IndiaFirst Life Group Living Benefits Plan is a Non-linked, Non-participating, Group Fixed Benefit Health Insurance Plan that offers lumpsum payout in the event of hospitalization, fracture, disability or on diagnosis of Cancer, Vector Borne diseases, on positive diagnosis of COVID-19 or SARS-CoV-2 (and being quarantined in any government authorized hospitals or centres), as per the cover option(s) selected by the Master Policyholder/ Member.
Reasons to buy IndiaFirst Life Group Living Benefits Plan
You can now provide financial support to all your members / customers / employees on occurrence of any of the covered medical exigencies.
Financial security in case of diagnosis of COVID-19 (Coronavirus) and being quarantined in government authorised hospitals or centers.
Master policyholder /member has the flexibility to choose from 6 cover options.
Cover benefit available to your group at a reasonable premium.
You get a customized health insurance plan, as per your healthcare requirements.
Avail financial protection against rising hospitalization costs.
Fixed benefit as per the selected Sum Insured option, irrespective of the actual expenses
Enjoy tax benefits available as per prevailing tax laws.
What are the eligibility criteria?
Minimum age at entry is 18 years (last birthday)
Maximum age is 65 years (last birthday)
Maximum Age at Maturity
a. For Cancer Cover & Coronavirus Cover options - 66 years (last birthday)
b. For other cover options – 80 years (last birthday)
Minimum group size that can be covered is 7 members and there is no limit on the maximum group size.
Children can be covered (only in case of DHCB option) subject to the following:
a. Minimum age at entry is 91 days
b. Maximum age at entry is 24 years (last birthday)
c. Maximum age at maturity is 25 years (last birthday)
Daily Hospitalization Cash Benefit (in case of DHCB option) is minimum of Rs. 1000 and maximum of Rs. 10,000, payable per day.
Cover on diagnosis of COVID-19 (Coronavirus) is minimum of Rs. 25000 and maximum of Rs. 2,00,000.
Policy can be purchased for a fixed period of 12 months
Master Policyholder/ Member can pay premiums on a monthly, quarterly, half yearly or yearly basis.
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