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IndianFirstLife

Elite Term Plan

  • Lifetime protection till age 99 years

  • High cover at affordable cost

  • Convenient premium payment options

  • Sum Assured as lumpsum or monthly instalments

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IndianFirstLife

Super Protection Plan

  • Option to get your money back (Return of Premium- ROP)

  • Flexibility to pay premiums at your convenience

  • Lifetime protection till age 99 years

  • Sum Assured as lumpsum or monthly instalments

Download Brochure

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IndianFirstLife

Life Plan

  • Flexibility to choose the duration

  • Family will receive the payout

  • Flexibility to choose the assured amount

  • Long term protection

Download Brochure

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IndianFirstLife

Protect Shield Plan

  • Instant Issuance

  • Flat rate cover

  • No medicals

  • Tax benefits as per prevailing tax laws

Download Brochure

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IndianFirstLife

Saral Jeevan Bima Plan

  • Life Insurance Cover of up to ₹50 lakhs.

  • Flexible premium payment options

  • Up to 40 years of protection for loved ones.

  • Protection against COVID-19 with lump sum benefit.

Download Brochure

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IndianFirstLife

Term Rider Plan

  • Additional Life Cover for up to 5-30 years

  • Guaranteed Lumpsum Death Benefit

  • Enjoy Tax Benefits on Premiums You Invest.

Download Brochure

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IndianFirstLife

Elite Term Plan

  • Benefits at Maturity & Life cover

  • High cover at affordable cost

  • Convenient premium payment options

  • Sum Assured as lumpsum or monthly instalments

Download Brochure

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IndianFirstLife

Super Protection Plan

  • Option to get your money back (Return of Premium- ROP)

  • Flexibility to pay premiums at your convenience

  • Lifetime protection till age 99 years

  • Sum Assured as lumpsum or monthly instalments

Download Brochure

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IndianFirstLife

Life Plan

  • Flexibility to choose the duration

  • Family will receive the payout

  • Flexibility to choose the assured amount

  • Long term protection

Download Brochure

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IndianFirstLife

Protect Shield Plan

  • Flexibility to choose the duration

  • Family will receive the payout

  • Flexibility to choose the assured amount

  • Long term protection

Download Brochure

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IndianFirstLife

Saral Jeevan Bima Plan

  • Life Insurance Cover of up to ₹50 lakhs.

  • Flexible premium payment options

  • Up to 40 years of protection for loved ones.

  • Protection against COVID-19 with lump sum benefit.

Download Brochure

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IndianFirstLife

Radiance Smart Invest Plan

  • Zero Fund allocation charges

  • 10 different funds to choose from

  • 3 plan options to achieve your investment goals

  • 100% money invested for higher returns

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IndianFirstLife

Money Balance Plan

  • Optimised Investment Strategy

  • Flexible-Premium Payment

  • Partial Withdrawal Flexibility

  • Convenient Fund Accessibility

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IndianFirstLife

TULIP Plus Plan

  • Up to 100x life insurance cover

  • Up to 750%* return of Premium Allocation charges

  • Riders designed to cover additional risks

  • Reduced premium allocation charge for higher premiums

Download Brochure

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IndianFirstLife

TULIP Pro Plan

  • Up to 20X Life Cover for Your Loved Ones

  • Additional Coverage through TERM Rider

  • Multiple Investment Strategies and up to 10 Diversified Funds

  • Up to 600% of Premium Allocation Charges returned at Maturity

Download Brochure

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IndianFirstLife

Wealth Maximizer Plan

  • Market Linked Returns

  • Free switches for maximum gain

  • Long-term loyalty benefits

  • Add top-up premiums

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IndianFirstLife

Assured Income For Milestones Plan

  • Guaranteed long-term income plan

  • Ideal for milestone-based financial planning

  • Three customizable benefit options

  • Immediate or deferred income variants

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IndianFirstLife

Guarantee Of Life Dreams Plan

  • Choice of 3 income Options

  • UpTo 5% Extra Income on Online Purchase

  • Enhanced Income Benefit for Women

  • Option to Choose the date to receive a regular income.

Download Brochure

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IndianFirstLife

Guaranteed Single Premium Plan

  • One-time payment (Single Pay)

  • Tax saving benefits*

  • Life Cover that is 1.25 times higher

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IndianFirstLife

Mahajeevan Plus Plan

  • Life cover of up to 15 or 20 years

  • Periodic Cash backs

  • Uninterrupted Life Cover

  • Money Back Discounts with Early Premium Payments

Download Brochure

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IndianFirstLife

Smart Retirement Plan

  • Market-linked returns, with 3 new funds!

  • 2 plan options to secure your retirement

  • ZERO allocation or administration charges.

  • Guaranteed Additions* of up to 5% in Year 1

Download Brochure

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IndianFirstLife

Guaranteed Pension Plan

  • Income for Life

  • 5 Annuity Choices

  • Joint Life Security

  • Escalating Annuity option

Download Brochure

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IndianFirstLife

Guaranteed Annuity Plan

  • Retirement Planning

  • 12 Annuity Options

  • Exclusive benefits for NPS subscribers

  • Continuity with Joint Life Option

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IndianFirstLife

Guaranteed Retirement Plan

  • Assured Returns

  • Beat Inflation

  • Choose How to Save

  • Save Longer for up to 40 years

Download Brochure

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IndianFirstLife

Assured Income For Milestones Plan

  • Guaranteed long-term income plan

  • Ideal for milestone-based financial planning

  • Three customizable benefit options

  • Immediate or deferred income variants

Download Brochure

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IndianFirstLife

Guarantee Of Life Dreams Plan

  • Choice of 3 income Options

  • UpTo 5% Extra Income on Online Purchase

  • Enhanced Income Benefit for Women

  • Option to Choose the date to receive a regular income.

Download Brochure

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IndianFirstLife

Guaranteed Single Premium Plan

  • One-time payment (Single Pay)

  • Tax saving benefits*

  • Life Cover that is 1.25 times higher

Download Brochure

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IndianFirstLife

Life Long Guaranteed Income Plan

  • Short-Term Payments, Long-Term Gains

  • Guaranteed Income to fulfill Financial Goals

  • Lifetime Income Till 99 years of age

  • Premium Payback Assurance

Download Brochure

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IndianFirstLife

Term Rider Plan

  • Additional Life Cover for up to 5-30 years

  • Guaranteed Lumpsum Death Benefit

  • Enjoy Tax Benefits on Premiums You Invest.

Download Brochure

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IndianFirstLife

Waiver of Premium Rider

  • 3 Coverage Options

  • Guaranteed Financial Protection For Your Loved Ones

  • Policy Remains Effective in Your Absence (WOP)

  • 10 Critical Illness Cover

Download Brochure

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IndianFirstLife

ADB Rider

  • Up to 2 Cr. Additional cover over existing policy

  • Protect your loved ones at affordable price.

  • Tax Advantages

Download Brochure

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IndianFirstLife

TPD Rider

  • Up to 1 Cr. Additional cover

  • Protect your loved ones at affordable price.

  • Tax Advantages

Download Brochure

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IndianFirstLife

Group Living Benefits Plan

  • Comprehensive Group Health Insurance

  • Affordable Heatlh Coverage for Corporate

  • COVID-19 Protection for Group Life Insurance

  • Fixed Benefit Assurance

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IndianFirstLife

Group Term Plan

  • Affordable Group Term Insurance

  • Voluntary or Automatic Enrollment

  • Enhanced Coverage with EDLI

  • Flexible Premium Payment

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IndianFirstLife

New Corporate Benefit Plan

  • A separate plan for each scheme

  • Minimum guaranteed return of 0.5% p.a.

  • Yearly Bonus as per company’s performance

  • Earn easy returns

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IndianFirstLife

Little Champ Plan

  • Financial Protection

  • Customisable Policy

  • Guaranteed Payouts

  • Flexible Coverage Options

Download Brochure

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Term Insurance Calculator

Use our Term Insurance Calculator to estimate the right cover for your family’s financial security.

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Child Plan Calculator

Plan your child’s education and future goals with our easy Child Plan Calculator.

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Retirement Planning Calculator

Estimate how much you need to save for a comfortable and stress-free retirement.

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Cost of Delay Calculator

See how delaying investments can impact your long-term wealth creation.

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Human Life Value Calculator

Calculate your Human Life Value and understand the insurance cover your family needs.

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Paid-Up Calculator

Check the paid-up value of your policy and make informed financial decisions.

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Annuity Calculator

Estimate your regular income after retirement using our Annuity Calculator.

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ULIP Calculator

Estimate potential returns on your ULIP investments over the policy term.

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Compound Interest Calculator

Understand how your money grows over time with the power of compounding.

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Future Wealth Creation Calculator

Plan your investments effectively to achieve your long-term wealth goals.

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SIP Calculator

Calculate returns on your monthly SIP investments in just a few clicks.

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SSY Calculator

Use our simple SSY calculator and figure out how much you can save for your daughter’s future.

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RD Calculator

Calculate the maturity amount of your recurring deposit investments easily.

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NPS Calculator

Estimate your retirement corpus and pension through National Pension Scheme investments.

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Income Tax Calculator

Calculate your tax liability and plan your taxes efficiently.

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Home Loan EMI Calculator

Calculate your home loan EMIs and manage repayments with ease.

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Car Loan EMI Calculator

Find out your car loan EMI and choose the right repayment plan.

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Personal Loan EMI Calculator

Estimate your personal loan EMIs before applying for a loan.

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Salary Calculator

Calculate your take-home salary after deductions and allowances.

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Gratuity Calculator

Calculate the gratuity amount you may receive based on your tenure and salary.

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CIBIL Score Calculator

Check where you stand and understand your credit health better.

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BMI Calculator

Check your Body Mass Index and understand your health better.

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Nominee Central

Your one-stop hub to help your loved ones easily access, understand, and manage everything related to life insurance nomination and claims.

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Life Insurance Ki Kitaab

Your simple, go-to guide for understanding life insurance basics.

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India's Firsts

Discover India’s pioneering innovations and historic milestones that shaped the world.

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Life+ Newsletter

Your monthly dose of simple, smart insights on insurance and money matters—delivered straight to your inbox.

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Insurance Videos

Quick, easy videos that help you understand insurance better.

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Insurance Podcasts

Listen to expert insights that simplify insurance on the go.

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How can we help?

View All FAQ

How to do a Fund Switch

Answer

Fund Switch is an option available under a Unit Linked Policy where you can move some or all your Fund Units from an existing Fund into one or more Funds available under the plan.

So, how do I switch funds?
 

EMAIL US:
  • Click here to download the fund switch form.
  • Fill up all the details asked for in the form.
  • Email it to us at customer.first@indiafirstlife.com from your registered email ID to request a Fund Switch.
     
CALL US:

Call us on our toll free number – 1800 209 8700 from your registered phone number
 

VISIT US:
  1. Walk in to any of our IndiaFirst Life, Bank of Baroda or UBI branches and submit the Fund Switch Request.
  2. Click here to download the Fund Switch Form.
     
POST OR COURIER:

You may send the duly filled Fund Switch form to the below address:

IndiaFirst Life Insurance Company Ltd
12th and 13th Floor, North [C] wing, Tower 4,
Nesco IT Park, Nesco Center,
Western Express Highway,
Goregaon (East), Mumbai – 400063.

How to Update Mailing Address?

Answer

You would be required to review and change your contact details in case:

  • You’ve moved to a new house and therefore, want to change your address for correspondence/mailing
  • You’ve changed your contact number or email ID and therefore, want to update it in the system
  • There is an error in the contact details mentioned on records
     

The process to get your address changed is as follows:

EMAIL US:
  1. Please email us the duly signed Change Request Form to customer.first@indiafirstlife.com along with a self - attested copy of the address proof.
  2. Click here to view the list of acceptable address proofs
  3. Don’t forget to mention your policy number in the email.
     
MAIL/COURIER:
  1. Write to us or submit a duly signed Change Request Form along with a self -attested copy of any of the address proofs.
  2. Click here to view the list of acceptable address proofs.
  3. Send it to us on the address mentioned below:

    IndiaFirst Life Insurance Company Ltd
    12th and 13th Floor, North [C] wing, Tower 4,
    Nesco IT Park, Nesco Center,
    Western Express Highway,
    Goregaon (East), Mumbai – 400063.
     
LIST OF ACCEPTABLE ADDRESS PROOFS AS PER AML GUIDELINES
  • Aadhaar Card
  • Passport
  • Ration card
  • Voter’s ID card (with address)
  • Utility Bills (Mobile, Landline, Electricity Bill, Gas Bill), not older than two months
  • Bank account statement with permanent/present residence address visible, not older than two months
  • Registered sale agreement copy (residence) or Valid lease/leave-and-license agreement along with a rent receipt.
  • Employer’s certificate as a proof of residence
  • Bank passbook displaying current address
  • Post office savings account passbook displaying current address

How to Update Mobile Number/Email ID?

Answer

Contact us for a change of Mobile Number/Email ID through any of the following ways:
 

ONLINE:

To update your contact details through our website click here.
 

CALL US:
  1. On our toll-free number: 1800-209-8700
  2. Our customer care executive will guide you through the process
     
EMAIL US:

Email us on customer.first@indiafirstlife.com from your registered email ID with a copy of your request letter, duly signed
 

MAIL/COURIER:

Send us a Contact Number update/change request letter on the address mentioned below:

IndiaFirst Life Insurance Company Ltd
12th and 13th Floor, North [C] wing, Tower 4,
Nesco IT Park, Nesco Center,
Western Express Highway,
Goregaon (East), Mumbai – 400063.

How to Update Name?

Answer

Contact us for a change in policyholder name through any of the following ways:
 

EMAIL US:
  1. Email us on customer.first@indiafirstlife.com from your registered email ID along with all the relevant documents.
  2. Alternatively, in case you are sending the request from a non-registered email ID, please fill up the Change Request Form and send a scanned copy to us along with all the relevant documents.
  3. Click here to view the list of documents
     
CALL US:
  1. On our toll-free number 1800-209-8700
  2. Our Customer Care Executive will guide you through the process
     
VISIT US:
  1. Walk in to any of our IndiaFirst LifeAndhra Bank or Bank of Baroda branches with all the required documents
  2. Click here to view the list of documents
     
MAIL/COURIER:
  1. Send your request for an update/change in name at the address below along with all the relevant documents.
  2. Alternatively, please fill up the Change Request Form and send a duly signed physical copy to us along with all the relevant documents.
  3. Click here to view the list of documents
  4. Send it to us on the address mentioned below:

    IndiaFirst Life Insurance Company Ltd
    12th and 13th Floor, North [C] wing, Tower 4,
    Nesco IT Park, Nesco Center,
    Western Express Highway,
    Goregaon (East), Mumbai – 400063.
     
LIST OF REQUIRED DOCUMENTS:
  • If a correction in name is required, you may submit any standard proof of name such as your driving license, PAN Card or Passport Copy
  • In case of a change in surname, kindly submit a copy of your marriage certificate.
  • In case of a complete name change, we additionally require a gazette notification and newspaper cutting.

How to Update Nominee?

Answer

You may want to update or change the nominee details in any of the following cases:

  • Change in the spelling of nominee’s name
  • Change in the relationship with the nominee (due to error in filling the proposal form)
  • Change in nominee’s date of birth (due to error in filling the proposal form)
  • Change in nominee
     

So, what do you need to do?

  • Submit a Nomination Change Form duly signed by the policyholder mentioning the following:
    • Nominee’s name
    • Address
    • Date of birth
    • Relationship with the policy holder
  • In case the nominee is a minor, then the appointee details are mandatory. The appointee’s name, date of birth, address would also be required.
     

How can you apply for the changes?

EMAIL US:
  1. Write to us at customer.first@indiafirstlife.com, from your registered email ID.
  2. Attach a copy of duly signed Nomination Change Form
     
VISIT US:

Walk in to any of our Bank of BarodaUnion Bank of India or IndiaFirst Life insurance branch and request a change in nomination.
 

MAIL/COURIER:

Send us the physical Nomination Change Form duly signed by the policyholder to the address mentioned below:

IndiaFirst Life Insurance Company Ltd
12th and 13th Floor, North [C] wing, Tower 4,
Nesco IT Park, Nesco Center,
Western Express Highway,
Goregaon (East), Mumbai – 400063.

How long do term policies typically last?

Answer

Term life insurance offers coverage for a specified period (term), providing a death benefit if the insured passes away during the term.

What is term life insurance?

Answer

Term life insurance offers coverage for a specified period (term), providing a death benefit if the insured passes away during the term.

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