Enjoy 0% GST on your policy premium. Get ₹1 Cr. Life Cover at just ₹22.5/day* + 10%^ Online Discount with IndiaFirst Life ELITE Term Plan (UIN 143N070V01). *^T&C Apply.

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Elite Term Plan

Lifetime protection till age 99 years
High cover at affordable cost
Convenient premium payment options
Sum Assured as lumpsum or monthly instalments

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Super Protection Plan

Option to get your money back (Return of Premium- ROP)
Flexibility to pay premiums at your convenience
Lifetime protection till age 99 years
Sum Assured as lumpsum or monthly instalments

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Life Plan

Flexibility to choose the duration
Family will receive the payout
Flexibility to choose the assured amount
Long term protection

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Protect Shield Plus Plan

Instant Issuance
Flat rate cover
No medicals
Tax benefits as per prevailing tax laws

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Saral Jeevan Bima Plan

Life Insurance Cover of up to ₹50 lakhs.
Flexible premium payment options
Up to 40 years of protection for loved ones.
Protection against COVID-19 with lump sum benefit.

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Term Rider Plan

Additional Life Cover for up to 5-30 years
Guaranteed Lumpsum Death Benefit
Enjoy Tax Benefits on Premiums You Invest.

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Elite Term Plan

Benefits at Maturity & Life cover
High cover at affordable cost
Convenient premium payment options
Sum Assured as lumpsum or monthly instalments

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Super Protection Plan

Option to get your money back (Return of Premium- ROP)
Flexibility to pay premiums at your convenience
Lifetime protection till age 99 years
Sum Assured as lumpsum or monthly instalments

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Life Plan

Flexibility to choose the duration
Family will receive the payout
Flexibility to choose the assured amount
Long term protection

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Protect Shield Plus Plan

Flexibility to choose the duration
Family will receive the payout
Flexibility to choose the assured amount
Long term protection

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Saral Jeevan Bima Plan

Life Insurance Cover of up to ₹50 lakhs.
Flexible premium payment options
Up to 40 years of protection for loved ones.
Protection against COVID-19 with lump sum benefit.

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Radiance Smart Invest Plan

Zero Fund allocation charges
10 different funds to choose from
3 plan options to achieve your investment goals
100% money invested for higher returns

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Money Balance Plan

Optimised Investment Strategy
Flexible-Premium Payment
Partial Withdrawal Flexibility
Convenient Fund Accessibility

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TULIP Plus Plan

Up to 100x life insurance cover
Up to 750%* return of Premium Allocation charges
Riders designed to cover additional risks
Reduced premium allocation charge for higher premiums

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TULIP Pro Plan

Up to 20X Life Cover for Your Loved Ones
Additional Coverage through TERM Rider
Multiple Investment Strategies and up to 10 Diversified Funds
Up to 600% of Premium Allocation Charges returned at Maturity

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Wealth Maximizer Plan

Market Linked Returns
Free switches for maximum gain
Long-term loyalty benefits
Add top-up premiums

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Long Guaranteed Income Plan

Short-Term Payments, Long-Term Gains
Guaranteed Income to fulfill Financial Goals
Lifetime Income Till 99 years of age
Continuous Life Cover without any interruption

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Guarantee Of Life Dreams Plan

Choice of 3 income Options
UpTo 5% Extra Income on Online Purchase
Enhanced Income Benefit for Women
Option to Choose the date to receive a regular income.

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Growth of Life Dreams Plus Plan

Start income as early as the 1st policy month or defer it up to 10 years
(GPB) Policy benefits continue for your nominee even in your absence
Choose long-term income or whole-life income
Flexibility to choose Life cover option up to 11x

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Assured Income For Milestones Plan

Guaranteed long-term income plan
Ideal for milestone-based financial planning
Three customizable benefit options
Immediate or deferred income variants

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Guaranteed Single Premium Plan

One-time payment (Single Pay)
Tax saving benefits*
Life Cover that is 1.25 times higher

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Mahajeevan Plus Plan

Life cover of up to 15 or 20 years
Periodic Cash backs
Uninterrupted Life Cover
Money Back Discounts with Early Premium Payments

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Smart Retirement Plan

Market-linked returns, with 3 new funds!
2 plan options to secure your retirement
ZERO allocation or administration charges.
Guaranteed Additions* of up to 5% in Year 1

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Guaranteed Pension Plan

Income for Life
5 Annuity Choices
Joint Life Security
Escalating Annuity option

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Guaranteed Annuity Plan

Retirement Planning
12 Annuity Options
Exclusive benefits for NPS subscribers
Continuity with Joint Life Option

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Guaranteed Retirement Plan

Assured Returns
Beat Inflation
Choose How to Save
Save Longer for up to 40 years

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Unit-Linked Pension Plan (ULPP)

Zero Charges Plan
You Pay 100. We Invest 105
Market-Linked Growth
Flexible Premium Options

Guarantee Of Life Dreams Plan

Choice of 3 income Options
UpTo 5% Extra Income on Online Purchase
Enhanced Income Benefit for Women
Option to Choose the date to receive a regular income.

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Life Long Guaranteed Income Plan

Short-Term Payments, Long-Term Gains
Guaranteed Income to fulfill Financial Goals
Lifetime Income Till 99 years of age
Premium Payback Assurance

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Assured Income For Milestones Plan

Guaranteed long-term income plan
Ideal for milestone-based financial planning
Three customizable benefit options
Immediate or deferred income variants

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Guaranteed Single Premium Plan

One-time payment (Single Pay)
Tax saving benefits*
Life Cover that is 1.25 times higher

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Term Rider Plan

Additional Life Cover for up to 5-30 years
Guaranteed Lumpsum Death Benefit
Enjoy Tax Benefits on Premiums You Invest.

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Waiver of Premium Rider

3 Coverage Options
Guaranteed Financial Protection For Your Loved Ones
Policy Remains Effective in Your Absence (WOP)
10 Critical Illness Cover

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ADB Rider

Up to 2 Cr. Additional cover over existing policy
Protect your loved ones at affordable price.
Tax Advantages

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TPD Rider

Up to 1 Cr. Additional cover
Protect your loved ones at affordable price.
Tax Advantages

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Group Living Benefits Plan

Comprehensive Group Health Insurance
Affordable Heatlh Coverage for Corporate
COVID-19 Protection for Group Life Insurance
Fixed Benefit Assurance

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Group Term Plan

Affordable Group Term Insurance
Voluntary or Automatic Enrollment
Enhanced Coverage with EDLI
Flexible Premium Payment

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New Corporate Benefit Plan

A separate plan for each scheme
Minimum guaranteed return of 0.5% p.a.
Yearly Bonus as per company’s performance
Earn easy returns

Little Champ Plan

Financial Protection
Customisable Policy
Guaranteed Payouts
Flexible Coverage Options

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Term Insurance Calculator

Use our Term Insurance Calculator to estimate the right cover for your family’s financial security.

Child Plan Calculator

Plan your child’s education and future goals with our easy Child Plan Calculator.

Retirement Planning Calculator

Estimate how much you need to save for a comfortable and stress-free retirement.

Cost of Delay Calculator

See how delaying investments can impact your long-term wealth creation.

Human Life Value Calculator

Calculate your Human Life Value and understand the insurance cover your family needs.

Paid-Up Calculator

Check the paid-up value of your policy and make informed financial decisions.

Annuity Calculator

Estimate your regular income after retirement using our Annuity Calculator.

ULIP Calculator

Estimate potential returns on your ULIP investments over the policy term.

Compound Interest Calculator

Understand how your money grows over time with the power of compounding.

Future Wealth Creation Calculator

Plan your investments effectively to achieve your long-term wealth goals.

SIP Calculator

Calculate returns on your monthly SIP investments in just a few clicks.

Lumpsum Calculator

Calculate your estimated returns on your lumpsum investment

Step-up SIP Calculator

See how increasing your SIP each year boosts your wealth. Use our Step-Up SIP Calculator for smarter financial planning

SWP Calculator

Check how much monthly income your investment can generate and how long your corpus can last.

Income Tax Calculator

Calculate your tax liability and plan your taxes efficiently.

Home Loan EMI Calculator

Calculate your home loan EMIs and manage repayments with ease.

Car Loan EMI Calculator

Find out your car loan EMI and choose the right repayment plan.

Personal Loan EMI Calculator

Estimate your personal loan EMIs before applying for a loan.

Inflation Calculator

Understand how inflation will affect your expenses and future goals

Gratuity Calculator

Calculate the gratuity amount you may receive based on your tenure and salary.

Salary Calculator

Calculate your take-home salary after deductions and allowances.

BMI Calculator

Check your Body Mass Index and understand your health better.

Nominee Central

Your one-stop hub to help your loved ones easily access, understand, and manage everything related to life insurance nomination and claims.

Life Insurance Ki Kitaab

Your simple, go-to guide for understanding life insurance basics.

India's Firsts

Discover India’s pioneering innovations and historic milestones that shaped the world.

Life+ Newsletter

Your monthly dose of simple, smart insights on insurance and money matters—delivered straight to your inbox.

Insurance Videos

Quick, easy videos that help you understand insurance better.

Insurance Podcasts

Listen to expert insights that simplify insurance on the go.

Enjoy 0% GST on your policy premium. Get ₹1 Cr. Life Cover at just ₹22.5/day* + 10%^ Online Discount with IndiaFirst Life ELITE Term Plan (UIN 143N070V01). *^T&C Apply.

Know More

: Protect Your Family

: Build Wealth

: Plan Your Retirement

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Policy Details

Online Payment
Auto Debit
Other Payment Options
Check Discounts on advance renewal payment

You can pay your renewal premiums online using UPI, Netbanking, Debit card & Credit card in three easy steps.

Step 1: Sign in into your account.

Step 2: Select the policy you want to pay premium for

Step 3: Make Payment

Pay Online At IndiaFirst Life Insurance Website

IndiaFirst Life policy holders can pay premiums using Bank of Baroda's Net Banking Facility. Simply register your policy on www.bobibanking.com and start making your premium payments instantly.

If you wish to pay through another bank account, add / register IndiaFirst Life as a beneficiary to your bank account and facilitate payment regularly through Net Banking. The bank details are mentioned below:

Beneficiary Account Number: INDFIS (Followed by Policy No./ App No. without any space

Beneficiary Name: INDIAFIRST LIFE INSURANCE CO LTD

Beneficiary IFSC Code: HDFC0000240

Beneficiary Bank Name: HDFC Bank

Branch Name: Sandoz Branch, Mumbai

Netbanking (NEFT/RTGS)

You can use EBPP commonly known as Bill Pay service offered by all major banks to pay premiums for your IndiaFirst Life Insurance policy. You can use this service with the help of net banking facility, go to utility bill payment facility and add "IndiaFirst Life Insurance” as biller.

Electronic Bill Payment & Presentment (EBPP) with banks

Wire transfer is a preferred payment option for NRI customers or customers staying or paying premium from location outside India. Easy Steps to wire transfer your premium payment:

1. Fill the transfer advice with correct company name i.e. IndiaFirst Life Insurance Co. Ltd, 8-digit policy no. and amount transferred.

2. Post successful transfer, kindly share the SWIFT transfer copy/transfer advice with us at customer.first@indiafirstlife.com, so that your money can be received and credited to your policy.

Account details for the wire transfer:

Beneficiary Account Number: INDFIS (Followed by Policy No./ App No. without any space

Beneficiary Name: INDIAFIRST LIFE INSURANCE CO LTD

Beneficiary IFSC Code: HDFC0000240

Beneficiary Bank Name: HDFC Bank

SWIFT Code: HDFCINBB

Branch Name: Sandoz Branch, Mumbai

Wire transfer

Now, IndiaFirst Policyholder can make payments through largely all banks website

Step 1: Go to Bill Pay >> Select Insurance category>> Select IndiaFirst Life Insurance

Step 2: Enter policy Number and make payment. Any mobile app enrolled with BBPS (iMobile, Gpay, PhonePe, BHIM etc.)

Step 3: Select Insurance category>> Select IndiaFirst Life Insurance
Step 4: Enter policy number and make payment

Bharat Bill Payment Services (BBPS)

As an IndiaFirst Life policy holder, you can set up a direct debit instruction for your renewal via ECS by submitting the mandate form, duly signed along with a cancelled cheque at your nearest IndiaFirst Life branch. To locate the nearest branch, click here.

Alternatively, you can email us the singed mandate form on the address below:

CFR Department
IndiaFirst Life Insurance Company Ltd
12th and 13th Floor, North [C] wing, Tower 4,
Nesco IT Park, Nesco Center,
Western Express Highway,
Goregaon (East), Mumbai – 400063.

ECS

Set standing instructions with the help of login functionality on our customer service portal. Visit Standing Instruction registration section under Transactions on Customer service portal.

Credit Card Standing Instructions

Auto pay by registering on our customer service portal. Check e-nach/auto pay section under Transactions once you login on our customer service portal. You can set auto pay via Netbanking or by sharing your debit card details. All your future premiums will be debited as per the payment instruction.

Auto Pay Using Debit Card & Netbanking

IndiaFirst Life Branches- Premium payment can be deposit at any branch of IndiaFirst Life via cheque (Local/Transfer) & cash up to a max of Rs. 49,999/-*

Cheque/DD to be drawn in favour of 'IndiaFirst Life Insurance Policy No XXXXXXXX. Kindly mention your name and contact number on the reverse side.

* Premium payments are accepted in cash only up to `49,999/-.

Bank of Baroda or Union Bank of India or Axis Bank- Premium payment can be deposit via cheque (Local/Transfer) at Bank of Baroda or Union Bank of India or Axis Bank Branches across India.

Cheque/DD to be drawn in favour of 'IndiaFirst Life Insurance Policy No XXXXXXXX. Kindly mention your name and contact number on the reverse side.

Common Service Centre- Also, have the option to pay your renewal premium at any Common Service Centre (CSC) by cash, up to a max of Rs. 49,999/-* (To locate the nearest CSC click here.)

* Premium payments are accepted in cash only up to `49,999/-.

Cash / Cheque

Know which product are eligible for discount on advance renewal payment. Enter your policy details to check on discounted premium

Sr.No	Product Name	Product Code	Product UINs	Product Category
1	IndiaFirst Life Mahajeevan Plus Plan	T43	143N059V01	Non Linked, Participating
2	IndiaFirst Life Mahajeevan Plus Plan	T43	143N059V02	Non Linked, Participating
3	IndiaFirst Life Mahajeevan Plus Plan	T67	143N059V03	Non Linked, Participating
4	IndiaFirst Life Guaranteed Benefit Plan	T40	143N056V01	Non Linked, Non- Participating
5	IndiaFirst Life Guaranteed Benefit Plan	T42	143N056V02	Non Linked, Non- Participating
6	IndiaFirst Life Guaranteed Benefit Plan	T46	143N056V03	Non Linked, Non- Participating
7	IndiaFirst Life Guaranteed Benefit Plan	T52	143N056V04	Non Linked, Non- Participating
8	IndiaFirst Life Guaranteed Benefit Plan	T60	143N056V05	Non Linked, Non- Participating
9	IndiaFirst Life Guaranteed Benefit Plan	T60	143N056V06	Non Linked, Non- Participating
10	IndiaFirst Life Guaranteed Benefit Plan	T66	143N056V07	Non Linked, Non- Participating
11	IndiaFirst Life Long Guaranteed Income Plan	T39	143N054V01	Non Linked, Non- Participating
12	IndiaFirst Life Long Guaranteed Income Plan	T44	143N054V02	Non Linked, Non- Participating
13	IndiaFirst Life Long Guaranteed Income Plan	T59	143N054V03	Non Linked, Non- Participating
14	IndiaFirst Life Long Guaranteed Income Plan	T59	143N054V04	Non Linked, Non- Participating
15	IndiaFirst Life Long Guaranteed Income Plan	T59	143N054V05	Non Linked, Non- Participating
16	IndiaFirst Life Long Guaranteed Income Plan	T68	143N054V06	Non Linked, Non- Participating
17	IndiaFirst Life Radiance Smart Invest Plan	U24	143L067V01	ULIP Non- Participating
18	IndiaFirst Life Saral Bachat Bima Plan	T51	143N063V01	Non Linked, Non- Participating
19	IndiaFirst Life Saral Bachat Bima Plan	T72, T73	143N063V02	Non Linked, Non- Participating
20	IndiaFirst Life Fortune Plus Plan	T53	143N065V01	Non Linked, Participating
21	IndiaFirst Life Fortune Plus Plan	T53	143N065V02	Non Linked, Participating
22	IndiaFirst Life Fortune Plus Plan	T69	143N065V03	Non Linked, Participating
23	IndiaFirst Life Guaranteed Of Life Dreams Plan	T62	143N080V01	Non Linked, Non- Participating
24	IndiaFirst Life Guaranteed Of Life Dreams Plan	T65	143N080V02	Non Linked, Non- Participating
25	IndiaFirst Life Guaranteed Of Life Dreams Plan	T74	143N080V03	Non Linked, Non- Participating
26	IndiaFirst Life Cash Back Plan	POS- T70, Non POS-T71	143N024V05	Non Linked, Non- Participating
27	IndiaFirst Life Guaranteed Pension Plan	T54	143N066V04	Non Linked, Non- Participating
28	IndiaFirst Life Smart Pay Plan	T63	143N051V04	Non Linked, Participating

Disclaimer:

Discount on renewal premium would be applicable only on policies with premium payment frequency as Yearly & Half-Yearly
Discount on renewal premium would be applicable if premium is paid at least one month prior to the premium due date provided this period falls within a financial year