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લાઈફ ઈન્શ્યોરન્સ ખરીદવા માટે નિષ્ણાતને પૂછો

તમે તમારા પરિવારના ભવિષ્યને અગ્રીમતા આપી રહ્યા છો તે જાણીને અમે ખુશ છીએ. અમારા લાઈફ ઈન્શ્યોરન્સ નિષ્ણાત તમને શ્રેષ્ઠ ઈન્શ્યોરન્સ પ્લાન શોધવામાં સહાય કરશે. કૉલ નિયત કરવા માટે, નીચેની વિગતો જણાવો.

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What is Term Premium Calculator?

A term insurance calculator is a tool that helps you determine the premium amount and coverage amount for a term insurance plan. It considers factors such as age, gender, smoking habits, and the desired policy term. Using a term insurance calculator can help you make an informed decision when buying a term insurance policy. Term insurance is a type of life insurance that provides coverage for a specific period of time, or "term." Term Insurance Plan helps you to provide financial security to your family, i.e., a predetermined amount known as 'death benefit', in case of their untimely demise during the policy term.

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Explore Term Insurance Plans

IndiaFirst Life Guaranteed Protection Plus Plan

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IndiaFirst Life Guaranteed Protection Plus Plan
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Product Description

Need a protection plan that is tailored especially for your needs? Look no further! This plan aims to give you and your family financial security in an easy and convenient way.

Product Benefits
  • Option to Get Your Money Back (ROP)
  • Tailormade plans
  • Flexibility to pay premiums at your convenience.
  • Insure your spouse in the same policy
  • Cover till 99 years of age
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IndiaFirst Life Plan

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Product Name
IndiaFirst Life Plan
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Product Description

A protection plan for your family that helps them stand independently! IndiaFirst Life Plan gives your family a financial cushion to fall back on in your absence.

Product Benefits
  • Flexibility to choose the duration
  • Family will receive the payout
  • Flexibility to choose the assured amount
  • Long term protection
  • Tax* benefits 
Porduct Detail Page URL

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How to use the Online Term Plan Calculator?

Step 1

Simply enter your age, gender, occupation, annual income, smoking habits, health conditions, the required sum assured, and the policy tenure.

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Step 2

The online term insurance calculator will estimate the premium amount you have to pay to avail the term insurance.

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Chalk out your retirement plan with our easy-to-use online retirement calculator.

Get Access to a Smart Retirement Planner

The retirement fund calculator helps in planning your future finances easily. Whether you intend to travel the world post-retirement or resettle in a quieter neighborhood, fulfill your retirement dreams with the help of this calculator.

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Get a Clear Picture of Your Finances

The IndiaFirst Life retirement corpus calculator puts your income and future expense need together, applies the pension calculation formula, and gives you a clear picture of the whole investment-return scenario. 

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Reap Benefits of An Easy-To-Use Retirement Planning Calculator

Not everyone can understand the calculation formulas easily and hence IndiaFirst Life Retirement Calculator makes retirement planning easy for every individual. 

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Save Your Time & Energy

The pension calculator factors in all the details and does the lengthy calculation of calculating retirement fund within a few seconds.

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Do a Comparative Analysis

The IndiaFirst Life retirement planner offers you the advantage of comparing various financial instruments to see which ones help you get closer to your retirement goals.

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Retirement Calculator for Free

Calculate your retirement fund requirement and download a comprehensive report free of cost.

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How do Retirement Calculators work?

What is the formula to calculate retirement planning calculator?

The pension calculation formula considers the present value of expenses, expected rate of inflation, and the time left for you to save before you retire. Using a pension calculation formula, the calculator shows you how much fund you are required to create for your retirement years. The Retirement calculation formula is:

FV=PV(1+r) ^n

WHERE,

FV = Future value/income
PV = Present value/income
r = The expected rate of inflation
n = the time left before retirement

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How can we help?

What are the details required to use a retirement calculator?

Answer

The information required by a retirement planner is simple and basic. It includes:
 

  • Your current age
  • Your age at retirement
  • Your estimated life expectancy
  • Your current annual income
  • The rate at which your income will increase annually
  • Current retirement savings and investment corpus
  • Types of investments that you currently hold
  • Total monthly expenses
  • The estimated rate of inflation


Once you provide these estimates, the retirement fund calculator does the hard work for you within seconds. By applying the pension calculation formula to the data provided, the IndiaFirst Life pension planner gives you an estimate of your retirement corpus goal. You also get an insight into your monthly savings goal to meet retirement needs and the variety of pension plans and avenues for investment.

Why do i need to use a pension calculator?

Answer

A reliable retirement planner such as the IndiaFirst Life retirement calculator is essential to plan your retirement goals in a streamlined manner. A retirement planner works out how much you will need to sustain yourself in the future based on your current lifestyle and expenses. If you realise that the corpus you require is much larger than what you had initially anticipated, you can rework your investments to make sure they align with your retirement needs. Using a pension calculation formula is a time-consuming process that you can easily side-step by opting to use the IndiaFirst Life retirement calculator online.

Why does the indiafirst life retirement planner/pension calculator ask for estimated life expectancy?

Answer

The IndiaFirst Life pension planner calculates how much of a retirement corpus you will require to comfortably live your retired life. To do this, the retirement calculator needs to factor in how long the corpus has to last you. Suppose you retire at the age of 60 and estimate life expectancy up to the age of 85. In that case, the IndiaFirst Life retirement calculator has to calculate how much corpus you would require to manage those 25 years after retirement.

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