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लाईफ इंश्युरन्स खरेदी करण्यासाठी तज्ञास विचारा

तुम्ही तुमच्या कुटुंबाच्या भविष्याला प्राधान्य देत आहात हे जाणून आम्ही आनंदी आहोत. सर्वोत्तम इंश्युरन्स प्लान शोधण्यात आमचे लाईफ इंश्युरन्स तज्ञ तुम्हाला मदत करतील. कॉलची वेळ निश्चित करण्यासाठी, कृपया खालील काही तपशील शेयर करा.

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IndiaFirst Life Elite Term Plan

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IndiaFirst Life Elite Term Plan

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With IndiaFirst Life Elite Term Plan, you not only fulfil your commitment, but also ensure that money is the last thing your family have to worry about. IndiaFirst Life Elite Term Plan is a pure protection plan that ticks everything off your checklist.

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  • High cover at affordable cost
  • Lifetime protection till age 99 years
  • 10% discount on 1st Premium on online buy
  • Tax benefits as per applicable tax laws
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IndiaFirst Life Plan

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IndiaFirst Life Plan

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Protect your family's future with IndiaFirst Life Plan – a plan that caters to your family's protection requirements and offers great benefits to keep your loved ones secure.

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  • Flexible Policy Term Options
  • Guaranteed Death Benefits
  • Choice to Customise Life Coverage
  • Tax Benefits
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IndiaFirst Life Super Protection Plan

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IndiaFirst Life Super Protection Plan

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Protect your family’s happiness & future with our most flexible term plan. Buy this term life insurance and give your loved ones the financial security they deserve.

Product Benefits
  • Option to get your money back (Return of Premium- ROP)
  • Flexibility to pay premiums at your convenience
  • Lifetime protection till age 99 years
  • Sum Assured as lumpsum or monthly instalments
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IndiaFirst Life Saral Jeevan Bima Plan

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IndiaFirst Life Saral Jeevan Bima Plan
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Take a step towards securing your family's financial future with IndiaFirst Life Saral Jeevan Bima Plan. This pure term insurance policy is designed to provide lump sum benefit as a safety net for your loved ones in case of unexpected events. Safeguard their dreams by choosing our term plan today!

Product Benefits
  • Life Insurance Cover of up to ₹50 lakhs.
  • Flexible premium payment options
  • Up to 40 years of protection for loved ones.
  • Protection against COVID-19 with lump sum benefit.
  • Tax benefits

 

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Explore Our Most Loved Insurance Plans for a Secure Future

IndiaFirst Life Elite Term Plan

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IndiaFirst Life Elite Term Plan
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With IndiaFirst Life Elite Term Plan, you not only fulfil your commitment, but also ensure that money is the last thing your family have to worry about. IndiaFirst Life Elite Term Plan is a pure protection plan that ticks everything off your checklist.

Product Benefits
  • High cover at affordable cost
  • Lifetime protection till age 99 years
  • 10% discount on 1st Premium on online buy
  • Tax benefits as per applicable tax laws
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IndiaFirst Life Radiance Smart Invest Plan

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IndiaFirst Life Radiance Smart Invest Plan
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Investment
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Have you heard of a plan that not only gives you a life cover but also helps in wealth creation? Enjoy 2 benefits in 1 plan with IndiaFirst Life Radiance Smart Invest Plan.

Product Benefits
  • Zero Fund allocation charges
  • 10 different funds to choose from
  • 3 Plan Options 
  • 100% money invested for higher returns
  • Life Cover
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IndiaFirst Life Money Balance Plan

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IndiaFirst Life Money Balance Plan
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Investment
Product Description

A unit linked individual savings life insurance policy that helps you save for the future, while limiting your exposure to market fluctuations. The policy is designed to offers market linked returns along with the security of a life cover. 

Product Benefits
  • Optimized Investment Strategy
  • Investment Diversification
  • Wealth Creation
  • Life Cover Protection
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IndiaFirst Life Super Protection Plan

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IndiaFirst Life Super Protection Plan
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Term Plan
Product Description

Protect your family’s happiness & future with our most flexible term plan. Buy this term life insurance and give your loved ones the financial security they deserve.

Product Benefits
  • Option to get your money back (Return of Premium- ROP)
  • Flexibility to pay premiums at your convenience
  • Lifetime protection till age 99 years
  • Sum Assured as lumpsum or monthly instalments
Porduct Detail Page URL

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IndiaFirst Life Smart Retirement Plan

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IndiaFirst Life Smart Retirement Plan

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IndiaFirst Life Smart Retirement Plan is a low-cost retirement solution for those looking to boost their retirement corpus with market-linked returns by leveraging the dynamic Indian economy today and securing an independent retirement tomorrow.

Product Benefits
  • Market-linked returns, with 3 new funds!
  • ZERO allocation or administration charges.
  • Guaranteed Additions of up to 5% in Year 1
  • Retirement tax benefits under 80CCC
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Explore Our Most Loved Insurance Plans for a Secure Future

IndiaFirst Life Elite Term Plan

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IndiaFirst Life Elite Term Plan

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Tax Saving
Product Description

With IndiaFirst Life Elite Term Plan, you not only fulfil your commitment, but also ensure that money is the last thing your family have to worry about. IndiaFirst Life Elite Term Plan is a pure protection plan that ticks everything off your checklist.

Product Benefits
  • High cover at affordable cost
  • Lifetime protection till age 99 years
  • 10% discount on 1st Premium on online buy
  • Tax benefits as per applicable tax laws
Porduct Detail Page URL

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Product Buy Now URL and CTA Text

Learn More

IndiaFirst Life Radiance Smart Invest Plan

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Product Name

IndiaFirst Life Radiance Smart Invest Plan

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Investment
Product Description

Have you heard of a plan that not only gives you a life cover but also helps in wealth creation? Enjoy 2 benefits in 1 plan with IndiaFirst Life Radiance Smart Invest Plan.

Product Benefits
  • Zero Fund allocation charges
  • 10 different funds to choose from
  • 3 Plan Options 
  • 100% money invested for higher returns
  • Life Cover
Porduct Detail Page URL

Get Quote

Product Buy Now URL and CTA Text

Learn More

IndiaFirst Life Money Balance Plan

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Product Name

IndiaFirst Life Money Balance Plan

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Investment
Product Description

A unit linked individual savings life insurance policy that helps you save for the future, while limiting your exposure to market fluctuations. The policy is designed to offers market linked returns along with the security of a life cover. 

Product Benefits
  • Optimized Investment Strategy
  • Investment Diversification
  • Wealth Creation
  • Life Cover Protection
Porduct Detail Page URL

Get Quote

Product Buy Now URL and CTA Text

Learn More

IndiaFirst Life Super Protection Plan

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Product Name

IndiaFirst Life Super Protection Plan

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Term Plan
Product Description

Protect your family’s happiness & future with our most flexible term plan. Buy this term life insurance and give your loved ones the financial security they deserve.

Product Benefits
  • Option to get your money back (Return of Premium- ROP)
  • Flexibility to pay premiums at your convenience
  • Lifetime protection till age 99 years
  • Sum Assured as lumpsum or monthly instalments
Porduct Detail Page URL

Get Quote

Product Buy Now URL and CTA Text

Learn More

IndiaFirst Life Smart Retirement Plan

Product Image

Product New Tag

IndiaFirst Life Smart Retirement Plan

Dropdown Field
Retirement
Product Description

IndiaFirst Life Smart Retirement Plan is a low-cost retirement solution for those looking to boost their retirement corpus with market-linked returns by leveraging the dynamic Indian economy today and securing an independent retirement tomorrow.

Product Benefits
  • Market-linked returns, with 3 new funds!
  • ZERO allocation or administration charges.
  • Guaranteed Additions of up to 5% in Year 1
  • Retirement tax benefits under 80CCC
Porduct Detail Page URL

Get Quote

Product Buy Now URL and CTA Text

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IndiaFirst Life Insurance Company Ltd, 11 Floor Block 13B, Unit No 1126, Signature Tower, Gandhinagar, Gujarat, 382355.

Explore Our Term Insurance Plans

IndiaFirst Life Plan

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Product Name
IndiaFirst Life Plan
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Grow Money
Product Description

A protection plan for your family that helps them stand independently! IndiaFirst Life Plan gives your family a financial cushion to fall back on in your absence.

Product Benefits
  • Flexible Policy Term
  • Life Cover upto 50 Cr
  • Choice to Customise Life Coverage
  • Flexible Premium Terms
  • Tax* benefits
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IndiaFirst Life Radiance Smart Invest Plan

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Product Name
IndiaFirst Life Radiance Smart Invest Plan
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Retirement
Product Description

Have you heard of a plan that not only gives you a life cover but also helps in wealth creation? Enjoy 2 benefits in 1 plan with IndiaFirst Life Radiance Smart Invest Plan.

Product Benefits
  • Zero Fund allocation charges
  • 10 different funds to choose from
  • 3 Plan Options 
  • 100% money invested for higher returns
  • Life Cover
Porduct Detail Page URL

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IndiaFirst Life Guarantee of Life Dreams Plan

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IndiaFirst Life Guarantee of Life Dreams Plan
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Tax Saving
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Wouldn't it be wonderful if we had a second source of income to support our dreams? With this plan now receive an income from the end of the 1st month itself.

Product Benefits
  • Choice of 3 income Options
  • Guaranteed Long-Term Income
  • Life Insurance Cover
  • Benefits of long-term Savings.
  • Protection even if you miss one premium
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Indiafirst Life Guaranteed Single Premium Plan

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Indiafirst Life Guaranteed Single Premium Plan
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Grow Money
Product Description

Wondering if there is a way to get 7x return on your investments? Your search ends here! With this single payment plan, you can achieve your financial goals.

Product Benefits
  • Guaranteed 7x returns on investment 
  • One-time payment (Single Pay) 
  • Tax saving benefits  
  • Life Cover that is 1.25 times higher
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IndiaFirst Life Guaranteed Retirement Plan

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Product Name
IndiaFirst Life Guaranteed Pension Plan
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Retirement
Product Description

Make your golden years truly golden! Invest in the Guaranteed Pension Plan that is designed to guarantee an income for as long as you live.

Product Benefits
  • Receive regular income after retirement
  • Choose from 5 different annuities. 
  • Return of purchase price 
  • Cover against critical illnesses

 

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IndiaFirst Life Saral Jeevan Bima Plan

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Product Name
IndiaFirst Life Saral Jeevan Bima Plan
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Term Plan
Product Description

Take a step towards securing your family's financial future with IndiaFirst Life Saral Jeevan Bima Plan. This pure term insurance policy is designed to provide lump sum benefit as a safety net for your loved ones in case of unexpected events. Safeguard their dreams by choosing our term plan today!

Product Benefits
  • Life Insurance Cover of up to ₹50 lakhs.
  • Flexible premium payment options
  • Up to 40 years of protection for loved ones.
  • Protection against COVID-19 with lump sum benefit.
  • Tax benefits

 

Porduct Detail Page URL
Product Buy Now URL and CTA Text

Learn More

IndiaFirst Life Super Protection Plan

Product Image


Product Name
IndiaFirst Life Super Protection Plan
Dropdown Field
Tax Saving
Product Description

Protect your family’s happiness & future with our most flexible term plan. Buy this term life insurance and give your loved ones the financial security they deserve.

Product Benefits
  • Option to get your money back (Return of Premium- ROP)
  • Flexibility to pay premiums at your convenience
  • Lifetime protection till age 99 years
  • Sum Assured as lumpsum or monthly instalments
Porduct Detail Page URL

Get Quote

Product Buy Now URL and CTA Text

Learn More

What is Term Insurance?

To protect your family against uncertainties, term insurance is a cost-effective way of achieving financial security. A term policy is a simple and affordable product offering life insurance coverage. When you buy this form of life cover for yourself, you secure a sum assured for your nominee in lieu of the premium you pay into the plan. In the event of your passing during the policy, the nominee can claim a death benefit. If getting this support for your family is your focus, term insurance might be the correct affordable option as it offers coverage for a specific duration.

How Does a Term Plan Work?

Whether you are a prospective policyholder, someone who owns a term life insurance policy, a nominee, or someone who has never had to deal with insurance, understanding how a term life insurance policy works is crucial. This will allow you and your loved ones to make the right financial decisions to plan a secure future.

Here’s what you need to know about the workings of a term life insurance plan.

  • Term plans can be of various types. The simplest one is commonly referred to as a level term life insurance plan. It only offers a death benefit. If you need more from such a policy, you may have the option to add riders.

  • You can buy a policy online or offline. The online term insurance policy-buying process is fairly simple. It can be completed within a few steps, provided you submit all the required documents. 

  • When buying a term life insurance plan, it is advisable to use a term life insurance plan premium calculator to get estimates for premiums based on your personal details, the plan chosen, and the sum assured you seek.

  • Upon approval, you can pay premiums for the same. You can choose the premium payment frequency based on the available options.

  • Buying a term life insurance plan offers a life cover. So, if you were to pass away when the policy is in force, the nominee for the plan can claim a death benefit.

Thus, getting a term life insurance plan can help you protect your loved ones in your absence.

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