Harness The Power Of Disciplined Investing With The IndiaFirst Life Cash Back Plan

IndiaFirst Life
• 23 Jul, 2025

Disciplined Investing Made Simple with Cash Back Plan

Receiving steady payouts throughout your policy term can be an effective way to stay financially ahead. The IndiaFirst Life Cash Back Plan is designed to make this possible. By making the right investment with the IndiaFirst Life Cash Back Plan, you can enjoy a disciplined approach to building your savings while safeguarding your loved ones. This money back life insurance policy offers periodic payouts to handle immediate expenses and an assured lump sum for the future. Combine this with guaranteed additions and life coverage, and you have a comprehensive solution for long-term stability.#

What is a Money Back Policy?

A money back policy is a life insurance plan that provides both security and regular liquidity, making it ideal for those who prefer discipline when it comes to investing. It accumulates periodic payouts at specified intervals throughout the policy term. Meanwhile, your loved ones remain financially safeguarded, as the plan ensures a lump sum is paid out in the event of your untimely demise. Unlike some market-linked products, a money back policy offers stable returns and peace of mind, helping you manage short-term goals without compromising on long-term financial planning.

With disciplined investing through the IndiaFirst Life Cash Back Plan, you can enjoy guaranteed additions alongside scheduled payouts. This approach ensures that you have funds available for immediate needs while steadily building your savings for the future. For instance, if you opt for an 18-year plan, you can receive a portion of the sum assured every few years, allowing you to meet goals such as education fees or home renovations. If an unfortunate event occurs, the nominee receives the policy’s full coverage. This enduring blend of periodic returns and comprehensive life cover makes a money back policy a valuable financial tool.

Why Get a Money Back Policy?

Steady Returns:

A money back policy provides periodic payouts through the policy term, ensuring you have a reliable stream of funds for ongoing needs. Unlike high-risk investments, it offers more predictability, giving you peace of mind about your finances.
Combined Protection:

Alongside generating wealth, a money back policy also secures your family’s future in the event of an untimely demise. This dual benefit helps you stay prepared for life’s milestones while offering essential safety nets for loved ones.
Disciplined Approach:

By regularly setting aside contributions towards your financial portfolio, you naturally develop financial discipline. Investing with the IndiaFirst Life Cash Back Plan can help you cultivate consistent saving habits without disrupting your day-to-day lifestyle.
Boosted Growth:

In many cases, you may receive additional accumulations or bonuses, which can significantly increase the total amount you receive over time. This extra layer of growth supports larger life goals.
Flexible Options:

Most money back plans let you choose premium payment frequencies and payout schedules. When you opt for a policy like the IndiaFirst Life Cash Back Plan, you can align the policy with your unique financial requirements.

Key Features of IndiaFirst Life Cash Back Plan

The IndiaFirst Life Cash Back Plan is a non-linked, non-participating money back life insurance policy designed to help you enjoy disciplined investing while safeguarding your loved ones. Here’s a closer look at its key features.

Periodic Cash Back:

This plan ensures steady cash flow throughout its tenure, allowing you to effectively manage everyday requirements, milestones, or even spontaneous needs.
Flexible Investment Periods:

You can choose between 9, 12, 15, or 18-year terms, aligning your policy duration with significant life goals such as home upgrades, higher education funding, or retirement planning.
Guaranteed Joyful Payouts:

These regular payouts act as a source of assurance, enhancing life’s significant moments and encouraging a consistent approach toward saving.
Boosted Returns with Guaranteed Additions:

Over time, you earn guaranteed additions, which enhance your savings potential and help you build a stronger financial portfolio.
Strong Risk Coverage:

Your loved ones are protected through a sum assured on maturity or 10x the annualised premium, whichever is higher. This coverage includes accumulated guaranteed additions in case of an unfortunate event.#
Long-Term Benefits:

Pay limited premiums and enjoy the peace of mind that comes from extended coverage and rewards. It is a streamlined way to commit to disciplined investing for the future.
Tax Efficiency:

The plan allows you to optimise tax savings on both premiums and benefits, subject to existing tax laws.**

Investing with the IndiaFirst Life Cash Back Plan is easy and thorough. With disciplined investing, you can seamlessly balance your short- and long-term financial needs while safeguarding your loved ones. The plan’s guaranteed additions# and periodic payouts can help you stay on track with your milestones and goals. Flexible investment periods, life cover, and the potential for tax benefits can help you fulfil your aspirations responsibly.**

** Tax exemptions are as per applicable tax laws from time to time.

Disclaimer:

IndiaFirst Life Insurance Company Limited, IRDAI Regn No.143, CIN: U66010MH2008PLC183679, Address: 12th & 13th floor, North [C] Wing, Tower 4, Nesco IT Park, Nesco Center, Western Express Highway, Goregaon (East), Mumbai – 400 063.

Tollfree No – 18002098700.

www.indiafirstlife.com

SMS to 5667735 SMS Charges apply, IndiaFirst Life Insurance Company Limited is only the name of the Life Insurance Company and IndiaFirst Life Cash Back Plan UIN 143N024V04 is only the name of the Life Insurance Product and does not in any way indicate the quality of the contract, its future prospects, or returns. For more details on risk factors and terms and conditions, please read the sales brochure carefully before concluding the sale. Trade logo displayed above belongs to our promoter M/s Bank of Baroda and is used by IndiaFirst Life Insurance Co. Ltd. Under license.

by IndiaFirst Life
Headquartered in Mumbai, IndiaFirst Life Insurance Company Limited (IndiaFirst Life), with a paid-up share capital of INR 754.37 crore, is one of the fastest growing private life insurers in India in terms of New Business IRP in Fiscal 2023. Our key differentiators are our simple, easy-to-understand products that are optimally priced. As of Sept 30, 2023, we offered 30 retail products, 13 group products along with six riders (across retail and group portfolios), along with policies under the PMJJBY scheme, catering to protection, savings, health and retirement needs of our customers, leveraging multiple distribution capabilities and augmenting various investment options. In all propositions under the categories of Participating Plans, Non-Participating Savings Plans, Non-Participating Protection Plans, Unit Linked Insurance Plans, Group Protection Plans, Corporate Funds Plans, Riders & PMJJBY form a complete suite of offerings that help our customers prepare for the certainties of life. Our products are easy to understand and optimally priced with a developed comprehensive risk management framework/policy.