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Introducing the first-ever equity fund designed to generate long-term capital growth by investing in equities and equity-related instruments. Take advantage of market shifts driven by enduring macroeconomic trends.
Minimum:
Maximum:
Minimum:
Maximum:
15 Years/20 Years
6 Years*
Disclaimer - * Other PT/PPT combinations are also available. Please refer to the sales brochure for more details.
Minimum:
Maximum:
Yearly, Half Yearly, Quarterly, Monthly
| Age at entry | Death Benefit/Sum Assured Multiple | ||
|---|---|---|---|
Minimum | Maximum
| ||
6/15 | 6/20 | ||
18 to 30 | 7 | 50 | 50 |
31 to 40 | 7 | 35 | 35 |
41 to 45 | 7 | 25 | 25 |
46 to 49 | 7 | 25 | 20 |
50 | 5 | ||
51 to 55 | 5 | 20 | 15 |
56 to 60 | 5 | 15 | 7 |
61 to 65 | 5 | 10 | 7 |
How people have benefitted from IndiaFirst Life
Hassle-free Onboarding Process
From the onboarding process to the comprehensive medical tests, IndiaFirst Life ensured a hassle-free journey for me. The features of the plan I purchased are as per my expectations, providing me with peace of mind for future.
Mohit Agarwal
(Mumbai, 21st March 2024)
How people have benefitted from IndiaFirst Life
Pleasant Online Buying Experience
Buying IndiaFirst Life's life-insurance policy was a pleasant experience for me. The hassle-free nature of interaction with the company's representative was a boon and so was the inclusion of must-have features in their policy plans.
Satyam Nagwekar
(Mumbai, 22nd March 2024)
How people have benefitted from IndiaFirst Life
Trusted ally in my financial journey
IndiaFirst Life's Radiant Smart Invest Plan has completely won me over! It's like having a trusted ally in my financial journey. With its flexible fund switch options, I've been able to craft my investments just as I envisioned. In just a year, I've seen a remarkable 20% return on my investments! The support from the onboarding team has been absolutely fantastic, making me feel truly cared for and supported.
Paulomi Banerjee
(Kolkata, 21st March 2024)
Wouldn't it be wonderful if we had a second source of income to support our dreams? Here is a way to make your dreams come true where you can start earning an income from the end of the 1st month itself.
Wondering if there is a way to get 7x return on your investments? Your search ends here! With this single payment plan, you can achieve your financial goals.
The IndiaFirst Money Balance Plan is a unit-linked life insurance endowment policy that combines the advantages of wealth creation and life cover.
a. Return of Premium Allocation Charge (ROAC) – Premium allocation charges deducted during the policy term, shall be added back to the fund value as per the table given below -
| At the end of Policy year | Return of premium allocation charges |
|---|---|
| 15 | 200% of allocation charge collected till end of 15th year |
| 20 | At end of 15th year - 200% of allocation charge collected till end of 15th year 500% of allocation charge collected till end of 20th year |
b. Return of Mortality Charge (ROMC) – Mortality charge deducted during the policy term shall be added back to the fund value as per the table given below –
The amount of ROMC will be added into the Funds in the same proportion as the value of those Funds as at the date of the ROMC addition. Unit Price/NAV as on the date of ROMC addition will be used for the unitization:
| At the end of Policy year | Return of mortality charges
|
15 | 100% of mortality charge collected till end of 15th year |
20 | 100% of mortality charge collected till end of 20th year |
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BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS
IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
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12th and 13th Floor, North [C] wing, Tower 4, Nesco IT Park, Nesco Center, Western Express Highway, Goregaon (East), Mumbai – 400063.
IRDAI Information
IRDAI Regd. No. 143 | CIN: U66010MH2008PLC183679Trade logo displayed above belongs to one of our promoters and shareholders, Bank of Baroda and are used by IndiaFirst Life Insurance Company Limited under License.
For more details on risk factors, associated terms and conditions and exclusions please read the product brochure before concluding a sale.
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