insurance basics.

drop-header-img

India's Firsts

Discover India’s pioneering innovations and historic milestones that shaped the world.

drop-header-img

Life+ Newsletter

Your monthly dose of simple, smart insights on insurance and money matters—delivered straight to your inbox.

drop-header-img

Insurance Videos

Quick, easy videos that help you understand insurance better.

drop-header-img

Insurance Podcasts

Listen to expert insights that simplify insurance on the go.

Menu
close
search
mic
close-search

No results for

Check that your search query has been entered correctly or try another search.

Ask an Expert to Buy Life Insurance

We're happy to know that you're prioritizing your family's future. Our life insurance expert will assist you in finding the best insurance plan. To schedule a call, please share some of the below details.

BMI Calculator

The Body Mass Index (BMI) is a vital metric used to assess whether an individual's weight is proportional to their height. It is widely accepted as a reliable indicator for determining weight categories that may lead to health issues. The BMI calculation divides a person's weight in kilogrammes by the square of their height in metres, yielding a single number. Whether you are underweight, have a healthy weight, are overweight, or obese, BMI offers a quick snapshot of your weight's impact on your overall health.

In India, where lifestyle diseases are on the rise, understanding BMI becomes even more critical. A higher BMI can indicate a risk of heart disease, diabetes, or other chronic conditions. With tools like the Body Mass Index calculator, assessing your BMI is now easier than ever, empowering individuals to make informed health choices.

What is a BMI Calculator?

A BMI calculator is a user-friendly tool designed to calculate a person's BMI using their height and weight. These calculators tend to use the BMI formula to provide you results within seconds based on your input. They tend to be hassle-free and quick, especially when compared to manually calculating these values using BMI formula.

 

The Body Mass Index calculation formula used by most calculators, as well as the one you can use for manual calculations is as follows:
 

BMI= (Mass in kg)/(height2 in m)
 

Alternatively, when using the Body Mass Index calculation formula, if the mass is measured in pounds (lbs), the height for the calculation has to be measured in inches.

 

Moreover, it is important to remember that while healthy BMI ranges for men and women may vary slightly, BMI calculators for men are the same as women’s BMI calculator. The results from a BMI calculator for men will simply be interpreted differently than results from a women’s BMI calculator.

 

BMI calculators are particularly popular because they require minimal input and provide immediate results. They classify BMI into categories like underweight, healthy weight, overweight, or obesity. Whether you’re planning a fitness journey, assessing health risks, or evaluating insurance premiums, a Body Mass Index calculator is an indispensable tool.

tax cal
BMI Calculator

How do Retirement Calculators work?

What is the formula to Calculate Body Mass Index

BMI calculator follows a simple formula, which can be used for both, men and women. You need to know your weight in kilograms and your height in metres. If you know what your height is in centimetres, you can simply divide that number by 100.

BMI formula: Weight (kg) ÷ (Height in (m))2

 

International System of Units (SI)

BMI = Weight (kg) ÷ (Height in (m))2

 

Imperial System

BMI = Weight (lb) ÷ (Height (inches)) 2 * 703

 

 

bmi-calc-mob
bmi-calc-desktop

Why Should You Use a BMI Calculator?

A BMI calculator offers a range of benefits, making it essential for both personal health management and broader health awareness.
Here are the key reasons to use one.

Evaluate Health Risks

A higher or lower BMI can point to potential health risks, such as heart disease, diabetes, or malnutrition.

calci

Fitness Goals

Using a BMI calculator helps identify realistic fitness targets to maintain or achieve a healthy weight.

calci

Track Weight Management

Monitor weight fluctuations effectively using the calculator to stay within a healthy BMI range.

calci

Health Assessment

Doctors often use BMI as a preliminary assessment to recommend additional health checks.

calci

Monitor Long-Term Health

Regularly calculating BMI ensures that weight-related health risks are addressed proactively.

calci

How to Calculate BMI?

You can manually calculate BMI using the BMI calculator, which uses the following Body Mass Index formula:

 

BMI = (Mass in kg) / (height2 in m)

 

Here’s a step-by-step example for clarity:

Step 1

Measure your weight in kilogrammes.

choose-plan

Step 2

Measure your height in meters.

premium-amount

Step 3

Square your height (multiply the height by itself).

choose-plan

Step 4

Divide your weight by the squared height value.

premium-amount

Example Table:

 

Height (m)Weight (kg)BMI FormulaResult
1.65555 / (1.6 * 1.6)21.48
1.76868 / (1.7 * 1.7)23.53
1.88585 / (1.8 * 1.8)26.23

BMI Chart

A BMI chart helps visualise BMI ranges across various height and weight combinations. Here is a Body Mass Index chart that can help you get a better understanding of what your BMI range can mean for your health.

CategoryUnderweightHealthy WeightOverweightObesity (Class 1)Obesity (Class 2)Obesity (Class 3)
BMI RangeLess than 18.518.5 - 24.925 - 29.930 - 34.935 - 39.940 and above
InterpretationMay indicate malnutritionOptimal weight rangeIncreased risk of health issuesHigh health riskVery high riskExtremely high health risk


The interpretations of this Body Mass Index chart range are fairly universal, with the probable health risk implied on the basis of the range.

bmi chart image

Understanding Your Body Mass Index - BMI Ranges

The BMI ranges are categorised into specific groups to help assess weight and related health risks. These ranges, mapped in Body Mass Index charts, differ across age groups, genders, and specific demographics. Understanding these distinctions helps individuals interpret their BMI effectively.

Ideal BMI for Men

For men, the ideal BMI falls within the range of 18.5 to 24.9, which is considered healthy. Men with BMI values in this range are less likely to develop chronic health conditions such as cardiovascular diseases, hypertension, and type 2 diabetes.

  • Underweight Men (BMI <18.5): Men with a BMI below 18.5 may face nutritional deficiencies, reduced muscle mass, and a weakened immune system.

  • Healthy Weight (BMI 18.5–24.9): A balanced BMI reflects an optimal weight-to-height ratio, indicating lower health risks.

  • Overweight and Obese Men (BMI ≥25): Higher BMI in men can increase the likelihood of heart disease, liver issues, and metabolic disorders. Regular exercise and a proper diet can help maintain this range.

Ideal BMI for Women

Women have the same BMI range of 18.5 to 24.9 for a healthy classification, but certain factors, such as hormonal changes, pregnancy, and body composition, make their BMI assessment more nuanced.

  • Underweight Women (BMI <18.5): Women with low BMI are prone to osteoporosis, irregular menstrual cycles, and fertility issues.

  • Healthy Weight (BMI 18.5–24.9): The healthy BMI range minimises risks of chronic diseases and supports better reproductive health.

  • Overweight and Obese Women (BMI ≥25): Higher BMI levels in women may lead to polycystic ovary syndrome (PCOS), diabetes, and cardiovascular risks. Utilising tools like a BMI calculator for female can help women monitor their BMI effectively.

If you do not fall within the healthy BMI range for women, it would be ideal to consult your healthcare professional and take steps to improve your wellbeing.

BMI for Kids and Teenagers (5–18 Years)

BMI assessment for children and teenagers differs as it accounts for age, gender, and developmental changes. Pediatricians use BMI percentiles to evaluate whether a child is underweight, healthy weight, overweight, or obese.

  • Underweight: BMI below the 5th percentile suggests the child may need better nutrition and medical assessment.

  • Healthy Weight: BMI between the 5th and 85th percentiles reflect a healthy weight.

  • Overweight: BMI between the 85th and 95th percentiles indicate excess weight.

  • Obesity: BMI above the 95th percentile raises concerns about potential health risks.

Body Mass Index (BMI) Percentiles for Girls
 

BMI percentiles are critical for tracking growth and development in girls aged 5–18. These percentiles are calculated based on national standards that compare the child’s BMI to peers.

 

Age (Years)Underweight (<5%)Healthy Weight (5-85%)Overweight (85-95%)Obese (>95%)
10<14.514.5–19.219.3–22.5>22.5
15<16.516.5–22.222.3–25.8>25.8


For example, a 10-year-old girl with a BMI of 22.7 falls into the obese category, indicating the need for medical intervention.

 

Body Mass Index (BMI) Percentiles for Boys
 

Similarly, BMI percentiles for boys are calculated based on age and gender.

 

Age (Years)Underweight (<5%)Healthy Weight (5-85%)Overweight (85-95%)Obese (>95%)
10<14.414.4–19.119.2–22.4>22.4
15<16.316.3–22.022.1–25.5>25.5


Boys with a BMI in the overweight or obese category may need to adopt healthier eating habits and engage in regular physical activities.

Importance of a BMI Calculator

A BMI calculator plays a critical role in managing and improving overall health. Here are some of its key benefits:
 

Assessing Body Weight and Related Health Risks

The BMI calculator evaluates whether your body weight is within a healthy range, helping identify potential health risks like diabetes, hypertension, or cardiovascular issues.

calci

Managing Body Weight

For those on a weight loss or fitness journey, a BMI calculator provides valuable feedback on progress, ensuring you stay on track.

calci

Public Health Assessment

BMI data helps in understanding community health trends, which governments and organisations use to design public health policies.

calci

To Determine Insurance Premiums

General or life insurance companies often use BMI as a criterion to assess risk. Maintaining a healthy BMI can lead to lower insurance premiums.

calci

Weight Tracking

BMI is an easy metric to track over time, especially during lifestyle changes or medical treatments, ensuring you remain in optimal health.

calci

Set Realistic Goals

The Body Mass Index Calculator helps you set achievable fitness and weight goals, avoiding unrealistic expectations that can harm health.

calci

Preventive Health Measure

By alerting you to potential health risks early, BMI calculations encourage preventive measures like diet adjustments or exercise routines.

calci

Health Problems Associated with being

What are the Health Risks Related to Being Overweight?

Excessive weight increases the likelihood of various health problems, including:

  • Cardiovascular Diseases: High BMI often correlates with high cholesterol and blood pressure, which are major heart disease risk factors.
     

  • Type 2 Diabetes: Being overweight can lead to insulin resistance.
     

  • Sleep Apnea: Excess weight can obstruct airways, causing breathing problems during sleep.
     

  • Joint Problems: Overweight individuals often experience joint stress, leading to conditions like osteoarthritis.
     

  • Liver Diseases: Fat deposits can lead to fatty liver diseases.

What are the Risks of Being Underweight?


Being underweight can be just as harmful as being overweight.

  • Nutritional Deficiency: Lack of essential nutrients can weaken the immune system.
     

  • Bone Fragility: Insufficient weight can lead to decreased bone density, increasing fracture risks.
     

  • Fertility Issues: Women may experience irregular menstrual cycles or infertility.
     

  • Heart Health: Low BMI may increase the risk of heart complications.

underweight
underweight

Steps to Maintain a Healthy Weight and BMI

To achieve and maintain a healthy BMI, follow these steps:

  • Balanced Diet: Focus on nutrient-dense foods like fruits, vegetables, lean proteins, and whole grains.
     

  • Regular Exercise: Engage in activities like walking, jogging, or strength training at least 4-5 times a week.
     

  • Hydration: Drink plenty of water to improve metabolism and control appetite.
     

  • Sleep: Aim for 7-8 hours of quality sleep daily to regulate hormones that influence weight.
     

  • Limit Processed Foods: Avoid foods high in sugar and unhealthy fats.
     

  • Monitor BMI Regularly: Use a Body Mass Index calculator to track changes and adjust lifestyle accordingly.
     

  • Seek Professional Help: Consult a nutritionist or fitness expert for personalised guidance.

What is the Significance of BMI in Health Insurance?

BMI plays a pivotal role in health insurance underwriting. A high or low BMI often indicates increased health risks, which insurers consider while determining premiums. For instance:

  • Higher BMI: May result in higher premiums due to associated risks like diabetes or cardiovascular diseases.
     

  • Healthy BMI: Could lower premiums, showcasing reduced health risks.

Regular monitoring with a BMI calculator ensures you stay in a desirable range, benefiting both health and financial outcomes.

Limitations of BMI

While widely used, BMI has several limitations that should be understood.

BMI in Adults 

  • Does Not Measure Fat Distribution: BMI doesn’t distinguish between fat and muscle mass, leading to misclassification in athletes or bodybuilders.
     

  • Overlooks Other Health Indicators: Metrics like waist-to-hip ratio and body fat percentage provide additional insights.

BMI in Children

  • Age-Specific Variations: Children's BMI must be interpreted using age- and gender-specific percentiles.
     

  • Growth Stages: BMI might not account for rapid growth or developmental changes during adolescence.

Despite these limitations, the Body Mass Index calculator remains a valuable tool when complemented with other health metrics.

Does BMI Affect Your Health Insurance Premium?

Yes, BMI can significantly impact your health insurance premium. Insurers use BMI as a key risk assessment tool. For example:

  • Higher BMI: Indicates risks of obesity-related conditions like hypertension or diabetes, leading to increased premiums.
     

  • Low BMI: May suggest malnutrition or underlying health issues, also resulting in higher premiums.
     

  • Healthy BMI Range (18.5-24.9): Often leads to lower premiums, reflecting reduced health risks.

Maintaining a healthy BMI is crucial for securing affordable health and life insurance plans.

Plans that may interest you!

IndiaFirst Life Radiance Smart Invest Plan

Product Image

Product Name
IndiaFirst Life Radiance Smart Invest Plan
Dropdown Field
Investment
Product Description

Have you heard of a plan that not only gives you a life cover but also helps in wealth creation? Enjoy 2 benefits in 1 plan with IndiaFirst Life Radiance Smart Invest Plan.

Product Benefits
  • Zero Fund allocation charges
  • 10 different funds to choose from
  • 3 plan options to achieve your investment goals
  • 100% money invested for higher returns
  • Life cover charges returned at the end of policy year

 

Porduct Detail Page URL

Get Quote

Product Buy Now URL and CTA Text

Learn More

Indiafirst Life Guaranteed Single Premium Plan

Product Image

Product Name
Indiafirst Life Guaranteed Single Premium Plan
Dropdown Field
Guaranteed Returns
Product Description

Wondering if there is a way to get 7x return on your investments? Your search ends here! With this single payment plan, you can achieve your financial goals.

Product Benefits
  • Guaranteed 7x returns on investment
  • One-time payment (Single Pay)
  • Tax saving benefits
  • Life Cover that is 1.25 times higher
Porduct Detail Page URL

Get Quote

Product Buy Now URL and CTA Text

Learn More

IndiaFirst Life Guarantee of Life Dreams Plan

Product Image

Product Name
IndiaFirst Life Guarantee of Life Dreams Plan
Dropdown Field
Guaranteed Returns
Product Description

Wouldn't it be wonderful if we had a second source of income to support our dreams? Here is a way to make your dreams come true where you can start earning an income from the end of the 1st month itself.

Product Benefits
  • Choice of 3 income Options
  • Guaranteed Long-Term Income
  • Life Insurance Cover
  • Benefits of long-term Savings.
  • Protection even if you miss one premium.
  • Tax benefits
Porduct Detail Page URL

Get Quote

Product Buy Now URL and CTA Text

Learn More

IndiaFirst Life Super Protection Plan

Product Image

Product Name
IndiaFirst Life Super Protection Plan
Dropdown Field
Term Plan
Product Description

Protect your family’s happiness & future with our most flexible term plan. Buy this term life insurance and give your loved ones the financial security they deserve.

Product Benefits
  • Option to get your money back (Return of Premium- ROP)
  • Flexibility to pay premiums at your convenience
  • Lifetime protection till age 99 years
  • Sum Assured as lumpsum or monthly instalments
Porduct Detail Page URL

Get Quote

Product Buy Now URL and CTA Text

Learn More

Frequently Asked Questions (FAQs)

What is a good BMI for a man?

Answer

A good BMI for men is between 18.5 and 24.9, reflecting a healthy weight and reduced risk of lifestyle-related diseases. 

What is a good BMI for a woman?

Answer

Women should aim for a BMI within 18.5 to 24.9, ensuring optimal health and minimal risk of chronic conditions. 

Should I ignore my weight and concentrate on my BMI?

Answer

No, BMI complements weight measurements. While weight provides a basic understanding, BMI assesses whether your weight is proportionate to your height, offering better health insights. 

Does the high result of a BMI calculator mean anything?

Answer

Yes, a high BMI result suggests possible overweight or obesity, which can lead to health risks like diabetes or heart disease. 

Build your financial future with our calculator

Income Tax Calculator

Savings

Term Insurance Calculator

Savings

ULIP Calculator

Savings

Salary Calculator

Savings

BMI Calculator

Savings

HLV Calculator

Savings

Retirement Planning Calculator

Savings

Child Plan Calculator

Savings

Future Wealth Calculator

Savings

Compound Interest Calculator

Savings

Cost of Delay Calculator

Savings

PPF Calculator

Savings

NPS Calculator

Savings

HRA Calculator

Savings

Home Loan EMI Calculator

Savings

Car Loan EMI Calculator

Savings

Personal Loan EMI Calculator

Savings

Paid Up Calculator

Savings

Fund Allocation Calculator

Savings

Annuity Calculator

Savings

SIP Calculator

Savings

RD Calculator

Savings

FD Calculator

Savings

Lumpsum Calculator

Savings

Simple interest Calculator

Savings

Inflation Calculator

Savings

Step-Up SIP Calculator

Savings

SWP Calculator

Savings

You’re eligible for a Discount!!

Get 10% off on online purchase of IndiaFirst Life Elite Term Plan

quiz-image bgImg

Test your cricket IQTake the general quiz

Put your knowledge of India to the test

close-popup

You’re eligible for a Discount!!

Get 10% off on online purchase of IndiaFirst Life Elite Term Plan

1800 209 8700

Customer Care Number

whatsapp

9240083333

For online policy purchase

call

+91 22 6274 9898

Chat with us on WhatsApp

mail