Menu
close
Ask an Expert arrow
search
mic
close-search

No results for

Check that your search query has been entered correctly or try another search.

Ask an Expert to Buy Life Insurance

We're happy to know that you're prioritizing your family's future. Our life insurance expert will assist you in finding the best insurance plan. To schedule a call, please share some of the below details.

right-icon-placeholder
right-icon-placeholder
male male

Male

male male

Female

male male

Other

We’re Built on the Foundation of Trust 

Headquartered in Mumbai with a paid-up share capital of INR 754.37 crore, IndiaFirst Life Insurance Company Limited (IndiaFirst Life) is one of the fastest-growing private life insurers in India. Our key differentiators are our simple and easy-to-understand products that are optimally priced. .

At IndiaFirst Life, we are committed to making insurance easily accessible to every Indian household. Since November 2009, we have been providing simple, easy-to-understand products that are optimally priced. We have come a long way since then and are now ranked* 10th among private life insurers in India. The company ended FY24 with INR 6,974 crore worth of total premiums collected and AUM of INR 30,131 Crore. The company delivered a CAGR on total premiums of 20% in FY24 over FY20 and posted highest ever profit of INR 112 crores in FY24. This is a testament to our commitment of providing our customers with the best possible service.

Our initial shareholders were Bank of Baroda, Andhra Bank (now, Union Bank of India), and Legal & General Middle East Limited. In February 2019, Legal & General sold its stake to Carmel Point Investments India Private Limited, a private limited company incorporated under the laws of India and affiliate of the Warburg Pincus Group. In April 2020, Andhra Bank was amalgamated into The Union Bank of India. Our current shareholding pattern is as follows:

Bank of Baroda – 65%
Union Bank of India – 9%
Carmel Point Investments India Private Limited – 26%

about-us-image2

The difference is in the experience

As of September 30, 2024, we offered 32 retail products, 15 group products and 8 riders (across retail and group portfolios) catering to the protection, savings, and retirement needs of customers. We also offer policies under the PMJJBY scheme, leveraging multiple distribution capabilities and enhancing various investment options. In accordance with the 2024 IRDAI Regulations, we are in the process of revamping all our products to ensure compliance and alignment with the updated guidelines. Under the new regulatory regime, our products are more customer-centric, with lower penalties on early exits.

We offer a complete suite of offerings under the following categories: Participating Plans, Non-Participating Savings Plans, Non-Participating Protection Plans, Unit Linked Insurance Plans, Group Protection Plans, Corporate Funds Plans, Riders and PMJJBY. These categories form a comprehensive suite of offerings that help our customers prepare for the certainties of life. Our products are easy to understand and optimally priced with a developed comprehensive risk management framework/policy. By offering a wide range of products, we ensure that our customers can choose the plan that best suits their needs and budget.

People Matter 

At IndiaFirst Life, we believe our culture is not just a statement—it’s a verb, a living and breathing part of our everyday. Our people are at the heart of everything we do, and their passion and commitment drive our success. Guided by our core philosophy of #EmployeeFirst, we continue to cultivate a work culture that is Happy, Passionate, and Connected.

We define our Employee Value Proposition (EVP) as a balance between what an employee gives and what they get. Employees bring to life our values—Think New, Be Helpful, Be Honest, and Do More—and in return, they experience C.A.R.E.: Celebrating People and Success, Accelerating Growth, Recognising Achievements, and Empowering Employees. These principles form the foundation of our culture and are reflected in every initiative, policy, and interaction.

Thanks to our unwavering commitment to our core philosophies of #CustomerFirst and #EmployeeFirst, IndiaFirst Life has been certified as a Great Place to Work® for seven consecutive years and was featured among the Top 50 of India’s Best Workplaces in BFSI in 2025. 

Our people initiatives are designed with intention and impact—from onboarding to upskilling, from engagement to empowerment:

• Eight Imperatives: Our Imperatives serve as everyday guiding principles, empowering employees to take ownership, stay resilient, and deliver with Right Intent and Superior Execution.
• Pre-Hiring Value Fitment Assessments: We align prospective employees to our culture from day one using a customized psychometric tool.
• Amber, Our AI Chat Bot: We capture employee feedback, sentiments and trends that helps us to proactively enhance employee morale. Employees also have the option to share concerns directly with our CHRO through an anonymous chatbot—reinforcing trust and psychological safety.
• Employee Recognition: Our flagship programs like AchieversFirst and ValuesFirst celebrate employees who consistently embody our core values with envy worthy national and international trips, making recognition a meaningful and unforgettable experience.

Our commitment to Learning and Growth is embedded in everything we do. Programs like PRIME, RISE, and N-E-X-T support leadership capability and career growth at every level. We also invest in certifications, mentorship journeys, and real-time sales coaching tools. Our platforms like DART and ECHO bring real-time performance visibility and encourage employee-led innovation.

We’ve also enhanced our DEIB framework, embedding inclusive practices into hiring, learning, policy-making, and celebrations. We are proud of our efforts to promote equity and psychological safety across every role, function, and level.

At IndiaFirst Life, we continue to balance performance with EmployeeFirst practices, ensuring every employee has the opportunity to thrive, contribute meaningfully, and feel a strong sense of purpose. This is not just a workplace—it’s a place where culture drives strategy, and people drive success.

about-us-image2
about-us-image2

Customer First Philosophy

We deliver value through leading digitalization initiatives across the complete value chain. This stems from our #CustomerFirst ideology. We believe in reiterating the philosophy with which we treat our customers. Our "Circle of Trust" proposition acts as a beacon for how we conduct ourselves: every behaviour is guided by the intent to earn trust.

We look forward to serving you and

are certain to see you succeed.

*Note: The ranking is with regards to the private sector (excluding LIC).

about-us-image2

1800 209 8700

Customer Care Number

whatsapp

8828840199

For online policy purchase

call

+91 22 6274 9898

Chat with us on WhatsApp

mail