drop-header-img
IndianFirstLife

Elite Term Plan

  • Lifetime protection till age 99 years

  • High cover at affordable cost

  • Convenient premium payment options

  • Sum Assured as lumpsum or monthly instalments

drop-header-img
IndianFirstLife

Super Protection Plan

  • Option to get your money back (Return of Premium- ROP)

  • Flexibility to pay premiums at your convenience

  • Lifetime protection till age 99 years

  • Sum Assured as lumpsum or monthly instalments

Download Brochure

drop-header-img
IndianFirstLife

Life Plan

  • Flexibility to choose the duration

  • Family will receive the payout

  • Flexibility to choose the assured amount

  • Long term protection

Download Brochure

drop-header-img
IndianFirstLife

Protect Shield Plus Plan

  • Instant Issuance

  • Flat rate cover

  • No medicals

  • Tax benefits as per prevailing tax laws

Download Brochure

drop-header-img
IndianFirstLife

Saral Jeevan Bima Plan

  • Life Insurance Cover of up to ₹50 lakhs.

  • Flexible premium payment options

  • Up to 40 years of protection for loved ones.

  • Protection against COVID-19 with lump sum benefit.

Download Brochure

drop-header-img
IndianFirstLife

Term Rider Plan

  • Additional Life Cover for up to 5-30 years

  • Guaranteed Lumpsum Death Benefit

  • Enjoy Tax Benefits on Premiums You Invest.

Download Brochure

drop-header-img
IndianFirstLife

Elite Term Plan

  • Benefits at Maturity & Life cover

  • High cover at affordable cost

  • Convenient premium payment options

  • Sum Assured as lumpsum or monthly instalments

Download Brochure

drop-header-img
IndianFirstLife

Super Protection Plan

  • Option to get your money back (Return of Premium- ROP)

  • Flexibility to pay premiums at your convenience

  • Lifetime protection till age 99 years

  • Sum Assured as lumpsum or monthly instalments

Download Brochure

drop-header-img
IndianFirstLife

Life Plan

  • Flexibility to choose the duration

  • Family will receive the payout

  • Flexibility to choose the assured amount

  • Long term protection

Download Brochure

drop-header-img
IndianFirstLife

Protect Shield Plus Plan

  • Flexibility to choose the duration

  • Family will receive the payout

  • Flexibility to choose the assured amount

  • Long term protection

Download Brochure

drop-header-img
IndianFirstLife

Saral Jeevan Bima Plan

  • Life Insurance Cover of up to ₹50 lakhs.

  • Flexible premium payment options

  • Up to 40 years of protection for loved ones.

  • Protection against COVID-19 with lump sum benefit.

Download Brochure

drop-header-img
IndianFirstLife

Radiance Smart Invest Plan

  • Zero Fund allocation charges

  • 10 different funds to choose from

  • 3 plan options to achieve your investment goals

  • 100% money invested for higher returns

Download Brochure

drop-header-img
IndianFirstLife

Money Balance Plan

  • Optimised Investment Strategy

  • Flexible-Premium Payment

  • Partial Withdrawal Flexibility

  • Convenient Fund Accessibility

Download Brochure

drop-header-img
IndianFirstLife

TULIP Plus Plan

  • Up to 100x life insurance cover

  • Up to 750%* return of Premium Allocation charges

  • Riders designed to cover additional risks

  • Reduced premium allocation charge for higher premiums

Download Brochure

drop-header-img
IndianFirstLife

TULIP Pro Plan

  • Up to 20X Life Cover for Your Loved Ones

  • Additional Coverage through TERM Rider

  • Multiple Investment Strategies and up to 10 Diversified Funds

  • Up to 600% of Premium Allocation Charges returned at Maturity

Download Brochure

drop-header-img
IndianFirstLife

Wealth Maximizer Plan

  • Market Linked Returns

  • Free switches for maximum gain

  • Long-term loyalty benefits

  • Add top-up premiums

Download Brochure

drop-header-img
IndianFirstLife

Assured Income For Milestones Plan

  • Guaranteed long-term income plan

  • Ideal for milestone-based financial planning

  • Three customizable benefit options

  • Immediate or deferred income variants

Download Brochure

drop-header-img
IndianFirstLife

Guarantee Of Life Dreams Plan

  • Choice of 3 income Options

  • UpTo 5% Extra Income on Online Purchase

  • Enhanced Income Benefit for Women

  • Option to Choose the date to receive a regular income.

Download Brochure

drop-header-img
IndianFirstLife

Guaranteed Single Premium Plan

  • One-time payment (Single Pay)

  • Tax saving benefits*

  • Life Cover that is 1.25 times higher

Download Brochure

drop-header-img
IndianFirstLife

Mahajeevan Plus Plan

  • Life cover of up to 15 or 20 years

  • Periodic Cash backs

  • Uninterrupted Life Cover

  • Money Back Discounts with Early Premium Payments

Download Brochure

drop-header-img
IndianFirstLife

Smart Retirement Plan

  • Market-linked returns, with 3 new funds!

  • 2 plan options to secure your retirement

  • ZERO allocation or administration charges.

  • Guaranteed Additions* of up to 5% in Year 1

Download Brochure

drop-header-img
IndianFirstLife

Guaranteed Pension Plan

  • Income for Life

  • 5 Annuity Choices

  • Joint Life Security

  • Escalating Annuity option

Download Brochure

drop-header-img
IndianFirstLife

Guaranteed Annuity Plan

  • Retirement Planning

  • 12 Annuity Options

  • Exclusive benefits for NPS subscribers

  • Continuity with Joint Life Option

Download Brochure

drop-header-img
IndianFirstLife

Guaranteed Retirement Plan

  • Assured Returns

  • Beat Inflation

  • Choose How to Save

  • Save Longer for up to 40 years

Download Brochure

drop-header-img
IndianFirstLife

Assured Income For Milestones Plan

  • Guaranteed long-term income plan

  • Ideal for milestone-based financial planning

  • Three customizable benefit options

  • Immediate or deferred income variants

Download Brochure

drop-header-img
IndianFirstLife

Guarantee Of Life Dreams Plan

  • Choice of 3 income Options

  • UpTo 5% Extra Income on Online Purchase

  • Enhanced Income Benefit for Women

  • Option to Choose the date to receive a regular income.

Download Brochure

drop-header-img
IndianFirstLife

Guaranteed Single Premium Plan

  • One-time payment (Single Pay)

  • Tax saving benefits*

  • Life Cover that is 1.25 times higher

Download Brochure

drop-header-img
IndianFirstLife

Life Long Guaranteed Income Plan

  • Short-Term Payments, Long-Term Gains

  • Guaranteed Income to fulfill Financial Goals

  • Lifetime Income Till 99 years of age

  • Premium Payback Assurance

Download Brochure

drop-header-img
IndianFirstLife

Term Rider Plan

  • Additional Life Cover for up to 5-30 years

  • Guaranteed Lumpsum Death Benefit

  • Enjoy Tax Benefits on Premiums You Invest.

Download Brochure

drop-header-img
IndianFirstLife

Waiver of Premium Rider

  • 3 Coverage Options

  • Guaranteed Financial Protection For Your Loved Ones

  • Policy Remains Effective in Your Absence (WOP)

  • 10 Critical Illness Cover

Download Brochure

drop-header-img
IndianFirstLife

ADB Rider

  • Up to 2 Cr. Additional cover over existing policy

  • Protect your loved ones at affordable price.

  • Tax Advantages

Download Brochure

drop-header-img
IndianFirstLife

TPD Rider

  • Up to 1 Cr. Additional cover

  • Protect your loved ones at affordable price.

  • Tax Advantages

Download Brochure

drop-header-img
IndianFirstLife

Group Living Benefits Plan

  • Comprehensive Group Health Insurance

  • Affordable Heatlh Coverage for Corporate

  • COVID-19 Protection for Group Life Insurance

  • Fixed Benefit Assurance

Download Brochure

drop-header-img
IndianFirstLife

Group Term Plan

  • Affordable Group Term Insurance

  • Voluntary or Automatic Enrollment

  • Enhanced Coverage with EDLI

  • Flexible Premium Payment

Download Brochure

drop-header-img
IndianFirstLife

New Corporate Benefit Plan

  • A separate plan for each scheme

  • Minimum guaranteed return of 0.5% p.a.

  • Yearly Bonus as per company’s performance

  • Earn easy returns

drop-header-img
IndianFirstLife

Little Champ Plan

  • Financial Protection

  • Customisable Policy

  • Guaranteed Payouts

  • Flexible Coverage Options

Download Brochure

drop-header-img

Term Insurance Calculator

Use our Term Insurance Calculator to estimate the right cover for your family’s financial security.

drop-header-img

Child Plan Calculator

Plan your child’s education and future goals with our easy Child Plan Calculator.

drop-header-img

Retirement Planning Calculator

Estimate how much you need to save for a comfortable and stress-free retirement.

drop-header-img

Cost of Delay Calculator

See how delaying investments can impact your long-term wealth creation.

drop-header-img

Human Life Value Calculator

Calculate your Human Life Value and understand the insurance cover your family needs.

drop-header-img

Paid-Up Calculator

Check the paid-up value of your policy and make informed financial decisions.

drop-header-img

Annuity Calculator

Estimate your regular income after retirement using our Annuity Calculator.

drop-header-img

ULIP Calculator

Estimate potential returns on your ULIP investments over the policy term.

drop-header-img

Compound Interest Calculator

Understand how your money grows over time with the power of compounding.

drop-header-img

Future Wealth Creation Calculator

Plan your investments effectively to achieve your long-term wealth goals.

drop-header-img

SIP Calculator

Calculate returns on your monthly SIP investments in just a few clicks.

drop-header-img

Lumpsum Calculator

Calculate your estimated returns on your lumpsum investment

drop-header-img

Simple Interest Calculator

Find out the interest amount based on your principal, rate, and time using the simple interest method.

drop-header-img

SSY Calculator

Use our simple SSY calculator and figure out how much you can save for your daughter’s future.

drop-header-img

Income Tax Calculator

Calculate your tax liability and plan your taxes efficiently.

drop-header-img

Home Loan EMI Calculator

Calculate your home loan EMIs and manage repayments with ease.

drop-header-img

Car Loan EMI Calculator

Find out your car loan EMI and choose the right repayment plan.

drop-header-img

Personal Loan EMI Calculator

Estimate your personal loan EMIs before applying for a loan.

drop-header-img

Inflation Calculator

Understand how inflation will affect your expenses and future goals

drop-header-img

Gratuity Calculator

Calculate the gratuity amount you may receive based on your tenure and salary.

drop-header-img

Salary Calculator

Calculate your take-home salary after deductions and allowances.

drop-header-img

BMI Calculator

Check your Body Mass Index and understand your health better.

drop-header-img

Nominee Central

Your one-stop hub to help your loved ones easily access, understand, and manage everything related to life insurance nomination and claims.

drop-header-img

Life Insurance Ki Kitaab

Your simple, go-to guide for understanding life insurance basics.

drop-header-img

India's Firsts

Discover India’s pioneering innovations and historic milestones that shaped the world.

drop-header-img

Life+ Newsletter

Your monthly dose of simple, smart insights on insurance and money matters—delivered straight to your inbox.

drop-header-img

Insurance Videos

Quick, easy videos that help you understand insurance better.

drop-header-img

Insurance Podcasts

Listen to expert insights that simplify insurance on the go.

Menu
close
search
mic
close-search

No results for

Check that your search query has been entered correctly or try another search.

Ask an Expert to Buy Life Insurance

We're happy to know that you're prioritizing your family's future. Our life insurance expert will assist you in finding the best insurance plan. To schedule a call, please share some of the below details.

SIP Calculator

Plan, Invest, Grow - Calculate Systematic Investment Plan Returns Online Now!

 

What is SIP?

 

A Systematic Investment Plan (SIP) is a strategy of investment ideal for those with a slightly high risk-appetite. It allows individuals to invest a fixed amount regularly, typically monthly, quarterly, or annually, so they may indulge in disciplined investments.. SIPs are known to help build a substantial corpus over time by allowing investors to stay consistent with their investments, with scope for review and revision.

SIPs are known to enable investors to purchase units of a scheme at regular intervals, which helps in averaging the cost of investment and mitigating market volatility. It encourages discipline around saving and investing, making it an ideal choice for long-term wealth creation. SIPs are a popular choice among investors due to their flexibility, affordability, and the potential for significant returns through the power of compounding.

SIP Calculator

What is an SIP Calculator?

 

After knowing what an SIP investment is, an idea of the returns can be estimated with the help of a simple online calculator.

An SIP calculator is a financial tool that helps investors estimate the returns on their SIP investments. By inputting variables such as the monthly investment amount, the expected rate of return, and the investment duration, an SIP calculator provides an approximate future value of the investment. This helps investors plan their financial goals and understand the potential growth of their investments.

How Does an SIP Calculator Work?

How Does an SIP Calculator Work?

  • An online SIP calculator simplifies the process of estimating the returns on your SIP investments. Here’s a step-by-step guide on how it works.
  • Inputting of Details
  • Enter the monthly investment amount, the expected annual rate of return, and the investment duration.
  • Calculation
  • The calculator for SIP uses compound interest formula to estimate the future value of your investments.
  • Results
  • It displays the total corpus accumulated, including the invested amount and the returns earned. 
  • Here is how an SIP calculator helps you with estimates that can help you with your SIP plans.
bmi-calc-mob

FV = P [ (1+i)^n-1 ] * (1+i)

WHERE,

  • FV denotes the Future value or the amount you get at maturity.

  • P denotes the Amount you invest through SIP

  • i denotes the Compounded rate of return
  • n denotes the Investment duration in months
sip-calci
about-us-image2

Step-Up SIP Calculator

A step-up SIP calculator allows investors to increase their SIP contributions periodically. This feature helps in aligning investments with increasing income levels and inflation, ensuring a higher corpus over time. The step-up SIP calculator considers the incremental investment amounts to project the future value accurately.

SIP Compounding Calculator

The SIP compounding calculator considers the effect of compounding on SIP investments. By reinvesting the returns earned, the investment grows exponentially over time. The SIP compounding calculator helps in understanding the power of compounding and its impact on the investment value.

What are the Advantages of Investing via a SIP?

Investing in SIP offers numerous benefits, making it a preferred choice for many investors. Here are some key advantages.
 

 

Disciplined Savings

Encourages regular savings, fostering a disciplined investment habit.

choose-plan

Rupee Cost Averaging

Mitigates the impact of market volatility by averaging the purchase cost of units.

choose-plan

Power of Compounding

Lets investors earn returns on the returns, significantly boosting the investment over time.

choose-plan

Flexibility

Lets investors begin with small amounts and increase the investment as their income grows.

choose-plan

Goal-Oriented

Helps in achieving long-term financial goals such as buying a house, children's education, and retirement planning.

choose-plan

Convenience

Allows automatic deductions from your bank account, which makes investing hassle-free.

choose-plan

What are the Benefits of Using an SIP Calculator?

An SIP calculator online offers several benefits that enhance the investment planning process.

 

Accurate Projections

Provides accurate estimates of future returns based on the inputs provided.

calci

Informed Decisions

Helps investors make informed decisions by showing the potential growth of their investments.

calci

Time-Saving

Simplifies complex calculations, saving time and effort.

calci

Goal-Setting

Assists in setting realistic financial goals by understanding the potential outcomes.

calci

Comparison

Enables comparison between different investment scenarios by adjusting variables such as investment amount and duration.

calci

Financial Planning

Aids in better financial planning by providing a clear picture of the investment growth.

calci

How to Use the IndiaFirst Life Systematic Investment Plan Calculator?

With a good idea of what SIP investments are, using the IndiaFirst Life SIP calculator is straightforward. Follow these steps to get estimates from an online SIP compound interest calculator:
 

Step 1

Enter the amount you wish to invest on a monthly basis.

list

Step 2

Select the number of years you plan to invest for.

list

Step 3

Enter the anticipated annual return rate.

list

Step 4

Click the calculate button on the online SIP investment calculator to view the estimated future value of your investments.

list

Build your financial future with our calculator

Income Tax Calculator

Savings

Term Insurance Calculator

Savings

ULIP Calculator

Savings

Salary Calculator

Savings

BMI Calculator

Savings

HLV Calculator

Savings

Retirement Planning Calculator

Savings

Child Plan Calculator

Savings

Future Wealth Calculator

Savings

Compound Interest Calculator

Savings

Cost of Delay Calculator

Savings

PPF Calculator

Savings

NPS Calculator

Savings

HRA Calculator

Savings

Home Loan EMI Calculator

Savings

Car Loan EMI Calculator

Savings

Personal Loan EMI Calculator

Savings

Paid Up Calculator

Savings

Fund Allocation Calculator

Savings

Annuity Calculator

Savings

SIP Calculator

Savings

RD Calculator

Savings

FD Calculator

Savings

Frequently Asked Questions

What Are the Types of SIPs?

Answer

There are different types of SIPs to cater to various investor needs. These include regular SIP, step-up SIP, flexible SIP, perpetual SIP, and trigger SIP.

By understanding the various types of SIPs available, investors can choose the one that best suits their financial objectives and investment style. 

Should I buy separate life insurance?

Answer

Getting life insurance coverage should be a fundamental step when it comes to financial planning. Investments are also crucial, but they need not come at the cost of your insurance needs. However, if you are looking to create investments alongside life insurance, without having to buy separate plans, you may want to consider life insurance plans like ULIPs, which offer an investment component alongside life insurance.  

Can I pause my investments in an SIP?

Answer

Yes, you may be offered the facility to pause SIP investments temporarily. This feature allows investors to pause their SIPs for a few months during financial emergencies or other situations. After the pause, SIP investments resume automatically. 

Can I renew an SIP?

Answer

Yes, you can renew an SIP. If your existing SIP tenure is about to end, you can choose to renew it for a further period. Renewing an SIP helps in maintaining the investment continuity and achieving long-term financial goals without any interruptions. 

 

What are the benefits of SIP?

Answer

SIPs offer numerous benefits such as disciplined savings, rupee cost averaging, power of compounding, flexibility in investment amounts, convenience of automatic deductions, and alignment with long-term financial goals. They are an ideal choice for investors seeking a systematic and efficient way to build wealth over time. 

Can I modify my SIP amount?

Answer

Yes. Often, investors are allowed to modify their SIP amount. You can increase or decrease the investment amount as per your financial situation and goals. This flexibility helps in managing your investments better and adjusting them according to changing financial circumstances.

What is the maximum tenure of an SIP?

Answer

The maximum tenure of an SIP varies depending on the scheme and the investor’s choice. Generally, SIPs can be continued for as long as you wish, with common tenures ranging from 1 year to 30 years or more. Longer tenures benefit from the power of compounding, resulting in higher returns.  

 

How much money can I invest into an SIP?

Answer

The amount you can invest in an SIP depends on your financial goals, income, and risk appetite. Typically, there is no maximum limit, and you can start investing with amounts as low as ₹500 per month. It is advisable to choose an investment amount that you can consistently maintain without affecting your other financial commitments. 

quiz-image bgImg bgImgMob

Got a minute? Take the quiz challenge

Put your knowledge of India to the test

close-popup

You’re eligible for a Discount!!

Get 10% off on online purchase of IndiaFirst Life Elite Term Plan

1800 209 8700

Customer Care Number

whatsapp

9240083333

For online policy purchase

call

+91 22 6274 9898

Chat with us on WhatsApp

mail