IndiaFirst Life Group Living Benefits Plan

Comprehensive healthcare for the ones you truly care!

IndiaFirst Life Group Living Benefits Plan is a Non-linked, Non-participating, Group Fixed Benefit Health Insurance Plan that offers lumpsum payout in the event of hospitalization, fracture, disability or on diagnosis of Cancer, Vector Borne diseases, on positive diagnosis of COVID-19 or SARS-CoV-2 (and being quarantined in any government authorized hospitals or centres), as per the cover option(s) selected by the Master Policyholder/ Member.

Reasons to buy IndiaFirst Life Group Living Benefits Plan

  • You can now provide financial support to all your members / customers / employees on occurrence of any of the covered medical exigencies.

  • Financial security in case of diagnosis of COVID-19 (Coronavirus) and being quarantined in government authorised hospitals or centers.

  • Master policyholder /member has the flexibility to choose from 6 cover options.

  • Cover benefit available to your group at a reasonable premium.

  • You get a customized health insurance plan, as per your healthcare requirements.

  • Avail financial protection against rising hospitalization costs.

  • Fixed benefit as per the selected Sum Insured option, irrespective of the actual expenses

  • Enjoy tax benefits available as per prevailing tax laws.

What are the eligibility criteria?

  • Minimum age at entry is 18 years (last birthday)

  • Maximum age is 65 years (last birthday)

  • Maximum Age at Maturity

    a. For Cancer Cover & Coronavirus Cover options - 66 years (last birthday)

    b. For other cover options – 80 years (last birthday)

  • Minimum group size that can be covered is 7 members and there is no limit on the maximum group size.

  • Children can be covered (only in case of DHCB option) subject to the following:

    a. Minimum age at entry is 91 days

    b. Maximum age at entry is 24 years (last birthday)

    c. Maximum age at maturity is 25 years (last birthday)

  • Daily Hospitalization Cash Benefit (in case of DHCB option) is minimum of Rs. 1000 and maximum of Rs. 10,000, payable per day.

  • Cover on diagnosis of COVID-19 (Coronavirus) is minimum of Rs. 25000 and maximum of Rs. 2,00,000.

  • Policy can be purchased for a fixed period of 12 months

  • Master Policyholder/ Member can pay premiums on a monthly, quarterly, half yearly or yearly basis.

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