Enjoy 0% GST on your policy premium. Get ₹1 Cr. Life Cover at just ₹22.5/day* + 10%^ Online Discount with IndiaFirst Life ELITE Term Plan (UIN 143N070V01). *^T&C Apply.
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Tired of complicated insurance? We’ve made it effortless - Introducing IndiaFirst Life app-like tool Calculate, plan, and protect—all from your device. Your future is just a tap away.
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Enjoy 0% GST on your policy premium. Get ₹1 Cr. Life Cover at just ₹22.5/day* + 10%^ Online Discount with IndiaFirst Life ELITE Term Plan (UIN 143N070V01). *^T&C Apply.
Know More
Tired of complicated insurance? We’ve made it effortless - Introducing IndiaFirst Life app-like tool Calculate, plan, and protect—all from your device. Your future is just a tap away.
Install now!
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Life insurance for married couples is designed to provide financial security for both spouses under a single plan. As compared to individual coverage, a joint life insurance policy ensures benefits for both partners.
Here are several reasons why couples may want to opt for a joint life insurance policy:
By considering these aspects, couples can confidently choose the best life insurance option for married couples that gives them strong protection along with affordable premiums.
Choosing life insurance for couples helps ensure financial protection and stability for your loved ones. Whether one is buying joint life insurance for married couples or for unmarried partners, the right cover shields families from financial uncertainties. It not only provides peace of mind but also supports long-term planning, debt management, and future goals. By sharing one life insurance policy, couples can simplify their financial journey and make it easier to manage premiums, claim benefits, and secure their partner’s future with confidence.
It is a policy that covers both partners under one policy. If one partner under the joint life insurance for married couples passes away, the surviving spouse receives the benefit. In some cases, the death benefit is given to the beneficiaries on the demise of both policyholders.
Yes, it can be better. Joint coverage often comes with lower premiums and shared benefits. Many also choose spouse term insurance for the ease it brings, as all aspects of life insurance for both partners can be shared under one product.
The best life insurance for couples who are young and married is usually a joint term plan. It provides extensive coverage at affordable premiums, supports long-term planning, and allows couples to secure their future early while benefiting from lower costs.
Yes. Joint life insurance for married couples insures two lives under one contract, while traditional term insurance usually covers one life. If you want coverage for a longer period, you can opt for a whole life plan. It ensures lifelong financial security beyond the term period.
Yes, a husband and wife can take life insurance together through a joint life policy. The single policy covers both partners under one plan. It is a practical and often cost-effective solution. Life insurance for married couples makes management easier with a single premium payment and a maturity date. Such policies usually pay out the death benefit upon the first spouse's demise and provide immediate financial support to the surviving partner.
Yes. A housewife can get married life insurance, which allows her to contribute to family security. It ensures that in her absence, the family receives financial support to replace her contribution. A homemaker can opt for an individual life insurance plan or consider opting for life insurance for married couples, where the coverage will be shared by her and her partner.
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IRDAI Regd. No. 143 | CIN: U66010MH2008PLC183679Trade logo displayed above belongs to one of our promoters and shareholders, Bank of Baroda and are used by IndiaFirst Life Insurance Company Limited under License.
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