Disclaimer

IndiaFirst Life Insurance Co. Ltd (hereinafter) referred to as 'IndiaFirst Life' maintains this site (the "Website") for your personal information, education and communication. Please feel free to browse the Website. You may download material displayed on the Website for non-commercial, personal use only, provided you also retain all notices pertaining to copyright and other proprietary information contained in the materials

You may not, however, distribute, modify, transmit, reuse, report, or use the contents of the Website for public or commercial purposes, including the text, images, audio, and video (hereinafter referred to as the "Content") without IndiaFirst Life’s written permission.

Your access and use of the Website is also subject to all applicable laws and the following:

By accessing and browsing the Website, you accept, without limitation or qualification, the Terms and Conditions.
The materials and/or information available or obtained at/through this site is/are not guaranteed or warranted in terms of completeness, correctness, accuracy, reliability or otherwise howsoever by IndiaFirst Life or its directors or employees
IndiaFirst Life reserves the right to monitor this website, edit or remove content, and disclose information as required by applicable law. By using this site, you agree that IndiaFirst Life is not responsible for any defamatory, offensive, or illegal conduct by users. You also acknowledge that communications sent via the internet may not be secure and may be subject to interference. You assume full responsibility for any risks associated with electronic transmissions and agree not to hold IndiaFirst Life liable for damages or claims arising and/or resulting from electronic transmissions.
By posting messages, uploading files, inputting data, or engaging in any other form of communication through this site, you are granting IndiaFirst Life a royalty free, perpetual, non-exclusive, unrestricted, worldwide license to Use, process, copy, sublicense, publicly perform or display any such Communication and Sublicense to third parties the unrestricted right to exercise any of the foregoing rights granted with respect to such Communication
This Website may contain links to other websites, web pages and services. Your use of each such website, web page and services on any other website or web service is subject to the terms and conditions, if any, of the respective website or web service. Neither IndiaFirst Life or its Directors and employees nor their affiliates shall be liable or operate or control in any respect any information, products or services on these third-party sites and such materials in any third-party sites are provided "as is" and without any kind of warranties either express or implied from IndiaFirst Life.
IndiaFirst Life does not assume nor shall be held responsible for the contents belonging to IndiaFirst Life in other websites, web pages and services.
The name of the Product/Plan does not in any way indicate the quality of the insurance contract, its future prospects or returns. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale. Riders are not mandatory and are available for a nominal extra cost. Please read respective rider brochure before taking a decision.
Unit Linked Life Insurance products are different from traditional insurance products and are subject to market risks. Please know the associated risks and the applicable charges from your sales representative or the intermediary or policy document issued by the insurance company. The premium paid in Unit Linked life insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital market and the insured is responsible for his/ her decisions.
The various funds offered under Unit Linked Insurance contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Unit Linked Funds are subject to market risks and there is no assurance or guarantee that the objective of the investment fund will be achieved. Past performance of the investment funds does not indicate the future performance of the same.
Tax benefits are as per the prevailing Income Tax Laws including the Income Tax Act, 1961 and are subject to change from time to time.
Under no circumstances, including but not limited to any liability arising from tort, contract or negligence, shall IndiaFirst Life or its directors or employees be liable for any indirect, incidental, punitive, exemplary,special or consequential damages that are alleged to have resulted from the use and/or inability to use this site or information contained within, even if IndiaFirst Life and/or its employees or directors have been notified of the possibilities of potential damages or losses

Advertising Disclaimer

IndiaFirst Life Insurance Company Limited

IRDAI Registration Number 143

For more details on risk factors, terms and conditions, please read the sales brochure before concluding the sale. The Product brochure should be read in conjunction with the benefit illustration and policy exclusions. For further details on all the conditions, exclusions related to any product, please contact our insurance advisors. Please know the associated risks and the applicable charges, from your insurance agent or the intermediary or policy document issued by the insurance company. Goods & Services Tax will be charged extra as per applicable rates. Tax benefits are as per the Income Tax Act, 1961, and are subject to amendments made thereto from time to time. Tax laws are subject to change, consulting a tax expert is advisable. Trade logo displayed above belongs to one of our promoters and shareholders, Bank of Baroda and are used by IndiaFirst Life Insurance Company Limited under License. CIN- U66010MH2008PLC183679, Register Office:12th and 13th Floor, North [C] wing, Tower 4, Nesco IT Park, Nesco Center, Western Express Highway, Goregaon (East), Mumbai – 400063 Toll free No – 18002098700. Email id: customer.first@indiafirstlife.com, Website: www.indiafirstlife.com. Fax No.: +912268570600

In case of joint sales ad, participation by bank's customers/ Corporate agents customers are purely on a voluntary basis. The contract of insurance is between the insurer & the insured & not between the bank/corporate agent & the insured.

Specific for ULIP Products The investment risk in investment portfolio is borne by the policyholder.

Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year. The name of the company, name of the brand and the name of the product does not in any way indicate the quality of the contract, its future prospects or returns.

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Disclaimer for Articles

The aforesaid article presents the view of an independent writer who is an expert on financial and insurance matters. IndiaFirst Life Insurance Co. Ltd. doesn’t influence or support views of the writer of the article in any way. The article is informative in nature and IndiaFirst Life and/ or the writer of the article shall not be responsible for any direct/ indirect loss or liability or medical complications incurred by the reader for taking any decisions based on the contents and information given in article. Please consult your financial advisor/ insurance advisor/ health advisor before making any decision.

IndiaFirst Life Insurance Company Ltd.

IndiaFirst Life is promoted by, Bank of Baroda (65% stake) and Carmel Point Investments India Private Limited (26% stake). Carmel Point Investments India Private Limited has been incorporated by Carmel Point Investment Ltd, a body incorporated under the laws of Mauritius and owned by private equity funds managed by Warburg Pincus LLC. Union Bank of India (9% stake) is also one of the shareholders of our Company.

Registered Office:

IndiaFirst Life Insurance Company Limited
12th and 13th Floor, North [C] wing, Tower 4, Nesco IT Park, Nesco Center,
Western Express Highway, Goregaon (East), Mumbai – 400063

IRDAI Registration No: No. 143 | CIN: U66010MH2008PLC183679

IndiaFirst Life Trade logo displayed above belongs to IndiaFirst Life Brands Limited and is used by IndiaFirst Life Insurance Company Limited under License.