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She’s always planned for your future. Now it’s your turn to protect hers. Celebrate Mother’s Day with IndiaFirst Life Super Protection Plan.

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Term Insurance Plans

Income Based Term Plans

Term Insurance Coverage Options

Term Insurance for EveryOne

Term Insurance For Coverage for all Ages

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IndiaFirst Life Elite Term Plan

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IndianFirstLife

Elite Term Plan

  • Lifetime protection till age 99 years

  • High cover at affordable cost

  • Convenient premium payment options

  • Sum Assured as lumpsum or monthly instalments

Download Brochure One Pager

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IndianFirstLife

Super Protection Plan

  • Option to get your money back (Return of Premium- ROP)

  • Flexibility to pay premiums at your convenience

  • Lifetime protection till age 99 years

  • Sum Assured as lumpsum or monthly instalments

Download Brochure

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IndianFirstLife

Life Plan

  • Flexibility to choose the duration

  • Family will receive the payout

  • Flexibility to choose the assured amount

  • Long term protection

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IndianFirstLife

Protect Shield Plus Plan

  • Instant Issuance

  • Flat rate cover

  • No medicals

  • Tax benefits as per prevailing tax laws

Download Brochure

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IndianFirstLife

Saral Jeevan Bima Plan

  • Life Insurance Cover of up to ₹50 lakhs.

  • Flexible premium payment options

  • Up to 40 years of protection for loved ones.

  • Protection against COVID-19 with lump sum benefit.

Download Brochure

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IndianFirstLife

Term Rider Plan

  • Additional Life Cover for up to 5-30 years

  • Guaranteed Lumpsum Death Benefit

  • Enjoy Tax Benefits on Premiums You Invest.

Download Brochure

Investment Plans

Term Insurance Plan

ULIP Plans

Savings Plans

Retirement & Pension Plans

Guaranteed Returns Plans

Life Insurance Rider

Group & Corporate Life Insurance Plans

Child Insurance Plans

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IndiaFirst Life Radiance Smart Invest Plan

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IndianFirstLife

Elite Term Plan

  • Benefits at Maturity & Life cover

  • High cover at affordable cost

  • Convenient premium payment options

  • Sum Assured as lumpsum or monthly instalments

Download Brochure

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IndianFirstLife

Super Protection Plan

  • Option to get your money back (Return of Premium- ROP)

  • Flexibility to pay premiums at your convenience

  • Lifetime protection till age 99 years

  • Sum Assured as lumpsum or monthly instalments

Download Brochure

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IndianFirstLife

Life Plan

  • Flexibility to choose the duration

  • Family will receive the payout

  • Flexibility to choose the assured amount

  • Long term protection

Download Brochure

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IndianFirstLife

Protect Shield Plus Plan

  • Flexibility to choose the duration

  • Family will receive the payout

  • Flexibility to choose the assured amount

  • Long term protection

Download Brochure

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IndianFirstLife

Saral Jeevan Bima Plan

  • Life Insurance Cover of up to ₹50 lakhs.

  • Flexible premium payment options

  • Up to 40 years of protection for loved ones.

  • Protection against COVID-19 with lump sum benefit.

Download Brochure

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IndianFirstLife

Radiance Smart Invest Plan

  • Zero Fund allocation charges

  • 10 different funds to choose from

  • 3 plan options to achieve your investment goals

  • 100% money invested for higher returns

Download Brochure

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IndianFirstLife

Money Balance Plan

  • Optimised Investment Strategy

  • Flexible-Premium Payment

  • Partial Withdrawal Flexibility

  • Convenient Fund Accessibility

Download Brochure

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IndianFirstLife

TULIP Plus Plan

  • Up to 100x life insurance cover

  • Up to 750%* return of Premium Allocation charges

  • Riders designed to cover additional risks

  • Reduced premium allocation charge for higher premiums

Download Brochure

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IndianFirstLife

TULIP Pro Plan

  • Up to 20X Life Cover for Your Loved Ones

  • Additional Coverage through TERM Rider

  • Multiple Investment Strategies and up to 10 Diversified Funds

  • Up to 600% of Premium Allocation Charges returned at Maturity

Download Brochure

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IndianFirstLife

Wealth Maximizer Plan

  • Market Linked Returns

  • Free switches for maximum gain

  • Long-term loyalty benefits

  • Add top-up premiums

Download Brochure

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IndianFirstLife

Guarantee Of Life Dreams Plan

  • Choice of 3 income Options

  • UpTo 5% Extra Income on Online Purchase

  • Enhanced Income Benefit for Women

  • Option to Choose the date to receive a regular income.

Download Brochure

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IndianFirstLife

Growth of Life Dreams Plus Plan

  • Start income as early as the 1st policy month or defer it up to 10 years

  • (GPB) Policy benefits continue for your nominee even in your absence

  • Choose long-term income or whole-life income

  • Flexibility to choose Life cover option up to 11x

Download Brochure

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IndianFirstLife

Assured Income For Milestones Plan

  • Guaranteed long-term income plan

  • Ideal for milestone-based financial planning

  • Three customizable benefit options

  • Immediate or deferred income variants

Download Brochure

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IndianFirstLife

Guaranteed Single Premium Plan

  • One-time payment (Single Pay)

  • Tax saving benefits*

  • Life Cover that is 1.25 times higher

Download Brochure

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IndianFirstLife

Mahajeevan Plus Plan

  • Life cover of up to 15 or 20 years

  • Periodic Cash backs

  • Uninterrupted Life Cover

  • Money Back Discounts with Early Premium Payments

Download Brochure

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IndianFirstLife

Smart Retirement Plan

  • Market-linked returns, with 3 new funds!

  • 2 plan options to secure your retirement

  • ZERO allocation or administration charges.

  • Guaranteed Additions* of up to 5% in Year 1

Download Brochure

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IndianFirstLife

Guaranteed Pension Plan

  • Income for Life

  • 5 Annuity Choices

  • Joint Life Security

  • Escalating Annuity option

Download Brochure

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IndianFirstLife

Guaranteed Annuity Plan

  • Retirement Planning

  • 12 Annuity Options

  • Exclusive benefits for NPS subscribers

  • Continuity with Joint Life Option

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IndianFirstLife

Guaranteed Retirement Plan

  • Assured Returns

  • Beat Inflation

  • Choose How to Save

  • Save Longer for up to 40 years

Download Brochure

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IndianFirstLife

Assured Income For Milestones Plan

  • Guaranteed long-term income plan

  • Ideal for milestone-based financial planning

  • Three customizable benefit options

  • Immediate or deferred income variants

Download Brochure

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IndianFirstLife

Guarantee Of Life Dreams Plan

  • Choice of 3 income Options

  • UpTo 5% Extra Income on Online Purchase

  • Enhanced Income Benefit for Women

  • Option to Choose the date to receive a regular income.

Download Brochure

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IndianFirstLife

Guaranteed Single Premium Plan

  • One-time payment (Single Pay)

  • Tax saving benefits*

  • Life Cover that is 1.25 times higher

Download Brochure

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IndianFirstLife

Life Long Guaranteed Income Plan

  • Short-Term Payments, Long-Term Gains

  • Guaranteed Income to fulfill Financial Goals

  • Lifetime Income Till 99 years of age

  • Premium Payback Assurance

Download Brochure

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IndianFirstLife

Term Rider Plan

  • Additional Life Cover for up to 5-30 years

  • Guaranteed Lumpsum Death Benefit

  • Enjoy Tax Benefits on Premiums You Invest.

Download Brochure

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IndianFirstLife

Waiver of Premium Rider

  • 3 Coverage Options

  • Guaranteed Financial Protection For Your Loved Ones

  • Policy Remains Effective in Your Absence (WOP)

  • 10 Critical Illness Cover

Download Brochure

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IndianFirstLife

ADB Rider

  • Up to 2 Cr. Additional cover over existing policy

  • Protect your loved ones at affordable price.

  • Tax Advantages

Download Brochure

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IndianFirstLife

TPD Rider

  • Up to 1 Cr. Additional cover

  • Protect your loved ones at affordable price.

  • Tax Advantages

Download Brochure

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IndianFirstLife

Group Living Benefits Plan

  • Comprehensive Group Health Insurance

  • Affordable Heatlh Coverage for Corporate

  • COVID-19 Protection for Group Life Insurance

  • Fixed Benefit Assurance

Download Brochure

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IndianFirstLife

Group Term Plan

  • Affordable Group Term Insurance

  • Voluntary or Automatic Enrollment

  • Enhanced Coverage with EDLI

  • Flexible Premium Payment

Download Brochure

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IndianFirstLife

New Corporate Benefit Plan

  • A separate plan for each scheme

  • Minimum guaranteed return of 0.5% p.a.

  • Yearly Bonus as per company’s performance

  • Earn easy returns

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IndianFirstLife

Little Champ Plan

  • Financial Protection

  • Customisable Policy

  • Guaranteed Payouts

  • Flexible Coverage Options

Download Brochure

Insurance Calculators

Investment Calculators

Financial Planning Calculators

Health Calculators

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IndiaFirst Life Elite Term Plan

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Term Insurance Calculator

Use our Term Insurance Calculator to estimate the right cover for your family’s financial security.

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Child Plan Calculator

Plan your child’s education and future goals with our easy Child Plan Calculator.

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Retirement Planning Calculator

Estimate how much you need to save for a comfortable and stress-free retirement.

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Cost of Delay Calculator

See how delaying investments can impact your long-term wealth creation.

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Human Life Value Calculator

Calculate your Human Life Value and understand the insurance cover your family needs.

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Paid-Up Calculator

Check the paid-up value of your policy and make informed financial decisions.

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Annuity Calculator

Estimate your regular income after retirement using our Annuity Calculator.

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ULIP Calculator

Estimate potential returns on your ULIP investments over the policy term.

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Compound Interest Calculator

Understand how your money grows over time with the power of compounding.

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Future Wealth Creation Calculator

Plan your investments effectively to achieve your long-term wealth goals.

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SIP Calculator

Calculate returns on your monthly SIP investments in just a few clicks.

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Lumpsum Calculator

Calculate your estimated returns on your lumpsum investment

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Simple Interest Calculator

Find out the interest amount based on your principal, rate, and time using the simple interest method.

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SSY Calculator

Use our simple SSY calculator and figure out how much you can save for your daughter’s future.

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Income Tax Calculator

Calculate your tax liability and plan your taxes efficiently.

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Home Loan EMI Calculator

Calculate your home loan EMIs and manage repayments with ease.

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Car Loan EMI Calculator

Find out your car loan EMI and choose the right repayment plan.

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Personal Loan EMI Calculator

Estimate your personal loan EMIs before applying for a loan.

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Inflation Calculator

Understand how inflation will affect your expenses and future goals

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Gratuity Calculator

Calculate the gratuity amount you may receive based on your tenure and salary.

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Salary Calculator

Calculate your take-home salary after deductions and allowances.

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BMI Calculator

Check your Body Mass Index and understand your health better.

Expert Resources

Knowledge Centre

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IndiaFirst Life Radiance Smart Invest Plan

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Nominee Central

Your one-stop hub to help your loved ones easily access, understand, and manage everything related to life insurance nomination and claims.

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Life Insurance Ki Kitaab

Your simple, go-to guide for understanding life insurance basics.

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India's Firsts

Discover India’s pioneering innovations and historic milestones that shaped the world.

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Life+ Newsletter

Your monthly dose of simple, smart insights on insurance and money matters—delivered straight to your inbox.

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Insurance Videos

Quick, easy videos that help you understand insurance better.

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Insurance Podcasts

Listen to expert insights that simplify insurance on the go.

Claims

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IndiaFirst Life Radiance Smart Invest Plan

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IndiaFirst Life Radiance Smart Invest Plan

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She’s always planned for your future. Now it’s your turn to protect hers. Celebrate Mother’s Day with IndiaFirst Life Super Protection Plan.

Click here to explore
icon

Tired of complicated insurance? We’ve made it effortless - Introducing IndiaFirst Life app-like tool Calculate, plan, and protect—all from your device. Your future is just a tap away.

Install now!
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Ask an Expert to Buy Life Insurance

We're happy to know that you're prioritizing your family's future. Our life insurance expert will assist you in finding the best insurance plan. To schedule a call, please share some of the below details.

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Key Features of IndiaFirst Life Growth of Life Dreams Plus Plan

Choice of 2 Plan Options – Immediate Income and Deferred Income

Start receiving income from as early as the end of the 1st policy month or defer your income depending on your needs.

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Guaranteed Long Term Income

The Growth of Life Dreams Plus Plan provides financial security for your loved ones. Comprehensive life cover and income is available for up to 100 years.

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Life Insurance Cover

Secure your family’s future with a life cover throughout the policy term.

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Earn Bonuses every year

The Growth of Life Dreams Plus Plan enables you to participate in company profits through cash bonus and terminal bonus, if declared.

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Goal Protection Benefit (GPB)

On death of the Life assured, due premium will be waived off, if any + Death Benefit will be paid immediately to the nominee + Policy benefits will continue to nominee as it is.

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‘Save the Date’ feature

Choose to receive your annual income on a specific date that is special to you or your loved ones.

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Special Discount for Women

Female lives are eligible to receive a discount on first year premium.

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Tax benefits

Available on the premiums paid and benefits received as per prevailing tax laws.

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How to buy IndiaFirst Life Growth of Life Dreams Plus Plan?

Step 1

Enter Details

To buy IndiaFirst Life Growth of Life Dreams Plus Plan, first fill in basic information like name, mobile number, and the person you’re buying the plan for.

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Step 2

Choose Income Option

Pick from Immediate or Deferred Income options based on your financial needs.

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Step 3

Decide Premium

Select a premium amount and payment frequency that suits your budget and goals.

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Step 4

Review Quote

Check the provided quote carefully to ensure it aligns with your requirements.

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Step 5

Make Payment

Use any online payment method to complete your purchase, and your policy will be issued.

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Use our Compound Interest Calculator to simplify the process of estimating future growth via inputs such as the initial amount, interest rate, compounding frequency, and period.

Calculate Now
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Eligibility Criteria

Age at Entry

Question
Age at Entry
Sequence
1
Answer

Minimum: 90 days (for limited terms) / 18 years (for whole life)
Maximum: 55 years (without GPB) / 50 years (with GPB)

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Age at Maturity

Question
Age at Maturity
Sequence
1
Answer

Minimum: 20 years
Maximum: 100 years (without GPB) / 90 years (with GPB)

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Premium Payment Terms (PPT, in years)

Question
Premium Payment Terms (PPT, in years)
Sequence
1
Answer

Single Pay or Limited Pay of 6 / 8 / 10 / 12 years

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Policy Term

Question
Policy Term
Sequence
1
Answer

20 / 30 / 40 years or Whole Life till age 100 (depending on option)

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Premium Payment Frequency and Minimum Premium (₹)

Question
Premium Payment Frequency and Minimum Premium (₹)
Sequence
1
Answer

Single Pay: ₹5,00,000

Yearly: ₹48,000

Half-Yearly: ₹24,500

Quarterly: ₹12,500

Monthly: ₹4,500

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Sum Assured (in ₹)

Question
Sum Assured (in ₹)
Sequence
1
Answer

No fixed upper limit. Based on chosen death benefit multiple and underwriting policy

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Death Benefit

Question
Death Benefit
Sequence
1
Answer
 









Death Benefit		OptionAge at EntrySingle PayLimited Pay*

With GPB

Age 50 years and above only

-

5x

Less than age 50 years

-

7x

Without GPB

Age 50 years and above only

1.1x

5x/11x

Less than age 50 years

1.25x

7x/11x

*Death Benefit multiples are multiples of Annualized Premium

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IndiaFirst Life Growth of Life Dreams Plus Plan FAQs

View All FAQ

What options are available under this plan?

Answer

IndiaFirst Life Growth of Life Dreams Plus Plan offers two plan options. You can choose the Immediate Income option or the Deferred Income option at the start of the policy. Under the Immediate Income option, survival benefits start from Policy Year 1. Under the Deferred Income option, survival benefits start from Policy Year 10. You also have the option to choose Goal Protection Benefit (GPB) for additional protection.

How will the survival benefit be paid?

Answer

Survival Benefit is paid till the end of the Policy Term as per the income payment frequency chosen by the policyholder. It has two components, Guaranteed Income and Cash Bonus, if any. Guaranteed Income is payable throughout the Policy Term as per the policy conditions. Cash Bonus, if declared, is paid along with Guaranteed Income and depends on the company’s future performance.

The benefits are paid in arrears, at the end of the selected frequency. Under the Immediate Income option, the first payout is made at the end of the 12th month for yearly mode, 6th month for half-yearly mode, 3rd month for quarterly mode, and 1st month for monthly mode. Under the Deferred Income option, the first payout is made at the end of the 120th month for yearly mode, 114th month for half-yearly mode, 111th month for quarterly mode, and 109th month for monthly mode.

What are the death benefit multiples available?

Answer

The death benefit multiple depends on the age at entry, premium payment option, and whether Goal Protection Benefit is selected. With GPB, Limited Pay offers a death benefit multiple of 5x for age 50 years and above, and 7x for age below 50 years. GPB is not available with Single Pay.

Without GPB, Single Pay offers a death benefit multiple of 1.1x for age 50 years and above, and 1.25x for age below 50 years. Without GPB, Limited Pay offers 5x or 11x for age 50 years and above, and 7x or 11x for age 50 years and below. The death benefit multiple is used to calculate the Sum Assured on Death by multiplying the Annualized Premium with the chosen multiple.

Are there any riders available with this plan?

Answer

You can avail 3 riders under this plan for more comprehensive coverage –
1. IndiaFirst Life Waiver of Premium Rider (UIN: 143B017V01)
2. IndiaFirst Life Accidental Death Benefit Rider (UIN: 143B019V01)
3. IndiaFirst Life Total and Permanent Disability Rider (UIN: 143B021V01)
Please refer to rider brochure for more details on rider benefits.
Note: If Goal Protection Benefit is opted, only Option 2 of IndiaFirst Life Waiver of Premium Rider can be chosen.

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Product Description

Wondering if there is a way to get 7x return on your investments? Your search ends here! With this single payment plan, you can achieve your financial goals.

Product Benefits

  • Guaranteed 7x returns on investment

  • One-time payment (Single Pay)

  • Tax saving benefits

  • Life Cover that is 1.25 times higher

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IndiaFirst Life Radiance Smart Invest Plan

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A ULIP insurance plan that can help you build a legacy by combining wealth growth and life coverage. This plan can help safeguard your finances and earn returns. Enjoy 2 benefits in 1 plan with IndiaFirst Life Radiance Smart Invest Plan.

Product Benefits
  • Zero Fund allocation charges 
  • 10 different funds to choose from
  • 3 plan options to achieve your investment goals
  • 100% money invested for higher returns 
  • Life cover charges returned at the end of policy year
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IndiaFirst Life Guaranteed Pension Plan

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Make your golden years truly golden! Invest in the Guaranteed Pension Plan that is designed to guarantee an income for as long as you live.

Product Benefits
  • Receive regular income after retirement
  • Choose from 5 different annuities.
  • Return of purchase price
  • Cover against critical illnesses
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Why Choose IndiaFirst Life Insurance Plans?

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30,968 Crore

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9240083333

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IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

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12th and 13th Floor, North [C] wing, Tower 4, Nesco IT Park, Nesco Center, Western Express Highway, Goregaon (East), Mumbai – 400063.

IRDAI Information

IRDAI Regd. No. 143 | CIN: U66010MH2008PLC183679Trade logo displayed above belongs to one of our promoters and shareholders, Bank of Baroda and are used by IndiaFirst Life Insurance Company Limited under License.

For more details on risk factors, associated terms and conditions and exclusions please read the product brochure before concluding a sale.

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