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IndianFirstLife

Elite Term Plan

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    Lifetime protection till age 99 years

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    High cover at affordable cost

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    Convenient premium payment options

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    Sum Assured as lumpsum or monthly instalments

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IndianFirstLife

Super Protection Plan

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    Option to get your money back (Return of Premium- ROP)

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    Flexibility to pay premiums at your convenience

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    Lifetime protection till age 99 years

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    Sum Assured as lumpsum or monthly instalments

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IndianFirstLife

Life Plan

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    Flexibility to choose the duration

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    Family will receive the payout

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    Flexibility to choose the assured amount

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    Long term protection

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IndianFirstLife

Protect Shield Plus Plan

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    Instant Issuance

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    Flat rate cover

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    No medicals

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    Tax benefits as per prevailing tax laws

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IndianFirstLife

Saral Jeevan Bima Plan

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    Life Insurance Cover of up to ₹50 lakhs.

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    Flexible premium payment options

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    Up to 40 years of protection for loved ones.

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    Protection against COVID-19 with lump sum benefit.

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IndianFirstLife

Term Rider Plan

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    Additional Life Cover for up to 5-30 years

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    Guaranteed Lumpsum Death Benefit

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    Enjoy Tax Benefits on Premiums You Invest.

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IndianFirstLife

Elite Term Plan

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    Benefits at Maturity & Life cover

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    High cover at affordable cost

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    Convenient premium payment options

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    Sum Assured as lumpsum or monthly instalments

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IndianFirstLife

Super Protection Plan

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    Option to get your money back (Return of Premium- ROP)

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    Flexibility to pay premiums at your convenience

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    Lifetime protection till age 99 years

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    Sum Assured as lumpsum or monthly instalments

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IndianFirstLife

Life Plan

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    Flexibility to choose the duration

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    Family will receive the payout

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    Flexibility to choose the assured amount

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    Long term protection

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IndianFirstLife

Protect Shield Plus Plan

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    Flexibility to choose the duration

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    Family will receive the payout

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    Flexibility to choose the assured amount

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    Long term protection

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IndianFirstLife

Saral Jeevan Bima Plan

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    Life Insurance Cover of up to ₹50 lakhs.

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    Flexible premium payment options

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    Up to 40 years of protection for loved ones.

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    Protection against COVID-19 with lump sum benefit.

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IndianFirstLife

Radiance Smart Invest Plan

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    Zero Fund allocation charges

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    10 different funds to choose from

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    3 plan options to achieve your investment goals

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    100% money invested for higher returns

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IndianFirstLife

Money Balance Plan

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    Optimised Investment Strategy

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    Flexible-Premium Payment

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    Partial Withdrawal Flexibility

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    Convenient Fund Accessibility

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IndianFirstLife

TULIP Plus Plan

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    Up to 100x life insurance cover

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    Up to 750%* return of Premium Allocation charges

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    Riders designed to cover additional risks

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    Reduced premium allocation charge for higher premiums

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IndianFirstLife

TULIP Pro Plan

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    Up to 20X Life Cover for Your Loved Ones

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    Additional Coverage through TERM Rider

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    Multiple Investment Strategies and up to 10 Diversified Funds

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    Up to 600% of Premium Allocation Charges returned at Maturity

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IndianFirstLife

Wealth Maximizer Plan

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    Market Linked Returns

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    Free switches for maximum gain

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    Long-term loyalty benefits

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    Add top-up premiums

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IndianFirstLife

Long Guaranteed Income Plan

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    Short-Term Payments, Long-Term Gains

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    Guaranteed Income to fulfill Financial Goals

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    Lifetime Income Till 99 years of age

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    Continuous Life Cover without any interruption

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IndianFirstLife

Guarantee Of Life Dreams Plan

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    Choice of 3 income Options

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    UpTo 5% Extra Income on Online Purchase

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    Enhanced Income Benefit for Women

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    Option to Choose the date to receive a regular income.

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IndianFirstLife

Growth of Life Dreams Plus Plan

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    Start income as early as the 1st policy month or defer it up to 10 years

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    (GPB) Policy benefits continue for your nominee even in your absence

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    Choose long-term income or whole-life income

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    Flexibility to choose Life cover option up to 11x

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IndianFirstLife

Assured Income For Milestones Plan

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    Guaranteed long-term income plan

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    Ideal for milestone-based financial planning

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    Three customizable benefit options

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    Immediate or deferred income variants

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IndianFirstLife

Guaranteed Single Premium Plan

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    One-time payment (Single Pay)

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    Tax saving benefits*

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    Life Cover that is 1.25 times higher

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IndianFirstLife

Mahajeevan Plus Plan

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    Life cover of up to 15 or 20 years

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    Periodic Cash backs

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    Uninterrupted Life Cover

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    Money Back Discounts with Early Premium Payments

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IndianFirstLife

Smart Retirement Plan

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    Market-linked returns, with 3 new funds!

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    2 plan options to secure your retirement

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    ZERO allocation or administration charges.

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    Guaranteed Additions* of up to 5% in Year 1

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IndianFirstLife

Guaranteed Pension Plan

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    Income for Life

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    5 Annuity Choices

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    Joint Life Security

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    Escalating Annuity option

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IndianFirstLife

Guaranteed Annuity Plan

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    Retirement Planning

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    12 Annuity Options

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    Exclusive benefits for NPS subscribers

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    Continuity with Joint Life Option

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IndianFirstLife

Guaranteed Retirement Plan

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    Assured Returns

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    Beat Inflation

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    Choose How to Save

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    Save Longer for up to 40 years

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IndianFirstLife

Unit-Linked Pension Plan (ULPP)

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    Zero Charges Plan

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    You Pay 100. We Invest 105

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    Market-Linked Growth

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    Flexible Premium Options

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IndianFirstLife

Guarantee Of Life Dreams Plan

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    Choice of 3 income Options

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    UpTo 5% Extra Income on Online Purchase

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    Enhanced Income Benefit for Women

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    Option to Choose the date to receive a regular income.

download

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IndianFirstLife

Life Long Guaranteed Income Plan

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    Short-Term Payments, Long-Term Gains

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    Guaranteed Income to fulfill Financial Goals

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    Lifetime Income Till 99 years of age

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    Premium Payback Assurance

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IndianFirstLife

Assured Income For Milestones Plan

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    Guaranteed long-term income plan

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    Ideal for milestone-based financial planning

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    Three customizable benefit options

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    Immediate or deferred income variants

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IndianFirstLife

Guaranteed Single Premium Plan

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    One-time payment (Single Pay)

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    Tax saving benefits*

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    Life Cover that is 1.25 times higher

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IndianFirstLife

Term Rider Plan

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    Additional Life Cover for up to 5-30 years

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    Guaranteed Lumpsum Death Benefit

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    Enjoy Tax Benefits on Premiums You Invest.

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IndianFirstLife

Waiver of Premium Rider

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    3 Coverage Options

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    Guaranteed Financial Protection For Your Loved Ones

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    Policy Remains Effective in Your Absence (WOP)

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    10 Critical Illness Cover

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IndianFirstLife

ADB Rider

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    Up to 2 Cr. Additional cover over existing policy

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    Protect your loved ones at affordable price.

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    Tax Advantages

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IndianFirstLife

TPD Rider

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    Up to 1 Cr. Additional cover

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    Protect your loved ones at affordable price.

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    Tax Advantages

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IndianFirstLife

Group Living Benefits Plan

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    Comprehensive Group Health Insurance

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    Affordable Heatlh Coverage for Corporate

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    COVID-19 Protection for Group Life Insurance

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    Fixed Benefit Assurance

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IndianFirstLife

Group Term Plan

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    Affordable Group Term Insurance

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    Voluntary or Automatic Enrollment

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    Enhanced Coverage with EDLI

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    Flexible Premium Payment

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IndianFirstLife

New Corporate Benefit Plan

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    A separate plan for each scheme

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    Minimum guaranteed return of 0.5% p.a.

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    Yearly Bonus as per company’s performance

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    Earn easy returns

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IndianFirstLife

Little Champ Plan

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    Financial Protection

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    Customisable Policy

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    Guaranteed Payouts

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    Flexible Coverage Options

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Term Insurance Calculator

Use our Term Insurance Calculator to estimate the right cover for your family’s financial security.

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Child Plan Calculator

Plan your child’s education and future goals with our easy Child Plan Calculator.

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Retirement Planning Calculator

Estimate how much you need to save for a comfortable and stress-free retirement.

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Cost of Delay Calculator

See how delaying investments can impact your long-term wealth creation.

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Human Life Value Calculator

Calculate your Human Life Value and understand the insurance cover your family needs.

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Paid-Up Calculator

Check the paid-up value of your policy and make informed financial decisions.

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Annuity Calculator

Estimate your regular income after retirement using our Annuity Calculator.

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ULIP Calculator

Estimate potential returns on your ULIP investments over the policy term.

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Compound Interest Calculator

Understand how your money grows over time with the power of compounding.

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Future Wealth Creation Calculator

Plan your investments effectively to achieve your long-term wealth goals.

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SIP Calculator

Calculate returns on your monthly SIP investments in just a few clicks.

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Lumpsum Calculator

Calculate your estimated returns on your lumpsum investment

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Step-up SIP Calculator

See how increasing your SIP each year boosts your wealth. Use our Step-Up SIP Calculator for smarter financial planning

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SWP Calculator

Check how much monthly income your investment can generate and how long your corpus can last.

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Income Tax Calculator

Calculate your tax liability and plan your taxes efficiently.

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Home Loan EMI Calculator

Calculate your home loan EMIs and manage repayments with ease.

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Car Loan EMI Calculator

Find out your car loan EMI and choose the right repayment plan.

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Personal Loan EMI Calculator

Estimate your personal loan EMIs before applying for a loan.

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Inflation Calculator

Understand how inflation will affect your expenses and future goals

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Gratuity Calculator

Calculate the gratuity amount you may receive based on your tenure and salary.

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Salary Calculator

Calculate your take-home salary after deductions and allowances.

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BMI Calculator

Check your Body Mass Index and understand your health better.

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Nominee Central

Your one-stop hub to help your loved ones easily access, understand, and manage everything related to life insurance nomination and claims.

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Life Insurance Ki Kitaab

Your simple, go-to guide for understanding life insurance basics.

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India's Firsts

Discover India’s pioneering innovations and historic milestones that shaped the world.

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Life+ Newsletter

Your monthly dose of simple, smart insights on insurance and money matters—delivered straight to your inbox.

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Insurance Videos

Quick, easy videos that help you understand insurance better.

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Insurance Podcasts

Listen to expert insights that simplify insurance on the go.

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Ask an Expert to Buy Life Insurance

We're happy to know that you're prioritizing your family's future. Our life insurance expert will assist you in finding the best insurance plan. To schedule a call, please share some of the below details.

Privacy Policy

This privacy policy (“Privacy Policy”) governs the use of this website of IndiaFirst Life Insurance Company Limited (“IndiaFirst Life”, “Company”, “we”, “us”, or “our”) through our website (www.indiafirstlife.com) and all related services. Please read the terms of use carefully. By accessing or using this website and its pages (collectively, this "Website"), you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy. You confirm that all information provided by you is true, accurate, and complete. 


IndiaFirst Life may change the terms of use from time to time and changes will be posted on this Website. This Privacy Policy is applicable to all users of our website, all our potential and existing customers, and other individuals availing our offerings physically or through any online medium. If you do not agree with our privacy practices, please do not use or access this Website


By continuing to access and use this site after any such changes are posted, you will be deemed to have accepted such changes. Not all consumers will be eligible for the products and services described on the Website, and we reserve the right to determine your eligibility for any product or service.

What are your rights?

Answer

You have the right to:

  • Opt-in: Provide consent for specific data processing activities

  • Opt-out: Withdraw consent for data processing, including marketing communications, data sharing with third parties, and certain non-essential data processing activities at any time by informing us via email, subject to legal and contractual obligations.

  • Modify preferences: Update your communication and data processing preferences at any time

  • Right to Access: You may request access to your personal information held by us and obtain copies of such information.

  • Right to Correction: You may request correction of any inaccurate or incomplete personal information.

  • Right to Grievance Redressal: You have the right to file complaints regarding data processing practices through our designated Grievance Officer.

Do we disclose any information to outside parties?

Answer

We do not sell, trade, or otherwise transfer your personally identifiable information to outside parties. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential.

By agreeing to the Terms and Conditions and the Privacy Policy, you authorise us to share your information with a third party, who we may process the information collected to serve you better. We will not disclose your information to outside parties unless such action is necessary to:

  • Protect our rights, interests, reputation or property; or

  • Comply with the applicable law; or

  • If such information is required under any judicial or arbitral pronouncement or order; or

  • Enforce the Terms and Conditions of our products or services or the Terms and Conditions.

We will take all appropriate and reasonable measures to protect your personally identifiable information, and you expressly acknowledge and agree that any information that is transmitted to us via our website may not be secure from third-party interference, and we will not be liable or deemed to be liable for any such interference.

You may, at any time, inform us, not to share your information with the third party by intimating us via email. We may share non-personally identifiable visitor information with other parties for marketing, advertising, or other uses at our discretion.

Do we use cookies?

Answer

Yes, we do. Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your web browser (if you consent) that enables the sites or service providers’ systems to recognise your browser and capture and remember certain information.

We use cookies to help us remember and process the items in your shopping cart, understand and save your preferences for future visits and compile aggregate data about the site and its interactions so that we can offer better experiences and tools in the future.

We may contract with third-party service providers to assist us in better understanding our site visitors. These service providers are not permitted to use the information collected on our behalf except to help us conduct and improve our business.

If you prefer, you can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies via your browser settings. Like most websites, if you turn your cookies off, some of our services may not function properly. However, you can still place orders by contacting our customer service through the contact page on our website.

No personal information is gathered or stored in the cookies placed by our website and, as a result, none can be passed on to any third parties.

How do we collect your information and what does it comprise?

Answer

We collect information from you when you register on our website, subscribe to our newsletter, respond to a survey, or fill out a form.

We may also collect information regarding the domain, host, and location from which you access the internet, the internet protocol address of the computer or internet service provider you are using, anonymous statistical data, and all details that may be necessary from you.

If you are visiting our website from outside India, your visit will necessarily result in the transfer of information across international borders, which you consent, and are deemed to consent to, by using our website. If you choose to visit the Website anonymously, all functions on our website may not be available to you.

We collect the following types of personal and non-personal information:  

  • Personal Information:  Full Name, age, gender, contact details (complete address, email, phone number), date of birth, PAN, Aadhaar, employment details, nominee and beneficiary details, family member information, and any other personal information you voluntarily provide.

  • Sensitive Personal Information: Income information, bank account details, medical history, health conditions, medical examination reports, lifestyle information, family medical history, fingerprints, voice recordings, photographs (for identification purposes), passwords (login credentials for online accounts and services), and any other sensitive personal information you voluntarily provide.

  • Technical Information: Domain and host information, IP addresses, browser type, device information, cookies, and website usage analytics.

How do we protect your information?

Answer

When you place an order or access your personal information on our website, we implement a variety of security measures to maintain the safety of your personal information.

We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) and then encrypted into our payment gateway providers’ database only to be accessible by those authorised with special access rights to such systems and are required to keep the information confidential. After a transaction, your private information (credit cards, social security numbers, financials, etc.) will not be stored on our servers.

We implement appropriate technical and organizational measures to safeguard user data, including encryption, access, control, and secure storage systems, to protect the loss, misuse, and alteration of the information under our control. However, we will not be responsible for any breach of security or for any actions of any third parties or events that are beyond our reasonable control, including but not limited to acts of government, computer encryption or poor quality of your internet service or telephone service.

How do we use your information?

Answer

Any of the information we collect from you may be used in one of the following ways:

To personalise your experience: your information helps us respond better to your individual needs.

To improve the Website: we continually strive to improve our website offerings based on the information and feedback we receive from you.

To improve customer service: your information helps us to effectively respond to your customer service requests, and support needs, and connect with you as required.

To process transactions: your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested.

To administer a contest, promotion, survey or other site feature.

To send periodic emails: (a) The email address you give us to process an order will only be used to send you information and updates pertaining to it. (b) If you decide to join our mailing list, you will receive emails that may include company news, updates, related product or service information, etc.

If you’d like to unsubscribe from receiving future emails, please refer to the detailed instructions for unsubscribing that appear at the bottom of our emails.

  • Grievance Redressal

We're here to assist you. Please refer to the link below for the step-by-step grievance redressal process: 

https://www.indiafirstlife.com/customer-service/grievance-redressal

  • Contact Information

In case You require any further clarifications on the content of this Privacy Policy, terms of use or for any grievances regarding the topic, please contact

Toll Free Number: 1800 209 8700
Email us: customer.first@indiafirstlife.com

  • Permitted Disclosure

In addition to the circumstances described above, IndiaFirst Life may disclose the member information if required to do so by law, court order, as requested by other Government or law enforcement authority, or in the good faith belief that disclosure is otherwise necessary or advisable including, without limitation, to protect our rights or properties, or any, or all of our affiliates, associates, employees, directors or officers, or when we have reason to believe that disclosing the information is necessary to identify, contact or bring legal action against someone who may be causing interference with our rights or properties, whether intentionally or otherwise, or when anyone else could be harmed by such activities. In addition, if IndiaFirst Life or substantially all its assets are acquired, the personal information provided by you will most likely also be transferred in connection with such acquisition.

  • Applicable Law and Jurisdiction

This privacy policy is governed by the laws of India. Any disputes arising from this Privacy Policy shall be subject to the exclusive jurisdiction of courts in Mumbai, India.

Disclaimer

Linked Insurance Products are different from the traditional insurance products and are subject to risk factors. The Premium paid in unit-linked life insurance policies are subject to investment risks associated with capital markets and NAVs of the units may go up or down, based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. IndiaFirst Life Insurance Company Limited is only name of the Insurance Company and does not in any way indicate the quality of the contract, its future prospects, or returns. 

 

Please know the associated risks and the applicable charges from your Insurance Agent or the Intermediary or policy document issued by the Insurance Company. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Past performance may or may not be sustained in future and is not a guarantee of future performance. Some of the contents of this document may contain statements / estimates / expectations / predictions, which may be 'forward looking'. 

 

The actual outcomes could differ materially from those expressed /implied in this document.These statements, do not intend to provide personal recommendation to any specific individual or any investment needs of an individual. The recommendations / statements / estimates / expectations / predictions are of general in nature and may not take into account the specific investment needs or risk appetite or financial situations of individual policyholder / clients. For more details on risk factors and terms and conditions, please read the sales brochure carefully before concluding the sale. Tax benefits are subject to changes in the tax laws.

1800 209 8700

Customer Care Number

whatsapp

9240083333

For online policy purchase

call

+91 22 6274 9898

Chat with us on WhatsApp

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