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Ask an Expert to Buy Life Insurance
We're happy to know that you're prioritizing your family's future. Our life insurance expert will assist you in finding the best insurance plan. To schedule a call, please share some of the below details.
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No limit subject to board approved underwriting policy.
10 years under limited premium (1 month for single premium under Life Option)
For Single Premium: 20 years
For limited Premium
No Limit, subject to Board Approved Underwriting Policy
| Premium Paying Term (PPT) | Minimum Policy term | Maximum Policy term |
|---|---|---|
| For coverage option 1: | ||
| 5 years to 47 years | PPT+ 5 years | As per the option chosen in the table above |
| For Coverage Option 2: | ||
| 5 years | 10 years | |
| 7 years | 10 years | |
| 10 years | 15 years | |
| 12 years | 15 years | |
| 15 years | 20 years | |
| 20 years | 25 years | |
| 25 years | 30 years | |
| 30 years | 35 years | |
| 35 years | 40 years | |
| For Option 3 | ||
| 5 years | PPT + 5 years | |
| 7 years | ||
| 10 years | ||
| 12 years | ||
| 15 years | ||
| 20 years | ||
| 25 years | ||
| 30 years | ||
| 35 years |
Option 1: Life Option
Minimum 5 years to maximum 47 years such that the maximum age at end of PPT is 70 years
Option 2: Return of Premium Option
5/7/10/12/15/20/25/30/35 years such that the maximum age at end of PPT is 70 years.
Option 3: Smart Life Option
5/7/10/12/15/20/25/30/35 years such that the maximum age at end of PPT is 70 years.
How people have benefitted from IndiaFirst Life
From the onboarding process to the comprehensive medical tests, IndiaFirst Life ensured a hassle-free journey for me. The features of the plan I purchased are as per my expectations, providing me with peace of mind for future.
Mohit Agarwal
(Mumbai, 21st March 2024)
How people have benefitted from IndiaFirst Life
Buying IndiaFirst Life's life-insurance policy was a pleasant experience for me. The hassle-free nature of interaction with the company's representative was a boon and so was the inclusion of must-have features in their policy plans.
Satyam Nagwekar
(Mumbai, 22nd March 2024)
How people have benefitted from IndiaFirst Life
IndiaFirst Life's Radiant Smart Invest Plan has completely won me over! It's like having a trusted ally in my financial journey. With its flexible fund switch options, I've been able to craft my investments just as I envisioned. In just a year, I've seen a remarkable 20% return on my investments! The support from the onboarding team has been absolutely fantastic, making me feel truly cared for and supported.
Paulomi Banerjee
(Kolkata, 21st March 2024)
IndiaFirst Life Guaranteed Protection Plus Plan is a simple life insurance plan with Individual
pure risk cover crafted to secure your family's financial well-being in case of unexpected events.
| Criteria | Minimum | Maximum |
|---|---|---|
| Entry Age (as on last birthday) | 18 years; | Life Option & Return of Premium - 65 years Smart Life Option - Age at which benefit decreases less 5 years |
| Premium Yearly | Rs. 2,400 | No limit subject to Board approved underwriting policy |
| Half Yearly | Rs. 1,200 | |
| Quarterly | Rs. 600 | |
| Monthly | Rs. 200 | |
| Single | Rs. 100 | |
| Premium Paying Term (PPT) | For Single Premium: One-time payment at policy inception For Limited Premium: As per table mentioned below | |
| Coverage Option | Premium Paying Term (PPT) – For Limited Premium |
|---|---|
| Option 1: Life Option | Minimum 5 years to maximum 47 years such that the maximum age at end of PPT is 70 years |
| Option 2: Return of Premium Option | 5/7/10/12/15/20/25/30/35 years such that the maximum age at end of PPT is 70 years |
| Option 3: Smart Life Option |
Minimum Policy Term:
| Coverage Option | Minimum Policy Term | Maximum Policy Term | ||
|---|---|---|---|---|
| Limited Premium | Single Premium | Limited Premium | Single Premium | |
| Option 1: Life Option | 10 years | 1 month | 81 years | 20 years |
| Option 2: Return of Premium Option | 10 years | 10 years | 67 years | 20 years |
| Option 3: Smart Life Option | 10 years | 10 years | 81 years | 20 years |
For coverage options 1, for single premium policies, the policy term allowed are at monthly intervals till 24 months, quarterly intervals from 24 months till 60 months and yearly intervals thereafter.
For coverage option 3, the policy term chosen should be such that the reduced benefit is applicable for atleast 6 years. The combination of premium paying term and policyterm available for Limited premium paying policy areas follows:
| Premium Paying Term (PPT) | Minimum Policy term | Maximum Policy term |
|---|---|---|
| For coverage option 1: Option 1: Life Option | ||
| 5 years to 47 years | PPT+ 5 years | As per the option chosen in the table above |
| For Coverage Option 2: | ||
| 5 years | 10 years | |
| 7 years | 10 years | |
| 10 years | 15 years | |
| 12 years | 15 years | |
| 15 years | 20 years | |
| 20 years | 25 years | |
| 25 years | 30 years | |
| 30 years | 35 years | |
| 35 years | 40 years | |
| For Option 3 | ||
| 5 years | PPT+ 5 years | |
| 7 years | ||
| 10 years | ||
| 12 years | ||
| 15 years | ||
| 20 years | ||
| 25 years | ||
| 30 years | ||
| 35 years |
Maximum Maturity Age:
| Coverage Option | Maximum Maturity Age |
|---|---|
| Option 1: Life Option | 99 years last birthday |
| Option 2: Return of Premium Option | 85 years last birthday |
| Option 3: Smart Life Option | 99 years last birthday |
| Coverage Option | Minimum Sum Assured | Maximum Sum Assured |
|---|---|---|
| Option 1: Life Option | Rs. 50,00,000 | No limit, subject to BAUP |
| Option 2: Return of Premium Option | Rs. 25,00,000 | No limit, subject to BAUP |
| Option 3: Smart life Option | Rs. 75,00,000 | No limit, subject to BAUP |
You get to decide the amount of coverage you want, but it should meet the minimum
requirement. The maximum death sum assured that your loved ones would receive in case of
unfortunate events is determined by the policy guidelines approved by the Board. Your premium
is calculated based on the cover.
Tax benefits may be available on premiums paid and benefits receivable as per prevailing Income Tax Laws. These are subject to change from time to time as per the Government Tax laws. Please consult your tax consultant before purchasing this policy.
No, loan is not allowed in this policy.
Yes, there is high sum assured rebate under this policy for all options
1)For Life Option
| Sum Assured band (INR) | Rebate on premium |
|---|---|
| 50,00,000 – 74,99,999 | 0.0% |
| 75,00,000 – 99,99,999 | 1.5% |
| 1,00,00,000 – 1,99,99,999 | 2.0% |
| 2,00,00,000 – 9,99,99,999 | 2.5% |
| 10,00,00,000 and above | 3.0% |
2) For Return of Premium Option
| Sum Assured band (INR) | Rebate on premium |
|---|---|
| 25,00,000 – 49,99,999 | 0.0% |
| 50,00,000 – 99,99,999 | 3.0% |
| 1,00,00,000 – 9,99,99,999 | 5.0% |
| 10,00,00,000 and above | 6.0% |
3)For Smart Life Option
| Sum Assured band | Rebate on premium |
|---|---|
| 75,00,000 – 4,99,99,999 | 0.0% |
| 5,00,00,000 and above | 2.0% |
The discount factors are derived such that the cost saved on higher Sum Assured policies is appropriately passed on to the policyholder.
Yes, you can include your spouse in the same insurance policy by choosing the Joint Life
Option. This choice is only available with the Life Option. The insurance coverage for both of
you starts when the policy begins. If you choose this option, your spouse gets an additional cover
of 50% of the main insured person's coverage, up to a maximum of ₹1 crore. If the secondary life
assured (your spouse) passes away, the applicable benefit will be paid. If a payout happens for
one of the insured persons, the policy will continue for the other until the benefits for both are
used up or until the end of the policy term, whichever comes first.
You can start your policy by choosing from 3 available options. Once you pick one, you can't
switch later. We've explained each option and its benefits above to help you choose what suits
your needs. Your premium amount will change based on the option you choose:
1. Life Option
2. Return of Premium Option
3. Smart Life Option
A. Under Limited Premium the death benefit is Higher of:
Sum Assured on Death or 105% of Total Premiums Paid^, till date of death.
^Total Premiums Paid (TPP) means total of all the premiums received, excluding any extra premium, any rider premium, and taxes.
Where Sum Assured on Death is Sum Assured under this product as defined as:
Highestof10timesofannualizedpremiumoranabsolute amountassuredprevailingatthetimeofdeath.
Where the Sum Assured prevailing at the time of death is –
Highest of 10 times of annualized premium or an absolute amount assured prevailing at the time of death.
Where the Sum Assured prevailing at the time of death is –
1. For Life Option & Return of Premium Option – The SumAssured chosen by the policy holder at inception
2. Smart Life Option – The Sum Assured applicable at the time of death.
Please refer the below section for further details on terms & conditions applicable under each Plan Option
B. Under Single Premium the death benefit is Higher of : Highest of 1.25 times of single premium or any absolute amount which is the Sum Assured prevailing at the time of death.
Where the Sum Assured prevailing at the time of death is –
1. For Life Option & Return of Premium Option – The SumAssured chosen by the policy holder at inception
2. Smart Life Option – The Sum Assured applicable at the time of death
1) Life Option
On death of the life assured or diagnosis of terminal illness whichever is earlier, during the term of the policy, Sum Assured is payable and the policy terminates once the full amount of benefit is paid on occurrence of either of the events.
2) Return of Premium Option
On death of the life assured or diagnosis of terminal illness whichever is earlier, during the term of the policy, Sum Assured is payable and the policy terminates once the full amount of benefit is paid on occurrence of either of the events.
On survival of the life assured till the end of the policy term, Maturity Benefit i.e.100% of Total Premiums Paid (TPP) shall be paid to the Policyholder. The policy terminates once the full amount of benefit is paid.
3) Smart Life Option
Under this coverage option, Sum Assured chosen by the policyholder at inception reduces to 50% from the next policy anniversary after attaining age 55/60/65/70 years (as per the age chosen by the policyholder at inception), subject to a minimum Sum Assured after reduction to INR 50,00,000.
Death benefit amount will be paid either as lump sum or/and in a level monthly instalment as per coverage option and pay-out option chosen by the policyholder at inception of the policy.
Please refer to the below table for sample premium amounts for sample ages and coverage options.
| Sample Premium amounts for Sum Assured - Rs. 1,00,00,000** | ||||
|---|---|---|---|---|
| IndiaFirst Life Guaranteed Protection Plus Plan | ||||
| Age | Maturity Age | Premium Paying Term | Life Option | Return of Premium Option |
| 30 | 85 | 10 | 50,274 | 64,030 |
| 35 | 85 | 10 | 65,366 | 83,125 |
| 40 | 85 | 10 | 85,946 | 1,09,630 |
| 45 | 85 | 10 | 1,13,190 | 1,45,540 |
| 50 | 85 | 10 | 1,47,980 | 1,92,470 |
| Sample Premium amounts for Sum Assured - Rs. 1,00,00,000 | |||
|---|---|---|---|
| IndiaFirst Life Guaranteed Protection Plus Plan | |||
| Age | Maturity Age | Decreasing Benefit Age | Smart Life Option |
| 30 | 85 | 55 | 35,600 |
| 35 | 85 | 60 | 47,900 |
| 40 | 85 | 60 | 61,600 |
| 45 | 85 | 65 | 85,100 |
| 50 | 85 | 65 | 1,07,000 |
This option doesn't apply to single premium policies premiums and payments:
| Life Stage Events | Maximum additional % of Base SA | Maximum Additional SA allowed |
|---|---|---|
| Marriage (only one instance during Policy Term) | 50% | ₹50 Lakh |
| Birth/ Legal adoption of 1st child | 25% | ₹.25 Lakh |
| Birth/ Legal adoption of 2nd child | 25% | ₹25 Lakh |
| Home loan taken by Life Assured(only one instance during Policy Term) | 50% or loan amount(whichever is lower) |
Yes you can reduce your sun assured if
Maturity Benefit is only applicable in case Return of Premium Option is chosen. On survival of the life assured till the end of the policy term, Maturity Benefit i.e. 100% of Total Premiums Paid (TPP) shall be paid to the Policyholder. The policy terminates once the full amount of benefit is paid on occurrence of the event. No maturity benefit is applicable under any of the other plan options.
If you don't pay your premium within the grace period, your policy will lapse. This means your coverage stops, and you won't get any more benefits.
If the person insured passes away or a covered event occurs during the grace period, we'll still pay the benefit. However, we'll deduct any unpaid premiums until the date of death or the covered event. Your policy is considered active during this time.
For the Return of Premium Option, the policy lapses if the grace period passes from the first unpaid premium until two full policy years' premiums are paid. For all other options, if the grace period passes from the first unpaid premium, and you haven't paid, the policy will lapse, and no benefits will be paid.
The Return of Premium Option can have a paid-up value if the grace period passes from the first unpaid premium, at least two consecutive years of premiums have been paid, and subsequent premiums are not paid.
Under the Return of Premium Option:
There are rebates on premium rates based on the Sum Assured bands, and the options to revive a lapsed policy are available within five years from the due date of the first unpaid premium. The revival process involves paying overdue premiums with interest, a declaration of good health, and possibly a medical examination at your expense.
If the term policy is revived, all benefits will be restored as if it were an active policy. However, the revival process is subject to satisfactory medical and financial requirements set by the company, and any associated costs, if applicable, will be your responsibility.
If you pay your insurance premium at least one month before it's due and up to 11 months earlier, within the same financial year, we'll give you a discount on the renewal premium amount. However, if you pay within one month before the due date, no discount will be provided.
We provide you with a grace period which is the time provided for payment of premium from the premium due date during which the policy is considered to be in-force with the risk cover. For Limited Premium policies, you are provided a Grace Period of 15 days under monthly mode and one month but not less than 30 days for other premium payment modes, in case you miss your due premium on the due dates. All your policy benefits continue during this grace period and the policy will be considered to be in-force.
Certainly! If you want to end your policy before it's completed, you can surrender it by sending us a written request. Keep in mind that once you surrender or terminate the policy, you can't bring it back to life.
For plans other than Return of Premium:
For Return of Premium Option:
The Company determines the SSV factor based on the investment scenario and regulatory approval.
Certainly! If you're not happy with your policy and want to return it, you can do so within the Free Look period. This period is 15 days from the date you receive the policy. However, if you bought the policy through distance marketing or electronic mode, the Free Look period extends to 30 days.
Will you get a refund when you return your policy? Yes, you will receive a refund that includes:
Distance marketing includes various ways of selling insurance, such as phone calls, text messages, emails, internet, interactive television, direct mail, newspaper and magazine inserts, and any other means of communication that doesn't happen in person.
Suicide Exclusion
In case of death due to suicide or terminal illness within 12 months from the date of commencement of risk under the policy or from the date of revival of the policy, as applicable, the nominee or beneficiary of the policyholder shall be entitled to 80% of the total premiums paid till the date of death or the surrender value available as on the date of death whichever is higher, provided the policy is in force.
Exclusions for Accidental Total Permanent Disability:
Total and Permanent Disability (due to accident) shall not be paid if disability occurring directly or indirectly due to or caused, occasioned, accelerated or aggravated by any of the following:
1. Suicide or self-inflicted injury, whether the life assured is medically sane or insane.
2. War, terrorism, invasion, act of foreign enemy, hostilities, civil war, martial law, rebellion, revolution, insurrection, military or usurper power, civil commotion. War means any war whether declared or not.
3. Service in the armed forces, of any country at war or service in any force of an international body
4. Taking part in any naval, military or air force operation during peace time.
5.Committing an assault, a criminal offence, an illegal activity or any breach of law with criminal intent.
6. Alcohol or Solvent abuse or taking of Drugs, narcotics or psychotropic substances unless taken in accordance with the lawful directions and prescription of a registered medical practitioner
7. Poison, gas or fumes (voluntary or involuntarily, accidentally or otherwise taken, administered, absorbed or inhaled).
8. Participation by the insured person in any flying activity, except as a bona fide, fare-paying passenger, pilot, air crew of a recognized airline on regular routes and on a scheduled timetable.
9. Taking part in professional sport(s) or any adventurous pursuits or hobbies. “Adventurous Pursuits or Hobbies” includes any kind of racing (other than on foot or swimming), potholing, rock climbing (except on man-made walls), hunting, mountaineering or climbing requiring the use of ropes or guides, any underwater activities involving the use of underwater breathing apparatus including deep sea diving, sky diving, cliff diving, bungee jumping, paragliding, hand gliding and parachuting.
10. Any disability due to any kind of sickness, disease before and/or after the effective date of the cover; any existing external congenital anomaly will not be covered, and policy will not be issued for such members having external congenital anomaly. Other than external congenital anomaly all other congenital anomaly will be covered. Where External Congenital Anomaly means a condition, which is visible and accessible parts of the body and present since birth, and which is abnormal with reference to form, structure or position.
11.Nuclear Contamination; the radioactive, explosive or hazardous nature of nuclear fuel materials or property contaminated by nuclear fuel materials or accident arising from such nature.
Exclusions for CriticalIllness/Degenerative Diseases:
In addition to the condition specific exclusion mentioned in the definitions, we will not pay any claim arising directly or indirectly due to any of the following causes:
1. Pre-Existing disease:
Pre-Existing disease means any condition, ailment, injury or disease:
a. That is/are diagnosed by a physician within 48 months prior to the effective date of the policy issued by the insurer or
b. For which medical advice or treatment was recommended by, or received from, a physician within 48 months prior to the effective date of the policy or its reinstatement
policy or its reinstatement After completion of 48 months from date of issuance or reinstatement, as the case may be, preexisting exclusion clause will not be applicable
2. Intentional self-inflicted injury, attempted suicide while sane or insane.
3. Alcohol or Solvent abuse or taking of Drugs, narcotics or psychotropic substances unless taken in accordance with the lawful directions and prescription of a registered medical practitioner.
4. War, invasion, act of foreign enemy, hostilities (whether war be declared or not), armed or unarmed truce, civil war, mutiny, rebellion, revolution, insurrection, military or usurped power, civil commotion, strikes.
5. Taking part in any naval, military or air force operation during peace time.
6. Participation by the insured person in any flying activity, except as a bona fide, fare-paying passenger, pilot, air crew of a recognized airline on regular routes and on a scheduled timetable
7. Participation by the insured person in a criminal or unlawful act with a criminal intent.
8. Engaging in or taking part in professional sport(s) or any hazardous pursuits, including but not limited to, diving or riding or any kind of race; underwater activities involving the use of breathing apparatus or not; martial arts; hunting; mountaineering; parachuting; bungee-jumping.
9. Any external congenital anomaly will not be covered, and policy will not be issued for such individuals having external congenital anomaly. Where External Congenital Anomaly means a condition, which is visible and accessible parts of the body and present since birth, and which is abnormal with reference to form, structure or position.
10. Nuclear Contamination; the radioactive, explosive or hazardous nature of nuclear fuel materials or property contaminated by nuclear fuel materials or accident arising from such nature Please refer Important Definitions section to know more about the exclusions on Critical Illnesses.
You can choose how often to pay for your life insurance – monthly, quarterly, half-yearly, yearly, or just a single payment. The premium amount will depend on the coverage option you choose.
A. If you choose Limited Premium:
The amount your loved ones receive if something happens to you is the higher than the Sum Assured or 105% of all the premiums you've paid so far.
where, 'Total Premiums Paid (TPP)' means total of all premium , excluding extra premiums, rider premiums, and taxes.
and 'The Sum Assured' is 10 times higher than the annual premium or a set amount determined when you pass away. The set amount is determined by 10 X annual premium or a specific amount chosen at the start:
Please check the section below for more details on terms and conditions for each Plan Option.
B. If you choose Single Premium:
If something happens to you, your loved ones gets highest of 1.25 times of the single premium or a set amount determined earlier. The set amount is determined by the highest of:
a) For Life Option & Return of Premium Option – The amount chosen by you when you start the policy.
b) Smart Life Option – The amount chosen at the beginning of the policy.
Please refer to the below table for sample premium amounts for sample ages and coverage options.
| Sample Premium amounts for Sum Assured - ₹1,00,00,000** | ||||
|---|---|---|---|---|
| IndiaFirst Life Guaranteed Protection Plus Plan | ||||
| Age | Maturity Age | Premium Paying Term | Life Option | Return of Premium Option |
| 30 | 85 | 10 | 50,274 | 64,030 |
| 35 | 85 | 10 | 65,366 | 83,125 |
| 40 | 85 | 10 | 85,946 | 1,09,630 |
| 45 | 85 | 10 | 1,13,190 | 1,45,540 |
| 50 | 85 | 10 | 1,47,980 | 1,92,470 |
| Sample Premium amounts for Sum Assured - ₹1,00,00,000 | |||
|---|---|---|---|
| IndiaFirst Life Guaranteed Protection Plus Plan | |||
| Age | Maturity Age | Decreasing Benefit Age | Smart Life Option |
| 30 | 85 | 55 | 35,600 |
| 35 | 85 | 60 | 47,900 |
| 40 | 85 | 60 | 61,600 |
| 45 | 85 | 65 | 85,100 |
| 50 | 85 | 65 | 1,07,000 |
You can choose for your family to receive the lumps in either of the 2 ways. Here are the options.
A. Lumpsum Option: If something happens to you or you're diagnosed with a terminal illness, the full amount is paid all at once, and the policy ends.
B. Lumpsum and Level Income Option: If something happens to you or you're diagnosed with a terminal illness, you can choose to get a portion of the money (between 10% and 50%, in multiples of 10%) right away as a lump sum. The rest is paid to you in equal monthly instalments over 5 years. The lump-sum percentage has to be decided when you start the policy.
The monthly instalment amount is calculated by dividing the remaining amount (let's call it S) by a special number (annuity factor), which uses the State Bank of India (SBI) savings bank interest rate at the beginning of the financial year. The monthly payments stay the same throughout the 5-year period. The current interest rate is 2.70%, but it might change at the end of each financial year based on the SBI savings bank interest rate.
This is an optional benefit, available only with Life Option & Smart Life Option provided the policy has been underwritten on standard terms. This option has to be selected by the policyholder at the inception of the policy.. All future premiums shall be waived if the Life Assured is diagnosed with any of the listed 40 Critical Illnesses or total permanent disability due to accident. An additional premium will be charged for this benefit. If Joint Life Option is chosen along with this option then WOP is applicable only on the primary life assured.
In case of critical illness, a waiting period of 180 days will be applicable.
The critical illnesses covered under this plan -
| Sr. No. | Critical Illness |
|---|---|
| 1 | Cancer of specified severity |
| 2 | Open Chest CABG |
| 3 | Kidney Failure requiring regular dialysis |
| 4 | Permanent paralysis of limbs |
| 5 | Primary (Idiopathic) Pulmonary Hypertension |
| 6 | Myocardial Infarction (First Heart Attack Of Specific Severity) |
| 7 | Stroke Resulting in Permanent Symptoms |
| 8 | Major organ / bone marrow transplant |
| 9 | Multiple Sclerosis with persisting symptoms |
| 10 | Surgery to Aorta |
| 11 | Apallic Syndrome |
| 12 | Benign Brain Tumour |
| 13 | Coma of specified severity |
| 14 | End Stage Liver Failure |
| 15 | End Stage Lung Failure |
| 16 | Open Heart Replacement or Repair of Heart Valves |
| 17 | Loss of Limbs |
| 18 | Blindness |
| 19 | Third degree Burns |
| 20 | Major Head Trauma |
| 21 | Loss of Independent Existence |
| 22 | Cardiomyopathy |
| 23 | Brain Surgery |
| 24 | Alzheimer’s Disease |
| 25 | Motor Neurone Disease with permanent symptoms |
| 26 | Muscular Dystrophy |
| 27 | Parkinson’s Disease |
| 28 | Deafness |
| 29 | Loss of Speech |
| 30 | Medullary Cystic Disease |
| 31 | Systemic Lupus Erythematosus |
| 32 | Aplastic Anaemia |
| 33 | Poliomyelitis |
| 34 | Bacterial Meningitis |
| 35 | Encephalitis |
| 36 | Progressive Supra nuclear Palsy |
| 37 | Severe Rheumatoid Arthritis |
| 38 | Creutzfeldt – Jakob Disease |
| 39 | Fulminant Viral Hepatitis |
| 40 | Pneumonectomy |
The premium rates for this option are guaranteed for five years only from the date of commencement of the policy. The company reserves the right to carry out a general review of the experience from time to time and change the premium as a result of such review on approval of the IRDAI. The company will give notice in writing about the change and the insured person will have the option not to pay an increased premium.
A protection plan for your family that helps them stand independently! IndiaFirst Life Plan gives your family a financial cushion to fall back on in your absence.
Flexibility to choose the duration
Family will receive the payout
Flexibility to choose the assured amount
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Disclaimer
*For a Male Non-Smoker Standard Life, aged 20 years for policy term of 35 years and a premium payment term of 30 years, premium exclusive of applicable taxes (Only for Life Option of IndiaFirst Life Guaranteed Protection Plus Plan)
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BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS
IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
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12th and 13th Floor, North [C] wing, Tower 4, Nesco IT Park, Nesco Center, Western Express Highway, Goregaon (East), Mumbai – 400063.
IRDAI Information
IRDAI Regd. No. 143 | CIN: U66010MH2008PLC183679Trade logo displayed above belongs to one of our promoters and shareholders, Bank of Baroda and are used by IndiaFirst Life Insurance Company Limited under License.
For more details on risk factors, associated terms and conditions and exclusions please read the product brochure before concluding a sale.
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