மிகவும் முக்கியமானவற்றைப் பாதுகாத்தல்

டெர்ம் இன்சூரன்ஸ் பாலிசியைக் கொண்டு

எங்கள் டெர்ம் இன்சூரன்ஸ் மூலம் மன அமைதியை அனுபவியுங்கள். எதிர்பாராத சூழ்நிலைகளில், உங்கள் குடும்பத்தைப் பாதுகாப்பதிலும் அவர்களின் நிதி நல்வாழ்வை உறுதிப்படுத்துவதிலும் உள்ள முக்கியத்துவத்தை நாங்கள் புரிந்திருக்கிறோம். நீங்கள் கட்டுப்படுத்தக்கூடியவற்றைக் கட்டுப்படுத்தி, டெர்ம் இன்சூரன்ஸ் பிளானை தேர்வு செய்து, உங்கள் குடும்பத்திற்கு ஒரு பாதுகாப்பு வலையை வழங்குங்கள்.

குடும்பத் தலைவர் பாதுகாப்பு
பிரீமியமை திரும்பப் பெறுவதற்கான விருப்பம்
இறுதி நோய்க்கான காப்பீடு
நீங்கள் இல்லாத போதும் பாலிசி பயனுள்ளதாக இருக்கும் (WOP)
வாழ்க்கை முறை பாதுகாப்பு
கோவிட்-19 கவரேஜ்

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What is term Insurance?

In the simplest of words, term Insurance is a type of life insurance that mainly provides financial cover for a pre-determined period (usually a certain number of years). If something unfortunate happens that leads to your passing away during this pre-determined period, an online term insurance plan can provide that financial coverage to a nominee you choose. To ensure the validity of the coverage, you simply have to pay certain pre-determined amounts on a regular basis.

A pure term plan does not provide any financial coverage if you survive the policy term. There are customisations and plan options you can choose to go for, in order to get any survival benefits or return of the premium value.

Why Should You Buy Term Insurance?

Offers insurance protection for a specified duration.
Guarantees death benefits to beneficiaries upon the policyholder's demise.
Safeguards your family’s future in case of untimely death.
Provides comprehensive coverage at affordable premiums.
Proves to be essential, especially during times like the COVID-19 pandemic
Is governed and overseen by the IRDAI for guaranteed payouts
Provides payment to the nominees in a lump sum or instalments upon the policyholder's demise
Let’s customers choose additional benefits to suit their needs
Provides the option to include disability, critical illness, or accidental death coverage
Comes with nominal cost options for financial security

Explore IndiaFirst Term Insurance Plans

Products

IndiaFirst Life Elite Term Plan

Product Name
Dropdown Field: Tax Saving
Product Description: With IndiaFirst Life Elite Term Plan, you not only fulfil your commitment, but also ensure that money is the last thing your family have to worry about. IndiaFirst Life Elite Term Plan is a pure protection plan that ticks everything off your checklist.
Product Benefits: High cover at affordable cost
Lifetime protection till age 99 years
10% discount on 1^st Premium on online buy
Tax benefits as per applicable tax laws
Porduct Detail Page URL: Get Quote
Product Buy Now URL and CTA Text: Learn More

Products

IndiaFirst Life Plan

Product Name
Product Description: Protect your family's future with IndiaFirst Life Plan – a plan that caters to your family's protection requirements and offers great benefits to keep your loved ones secure.
Product Benefits: Flexible Policy Term Options
Guaranteed Death Benefits
Choice to Customise Life Coverage
Tax Benefits
Porduct Detail Page URL: Get Quote
Product Buy Now URL and CTA Text: Learn More
Dropdown Field: Tax Saving

Products

IndiaFirst Life Guaranteed Protection Plus Plan

Product Name
Product Description: Need a protection plan? Look no further! This plan aims to give you and your family financial security in an easy way.
Product Benefits: Option to Get Your Money Back (ROP)
Multiple Life Options
Flexible Premium Terms
Insure your spouse under the same policy.
Cover till 99 years of age
Porduct Detail Page URL: Get Quote
Product Buy Now URL and CTA Text: Learn More
Dropdown Field: Tax Saving

Products

IndiaFirst Life Saral Jeevan Bima Plan

Product Name: IndiaFirst Life Saral Jeevan Bima Plan
Product Description: Take a step towards securing your family's financial future with IndiaFirst Life Saral Jeevan Bima Plan. This pure term insurance policy is designed to provide lump sum benefit as a safety net for your loved ones in case of unexpected events. Safeguard their dreams by choosing our term plan today!
Product Benefits: Life Insurance Cover of up to ₹50 lakhs.
Flexible premium payment options
Up to 40 years of protection for loved ones.
Protection against COVID-19 with lump sum benefit.
Tax benefits
Product Buy Now URL and CTA Text: Learn More
Dropdown Field: Term Plan

Who Should Buy a Term Plan?

If you are looking to protect your loved ones in your absence, a term plan can help you do so. The protection it offers, coupled with its low cost and simple design makes term insurance plans suitable for a wide range of people.

Here are some examples of who should consider a term insurance policy .

Young Professionals

When you begin your career, securing your future tends to be the priority rather than ensuring a safer tomorrow for your loved ones. However, if you have plans to raise a family in the near future, or support your parents, you may like to consider buying life coverage through term insurance as soon as possible. This is encouraged because age can affect premium rates.

Parents

Caring for their little one’s future is often a priority for parents. Term insurance can help you ease your worries to a certain extent. Getting the security of term insurance for your family allows you to lay the foundation for a stable future.

Self-employed Individuals

Term insurance for the self-employed is important irrespective of the size of their business and the number of dependents. When running your own venture, financial stability is crucial. Term insurance offers this stability for the future.

Women

Term insurance for women is as important as term insurance for men in the family. It is especially so when the woman is in the role of a financial provider for their children or their parents. Although term insurance for housewives becomes equally important when you consider the role they play in the lives of their loved ones. If you are a woman who wants to ensure protection for your children or parents in your absence, term insurance is a cost-effective option to consider.

Senior Citizens

Ideally, most senior citizens pass on the baton of providing for the dependent members of their family to the younger generation. However, it is not unusual for the elderly to want to take care of their loved ones after they are gone. Many older adults would also benefit from term insurance for senior citizens if they were still taking care of dependents, such as their spouse or grandchild.

Debtors

If you are paying off any form of loan or debt, term insurance is to be considered. In the unfortunate event of your passing before the debt is fully paid off, the burden of repayment could shift to your family, putting them in financial distress.

How Does a Term Plan Work?

Whether you are a prospective policyholder, someone who owns a term insurance policy, a nominee, or someone who has never had to deal with insurance, understanding how a term insurance policy works is crucial. This will allow you and your loved ones to make the right financial decisions to plan a secure future.

Here’s what you need to know about the workings of a term insurance plan.

Term plans can be of various types. The simplest one is commonly referred to as a level term insurance plan. It only offers a death benefit. If you need more from such a policy, you may have the option to add riders.
You can buy a policy online or offline. The online term insurance policy-buying process is fairly simple. It can be completed within a few steps, provided you submit all the required documents.
When buying term insurance plan, it is advisable to use a term insurance plan premium calculator to get estimates for premiums based on your personal details, the plan chosen, and the sum assured you seek.
Upon approval, you can pay premiums for the same. You can choose the premium payment frequency based on the available options.
Buying a term insurance plan offers a life cover. So, if you were to pass away when the policy is in force, the nominee for the plan can claim a death benefit.

Thus, getting a term insurance plan can help you protect your loved ones in your absence.

Features of Term Insurance

Whether chosen for a duration of 5 years or 40 years, term insurance plans can help you to protect your loved ones while you soar high to achieve your dreams. Here are the key features of term insurance plans that make it an important financial asset.

Cost-effective Structure

A term life policy is considered suitable as well as accessible to a wider range of prospective buyers. One of the reasons is how cost-effective it can be. Term life insurance policies are known to offer a high sum assured for relatively lower premiums. It makes the policy rather affordable, whether you are looking for short-term coverage or longer-term.

Flexible Coverage Duration

With term life insurance plans, the policyholder can choose the coverage duration from the available options. Usually, you may choose a coverage period as low as 5 years, to as high as 40 years. It is subject to the age of the life assured. The minimum entry age for term plans is 18 years, whereas the maximum is 65 years.

Premium Payment Options

Depending on what you find convenient, you can choose from the range of premium payment options available. Usually, the policyholder can opt to pay their term life insurance policy premiums monthly, quarterly, or annually. You may also have the choice of limited premium payment term, which means you do not have to pay premiums for the entire coverage duration.

Rider Choices

To increase the scope of coverage offered by your term plan, you can add riders to the same. You can opt for critical illness, accidental permanent disability benefit, accidental death benefit, and other such riders. These are add-on features that can be purchased at an additional cost.

Tax Benefits

Your term insurance premiums as well as benefits received can earn you tax exemptions. Under Section 80C of the Income Tax Act*, the premiums paid into term insurance plans can be claimed. For the death benefit received by the nominee, an exemption can be claimed under Section 80D. These claims are subject to prevalent tax regulations and are available for taxpayers opting for the old regime.

Ease of Purchase

You can purchase the term plan of your choice online or offline. To buy it online, you can visit our website and complete the purchase process. You simply have to upload all the necessary documents and make the payment. For offline purchases, you may consult an insurance agent or the insurance provider to guide you through the process.

Benefits of Term Insurance

The benefits of term insurance may not be obvious to all, given the simplicity of these plans. Depending on the plan chosen and the customisations opted for, you can find these simple plans offering the below benefits.

Life Cover

The primary benefit offered by term life insurance plan, is a life cover, which can work as a source of financial stability for the beneficiary of the plan. This is provided against the premiums paid into the plan by the policyholder. Upon the passing of the life assured during the policy duration, their nominee can initiate a claim and receive the sum assured.

Affordable Premiums

While affordability may be relative, term insurance plans happen to be one of the low-priced life cover options available in the market. So, whether you are at the start of your career or close to retirement, it is likely you may find a plan within your budget.

Maturity Benefits

While this may not be applicable to all sub-types of term insurance, you may be able to opt for maturity benefits if you opt for term plan with a return of premium option. These can be priced slightly higher but offer maturity benefits for those who seek them.

Tax-saving Prospects

If you are a taxpayer under the old regime, you may be able to claim exemptions under Section 80C for the premiums paid into your term insurance. Similarly, if you are a nominee receiving a term plan benefit, it can be tax-free if you claim an exemption under Section 80D. You may consult your tax advisor to know how to claim this benefit.

Add-on Benefits

With the right rider choices, you can create a term plan that suits your needs and offers coverage for situations you may want to stay prepared for. For example, with a critical illness term insurance add-on, you can rest assured that at least some of your expenses after being diagnosed will be taken care of with the claim amount.

Types of Term Insurance Plans

Know the type of term insurance plans available to choose the right policy for your needs.

Level Term Insurance

If you are looking for a no-frills life insurance option with low premium costs, a level term insurance plan is what you are looking for. These plans offer only death benefits.

Term Insurance Plan with Return of Premium

If you are satisfied with the simple design of level term plans but want some form of maturity benefit without a drastic cost increase, these plans may be the right choice. Upon maturity, you will get back your premiums.

Term Insurance with Add-on Benefits

Riders are another addition you could make to your term insurance plans based on your needs. With riders such as waiver of premium and term rider, you can opt for a term insurance plan with enhanced scope.

Why Choose IndiaFirst Life?

Ensuring your family's financial security is paramount, and IndiaFirst Term Life Insurance Plans are designed with this priority in mind. Here's why opting for our term insurance plans is the right choice:

Trusted by 1.6 Crore Customers for their life insurance policy

Promoted by Bank of Baroda

High Claim Settlement Ratio of 98.04%

Seamless Online and Offline Experience

100% Genuine Claims are Settled in 1 day.

Understanding Term Insurance Eligibility Criteria

Explore our Term Insurance eligibility criteria to secure your family's future. This section covers essential aspects, including term insurance age limits and term plan age limits.

Age Requirements (Term Plan Age Limit):

Minimum age for application: 18 years
Maximum age for application: 60 years
Maximum age at the end of the plan: 99 years

Sum Assured Limits:

Minimum Sum Assured: ₹1,00,000
Maximum Sum Assured: ₹ 5,00,00,000

Policy Term Options:

Policy terms typically range from 5 to 81 years, aligning with individual needs.

How to Buy the Best Term Insurance Plan in India?

Term insurance plans are usually a long-term commitment. To ensure that the purchase you make is best suited to you, here are a few things to remember when buying the best term plan.

The best term insurance plan is not a one-size-fits-all product. Consider your budget and look for the right term plan for you. For example, you could opt for a 50 lakh term insurance policy, but if the premium estimates seem like they could strain your budget, reevaluate the coverage amount.
Besides your budget, one should also consider the suitability of the coverage that may be necessary for them. For example, you could opt for a 1 Crore term insurance plan, but it may not be necessary for you. It would not make sense to pay for a benefit that would overcompensate for the situation. Take stock of your liabilities and opt for a suitable sum assured accordingly.
Go for a trusted insurance company. When buying term insurance, check the credibility of the insurer you plan to go with. Take into consideration factors such as company reputation, claim settlement ratio, customer support, volume of claims settled, and other similar factors that can help you choose.
Before you make a purchase, browse through all the different plan options. You can also use a term insurance calculator to get estimates.

Additionally, it is important to ensure that your nominee is aware of the policy details and the procedure to apply for a claim.

How much term insurance coverage do you need?

Your term insurance sum assured should be enough to cover any financial liabilities you may leave behind for your family to face.

One of the commonly used methods to get an ideal sum assured value is estimating the human life value. This can be achieved by using a human life value calculator or by calculating your liabilities and considering a value that is ten times your annual income.

However, as an example, if your situation makes you believe that buying 1.5 Crore term insurance is a better deal for you than a 1 Crore sum assured plan, you may opt for it accordingly.

Do note that your chosen sum assured is subject to approval by the insurer’s underwriting team.

What is a Term Insurance Rider? Why is it important?

A term insurance rider is an additional feature that can be attached to your core term insurance policy. It comes at an additional cost that is added to your base premium.

Why do you need term insurance riders? Term plans are simple in design. If you seek to keep the costs relatively low but add to the list of features offered, riders can be an option.

For example, a term rider is an add-on that will allow you to increase the coverage duration of your policy. On the other hand, a waiver of premium rider can help you stop premium payments to the plan if a benefit is claimed.

You can add one of multiple riders to the policy, based on your needs and budget. This can also minimise the need for you to buy a separate plan.

Steps to Purchase IndiaFirst Life Term Insurance?

படி 1 - கவரேஜ் தேவையை நிர்ணயிக்கவும்
உங்கள் வளரும் வாழ்க்கை முறை மற்றும் குடும்பத் தேவைகளுக்கு ஏற்ப, சரியான கவரேஜை கண்டுபிடிக்க, எங்கள் கால்குலேட்டரை பயன்படுத்துங்கள்.
படி 2 - வாழ்க்கை நிலையை கருத்தில் கொள்ளவும்
உங்கள் வாழ்க்கை நிலை, குடும்பத்தில் உங்களை சார்ந்துள்ளவர்கள், வருமானம் மற்றும் பழக்கவழக்கங்கள் ஆகியவற்றின் அடிப்படையில் உங்கள் திட்டத்தை வடிவமைத்திடுங்கள்.
படி 3 - டெர்ம் பிளான் பலன்களைப் புரிந்து கொள்ளவும்
பாலிசி அம்சங்களை மதிப்பாய்வு செய்து, விரிவான கவரேஜுக்கு ரைடர் விருப்பங்களை ஆராயுங்கள்.
படி 4 - மேற்கோளை பெறவும்
உத்தரவாத தொகை மற்றும் கவரேஜ் ஆண்டுகளை தேர்ந்தெடுப்பதன் மூலம், விரைவில் ஒரு பிரீமியம் மேற்கோளை பெறுங்கள்.
படி 5 - காப்பீட்டை செயல்படுத்த பிரீமியமை செலுத்தவும்
உங்கள் பிளானை நிறைவு செய்து, விவரங்களை வழங்கி, ஆன்லைனில் கட்டணம் செலுத்தி, உடனடியாக செயல்படுத்த ஆவணங்களை சமர்ப்பியுங்கள்.

Documents Required For Term Insurance

To ensure ease of purchase, it is advisable to have the following documents ready when you buy a term insurance plan.

Proof of Identity

PAN card
Aadhaar card
Voter ID
Passport

Proof of Address

Telephone, Electricity, or Gas bill in the past three months
Property tax receipt

Proof of Income

For salaried individuals:

Recent Form 16
Bank Statement for salary

For self-employed individuals:

Form 26AS
Profit-loss document and balance sheet verified by CA

Depending on your medical history and age, you may also be required to produce medical reports or undergo a medical test.

Frequently Asked Questions

View All FAQ’s

டெர்ம் இன்சூரன்ஸ் அடிப்படைகள்

Buying Term Insurance

Term Insurance Premium

டெர்ம் பிளான் லைஃப் இன்சூரன்ஸை வாங்குவது புத்திசாலித்தனமான செயலா?

Answer: நிச்சயமாக. ஒரு ₹1 கோடி டெர்ம் இன்சூரன்ஸ் பாலிசியானது, உங்களுக்கு அகால மரணம் ஏற்பட்டால், உங்கள் குடும்பத்திற்கு நிதிப் பாதுகாப்பை வழங்குகிறது. இது அவர்களின் வாழ்க்கைமுறையைப் பராமரிக்கவும், அவர்கள் விருப்பங்களை நிறைவேற்றவும் அவர்களுக்கு உதவுகிறது.

இரண்டு டெர்ம் இன்சூரன்ஸ் பாலிசிகளை வைத்திருப்பது சரியா?

Answer: ஆம், பல பாலிசிகளை வைத்திருப்பது நல்லது, ஆனால் புதிய டெர்ம் காப்பீட்டு தகுதியைப் பாதிக்கக்கூடிய தற்போதைய விவரங்களை நீங்கள் வெளியிட வேண்டும்.

ஒரு டெர்ம் பிளானை வாங்க எனக்கு என்ன ஆவணங்கள் தேவை?

Answer: பொதுவாக, உங்களுக்கு அடையாள, முகவரி மற்றும் வருமான சான்றுகள், சாத்தியமான மருத்துவப் பதிவுகளுடன் கூட தேவைப்படலாம். தேர்ந்தெடுக்கப்பட்ட திட்டம் மற்றும் காப்பீட்டாளரின் அடிப்படையில் இது மாறுபடலாம்.

இந்தியாவில் டெர்ம் இன்சூரன்ஸ் வாங்க சரியான வயது என்ன?

Answer: 18 வயதுக்கு முன்னரே தொடங்குங்கள். உங்களைச் சார்ந்தவர்கள் மற்றும் நிலையான வருமானம் உங்களுக்கு இருந்தால், உடனடியாக இதைக் கருத்தில் கொள்ளுங்கள். வயதுக்கு ஏற்ப பிரீமியங்கள் அதிகரிக்கும்.

எனது டெர்ம் பிளான் பாலிசியின் காலம் என்னவாக இருக்க வேண்டும்?

Answer: கிடைக்கக்கூடிய அதிகபட்சமான காலத்தை தேர்வு செய்யுங்கள். இது உங்கள் அன்புக்குரியவர்களின் நிதி நலனை நீண்ட காலத்திற்கு பாதுகாக்கும்.

யாருக்கு டெர்ம் கவர் தேவை?

Answer: புதிதாகத் திருமணமான தம்பதிகள்: டெர்ம் இன்சூரன்ஸ் பாலிசி மூலம், உங்கள் மனைவிக்கு மன அமைதியையும் நிதிப் பாதுகாப்பையும் பரிசாக வழங்குங்கள். இது முதன்மையான குடும்பத் தலைவரின் இழப்பிற்கு, உடனடியான நிதிகளை வழங்கும்.
பெற்றோர்கள்: நீங்கள் அருகில் இல்லாவிட்டாலும், உங்கள் குழந்தைகளின் எதிர்காலத்தை பாதுகாக்க, நிதி ஆதரவை உறுதிசெய்து, டயப்பர்கள் முதல் பல்கலைக்கழக செலவுகள் வரை அவர்களின் வளரும் தேவைகளை காப்பீடு செய்யுங்கள்.
தனி நபர்கள்/இளம் தொழிலாளர்கள்: தீவிர நோய்களுக்கு எதிராக உங்களைப் பாதுகாத்து, வாழ்க்கையில் சீக்கிரமே டெர்ம் பிளானை பெறுவதன் மூலம் குறைந்த பிரீமியங்களிலிருந்து பயனடையுங்கள்.
பணிபுரியும் பெண்கள்: டெர்ம் இன்சூரன்ஸ் பிளானைக் கொண்டு, உங்கள் குடும்பத்தின் நிதி ஆரோக்கியத்தை கவனித்து, தீவிர நோய்களுக்கு தீர்வு காணுங்கள், பெற்றோருக்கும் கவரேஜை நீட்டியுங்கள்.
ஓய்வு பெற்றவர்கள்: ஓய்வு காலத்தில் நிதி நிலைத்தன்மையை உறுதிசெய்து, டெர்ம் இன்சூரன்ஸ் பே-அவுட்கள் மூலம் உங்களைச் சார்ந்தவர்களுக்கு வரியில்லா சுதந்தரத்தை வழங்குங்கள்.
வரி செலுத்துவோர்: பிரிவு 80C இன் கீழ் பிரீமியம் விலக்குகளைப் பெறுவதன் மூலம் வரிச் சுமையைக் குறைக்க டெர்ம் இன்சூரன்ஸில் புத்திசாலித்தனமாக முதலீடு செய்யுங்கள்.

ஒரு டெர்ம் பிளானுக்கு எவ்வளவு செலவாகும்?

Answer: செலவுகள் வயது, உடல்நலம் மற்றும் கவரேஜ் போன்ற காரணிகளைப் பொறுத்தது. உதாரணமாக, புகைபிடிக்காத 30 வயது நபருக்கு 40 ஆண்டுகளுக்கான ₹1 கோடி டெர்ம் பிளானில், ஆண்டுக்கு ₹8,260 செலவாகும்.

Will my premium change during the policy tenure?

Answer: இல்லை, சேவை வரி விதிமுறைகளில் உள்ள மாற்றங்கள் தவிர, பாலிசி காலம் முழுவதும் உங்கள் பிரீமியம் மாறாமல் இருக்கும்.

How much does a term insurance policy cost?

Answer: Costs depend on factors like age, health, and coverage. For instance, a ₹1 crore term plan for 40 years may cost ₹8,260 annually for a 30-year-old person who doesn't smoke.

Will my premium change during the policy tenure?

Answer: No, your premium remains constant throughout the policy tenure, except for changes in service tax regulations.

Do term insurance plans offer tax benefits?

Answer: Yes, you can claim tax benefit under Section 80C for premiums and Section 10(10D) for tax-free lump sum payouts.

Learn More About Term Insurance

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மிகவும் தேடப்பட்ட வார்த்தைகள்

டெர்ம் இன்சூரன்ஸ்

ULIP பிளான்

இன்வெஸ்ட்மெண்ட் பிளான்கள்

சேவிங்ஸ் பிளான்

ரிடையர்மெட் பிளான்கள்

சைல்ட் இன்சூரன்ஸ் பிளான்கள்

குரூப் இன்சூரன்ஸ் பிளான்கள்

வருமான வரி கால்குலேட்டர்

ரிடையர்மெண்ட் கால்குலேட்டர்

BMI கால்குலேட்டர்

காம்பவுண்டிங் இண்டரெஸ்ட் (கூட்டு வட்டி) கால்குலேட்டர்

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Disclaimer

T&C*

*First year monthly premium for 1 Cr sum assured bought online for 20-year-old healthy male for cover up to age 75 would be 1608 (20.27 per day). Regular monthly premium from year 2 for the same parameters would be 1676 (22.53 per day).

1800 209 8700

Customer Care Number

8828840199

For online policy purchase

+91 22 6274 9898

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டெர்ம் இன்சூரன்ஸ் பாலிசியைக் கொண்டு

What is term Insurance?

Why Should You Buy Term Insurance?

Explore IndiaFirst Term Insurance Plans

IndiaFirst Life Elite Term Plan

IndiaFirst Life Elite Term Plan

IndiaFirst Life Plan

IndiaFirst Life Plan

IndiaFirst Life Guaranteed Protection Plus Plan

IndiaFirst Life Guaranteed Protection Plus Plan

IndiaFirst Life Saral Jeevan Bima Plan

Who Should Buy a Term Plan?

Young Professionals

Parents

Self-employed Individuals

Women

Senior Citizens

Debtors

How Does a Term Plan Work?

Features of Term Insurance

Cost-effective Structure

Flexible Coverage Duration

Premium Payment Options

Rider Choices

Tax Benefits

Ease of Purchase

Benefits of Term Insurance

Life Cover

Affordable Premiums

Maturity Benefits

Tax-saving Prospects

Add-on Benefits

Types of Term Insurance Plans

Level Term Insurance

Term Insurance Plan with Return of Premium

Term Insurance with Add-on Benefits

Why Choose IndiaFirst Life?

Understanding Term Insurance Eligibility Criteria

Age Requirements (Term Plan Age Limit):

Sum Assured Limits:

Policy Term Options:

How to Buy the Best Term Insurance Plan in India?

How much term insurance coverage do you need?

What is a Term Insurance Rider? Why is it important?

Steps to Purchase IndiaFirst Life Term Insurance?

படி 1 - கவரேஜ் தேவையை நிர்ணயிக்கவும்

படி 2 - வாழ்க்கை நிலையை கருத்தில் கொள்ளவும்

படி 3 - டெர்ம் பிளான் பலன்களைப் புரிந்து கொள்ளவும்

படி 4 - மேற்கோளை பெறவும்

படி 5 - காப்பீட்டை செயல்படுத்த பிரீமியமை செலுத்தவும்

Documents Required For Term Insurance

Proof of Identity

Proof of Address

Proof of Income

Depending on your medical history and age, you may also be required to produce medical reports or undergo a medical test.

Frequently Asked Questions

டெர்ம் இன்சூரன்ஸ் அடிப்படைகள்

Buying Term Insurance

Term Insurance Premium

டெர்ம் பிளான் லைஃப் இன்சூரன்ஸை வாங்குவது புத்திசாலித்தனமான செயலா?

இரண்டு டெர்ம் இன்சூரன்ஸ் பாலிசிகளை வைத்திருப்பது சரியா?

ஒரு டெர்ம் பிளானை வாங்க எனக்கு என்ன ஆவணங்கள் தேவை?

இந்தியாவில் டெர்ம் இன்சூரன்ஸ் வாங்க சரியான வயது என்ன?

எனது டெர்ம் பிளான் பாலிசியின் காலம் என்னவாக இருக்க வேண்டும்?

யாருக்கு டெர்ம் கவர் தேவை?

ஒரு டெர்ம் பிளானுக்கு எவ்வளவு செலவாகும்?

Will my premium change during the policy tenure?

How much does a term insurance policy cost?

Will my premium change during the policy tenure?

Do term insurance plans offer tax benefits?

Learn More About Term Insurance

மிகவும் தேடப்பட்ட வார்த்தைகள்

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