The health and well-being of mothers and infants play a crucial role in building a stronger society. To provide financial and nutritional support to expectant mothers, the Government of India launched the PMVVY scheme. The full form of PMVVY is Pradhan Mantri Matru Vandana Yojana (PMMVY). This maternity benefit scheme is designed to help pregnant and lactating women meet medical expenses, take proper care during pregnancy, and compensate for wage loss. By offering cash incentives, the scheme encourages women to focus on their health and their child’s development. Let’s learn more about the PMMVY scheme details.
What is the Pradhan Mantri Matru Vandana Yojana?
The Pradhan Mantri Matru Vandana Yojana (PMMVY) is a centrally sponsored flagship scheme implemented by the Ministry of Women and Child Development. Its main objective is to support women from economically and socially disadvantaged backgrounds during pregnancy and lactation.
Under the PMMVY scheme, cash incentives are provided to women for their first two live births, subject to conditions. For the first child, the beneficiary receives ₹5,000 in instalments. Additionally, under the Janani Suraksha Yojana (JSY), institutional delivery incentives ensure that a woman receives around ₹6,000 in total. For the second child, if the child is a girl, the scheme provides ₹6,000 in one instalment.
This provision for the second girl child was introduced under PMMVY 2.0, effective from April 2022. The aim was to promote a positive attitude toward the girl child and discourage practices such as female foeticide.
Key Benefits of the Pradhan Mantri Matru Vandana Yojana and Conditions to Avail Them
The PMMVY Yojana provides several financial benefits to ensure the health and safety of both mother and child.
Benefits for the First Child
First Instalment:
₹3,000 is provided when the pregnancy is registered, along with at least one antenatal check-up within six months at an Anganwadi centre or approved health facility.
Second Instalment:
₹2,000 is provided once childbirth is registered, and the child has received all vaccinations due till 14 weeks of age under the Universal Immunization Program.
Benefits for the Second Child
If the second child is a girl, the mother receives ₹6,000 in one instalment after birth. This is granted once pregnancy is registered, one antenatal check-up is done, and the girl child is registered and vaccinated up to 14 weeks.
In cases of miscarriage or stillbirth, the woman is treated as a fresh beneficiary for her next pregnancy.
Thus, the financial assistance from the Pradhan Mantri Matru Vandana Yojana helps reduce wage loss and ensures better healthcare access during pregnancy and early motherhood.
Eligibility for the Pradhan Mantri Matru Vandana Yojana
The Pradhan Mantri Matru Vandana Yojana has clear eligibility guidelines to ensure that benefits reach those who need them most.
Who is Eligible?
- Women who are at least 19 years of age at the time of pregnancy.
- Pregnant women experiencing wage loss due to pregnancy.
- Women belonging to Scheduled Castes, Scheduled Tribes, or Below Poverty Line (BPL) families.
- Women beneficiaries of other government programs such as PMJAY (Ayushman Bharat), Kisan Samman Nidhi, MGNREGA, or those holding e-Shram cards.
- Women with a net family income of less than ₹8 lakh per annum.
- Pregnant and lactating Anganwadi Workers (AWWs), Helpers (AWHs), and Accredited Social Health Activists (ASHAs).
Who is Not Eligible?
- Women employed in regular positions with the Central Government, State Government, or Public Sector Undertakings.
- Women already receiving similar maternity benefits under other laws.
This ensures that the PMMVY scheme benefits are directed towards women in need.
Points to Note About PMMVY
Here are some additional PMVVY scheme details you should know about before you apply for the scheme:
- If the child does not survive, the mother cannot claim PMMVY benefits again, as instalments will be considered as availed of.
- Expectant mothers with twins are eligible to receive benefits under the scheme.
- Women already receiving paid maternity leave or similar employer benefits cannot apply under PMMVY.
- Applications must be submitted within 2 years from the date of the Last Menstrual Period (LMP), subject to the meeting of eligibility conditions.
These rules ensure transparency and help target benefits towards mothers who truly need support.
Application Process for the Pradhan Mantri Matru Vandana Yojana
Applying for the PMMVY scheme is simple, with both online and offline options available.
Online Process
Here’s the online registration process to apply for PMVVY:
1. Visit the official Ministry website and click on the Citizen Login tab.
2. Verify your mobile number, then enter details like full name, district, block, and relationship with the beneficiary to create an account.
3. Log in with your User ID, password, and captcha code.
4. Select Beneficiary Registration under the Data Entry tab.
5. Fill in personal, medical, and pregnancy details. Choose whether you are applying for the first or second child.
6. Submit the form and upload documents.
Once approved, the claim amount will be sent to the registered bank account via Direct Benefit Transfer.
Offline Process
If you are not comfortable with the online registration process to apply for PMMVY, here is the offline process for your perusal:
1. Visit the nearest Anganwadi centre or health facility.
2. Collect and fill the Pradhan Mantri Matru Vandana Yojana registration form.
3. Attach the required documents and submit them to the concerned officer.
Documents Required for PMMVY Application
To successfully register under the Pradhan Mantri Matru Vandana Yojana, beneficiaries need:
- Aadhaar card of the mother
- Aadhaar-linked bank account details
- Proof of eligibility (ration card, income certificate, or e-Shram card)
- MCP (Mother and Child Protection) card/RCHI card
- Details of antenatal check-ups
- Child’s birth certificate and immunization details
After registration, you will also receive SMS updates regarding the status of your application and the release of funds.
The Pradhan Mantri Matru Vandana Yojana is an important initiative to safeguard the health and welfare of pregnant and lactating women. By offering financial support and health insurance coverage to mothers, it not only reduces wage loss but also encourages women to seek timely medical care.
Like a life insurance policy that protects families in the long run, PMMVY offers security during a crucial phase of life. If you are the main breadwinner of the family, it is advisable to take the right steps to secure your loved ones with measures, such as buying life insurance and signing up for PMVVT. Together, these efforts strengthen both financial and healthcare support for mothers and children and lead to lasting peace of mind.
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