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Here are the features and benefits you can enjoy with a term insurance plan bought on a ₹35K salary:
Here are key things to consider before picking the right term insurance plan on a salary of ₹35K:
The ideal cover should be around ₹60–₹85 lakh or more, as that would be around 15-20 times your annual income (₹4.2 lakhs). You can use a term insurance premium calculator to know the premium for the amount you have in mind.
Yes, many plans allow you to increase the cover or come with future upgrade options. They can help you make the most of term life insurance benefits, based on life stages or salary growth.
Yes, you can buy a term insurance plan on a salary of ₹35K. The insurer may require medical tests, and premiums might be slightly higher (depending on the condition).
Yes, you can buy a term plan for your family or even opt for joint life coverage with a loved one. You can start with individual coverage and extend it later with joint life or family term insurance options (as your income grows). As such a plan would cover two or more people, the premium for the same may be higher.
The nominee needs to inform the insurer, submit documents, such as a death certificate and a form of ID proof, after which the claim is processed (usually within 15–30 days).
Yes, you can enhance your term insurance plan bought on a salary of ₹35K with term rider options (such as critical illness, disability, or accidental death).
** Tax exemptions are as per applicable tax laws from time to time.
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IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
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IRDAI Regd. No. 143 | CIN: U66010MH2008PLC183679Trade logo displayed above belongs to one of our promoters and shareholders, Bank of Baroda and are used by IndiaFirst Life Insurance Company Limited under License.
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