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Ask an Expert to Buy Life Insurance

We're happy to know that you're prioritizing your family's future. Our life insurance expert will assist you in finding the best insurance plan. To schedule a call, please share some of the below details.

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FAQs

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Which is the best investment option for ₹1 lakh?

Answer

It depends on your goal. For low-risk investors, fixed deposits, recurring deposits, or money market funds may be an ideal option. For higher returns, mutual funds or stocks may be better. However, you must also keep in mind your risk appetite. Other factors to consider are your investment horizon, financial goals, liquidity needs, and so on. 

How do I diversify my investments within a ₹1 lakh portfolio

Answer

To diversify a ₹1 lakh investment portfolio, you can spread your money across multiple assets. For example, you can invest ₹40,000 in fixed deposits for safety, ₹40,000 in mutual funds for growth, and ₹20,000 in gold or liquid funds for liquidity. This will allow you to have a balanced portfolio. This kind of diversification will reduce risk, improve stability, and help your portfolio grow steadily across market conditions.

How to double ₹1 lakh?

Answer

There is no guaranteed way to double your money. While you can include options like stocks and equity mutual funds in your one lakh investment plan, the process to double your money may take several years. In addition, it comes with several risks, as the funds may be subject to market fluctuations. 

It is advisable to steer clear of investment schemes that promise to double your money in a short time.

What are the expected returns on a ₹1 lakh investment over six months?

Answer

The six-month returns on your ₹1 lakh investment plan can vary depending on the instruments you have chosen. A short-term instrument like an FD may give better returns (around 5-7%, depending on the issuer) in this case as compared to a long-term option like mutual funds. The latter options need a larger period to balance the market fluctuations they are prone to. A 5-year investment plan may be better suited for equity options. You can also use tools like the FD calculator or the SIP calculator (based on your chosen instruments) to get an idea of the expected returns.

Plans that will interest you!

IndiaFirst Life Guaranteed Protection Plus Plan

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IndiaFirst Life Guaranteed Protection Plus Plan

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Tax Saving
Product Description

Need a protection plan that is tailored especially for your needs? Look no further! This plan aims to give you and your family financial security in an easy and convenient way.

Product Benefits
  • Option to Get Your Money Back (ROP)
  • Tailormade plans 
  • Flexibility to pay premiums at your convenience. 
  • Insure your spouse in the same policy
  • Cover till 99 years of age
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IndiaFirst Life Plan

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IndiaFirst Life Plan

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Tax Saving
Product Description

A protection plan for your family that helps them stand independently! IndiaFirst Life Plan gives your family a financial cushion to fall back on in your absence. 

Product Benefits
  • Flexibility to choose the duration 
  • Family will receive the payout 
  • Flexibility to choose the assured amount 
  • Long term protection
  • Tax* benefits
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IndiaFirst Life Radiance Smart Invest Plan

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IndiaFirst Life Radiance Smart Invest Plan

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Investment
Product Description

Have you heard of a plan that not only gives you a life cover but also helps in wealth creation? Enjoy 2 benefits in 1 plan with IndiaFirst Life Radiance Smart Invest Plan.

Product Benefits
  • Zero Fund allocation charges
  • 10 different funds to choose from
  • 3 plan options to achieve your investment goals
  • 100% money invested for higher returns
  • Life cover charges returned at the end of policy year
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IndiaFirst Life Guarantee of Life Dreams Plan

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IndiaFirst Life Guarantee of Life Dreams Plan

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Savings
Product Description

Wouldn't it be wonderful if we had a second source of income to support our dreams? Here is a way to make your dreams come true where you can start earning an income from the end of the 1st month itself.

Product Benefits
  • Choice of 3 income Options
  • Guaranteed Long-Term Income
  • Life Insurance Cover
  • Benefits of long-term Savings.
  • Protection even if you miss one premium.
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Indiafirst Life Guaranteed Single Premium Plan

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Indiafirst Life Guaranteed Single Premium Plan

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Guaranteed Returns
Product Description

Wondering if there is a way to get 7x return on your investments? Your search ends here! With this single payment plan, you can achieve your financial goals.

Product Benefits
  • Guaranteed 7x returns on investment
  • One-time payment (Single Pay)
  • Tax saving benefits
  • Life Cover that is 1.25 times higher
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IndiaFirst Life Guaranteed Pension Plan

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IndiaFirst Life Guaranteed Pension Plan

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Retirement
Product Description

Make your golden years truly golden! Invest in the Guaranteed Pension Plan that is designed to guarantee an income for as long as you live.

Product Benefits
  • Receive income during retirement years. 
  • Choose among 5 different annuities.
  • Option to extend pension benefits to loved ones. 
  • Return of purchase price 
  • Increasing annuity(pension) option
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