IndiaFirst Life Group Disability Rider
Because continuity through life’s uncertainties is a certainty

IndiaFirst Life Group Disability Rider is a non-linked, non-participating, group rider which may be attached to one-year renewable group and other long term group products.
Reasons to buy IndiaFirst Life Group Disability Rider
Flexibility to choose from 3 coverage options
1. Accidental Total Permanent Disability Benefit (ATPD)
2. Total Permanent Disability (TPD) due to accident and/or illness
3. Partial Permanent Disability (PPD) due to accident and/or illness
Enhance risk coverage at an affordable price
Financial protection of the Member against any type of disability basis the option chosen
Tax* benefit may be available on the premiums paid and benefits received as per prevailing tax* laws.
What are the Eligibility Criteria?
Minimum Age at Entry is 18 years
Maximum Age at Entry is 69 years for One-year renewable group and for more than one-year group under ATPD option
Maximum Age at Entry is 65 years for One-year renewable group and for more than one-year group under TPD or PPD Option
Maximum Age at Maturity is 70 years for One-year renewable group and for more than one-year group under ATPD option
Maximum Age at Maturity is 66 years for One-year renewable group and 70 years for more than one-year group under TPD or PPD Option
Minimum sum insured is as per base policy or Rs 5000, whichever is lower
Maximum sum insured is Rs. 2 Crs for all the 3 options, subject to maximum of 100% of base policy
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