Enjoy 0% GST on your policy premium. Get ₹1 Cr. Life Cover at just ₹22.5/day* + 10%^ Online Discount with IndiaFirst Life ELITE Term Plan (UIN 143N070V01). *^T&C Apply.

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Elite Term Plan

Lifetime protection till age 99 years
High cover at affordable cost
Convenient premium payment options
Sum Assured as lumpsum or monthly instalments

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Super Protection Plan

Option to get your money back (Return of Premium- ROP)
Flexibility to pay premiums at your convenience
Lifetime protection till age 99 years
Sum Assured as lumpsum or monthly instalments

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Life Plan

Flexibility to choose the duration
Family will receive the payout
Flexibility to choose the assured amount
Long term protection

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Protect Shield Plus Plan

Instant Issuance
Flat rate cover
No medicals
Tax benefits as per prevailing tax laws

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Saral Jeevan Bima Plan

Life Insurance Cover of up to ₹50 lakhs.
Flexible premium payment options
Up to 40 years of protection for loved ones.
Protection against COVID-19 with lump sum benefit.

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Term Rider Plan

Additional Life Cover for up to 5-30 years
Guaranteed Lumpsum Death Benefit
Enjoy Tax Benefits on Premiums You Invest.

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Elite Term Plan

Benefits at Maturity & Life cover
High cover at affordable cost
Convenient premium payment options
Sum Assured as lumpsum or monthly instalments

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Super Protection Plan

Option to get your money back (Return of Premium- ROP)
Flexibility to pay premiums at your convenience
Lifetime protection till age 99 years
Sum Assured as lumpsum or monthly instalments

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Life Plan

Flexibility to choose the duration
Family will receive the payout
Flexibility to choose the assured amount
Long term protection

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Protect Shield Plus Plan

Flexibility to choose the duration
Family will receive the payout
Flexibility to choose the assured amount
Long term protection

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Saral Jeevan Bima Plan

Life Insurance Cover of up to ₹50 lakhs.
Flexible premium payment options
Up to 40 years of protection for loved ones.
Protection against COVID-19 with lump sum benefit.

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Radiance Smart Invest Plan

Zero Fund allocation charges
10 different funds to choose from
3 plan options to achieve your investment goals
100% money invested for higher returns

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Money Balance Plan

Optimised Investment Strategy
Flexible-Premium Payment
Partial Withdrawal Flexibility
Convenient Fund Accessibility

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TULIP Plus Plan

Up to 100x life insurance cover
Up to 750%* return of Premium Allocation charges
Riders designed to cover additional risks
Reduced premium allocation charge for higher premiums

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TULIP Pro Plan

Up to 20X Life Cover for Your Loved Ones
Additional Coverage through TERM Rider
Multiple Investment Strategies and up to 10 Diversified Funds
Up to 600% of Premium Allocation Charges returned at Maturity

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Wealth Maximizer Plan

Market Linked Returns
Free switches for maximum gain
Long-term loyalty benefits
Add top-up premiums

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Assured Income For Milestones Plan

Guaranteed long-term income plan
Ideal for milestone-based financial planning
Three customizable benefit options
Immediate or deferred income variants

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Guarantee Of Life Dreams Plan

Choice of 3 income Options
UpTo 5% Extra Income on Online Purchase
Enhanced Income Benefit for Women
Option to Choose the date to receive a regular income.

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Guaranteed Single Premium Plan

One-time payment (Single Pay)
Tax saving benefits*
Life Cover that is 1.25 times higher

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Mahajeevan Plus Plan

Life cover of up to 15 or 20 years
Periodic Cash backs
Uninterrupted Life Cover
Money Back Discounts with Early Premium Payments

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Smart Retirement Plan

Market-linked returns, with 3 new funds!
2 plan options to secure your retirement
ZERO allocation or administration charges.
Guaranteed Additions* of up to 5% in Year 1

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Guaranteed Pension Plan

Income for Life
5 Annuity Choices
Joint Life Security
Escalating Annuity option

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Guaranteed Annuity Plan

Retirement Planning
12 Annuity Options
Exclusive benefits for NPS subscribers
Continuity with Joint Life Option

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Guaranteed Retirement Plan

Assured Returns
Beat Inflation
Choose How to Save
Save Longer for up to 40 years

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Assured Income For Milestones Plan

Guaranteed long-term income plan
Ideal for milestone-based financial planning
Three customizable benefit options
Immediate or deferred income variants

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Guarantee Of Life Dreams Plan

Choice of 3 income Options
UpTo 5% Extra Income on Online Purchase
Enhanced Income Benefit for Women
Option to Choose the date to receive a regular income.

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Guaranteed Single Premium Plan

One-time payment (Single Pay)
Tax saving benefits*
Life Cover that is 1.25 times higher

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Life Long Guaranteed Income Plan

Short-Term Payments, Long-Term Gains
Guaranteed Income to fulfill Financial Goals
Lifetime Income Till 99 years of age
Premium Payback Assurance

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Term Rider Plan

Additional Life Cover for up to 5-30 years
Guaranteed Lumpsum Death Benefit
Enjoy Tax Benefits on Premiums You Invest.

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Waiver of Premium Rider

3 Coverage Options
Guaranteed Financial Protection For Your Loved Ones
Policy Remains Effective in Your Absence (WOP)
10 Critical Illness Cover

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ADB Rider

Up to 2 Cr. Additional cover over existing policy
Protect your loved ones at affordable price.
Tax Advantages

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TPD Rider

Up to 1 Cr. Additional cover
Protect your loved ones at affordable price.
Tax Advantages

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Group Living Benefits Plan

Comprehensive Group Health Insurance
Affordable Heatlh Coverage for Corporate
COVID-19 Protection for Group Life Insurance
Fixed Benefit Assurance

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Group Term Plan

Affordable Group Term Insurance
Voluntary or Automatic Enrollment
Enhanced Coverage with EDLI
Flexible Premium Payment

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New Corporate Benefit Plan

A separate plan for each scheme
Minimum guaranteed return of 0.5% p.a.
Yearly Bonus as per company’s performance
Earn easy returns

Little Champ Plan

Financial Protection
Customisable Policy
Guaranteed Payouts
Flexible Coverage Options

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Term Insurance Calculator

Use our Term Insurance Calculator to estimate the right cover for your family’s financial security.

Child Plan Calculator

Plan your child’s education and future goals with our easy Child Plan Calculator.

Retirement Planning Calculator

Estimate how much you need to save for a comfortable and stress-free retirement.

Cost of Delay Calculator

See how delaying investments can impact your long-term wealth creation.

Human Life Value Calculator

Calculate your Human Life Value and understand the insurance cover your family needs.

Paid-Up Calculator

Check the paid-up value of your policy and make informed financial decisions.

Annuity Calculator

Estimate your regular income after retirement using our Annuity Calculator.

ULIP Calculator

Estimate potential returns on your ULIP investments over the policy term.

Compound Interest Calculator

Understand how your money grows over time with the power of compounding.

Future Wealth Creation Calculator

Plan your investments effectively to achieve your long-term wealth goals.

SIP Calculator

Calculate returns on your monthly SIP investments in just a few clicks.

Lumpsum Calculator

Calculate your estimated returns on your lumpsum investment

Simple Interest Calculator

Find out the interest amount based on your principal, rate, and time using the simple interest method.

SSY Calculator

Use our simple SSY calculator and figure out how much you can save for your daughter’s future.

Income Tax Calculator

Calculate your tax liability and plan your taxes efficiently.

Home Loan EMI Calculator

Calculate your home loan EMIs and manage repayments with ease.

Car Loan EMI Calculator

Find out your car loan EMI and choose the right repayment plan.

Personal Loan EMI Calculator

Estimate your personal loan EMIs before applying for a loan.

Inflation Calculator

Understand how inflation will affect your expenses and future goals

Gratuity Calculator

Calculate the gratuity amount you may receive based on your tenure and salary.

Salary Calculator

Calculate your take-home salary after deductions and allowances.

BMI Calculator

Check your Body Mass Index and understand your health better.

Nominee Central

Your one-stop hub to help your loved ones easily access, understand, and manage everything related to life insurance nomination and claims.

Life Insurance Ki Kitaab

Your simple, go-to guide for understanding life insurance basics.

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Discover India’s pioneering innovations and historic milestones that shaped the world.

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Your monthly dose of simple, smart insights on insurance and money matters—delivered straight to your inbox.

Insurance Videos

Quick, easy videos that help you understand insurance better.

Insurance Podcasts

Listen to expert insights that simplify insurance on the go.

Enjoy 0% GST on your policy premium. Get ₹1 Cr. Life Cover at just ₹22.5/day* + 10%^ Online Discount with IndiaFirst Life ELITE Term Plan (UIN 143N070V01). *^T&C Apply.

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Rushabh Gandhi

Managing Director & Chief Executive Officer

Rushabh Gandhi, MD & CEO, IndiaFirst Life is a visionary leader with an entrepreneurial mindset. He leverages his sharp business acumen and strategic thinking to transform challenges into opportunities. Rushabh has been instrumental in driving IndiaFirst Life’s success story through a robust Bancassurance-led, multi-distribution channel strategy.

Rushabh’s people-centric leadership has consistently led to growth across all business parameters, helping the company steadily gain mindshare of key stakeholders.

Rushabh has been bestowed with multiple awards such as the Navabharat Transformational Leader of the Year 2022, Excellence in Strategic Leadership at Insurance Innovation Awards 2023, Visionary Thought Leader at the Elets 7th NBFC100 Leaders of Excellence Awards 2024, and Times Now Most Promising Business Leaders of Asia 2026 at the 10th Edition of Asian Business Leaders Conclave. Rushabh also featured in the Changemakers of 2025 Power List by HR Association of India (HRAI).

Rushabh is an alumnus of Narsee Monjee Institute of Management Studies (NMIMS).

Board of directors
Management Team

Dr. DEBADATTA CHAND

Chairperson

Dr. Debadatta Chand assumed charge as Managing Director & CEO of the Bank on 1st July 2023. Dr. Chand has over 31 years of experience in the Banking & Financial services industry, having served in banks and financial institutions. Dr. Chand served as the Executive Director at Bank of Baroda from March’21 to June’23, before his elevation as MD & CEO. Read More

Mr. NARENDRA OSTAWAL

Non-Executive Director

Mr. Ostawal joined Warburg Pincus in 2007 and since then has been working with the firm's Indian affiliate. He is involved with the firm's Investment Advisory activities in India and evaluates opportunities in the Financial Services and Healthcare sectors in India. Prior to joining Warburg Pincus, Mr. Ostawal was an Associate with 3i India and McKinsey & Company. Read More

Shri Lalit Tyagi

Non-Executive Director

Shri Lalit Tyagi, having started his career as Probationary Officer in Bank of Baroda in 1996, has over 28 years of rich experience in various spectrum of commercial banking, particularly in Corporate Finance, Risk Management, International Banking and Administrative Roles.. Read More

Mr. Shailendra Singh

Non-Executive Director

Mr. Shailendra Singh, is currently, Chief General Manager (HRM) in Bank of Baroda. In his earlier assignment as MD & CEO of BOBCARD (100% subsidiary of Bank of Baroda), he was instrumental in rejuvenating and resurrecting the credit card business and positioning it as a force to reckon within credit card landscapes. Read More

Mr. Sandeep Kagzi

Non-Executive Director

Sandeep Kagzi is based in Mumbai, joined Warburg Pincus in 2008, and focuses on financial services and consumer sectors. Prior to joining Warburg Pincus, he worked at J.P. Morgan in the Industrials Investment Banking group in New York.. Read More

Ms. HARITA GUPTA

Independent Director

Harita is a Masters degree holder from IIT Delhi and lives with her husband in Gurgaon, India. Harita joined Sutherland as the Global Head of the Enterprise Business in 2017 she brings in 3 decades of vast Global experience in the Digital and IT services sector. Read More

Mr. Narasimhan Rajashekaran

Independent Director

Mr. Rajashekaran began his journey as a global banker in 1985, spanning a 39-year career, With the last 24 years at Citibank across 6 countries. He is an Independent Board Director in India and has also served on the boards (including as chairman) of Citi legal vehicles & Industry chambers. Read More

Mr. Rajaraman Arunachalam

Independent Director

Rajaraman Arunachalam brings over 30 years of diverse industry experience and deep regulatory expertise to IndiaFirst Life as an Independent Director. Throughout his distinguished career, he has held key roles across corporate, consulting, and regulatory domains, spanning life insurance, general insurance, pensions, and employee benefits. A Mathematics graduate, he is a Read More

Rushabh Gandhi

Managing Director & Chief Executive Officer

Kedar Patki

Chief Financial Officer

As Chief Financial Officer, Kedar Patki is responsible for managing the Finance, Strategy, and Planning & Budgeting functions at IndiaFirst Life. Read More

Atri Chakraborty

Chief Operating Officer

As Chief Operating Officer at IndiaFirst Life, Atri Chakraborty drives the company’s operational excellence and strategic growth. With a comprehensive knowledge of business operations, technology, and data, Atri is instrumental in shaping the company's future. Read More

Varun Gupta

Chief Distribution Officer – Bancassurance

As the Chief Distribution Officer for Bancassurance channel at IndiaFirst Life, Varun Gupta is responsible for spearheading a strong network of existing Banca partnerships, developing a comprehensive diversification strategy, and establishing new collaborations to further enhance the company’s growth. Read More

Sumeet Sahni

Chief Distribution Officer – Agency & Alliances

Sumeet Sahni is Chief Distribution Officer - Agency & Alliances at IndiaFirst Life Insurance. The role perfectly aligns with his dual passions for driving growth and fostering strong, collaborative relationships. Read More

Sunanda Roy

Country Head – Bank of Baroda Channel

As Country Head – Bank of Baroda Channel, Sunanda Roy heads IndiaFirst Life’s bancassurance strategy and sales in the Bank of Baroda vertical. Accordingly, he leads the initiative to forge a stronger and optimised bancassurance channel. In this capacity, he is at the helm of insurance distribution Read More

Munish Bhardwaj

Country Head – Regional Rural Bank Channel

As Country Head for the Regional Rural Bank Channel, Munish Bhardwaj leads the Regional Rural Banks (RRB) Bancassurance vertical at IndiaFirst Life. In this role, he is responsible for driving insurance penetration across rural and semi-urban markets through strategic banking partnerships Read More

Subhankar Sengupta

Chief Marketing Officer and Country Head – Alternate Channels

Subhankar Sengupta serves as the Chief Marketing Officer and Country Head – Alternate Channels at IndiaFirst Life. In this role, he oversees the organization’s branding and marketing functions while also driving growth across business channels like Broking & Corporate Agency and Corporate Business. Read More

Dr. Poonam Tandon

Chief Investment Officer

As the Chief Investment Officer at IndiaFirst Life, Dr. Poonam Tandon heads investment management for the organisation. Poonam is an accomplished veteran with keen insight on the financial markets and investment management in the BFSI sector. Read More

Sankaranarayanan Raghavan

Chief Technology and Digital Officer

As the Chief Technology and Digital Officer at IndiaFirst Life, Sankaranarayanan Raghavan is responsible for technology, data and data sciences strategy, implementation, digital sales, and efficiency monitoring. Read More

Sunder Natarajan

Chief Human Resources Officer

As the Chief Human Resources Officer of IndiaFirst Life, Sunder Natarajan is responsible for talent management, performance management, organisation development, training, infrastructure, and procurement. At IndiaFirst Life, Sunder has led multiple functions Read More

Bhavna Verma

Chief & Appointed Actuary

As the Chief & Appointed Actuary at IndiaFirst Life, Bhavna Verma leads the actuarial function of the Company, overseeing regulatory and shareholder reporting, product development and pricing, and financial and insurance risk management. Read More

Amrish Maheshwari

Chief Risk Officer

Amrish Maheshwari is the Chief Risk Officer at IndiaFirst Life Insurance, where he leads the risk and information security functions. He ensures that the organisation follows the risk management framework, promotes the risk culture, adheres to the Environment Read More

Naman Gupta

Head – Persistency Management & Branch Operations

Naman Gupta is a seasoned insurance professional and founding member of IndiaFirst Life, currently serving as Head – Persistency Management & Branch Operations. He is responsible for shaping and executing strategies that drive Read More

Amey Patil

Country Head – Union Bank of India Channel & Business Development

Amey Patil is the Country Head – Union Bank of India Channel & Business Development at IndiaFirst Life, where he drives strategy and sales for the Union Bank of India Bancassurance channel and also leads Business Development and Strategic Partnerships. Read More

Sameer Gupta

Country Head – Group Protection

Sameer Gupta is Country Head – Group Protection at IndiaFirst Life. His role encompasses driving sales and distribution strategy for the channel to ensure new business growth, while focusing on creating value through product and process innovation. Read More

Nalin Bhandari

Finance Controller

Nalin Bhandari is Finance Controller at IndiaFirst Life. In his current role at the organisation, Nalin oversees the finance, taxation, IFRS, finance operations, internal controls, audits, and statutory compliance functions. Read More

Rushabh Gandhi

Managing Director & Chief Executive Officer

Dr. DEBADATTA CHAND

Chairperson

Mr. NARENDRA OSTAWAL

Non-Executive Director

Shri Lalit Tyagi

Non-Executive Director

Mr. Shailendra Singh

Non-Executive Director

Mr. Sandeep Kagzi

Non-Executive Director

Ms. HARITA GUPTA

Independent Director

Mr. Narasimhan Rajashekaran

Independent Director

Mr. Rajaraman Arunachalam

Rushabh Gandhi

Managing Director & Chief Executive Officer

Kedar Patki

Chief Financial Officer

Atri Chakraborty

Chief Operating Officer

Varun Gupta

Chief Distribution Officer – Bancassurance

Sumeet Sahni

Chief Distribution Officer – Agency & Alliances

Sunanda Roy

Country Head – Bank of Baroda Channel

Munish Bhardwaj

Country Head – Regional Rural Bank Channel

Subhankar Sengupta

Chief Marketing Officer and Country Head – Alternate Channels

Dr. Poonam Tandon

Chief Investment Officer

Sankaranarayanan Raghavan

Chief Technology and Digital Officer

Sunder Natarajan

Chief Human Resources Officer

Bhavna Verma

Chief & Appointed Actuary

Amrish Maheshwari

Chief Risk Officer

Naman Gupta

Head – Persistency Management & Branch Operations

Amey Patil

Country Head – Union Bank of India Channel & Business Development

Sameer Gupta

Country Head – Group Protection

Nalin Bhandari

Finance Controller

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