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IndianFirstLife

Elite Term Plan

  • Lifetime protection till age 99 years

  • High cover at affordable cost

  • Convenient premium payment options

  • Sum Assured as lumpsum or monthly instalments

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IndianFirstLife

Super Protection Plan

  • Option to get your money back (Return of Premium- ROP)

  • Flexibility to pay premiums at your convenience

  • Lifetime protection till age 99 years

  • Sum Assured as lumpsum or monthly instalments

Download Brochure

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IndianFirstLife

Life Plan

  • Flexibility to choose the duration

  • Family will receive the payout

  • Flexibility to choose the assured amount

  • Long term protection

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IndianFirstLife

Protect Shield Plan

  • Instant Issuance

  • Flat rate cover

  • No medicals

  • Tax benefits as per prevailing tax laws

Download Brochure

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IndianFirstLife

Saral Jeevan Bima Plan

  • Life Insurance Cover of up to ₹50 lakhs.

  • Flexible premium payment options

  • Up to 40 years of protection for loved ones.

  • Protection against COVID-19 with lump sum benefit.

Download Brochure

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IndianFirstLife

Term Rider Plan

  • Additional Life Cover for up to 5-30 years

  • Guaranteed Lumpsum Death Benefit

  • Enjoy Tax Benefits on Premiums You Invest.

Download Brochure

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IndianFirstLife

Elite Term Plan

  • Benefits at Maturity & Life cover

  • High cover at affordable cost

  • Convenient premium payment options

  • Sum Assured as lumpsum or monthly instalments

Download Brochure

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IndianFirstLife

Super Protection Plan

  • Option to get your money back (Return of Premium- ROP)

  • Flexibility to pay premiums at your convenience

  • Lifetime protection till age 99 years

  • Sum Assured as lumpsum or monthly instalments

Download Brochure

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IndianFirstLife

Life Plan

  • Flexibility to choose the duration

  • Family will receive the payout

  • Flexibility to choose the assured amount

  • Long term protection

Download Brochure

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IndianFirstLife

Protect Shield Plan

  • Flexibility to choose the duration

  • Family will receive the payout

  • Flexibility to choose the assured amount

  • Long term protection

Download Brochure

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IndianFirstLife

Saral Jeevan Bima Plan

  • Life Insurance Cover of up to ₹50 lakhs.

  • Flexible premium payment options

  • Up to 40 years of protection for loved ones.

  • Protection against COVID-19 with lump sum benefit.

Download Brochure

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IndianFirstLife

Radiance Smart Invest Plan

  • Zero Fund allocation charges

  • 10 different funds to choose from

  • 3 plan options to achieve your investment goals

  • 100% money invested for higher returns

Download Brochure

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IndianFirstLife

Money Balance Plan

  • Optimised Investment Strategy

  • Flexible-Premium Payment

  • Partial Withdrawal Flexibility

  • Convenient Fund Accessibility

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IndianFirstLife

TULIP Plus Plan

  • Up to 100x life insurance cover

  • Up to 750%* return of Premium Allocation charges

  • Riders designed to cover additional risks

  • Reduced premium allocation charge for higher premiums

Download Brochure

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IndianFirstLife

TULIP Pro Plan

  • Up to 20X Life Cover for Your Loved Ones

  • Additional Coverage through TERM Rider

  • Multiple Investment Strategies and up to 10 Diversified Funds

  • Up to 600% of Premium Allocation Charges returned at Maturity

Download Brochure

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IndianFirstLife

Wealth Maximizer Plan

  • Market Linked Returns

  • Free switches for maximum gain

  • Long-term loyalty benefits

  • Add top-up premiums

Download Brochure

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IndianFirstLife

Assured Income For Milestones Plan

  • Guaranteed long-term income plan

  • Ideal for milestone-based financial planning

  • Three customizable benefit options

  • Immediate or deferred income variants

Download Brochure

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IndianFirstLife

Guarantee Of Life Dreams Plan

  • Choice of 3 income Options

  • UpTo 5% Extra Income on Online Purchase

  • Enhanced Income Benefit for Women

  • Option to Choose the date to receive a regular income.

Download Brochure

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IndianFirstLife

Guaranteed Single Premium Plan

  • One-time payment (Single Pay)

  • Tax saving benefits*

  • Life Cover that is 1.25 times higher

Download Brochure

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IndianFirstLife

Mahajeevan Plus Plan

  • Life cover of up to 15 or 20 years

  • Periodic Cash backs

  • Uninterrupted Life Cover

  • Money Back Discounts with Early Premium Payments

Download Brochure

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IndianFirstLife

Smart Retirement Plan

  • Market-linked returns, with 3 new funds!

  • 2 plan options to secure your retirement

  • ZERO allocation or administration charges.

  • Guaranteed Additions* of up to 5% in Year 1

Download Brochure

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IndianFirstLife

Guaranteed Pension Plan

  • Income for Life

  • 5 Annuity Choices

  • Joint Life Security

  • Escalating Annuity option

Download Brochure

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IndianFirstLife

Guaranteed Annuity Plan

  • Retirement Planning

  • 12 Annuity Options

  • Exclusive benefits for NPS subscribers

  • Continuity with Joint Life Option

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IndianFirstLife

Guaranteed Retirement Plan

  • Assured Returns

  • Beat Inflation

  • Choose How to Save

  • Save Longer for up to 40 years

Download Brochure

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IndianFirstLife

Assured Income For Milestones Plan

  • Guaranteed long-term income plan

  • Ideal for milestone-based financial planning

  • Three customizable benefit options

  • Immediate or deferred income variants

Download Brochure

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IndianFirstLife

Guarantee Of Life Dreams Plan

  • Choice of 3 income Options

  • UpTo 5% Extra Income on Online Purchase

  • Enhanced Income Benefit for Women

  • Option to Choose the date to receive a regular income.

Download Brochure

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IndianFirstLife

Guaranteed Single Premium Plan

  • One-time payment (Single Pay)

  • Tax saving benefits*

  • Life Cover that is 1.25 times higher

Download Brochure

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IndianFirstLife

Life Long Guaranteed Income Plan

  • Short-Term Payments, Long-Term Gains

  • Guaranteed Income to fulfill Financial Goals

  • Lifetime Income Till 99 years of age

  • Premium Payback Assurance

Download Brochure

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IndianFirstLife

Term Rider Plan

  • Additional Life Cover for up to 5-30 years

  • Guaranteed Lumpsum Death Benefit

  • Enjoy Tax Benefits on Premiums You Invest.

Download Brochure

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IndianFirstLife

Waiver of Premium Rider

  • 3 Coverage Options

  • Guaranteed Financial Protection For Your Loved Ones

  • Policy Remains Effective in Your Absence (WOP)

  • 10 Critical Illness Cover

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IndianFirstLife

ADB Rider

  • Up to 2 Cr. Additional cover over existing policy

  • Protect your loved ones at affordable price.

  • Tax Advantages

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IndianFirstLife

TPD Rider

  • Up to 1 Cr. Additional cover

  • Protect your loved ones at affordable price.

  • Tax Advantages

Download Brochure

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IndianFirstLife

Group Living Benefits Plan

  • Comprehensive Group Health Insurance

  • Affordable Heatlh Coverage for Corporate

  • COVID-19 Protection for Group Life Insurance

  • Fixed Benefit Assurance

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IndianFirstLife

Group Term Plan

  • Affordable Group Term Insurance

  • Voluntary or Automatic Enrollment

  • Enhanced Coverage with EDLI

  • Flexible Premium Payment

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IndianFirstLife

New Corporate Benefit Plan

  • A separate plan for each scheme

  • Minimum guaranteed return of 0.5% p.a.

  • Yearly Bonus as per company’s performance

  • Earn easy returns

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IndianFirstLife

Little Champ Plan

  • Financial Protection

  • Customisable Policy

  • Guaranteed Payouts

  • Flexible Coverage Options

Download Brochure

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Term Insurance Calculator

Use our Term Insurance Calculator to estimate the right cover for your family’s financial security.

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Child Plan Calculator

Plan your child’s education and future goals with our easy Child Plan Calculator.

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Retirement Planning Calculator

Estimate how much you need to save for a comfortable and stress-free retirement.

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Cost of Delay Calculator

See how delaying investments can impact your long-term wealth creation.

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Human Life Value Calculator

Calculate your Human Life Value and understand the insurance cover your family needs.

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Paid-Up Calculator

Check the paid-up value of your policy and make informed financial decisions.

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Annuity Calculator

Estimate your regular income after retirement using our Annuity Calculator.

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ULIP Calculator

Estimate potential returns on your ULIP investments over the policy term.

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Compound Interest Calculator

Understand how your money grows over time with the power of compounding.

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Future Wealth Creation Calculator

Plan your investments effectively to achieve your long-term wealth goals.

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SIP Calculator

Calculate returns on your monthly SIP investments in just a few clicks.

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SSY Calculator

Use our simple SSY calculator and figure out how much you can save for your daughter’s future.

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RD Calculator

Calculate the maturity amount of your recurring deposit investments easily.

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NPS Calculator

Estimate your retirement corpus and pension through National Pension Scheme investments.

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Income Tax Calculator

Calculate your tax liability and plan your taxes efficiently.

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Home Loan EMI Calculator

Calculate your home loan EMIs and manage repayments with ease.

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Car Loan EMI Calculator

Find out your car loan EMI and choose the right repayment plan.

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Personal Loan EMI Calculator

Estimate your personal loan EMIs before applying for a loan.

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Salary Calculator

Calculate your take-home salary after deductions and allowances.

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Gratuity Calculator

Calculate the gratuity amount you may receive based on your tenure and salary.

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CIBIL Score Calculator

Check where you stand and understand your credit health better.

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BMI Calculator

Check your Body Mass Index and understand your health better.

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Nominee Central

Your one-stop hub to help your loved ones easily access, understand, and manage everything related to life insurance nomination and claims.

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Life Insurance Ki Kitaab

Your simple, go-to guide for understanding life insurance basics.

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India's Firsts

Discover India’s pioneering innovations and historic milestones that shaped the world.

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Life+ Newsletter

Your monthly dose of simple, smart insights on insurance and money matters—delivered straight to your inbox.

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Insurance Videos

Quick, easy videos that help you understand insurance better.

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Insurance Podcasts

Listen to expert insights that simplify insurance on the go.

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Track Claims

At IndiaFirst Life, we are fully committed to help you in your moment of need. To track your claim, please share below details. 

Quick and Hassle-Free Claim Settlement Process

To help you better in difficult times, we have now made our claims process shorter, and easier

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Please select whether the life assured is individual or group.

Seamless processes resulted in an increase in the claim settlement ratio.

98.22%

Families were financially helped by ensuring quick and easy claim settlements in FY 24-25.

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Submitting a claim with us is quick and hassle-free

View All FAQ 

Step 1. Claim Registration

Answer
  • Online: Register your claim online at "https://www.indiafirstlife.com/claims/register-claim-online

  • Email: Share soft copies of all the mandatory documents at 'claims.support@indiafirstlife.com'  

  • Call: Contact us at 1800-209-8700 for assistance. Our representative will guide you through the claim registration process. 

  • Visit Us: Drop soft/hard copies of required documents at any nearest IndiaFirst Life Branch or Bank of Baroda or Union Bank of India (UBI)

  • Courier: Send claim intimation and supporting documents to IndiaFirst Life Insurance Company Ltd., 12th and 13th Floor, North [C] wing, Tower 4, Nesco IT Park, Nesco Center, Western Express Highway, Goregaon (East), Mumbai – 400063 

  • Immediate registration upon receiving the claim intimation and documents.  

Step 2. Claim Assessment

Answer
  • Our team will thoroughly evaluate the claim details and notify you if any further information is needed.  

  • We will provide you with an acknowledgement letter containing a unique claim number to track the status of your claim. 

  • All the information will be shared with you on your registered contact details – SMS/Email/Letters.   

Step 3. Claim Settlement

Answer
  • After a comprehensive evaluation, we will render a fair and timely decision on the claim. 

  • Turnaround Time (TAT) in Claims Process as stipulated by IRDAI for Death Claims:
    • Settlement or Rejection or Repudiation of claims where investigation is not required: Within 15 days from the date of receipt of the claim intimation.

    • Settlement or Rejection or Repudiation of claims where investigation is required: Within 45 days from the date of receipt of the claim intimation

Maturity Claims

Answer
  • A fully completed and signed claim intimation form. 
  • Original policy documents.  
  • Policyholder's PAN Card copy. 
  • A cancelled cheque indicating the account number and policyholder's name, or a copy of the bank passbook.  
  • NRI declaration (if applicable for NRIs).

Accidental / Suicidal Death

Answer

The below mandatory documentation is required for the claims process

  • Postmortem Report and chemical viscera report. (In case of unnatural death)

  • FIR/Panchnama/Inquest Report along with the final Police investigation report. (In case of unnatural death)

  • Copy of driving license if Life Assured was driving the vehicle at the time of accident (applicable if 'Accident and Disability Benefit Rider' is opted)

Additional requirements If Death abroad

  1. Death certificate issued by country of Death

  2. Embassy confirmation letter / certificate

  3. Embalmment certificate (if mortal remains repatriated to India)

  4. Copy of passport with visa

Death Claims

Answer

The below mandatory documentation is required for the claims process

  • Duly filled and signed Claim Intimation Form by Nominee 

  • Online issued Original or Attested Death Certificate issued by local authority with scannable QR code.

  • Copy of Life Assured Age proof.

  • Copy of claimant's photo identification proof and current address proof

  • Claimant’s Valid bank passbook/statement or Cancelled Cheque

  • Nominee PAN card

  • Employer's questionnaire (applicable only for salaried individuals)

    • Death summary from hospital (applicable only for institutional death)

Seamless processes resulted in an increase in the claim settlement ratio.

98.38%

Families were financially helped by ensuring quick and easy claim settlements in FY 24-25.

graph

How can we help?

View All FAQ 

Step 1. Claim Registration

Answer
  • Online: Register your claim online at "https://www.indiafirstlife.com/claims/register-claim-online

  • Email: Share soft copies of all the mandatory documents at 'claims.support@indiafirstlife.com'  

  • Call: Contact us at 1800-209-8700 for assistance. Our representative will guide you through the claim registration process. 

  • Visit Us: Drop soft/hard copies of required documents at any nearest IndiaFirst Life Branch or Bank of Baroda or Union Bank of India (UBI) 

  • Courier: Send claim intimation and supporting documents to IndiaFirst Life Insurance Company Ltd., 12th and 13th Floor, North [C] wing, Tower 4, Nesco IT Park, Nesco Center, Western Express Highway, Goregaon (East), Mumbai – 400063 

  • Immediate registration upon receiving the claim intimation and documents. 

Step 2. Claim Assessment

Answer
  • Our team will thoroughly evaluate the claim details and notify you if any further information is needed.  

  • We will provide you with an acknowledgement letter containing a unique claim number to track the status of your claim. 

  • All the information will be shared with you on your registered contact details – SMS/Email/Letters.

Step 3. Claim Settlement

Answer
  • After a comprehensive evaluation, we will render a fair and timely decision on the claim. 

  • Turnaround Time (TAT) in Claims Process as stipulated by IRDAI for Death Claims:
    • Settlement or Rejection or Repudiation of claims where investigation is not required: Within 15 days from the date of receipt of the claim intimation.

    • Settlement or Rejection or Repudiation of claims where investigation is required: Within 45 days from the date of receipt of the claim intimation

Accidental/Suicidal Death

Answer

The below mandatory documentation is required for the claims process

  • Postmortem Report and chemical viscera report. (In case of unnatural death)

  • FIR/Panchnama/Inquest Report along with the final Police investigation report. (In case of unnatural death)

  • Copy of driving license if Life Assured was driving the vehicle at the time of accident (applicable if 'Accident and Disability Benefit Rider' is opted) 

Death Claims

Answer

The below mandatory documentation is required for the claims process

  • Duly filled and signed Claim Intimation Form by Nominee-

    • Credit Life Claim Form

    • Micro-Insurance Claim Form

    • Term Life Claim Form

    • PMJJBY (through Bank)

  • Online issued Original or Attested Death Certificate issued by local authority with scannable QR code.

  • Copy of Life Assured Age proof.

  • Copy of claimant's photo identification proof and current address proof

  • Claimant’s Valid bank passbook/statement or Cancelled Cheque

  • Nominee PAN card

  • Employer's questionnaire (applicable only for salaried individuals)

  • Death summary from hospital (applicable only for institutional death)

  • Credit Account statement duly filled, signed and stamped by MPH 

  • Member form duly signed by Life Assured(PMJJBY)

Maturity Claims

Answer
  • Filled & signed claim intimation form.  
  • Original policy documents.  
  • Copy of the PAN card of the policyholder.  
  • Cancelled cheque bearing account number & policyholder's name, or copy of bank passbook. 
  • NRI declaration (for NRI). 

*All the copies should be attested by the bank branch.

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) Claims

Answer
  • Completely filled Claim Intimation form signed by nominee along with Sign & Seal of Bank
  • Clear Copy of Online Death Certificate with scannable QR code
  • Clear Copy of ID & Address proof of Nominee confirming relationship with Life assured
  • Clear Copy of Id and Age proof of Life Assured
  • Bank passbook or Cancelled cheque with Printed name of Nominee
  • Enrolment Form / Nomination Form
  • Bank AC Statement of Life Assured Showing the Insurance Premium Debit (since enrolment of member in PMJJBY Scheme)
  • Advance Discharge Receipt signed by Nominee

When can I submit a claim for my policy? Or what is the time frame within which a claim has to be reported to the company?

Answer

Claims can be filed between 30 and 60 days after the insured person dies.

How can I submit a claim?

Answer
  • You can register it online through the IndiaFirst Life website.
  • You can send digital copies of the required documents for the claim via email at claims.support@indiafirstlife.com
  • You can send the physical copies of the claim forms to the head office through Post or courier, or you can drop them off at the nearest branch of BOB, UBI, or IndiaFirst Life FPC.

What is the claim settlement ratio of IndiaFirst Life?

Answer

The Individual Death Claim Settlement Ratio for the financial year 2022-23 is 97.04%, and at IndiaFirst Life, we promise to settle all your genuine claims fully.

What happens in the event of the demise of the life assured during the term of the policy?

Answer

Beneficiaries can initiate a claim by submitting the required documents, and the payment for the death claim will be made according to the terms of the insurance policy.

How can I check the status of my claim?

Answer

You can check the progress of your claim online using the 'track claim' feature or by scanning a QR code. For any guidance, you can also call our toll-free number.

What documents are required for submitting a claim?

Answer
  • Death certificate of life assured from the municipal corporation
  • Duly filed and signed Claim intimation form
  • Nominee's ID and address proof.
  • Deceased person's ID proof.
  • Bank passbook or a cancelled cheque of the nominee with name and account details printed on it.

 

In the event of an unnatural death:

  • FIR, post-mortem and panchanama reports.
  • Hospital records, if available.

How to submit the documents for a claim?

Answer
  • Email: You can send the claim intimation and required documents to either claims.support@indiafirstlife.com or customer.first@indiafirstlife.com.
  • Courier: You can send the claim intimation and supporting documents to the claims department at our head office.
  • Branches: You can deliver the claim intimation and documents to your closest IndiaFirst Life branch.

What bank accounts can I receive my claim in?

Answer

A claimant can request a refund into any bank's savings account.

What currency can I receive my claim in?

Answer

It will be processed in INR.

1800 209 8700

Customer Care Number

whatsapp

9240083333

For online policy purchase

call

+91 22 6274 9898

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