IndiaFirst Life
Blog

Author:IndiaFirst Life | Date:14 सितंबर 2023 | Time:11:37:00

Traditionally, savings in India have focused on two things - planning for the family’s future and saving on taxes.

Author:Indiafirst Life | Date:29 अगस्त 2023 | Time:13:37:00

Come June and July, the whole country asks this! This is the time the whole nation is caught up in the frenzy of filing returns.

Author:Indiafirst Life | Date:22 अगस्त 2023 | Time:18:51:00

Misinformation or partial information, and unfounded myths can do much damage to a product or service. And that’s precisely what has happened in the case of ULIPs.

Author:IndiaFirst Life | Date:11 अगस्त 2023 | Time:14:09:00

Children are an investment, but the joy they bring is priceless. Which is why, you’ll go to any lengths to make their life perfect, even if it means sacrificing your own dreams and desires.

Author:IndiaFirst Life | Date:07 अगस्त 2023 | Time:11:48:00

Life is different for everyone. Yet, milestones across various life stages are quite common for all of us.

Author:IndiaFirst Life | Date:04 अगस्त 2023 | Time:11:09:00

Let’s look at term insurance itself. People choose to believe the life insurance myths around it and lose out on this wonderful saving opportunity.

Author:IndiaFirst Life | Date:31 जुलाई 2023 | Time:14:01:00

Retirement is inevitable. How you live it is up to you. Today’s retirement is about rediscovering life by doing all the things your responsibilities towards your family forbade you from doing. It is about rediscovering independence, as opposed to dependence on children.

Author:IndiaFirst Life | Date:20 जुलाई 2023 | Time:15:43:00

Gone are the days when retirement meant bent backs, and a sad life confined to the home. Today, retirement has evolved into something beautiful.

Author:IndiaFirst Life | Date:17 जुलाई 2023 | Time:12:10:00

Life can be unpredictable – Covid-19 is the biggest example. And if you’re thinking, ‘Oh, that was a one-time event’, let us assure you that any unexpected event can turn your life upside down.

Author:IndiaFirst Life | Date:14 जुलाई 2023 | Time:11:32:00

If you are waiting for the right moment to start saving, you’ve already lost a major part of your savings.

Author:IndiaFirst Life | Date:11 जुलाई 2023 | Time:15:42:00

As the name suggests, group term life insurance is a term plan that provides life cover to a group of individuals for a specific number of years, for a fixed premium.

Author:IndiaFirst Life | Date:10 जुलाई 2023 | Time:08:26:00

If you want to make money, you must know how to manage it well. That is no easy task. Money management involves staying constantly informed about the economy, taxes, and finance.

Author:IndiaFirst Life | Date:06 जुलाई 2023 | Time:16:37:00

Then it only makes sense that you prepare for all changes. Everyone knows that they will marry, have children, fall sick, care for aging parents, age, retire from jobs, and so on.

Author:IndiaFirst Life | Date:28 जून 2023 | Time:14:09:00

Investing in stocks is so tempting, especially when you hear stories of how people have made meteoric riches through it.

Author:IndiaFirst Life | Date:27 जून 2023 | Time:13:45:00

A good offer is always welcome. People constantly look for ways to earn more money, to secure the futures of their family and themselves.

Author:IndiaFirst Life | Date:13 जून 2023 | Time:15:07:00

Life insurance is synonymous with protection. It is a contract between the buyer and the insurance company, wherein the latter provides a sum assured as financial security to the former’s dependants, in the event of an unforeseen demise

Author:IndiaFirst Life | Date:05 जून 2023 | Time:16:04:00

Why do you buy term life insurance? To protect your family from the financial challenges that they may face in the unfortunate event of breadwinner.

Author:IndiaFirst Life | Date:24 मई 2023 | Time:10:50:00

For most of us, a month signifies more than just 30 days. It is a constant reminder that the time to pay bills, dues, EMIs, school fees and a never-ending list of expenses, is approaching. We mostly calculate a month in terms of expenses.

Author:IndiaFirst Life | Date:19 मई 2023 | Time:15:03:00

The power of compounding refers to the power of compound interest. Compound interest is calculated on the initial investment amount as well as the cumulative interest earned from prior periods.

Author:IndiaFirst Life | Date:17 मई 2023 | Time:16:02:00

The new tax regime was first announced in Budget 2020, and this year, in Budget 2023, several changes were announced.

Author:IndiaFirst Life | Date:11 मई 2023 | Time:16:16:00

There is one thing that everyone works towards – peace of mind that financial security brings. This can only be achieved if you are able to build a savings corpus that is worthwhile.

Author:IndiaFirst Life | Date:04 अप्रैल 2023 | Time:16:07:00

Insurance is important for everyone’s financial security as it protects you from unexpected events such as accident, illness or death.

Author:IndiaFirst Life | Date:24 मार्च 2023 | Time:10:30:00

Most people think of life insurance as a wise investment that protects one’s family in the unforeseen event of their death.

Author:IndiaFirst Life | Date:10 मार्च 2023 | Time:16:29:00

ULIPs, or Unit Linked Insurance Plans, are one of the best ways to grow your wealth. These insurance policies are market-linked and offer dynamic returns based on market performance.

Author:IndiaFirst Life | Date:03 मार्च 2023 | Time:17:29:00

We hear it time and again. Saving money and investing it is a good habit. The right investments can grow your money exponentially and help you achieve your long-term goals and aspirations.

Author:IndiaFirst Life | Date:03 मार्च 2023 | Time:17:21:00

Insurance is important for everyone, whether it is for protecting your family, your health, your income, or your possessions. While both men and women need insurance, it is important for women to purchase separate, and adequate insurance plans as their requirements differ from men.

Author:IndiaFirst Life | Date:03 मार्च 2023 | Time:13:54:00

Income tax is inevitable if you earn anything over ₹ 5,00,000 annually. Every year eight crore people in India have to race to their CAs to file their income taxes.

Author:IndiaFirst Life | Date:28 फ़रवरी 2023 | Time:11:31:00

The popular belief goes that life insurance is only useful in death, so why is it called life insurance? Well, that’s a common myth surrounding life insurance.

Author:IndiaFirst Life | Date:20 फ़रवरी 2023 | Time:16:44:00

As India prepares to take its place among the top developing but largely self-reliant nations in the world, India’s income tax budget 2023 was presented by Finance Minister Nirmala Sitharaman on Feb 1, 2023.

Author:IndiaFirst Life | Date:20 फ़रवरी 2023 | Time:08:37:00

Life insurance offers a range of products to fulfill every requirement. Whichever plan you choose, it guarantees financial protection for your family, irrespective of whether it is during your lifetime or after.

Author:IndiaFirst Life | Date:19 जनवरी 2023 | Time:13:25:00

Yes, Non-Resident Indians (NRIs) can buy life insurance policies in India. According to FEMA (Foreign Exchange Management Act), NRIs and PIOs (Persons of Indian Origin) can purchase life insurance policies in India, given they fulfil certain conditions.

Author:IndiaFirst Life | Date:19 जनवरी 2023 | Time:12:59:00

Life insurance is synonymous with protection, as it offers financial security in many ways. There are two types of life insurance plans: Term insurance and traditional life insurance policies, which include Pension plan, Child plan, Whole Life plan, Money Back plan, and Endowment Plan.

Author:IndiaFirst Life | Date:18 जनवरी 2023 | Time:14:32:00

Imagine a low-risk investment that has the potential to grow your savings, create wealth, help you achieve long term goals, and secure you financially for decades!

Author:IndiaFirst Life | Date:03 जनवरी 2023 | Time:16:38:00

You've decided to put your money into ULIP (Unit-Linked-Insurance Plans). You've decided how much to invest, researched your options, and probably even chosen the best ULIP plan for yourself.

Author:IndiaFirst Life | Date:28 दिसंबर 2022 | Time:16:33:00

Before deciding whether insurance is an investment or not, it is critical to understand how they differ. Budgeting, debt management, tax planning, insurance, and investment management are all examples of financial management practises.

Author:IndiaFirst Life | Date:16 दिसंबर 2022 | Time:09:25:00

Term insurance is a financial security alternative for an individual to safeguard the future of your family members. The nominee will be compensated in accordance with the terms of the policy in the event of an accident, disability, or death of the policy holder.

Author:IndiaFirst Life | Date:13 दिसंबर 2022 | Time:10:59:00

A wise investing plan can help you build wealth and protect the financial future of your family. Mutual funds and ULIPs (unit-linked insurance plans) are both popular investment options for those seeking long-term wealth accumulation.

Author:IndiaFirst Life | Date:10 नवंबर 2022 | Time:10:06:00

The pandemic has taught us the importance of investing in a life insurance. The family's need for security has intensified due to the erratic nature of life during COVID.

Author:Atri Chakraborty | Date:04 नवंबर 2022 | Time:15:49:00

A Life Insurance plan provides financial safety in times of crisis. It provides great relief to the family when the sole breadwinner passes away due to an unfortunate loss of life. 

Author:IndiaFirst Life | Date:03 नवंबर 2022 | Time:14:13:00

Life insurance is one of the best financial instruments as it has a plan for every member of the family. Family life insurance covers everyone, from the breadwinner to the spouse and children, and keeps them financially secure in the long term.

Author:IndiaFirst Life | Date:03 नवंबर 2022 | Time:13:51:00

People tend to avoid discussing life insurance importance because they associate it with death. This is probably because term insurance, which is the simplest and most popular plan, pays the dependents the sum assured (the amount the person is insured for), in case of the policy holder’s death before plan maturity.

Author:IndiaFirst Life | Date:07 अक्‍तूबर 2022 | Time:08:56:00

For most people, “Tax” implies money going out of income. Tax is a part of wealth creation and is just as essential. However, tax can also add to your wealth if you invest in tax saving investment options.

Author:IndiaFirst Life | Date:26 अगस्त 2022 | Time:11:49:00

One of the best life insurance policies to protect your family's financial future from unforeseen circumstances is a term plan.

Author:IndiaFirst Life | Date:08 अगस्त 2022 | Time:10:12:00

Purchasing insurance can be a very daunting ordeal but it doesn’t have to be this way. In this day and age, there are a lot of resources present to help you and inform you about its benefits.

Author:IndiaFirst Life | Date:08 अगस्त 2022 | Time:09:37:00

What are your investment plans for 2022? Have you been thinking that which is a better option, life insurance, ULIPs, mutual funds, etc.?

Author:IndiaFirst Life | Date:11 जुलाई 2022 | Time:14:01:00

Nothing beats holding your newborn baby in your arms and admiring their innocence as a proud parent.

Author:IndiaFirst Life | Date:23 जून 2022 | Time:08:32:00

As parents, your primary concern is your child's future and you invest most of your lives planning for it.

Author:IndiaFirst Life | Date:20 जून 2022 | Time:08:16:00

A death claim is the nominee's formal request to the insurance company. IndiaFirst Life provides a step-by-step guide on how to claim term insurance sum assured after policy holder’s death.

Author:IndiaFirst Life | Date:07 जून 2022 | Time:09:42:00

Unlike many other financial products, a life insurance policy affects our entire life.

Author:IndiaFirst Life | Date:01 जून 2022 | Time:16:30:00

A child endowment plan offers you dual benefits of life insurance for the policyholder and future savings for the child.

Author:IndiaFirst Life | Date:19 जुलाई 2021 | Time:12:24:00

The primary reason to purchase various types of insurance is protection. For a sound financial portfolio, insurance is the pillar to ensure your financial security.

Author:IndiaFirst Life | Date:11 जुलाई 2021 | Time:19:30:00

A guaranteed savings plan is a traditional life insurance product which also helps to achieve your savings goal with the least possible risk.

Author:IndiaFirst Life | Date:23 जून 2021 | Time:15:00:00

A term insurance plan for non-working spouse helps you plan for any future eventuality with the help of suitable riders.

Author:IndiaFirst Life | Date:16 जून 2021 | Time:08:11:00

When choosing to make a long-term decision like purchasing life insurance, you must approach the matter as you would any critical life choice.

Author:IndiaFirst Life | Date:04 जून 2021 | Time:22:30:00

The Pradhanmantri Jeevan Bima Yojana is a government initiative to encourage insurance coverage across underprivileged families in India.

Author:IndiaFirst Life | Date:25 मई 2021 | Time:22:09:00

An endowment plan is a life insurance policy that offers the dual benefits of life protection and wealth creation.

Author:IndiaFirst Life | Date:11 मई 2021 | Time:15:57:00

Life insurance riders are additional optional benefits that can be attached to the base policy of the policyholder.

Author:IndiaFirst Life | Date:10 मई 2021 | Time:09:43:00

A term plan is a pure protection insurance plan that provides you a substantial life cover in exchange for a periodic premium payment.

Author:IndiaFirst Life | Date:08 मई 2021 | Time:22:40:00

Endowment plans or endowment assurance policies are life insurance products giving life cover, periodic pay-outs and guaranteed earnings.

Author:Praveen Menon | Date:07 मई 2021 | Time:16:29:00

Change is not the disruptive element of life, but it is the natural order of things. It is the only constant thing that is seen across the multitude of things right from ‘birth cycle’ in humans to the changes to the season.

Author:Rushabh Gandhi | Date:07 मई 2021 | Time:14:56:00

With the #FreedomFromIlliteracy campaign, our objective was to create awareness across platforms where the reaction was quick and compelling.

Author:Rushabh Gandhi | Date:07 मई 2021 | Time:14:12:00

Life-stages may differ from person to person but being financially smart through each life-stage is critical.

Author:Indiafirstlife | Date:06 मई 2021 | Time:18:29:00

The theme for International Women's Day 2021 is understandably connected to the pandemic. By focusing on women in leadership this International Women's Day, the goal is to push for "an equal future in a COVID-19 world."

Author:IndiaFirst Life | Date:03 मई 2021 | Time:16:39:00

Since a home loan is a liability that you carry on your shoulders, it's recommended that you get a life insurance cover with your home loan. Site title Title Primary category Separator

Author:Atri Chakraborty | Date:29 अप्रैल 2021 | Time:22:41:00

The Pradhan Mantri Jeevan Jyoti Bima Yojana is a life insurance plan with a 1 year validity and renewable every year by the policyholder.

Author:IndiaFirst Life | Date:23 अप्रैल 2021 | Time:12:41:00

With a money back policy, you do not need to wait till the tenure is over to use the money you have been saving.

Author:IndiaFirst Life | Date:21 अप्रैल 2021 | Time:19:23:00

A term insurance policy's goal is to ensure that your family's financial needs and dreams are fulfilled even in your absence.

Author:IndiaFirst Life | Date:16 अप्रैल 2021 | Time:16:14:00

A term insurance policy is a pure protection plan that provides life coverage for the policy's duration in exchange for a premium to be paid every year.

Author:IndiaFirst Life | Date:09 अप्रैल 2021 | Time:18:30:00

For a long time now, a ULIP or unit linked insurance plan has been recognized as a wise investment option. ULIP investment gives you coverage like life insurance plans and creates an avenue for you to invest and build a corpus simultaneously.

Author:IndiaFirst Life | Date:05 अप्रैल 2021 | Time:15:10:00

It's impossible putting a price tag on our lives. While you're irreplaceble, a life insurance ensures that your loved ones are financially secured.

Author:IndiaFirst Life | Date:31 मार्च 2021 | Time:14:30:00

The outbreak and rapid spread of the coronavirus disease (COVID-19) has roiled markets and disrupted supply chains, threatening the global economy.

Author:IndiaFirst Life | Date:23 मार्च 2021 | Time:17:00:00

Retirement planning involves setting goals for your retired life and building a portfolio of investments to achieve these goals. Read our blog to know more!

Author:IndiaFirst Life | Date:19 मार्च 2021 | Time:17:56:00

Along with planning for your retirement, financial planning for your child should be one of your top priorities.

Author:IndiaFirst Life | Date:28 फ़रवरी 2021 | Time:12:56:00

Easily one of the most stressful years in recent history, 2020 will always be remembered as the year that brought us the novel coronavirus or COVID-19.